BNP Paribas Bank Polska S.A. (BNP) — Financial Flexibility Index

Latest as of March 2026: -0.03x

BNP Paribas Bank Polska S.A. (BNP) has a Financial Flexibility Index of -0.03x as of March 2026. Free cash flow of zł-4.91 Billion (operating CF zł-4.94 Billion minus capex zł33.66 Million) represents 0% of total liabilities (zł159.47 Billion). Check BNP Paribas Bank Polska S.A. cash flow reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.

Financial Flexibility Index

-0.03x
Free Cash Flow / Total Liabilities

Free Cash Flow

zł-4.91 Billion
Operating CF − Capex

Total Liabilities

zł159.47 Billion
PLN

Capital Expenditures

zł33.66 Million
PLN

BNP Paribas Bank Polska S.A. Financial Flexibility Index (2007–2025)

Historical Financial Flexibility Index trend for BNP Paribas Bank Polska S.A. across 19 annual periods. For the full cash flow conversion analysis, see BNP Paribas Bank Polska S.A. cash conversion from operations.

Annual Financial Flexibility Index for BNP Paribas Bank Polska S.A. (2007–2025)

Year-by-year free cash flow to debt coverage for BNP Paribas Bank Polska S.A.. Explore BNP Paribas Bank Polska S.A. (BNP) debt coverage ratio to assess how comfortably operating cash covers total debt obligations.

Year Flexibility Index Free Cash Flow (PLN) Operating CF Total Liabilities YoY Change
2025 0.07x zł10.78 Billion zł10.31 Billion zł163.13 Billion ▼ -33.4%
2024 0.10x zł15.10 Billion zł14.64 Billion zł152.15 Billion ▲ +2114.7%
2023 0.00x zł-729.98 Million zł-1.18 Billion zł148.16 Billion ▼ -104.4%
2022 0.11x zł15.73 Billion zł15.40 Billion zł140.25 Billion ▲ +526.0%
2021 0.02x zł2.16 Billion zł1.82 Billion zł120.42 Billion ▼ -62.0%
2020 0.05x zł5.07 Billion zł4.70 Billion zł107.55 Billion ▲ +460.8%
2019 0.01x zł830.56 Million zł325.76 Million zł98.79 Billion ▲ +110.1%
2018 -0.08x zł-8.22 Billion zł-8.45 Billion zł98.46 Billion ▼ -299.6%
2017 0.04x zł2.77 Billion zł2.56 Billion zł66.19 Billion ▼ -52.6%
2016 0.09x zł5.83 Billion zł5.59 Billion zł66.16 Billion ▲ +44.2%
2015 0.06x zł3.61 Billion zł3.41 Billion zł59.10 Billion ▼ -30.7%
2014 0.09x zł3.20 Billion zł3.12 Billion zł36.34 Billion ▲ +358.3%
2013 -0.03x zł-1.10 Billion zł-1.19 Billion zł32.27 Billion ▼ -134.0%
2012 0.10x zł3.39 Billion zł3.30 Billion zł33.72 Billion ▲ +196.5%
2011 -0.10x zł-3.20 Billion zł-3.35 Billion zł30.76 Billion ▼ -3003.9%
2010 0.00x zł93.61 Million zł-11.55 Million zł26.13 Billion ▲ +111.5%
2009 -0.03x zł-685.08 Million zł-763.22 Million zł22.05 Billion ▼ -28.9%
2008 -0.02x zł-525.23 Million zł-641.84 Million zł21.79 Billion ▲ +73.7%
2007 -0.09x zł-1.64 Billion zł-1.71 Billion zł17.96 Billion —
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities