Wiz Soluções e Corretagem de Seguros S.A (WIZC3) — Financial Flexibility Index

Latest as of September 2025: 0.13x

Wiz Soluções e Corretagem de Seguros S.A (WIZC3) has a Financial Flexibility Index of 0.13x as of September 2025. Free cash flow of R$144.45 Million (operating CF R$138.03 Million minus capex R$6.41 Million) represents 0% of total liabilities (R$1.11 Billion). Check Wiz Soluções e Corretagem de Seguros S.A (WIZC3) total reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.

Financial Flexibility Index

0.13x
Free Cash Flow / Total Liabilities

Free Cash Flow

R$144.45 Million
Operating CF − Capex

Total Liabilities

R$1.11 Billion
BRL

Capital Expenditures

R$6.41 Million
BRL

Wiz Soluções e Corretagem de Seguros S.A Financial Flexibility Index (2011–2024)

Historical Financial Flexibility Index trend for Wiz Soluções e Corretagem de Seguros S.A across 14 annual periods. For the full cash flow conversion analysis, see WIZC3 operating cash flow.

Annual Financial Flexibility Index for Wiz Soluções e Corretagem de Seguros S.A (2011–2024)

Year-by-year free cash flow to debt coverage for Wiz Soluções e Corretagem de Seguros S.A. Explore debt repayment capacity of Wiz Soluções e Corretagem de Seguros S.A to assess how comfortably operating cash covers total debt obligations.

Year Flexibility Index Free Cash Flow (BRL) Operating CF Total Liabilities YoY Change
2024 0.41x R$528.84 Million R$506.88 Million R$1.29 Billion ▲ +44.7%
2023 0.28x R$394.03 Million R$375.87 Million R$1.39 Billion ▼ -2.5%
2022 0.29x R$430.92 Million R$401.75 Million R$1.48 Billion ▲ +67.7%
2021 0.17x R$251.22 Million R$226.01 Million R$1.45 Billion ▼ -83.7%
2020 1.06x R$701.94 Million R$537.49 Million R$659.91 Million ▲ +45.2%
2019 0.73x R$292.55 Million R$283.90 Million R$399.24 Million ▲ +11.3%
2018 0.66x R$200.85 Million R$197.82 Million R$305.17 Million ▲ +34.3%
2017 0.49x R$220.03 Million R$197.08 Million R$449.02 Million ▼ -79.8%
2016 2.43x R$186.87 Million R$173.56 Million R$76.89 Million ▲ +27.4%
2015 1.91x R$121.88 Million R$104.77 Million R$63.90 Million ▼ -2.7%
2014 1.96x R$114.22 Million R$100.08 Million R$58.25 Million ▲ +29.9%
2013 1.51x R$83.29 Million R$79.10 Million R$55.16 Million ▲ +582.0%
2012 -0.31x R$-13.59 Million R$-17.03 Million R$43.40 Million ▼ -212.5%
2011 0.28x R$25.51 Million R$21.14 Million R$91.57 Million
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities