Sagicor Financial Company (SFC) - Net Assets

Latest as of December 2025: CA$1.43 Billion CAD ≈ $1.04 Billion USD

Based on the latest financial reports, Sagicor Financial Company (SFC) has net assets worth CA$1.43 Billion CAD (≈ $1.04 Billion USD) as of December 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (CA$25.09 Billion ≈ $18.15 Billion USD) and total liabilities (CA$23.66 Billion ≈ $17.11 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check SFC asset resilience ratio to evaluate the company's liquid asset resilience ratio.

Key Net Assets Metrics

Metric	Value
Current Net Assets	CA$1.43 Billion
% of Total Assets	5.71%
Annual Growth Rate	-9.26%
5-Year Change	31.47%
10-Year Change	N/A
Growth Volatility	46.12

Sagicor Financial Company - Net Assets Trend (2012–2025)

This chart illustrates how Sagicor Financial Company's net assets have evolved over time, based on quarterly financial data. Also explore balance sheet size of Sagicor Financial Company for the complete picture of this company's asset base.

Annual Net Assets for Sagicor Financial Company (2012–2025)

The table below shows the annual net assets of Sagicor Financial Company from 2012 to 2025. For live valuation and market cap data, see SFC market cap.

Year	Net Assets	Change
2025-12-31	CA$1.43 Billion ≈ $1.04 Billion	+8.32%
2024-12-31	CA$1.32 Billion ≈ $956.64 Million	-0.49%
2023-12-31	CA$1.33 Billion ≈ $961.39 Million	+80.47%
2022-12-31	CA$736.42 Million ≈ $532.72 Million	-32.41%
2021-12-31	CA$1.09 Billion ≈ $788.18 Million	-34.29%
2020-12-31	CA$1.66 Billion ≈ $1.20 Billion	-5.23%
2019-12-31	CA$1.75 Billion ≈ $1.27 Billion	+11228.61%
2018-12-31	CA$-15.72 Million ≈ $-11.37 Million	-6.46%
2017-12-31	CA$-14.77 Million ≈ $-10.68 Million	+98.02%
2016-12-31	CA$-744.73 Million ≈ $-538.72 Million	-113.15%
2015-12-31	CA$5.66 Billion ≈ $4.10 Billion	+2.55%
2014-12-31	CA$5.52 Billion ≈ $3.99 Billion	+17.59%
2013-12-31	CA$4.70 Billion ≈ $3.40 Billion	-7.27%
2012-12-31	CA$5.06 Billion ≈ $3.66 Billion	--

Equity Component Analysis

This analysis shows how different components contribute to Sagicor Financial Company's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

Retained earnings have grown by 47.7% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (December 2025)

Component	Amount	Percentage
Retained Earnings	CA$436.93 Million	42.23%
Common Stock	CA$1.35 Million	0.13%
Other Comprehensive Income	CA$-102.64 Million	-9.92%
Other Components	CA$699.06 Million	67.56%
Total Equity	CA$1.03 Billion	100.00%

Sagicor Financial Company Competitors by Market Cap

The table below lists competitors of Sagicor Financial Company ranked by their market capitalization.

Company	Market Cap
SEP Analytical (Shanghai) Co. Ltd. SHE:301228	$932.42 Million
Shanxi Guoxin Energy Co Ltd A SHG:600617	$932.75 Million
Gen Ilac ve Saglik Urunleri Sanayi ve Ticaret AS IS:GENIL	$933.30 Million
ChengDa Pharmaceuticals Co. Ltd. SHE:301201	$933.65 Million
Zee Entertainment Enterprises Limited NSE:ZEEL	$932.19 Million
Guararapes Confecções S.A SA:GUAR3	$932.14 Million
Qinghai Jinrui Mineral Development Co Ltd SHG:600714	$931.94 Million
LiaonWellhope Agri-Tech Co Ltd SHG:603609	$931.71 Million

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Sagicor Financial Company's equity between the two most recent reporting periods.

Equity Growth Insights

From 2024 to 2025, total equity changed from 959,692,000 to 1,034,695,575, a change of 75,003,575 (7.8%).
Net income of 68,106,732 contributed positively to equity growth.
Dividend payments of 37,265,122 reduced retained earnings.
Share repurchases of 3,817,680 reduced equity.
New share issuances of 29,000 increased equity.
Other comprehensive income increased equity by 57,874,132.

Equity Change Factors (2024 to 2025)

Factor	Impact	Contribution
Net Income	CA$68.11 Million	+6.58%
Dividends Paid	CA$37.27 Million	-3.6%
Share Repurchases	CA$3.82 Million	-0.37%
Share Issuances	CA$29.00K	+0.0%
Other Comprehensive Income	CA$57.87 Million	+5.59%
Other Changes	CA$-9.92 Million	-0.96%
Total Change	CA$-	7.82%

Book Value vs Market Value Analysis

This analysis compares Sagicor Financial Company's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

Current price-to-book ratio: 1.29x
The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
The price-to-book ratio has decreased from 5.05x to 1.29x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date	Book Value per Share	Market Price	P/B Ratio
2012-12-31	CA$1.89	CA$9.52	x
2013-12-31	CA$1.65	CA$9.52	x
2014-12-31	CA$1.73	CA$9.52	x
2015-12-31	CA$1.64	CA$9.52	x
2016-12-31	CA$0.00	CA$9.52	x
2017-12-31	CA$-0.05	CA$9.52	x
2018-12-31	CA$-0.22	CA$9.52	x
2019-12-31	CA$7.82	CA$9.52	x
2020-12-31	CA$7.41	CA$9.52	x
2021-12-31	CA$7.73	CA$9.52	x
2022-12-31	CA$7.49	CA$9.52	x
2023-12-31	CA$6.70	CA$9.52	x
2024-12-31	CA$6.68	CA$9.52	x
2025-12-31	CA$7.39	CA$9.52	x

Capital Efficiency Dashboard

This dashboard shows how efficiently Sagicor Financial Company utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

Current Return on Equity (ROE): 6.58%
The company has moderate efficiency in generating returns from equity.
DuPont Analysis Breakdown:
• Net Profit Margin: 2.22%
• Asset Turnover: 0.12x
• Equity Multiplier: 24.25x
Recent ROE (6.58%) is below the historical average (57710005.80%), suggesting potential challenges in capital efficiency.

Historical Capital Efficiency Metrics

Year	Return on Equity	Net Profit Margin	Asset Turnover	Equity Multiplier	Economic Value Added
2012	8.94%	5.13%	0.18x	9.62x	CA$-6.11 Million
2013	7.42%	3.71%	0.19x	10.46x	CA$-13.04 Million
2014	9.81%	5.24%	0.16x	11.62x	CA$-1.01 Million
2015	10.80%	5.07%	0.17x	12.61x	CA$4.05 Million
2016	807939972.71%	5.37%	150365620.74x	1.00x	CA$59.22 Million
2017	0.00%	-758.57%	0.01x	0.00x	CA$-13.30 Million
2018	0.00%	-32.74%	0.01x	0.00x	CA$134.40K
2019	3.68%	2.27%	0.21x	7.56x	CA$-72.97 Million
2020	-0.20%	-0.12%	0.21x	8.34x	CA$-113.38 Million
2021	11.68%	5.63%	0.23x	9.09x	CA$19.10 Million
2022	-15.16%	-203.71%	0.01x	9.79x	CA$-272.83 Million
2023	54.80%	29.86%	0.08x	23.06x	CA$434.97 Million
2024	10.16%	6.50%	0.07x	23.72x	CA$1.50 Million
2025	6.58%	2.22%	0.12x	24.25x	CA$-35.36 Million

Industry Comparison

This section compares Sagicor Financial Company's net assets metrics with peer companies in the Insurance - Life industry.

Industry Context

Industry: Insurance - Life
Average net assets among peers: $23,632,719,750
Average return on equity (ROE) among peers: 12.37%

Peer Company Comparison

Company	Net Assets	Return on Equity	Debt-to-Equity	Market Cap
Sagicor Financial Company (SFC)	CA$1.43 Billion	8.94%	16.51x	$932.19 Million
E-L Financial Corp Ltd (ELF)	$4.56 Billion	19.82%	2.48x	$4.28 Billion
Great-West Lifeco Inc. (GWO)	$13.33 Billion	15.84%	7.88x	$48.22 Billion
Manulife Financial Corp (MFC)	$52.49 Billion	11.02%	18.54x	$64.53 Billion
Power Corporation Of Canada (POW)	$24.15 Billion	2.82%	4.92x	$32.10 Billion

About Sagicor Financial Company

TO:SFC Canada Insurance - Life

Market Cap

$932.19 Million

CA$1.29 Billion CAD

Market Cap Rank

#9403 Global

#270 in Canada

Share Price

CA$9.52

Change (1 day)

+0.85%

52-Week Range

CA$7.21 - CA$10.36

All Time High

CA$10.36