Qingdao Rural Commercial Bank Corp Class A (002958) — Financial Flexibility Index

Latest as of September 2025: 0.02x

Qingdao Rural Commercial Bank Corp Class A (002958) has a Financial Flexibility Index of 0.02x as of September 2025. Free cash flow of CN¥9.33 Billion (operating CF CN¥9.30 Billion minus capex CN¥28.07 Million) represents 0% of total liabilities (CN¥472.75 Billion). Check Qingdao Rural Commercial Bank Corp Class investment reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.

Financial Flexibility Index

0.02x
Free Cash Flow / Total Liabilities

Free Cash Flow

CN¥9.33 Billion
Operating CF − Capex

Total Liabilities

CN¥472.75 Billion
CNY

Capital Expenditures

CN¥28.07 Million
CNY

Qingdao Rural Commercial Bank Corp Class A Financial Flexibility Index (2011–2024)

Historical Financial Flexibility Index trend for Qingdao Rural Commercial Bank Corp Class A across 14 annual periods. For the full cash flow conversion analysis, see Qingdao Rural Commercial Bank Corp Class (002958) cash flow conversion.

Annual Financial Flexibility Index for Qingdao Rural Commercial Bank Corp Class A (2011–2024)

Year-by-year free cash flow to debt coverage for Qingdao Rural Commercial Bank Corp Class A. Explore how well can Qingdao Rural Commercial Bank Corp Class service its debt to assess how comfortably operating cash covers total debt obligations.

Year Flexibility Index Free Cash Flow (CNY) Operating CF Total Liabilities YoY Change
2024 0.01x CN¥6.60 Billion CN¥6.47 Billion CN¥453.92 Billion ▼ -61.4%
2023 0.04x CN¥16.17 Billion CN¥16.05 Billion CN¥428.89 Billion ▲ +44.9%
2022 0.03x CN¥2.23 Billion CN¥1.97 Billion CN¥85.49 Billion ▲ +119.7%
2021 0.01x CN¥1.12 Billion CN¥780.28 Million CN¥94.28 Billion ▼ -84.9%
2020 0.08x CN¥6.77 Billion CN¥6.33 Billion CN¥86.04 Billion ▲ +223.1%
2019 -0.06x CN¥-4.55 Billion CN¥-4.84 Billion CN¥71.20 Billion ▼ -723.0%
2018 -0.01x CN¥-2.12 Billion CN¥-2.36 Billion CN¥272.80 Billion ▼ -162.0%
2017 0.01x CN¥2.92 Billion CN¥2.12 Billion CN¥233.14 Billion ▼ -88.0%
2016 0.10x CN¥19.98 Billion CN¥19.41 Billion CN¥191.79 Billion ▲ +13.1%
2015 0.09x CN¥13.96 Billion CN¥13.31 Billion CN¥151.59 Billion ▲ +40.2%
2014 0.07x CN¥8.75 Billion CN¥8.51 Billion CN¥133.14 Billion ▼ -20.4%
2013 0.08x CN¥9.50 Billion CN¥8.86 Billion CN¥115.04 Billion ▲ +983.4%
2012 -0.01x CN¥-865.16 Million CN¥-3.54 Billion CN¥92.59 Billion ▼ -107.8%
2011 0.12x CN¥9.94 Billion CN¥9.39 Billion CN¥82.54 Billion —
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities