Sagicor Financial Company (SFC) — Financial Flexibility Index

Latest as of December 2025: 0.02x

Sagicor Financial Company (SFC) has a Financial Flexibility Index of 0.02x as of December 2025. Free cash flow of CA$427.45 Million (operating CF CA$423.20 Million minus capex CA$4.25 Million) represents 0% of total liabilities (CA$23.66 Billion). Check how aggressively does Sagicor Financial Company reinvest cash to assess the company's total reinvestment commitment from operating cash flow.

Financial Flexibility Index

0.02x
Free Cash Flow / Total Liabilities

Free Cash Flow

CA$427.45 Million
Operating CF − Capex

Total Liabilities

CA$23.66 Billion
CAD

Capital Expenditures

CA$4.25 Million
CAD

Sagicor Financial Company Financial Flexibility Index (2012–2025)

Historical Financial Flexibility Index trend for Sagicor Financial Company across 14 annual periods. For the full cash flow conversion analysis, see Sagicor Financial Company cash flow conversion.

Annual Financial Flexibility Index for Sagicor Financial Company (2012–2025)

Year-by-year free cash flow to debt coverage for Sagicor Financial Company. Explore SFC cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.

Year Flexibility Index Free Cash Flow (CAD) Operating CF Total Liabilities YoY Change
2025 0.06x CA$1.53 Billion CA$1.52 Billion CA$23.66 Billion ▲ +500.7%
2024 0.01x CA$231.66 Million CA$214.23 Million CA$21.45 Billion ▲ +1967.8%
2023 0.00x CA$-12.18 Million CA$-39.61 Million CA$21.06 Billion ▲ +95.7%
2022 -0.01x CA$-132.70 Million CA$-154.50 Million CA$9.88 Billion ▼ -188.5%
2021 0.02x CA$139.83 Million CA$124.88 Million CA$9.22 Billion ▲ +243.7%
2020 -0.01x CA$-80.28 Million CA$-99.11 Million CA$7.61 Billion ▼ -237.1%
2019 0.01x CA$53.71 Million CA$41.48 Million CA$6.98 Billion ▼ -95.9%
2018 0.19x CA$60.20 Million CA$46.26 Million CA$323.69 Million ▲ +235.9%
2017 0.06x CA$18.27 Million CA$-584.38K CA$329.93 Million ▼ -59.6%
2016 0.14x CA$102.05 Million CA$81.72 Million CA$744.73 Million ▲ +206.1%
2015 -0.13x CA$-95.27 Million CA$-113.44 Million CA$737.94 Million ▼ -155.3%
2014 0.23x CA$153.75 Million CA$130.42 Million CA$659.04 Million ▲ +941.6%
2013 -0.03x CA$-16.69 Million CA$-36.59 Million CA$602.21 Million ▼ -678.4%
2012 0.00x CA$2.33 Million CA$-19.27 Million CA$485.18 Million
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities