Hagar hf (HAGA) — Net Asset Quality Index
Hagar hf (HAGA) has a Net Asset Quality Index of 34.8% as of November 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of Ikr118.79 Billion minus total liabilities of Ikr77.41 Billion yields net assets of Ikr41.38 Billion. A higher index indicates a stronger, lower-leverage balance sheet. Read how much debt does Hagar hf carry for a breakdown of total debt and financial obligations.
Quality Index
Net Assets
Total Assets
Total Liabilities
Hagar hf Net Asset Quality Index Over Time (2007–2025)
This chart shows how Hagar hf's Net Asset Quality Index has evolved across 19 annual periods from 2007 to 2025. As of November 2025, the index stands at 34.8%, representing net assets of Ikr41.38 Billion against total assets of Ikr118.79 Billion ISK. For live market cap and overall valuation, see HAGA market cap.
Annual Net Asset Quality Index for Hagar hf (2007–2025)
The table below presents the year-by-year Net Asset Quality Index for Hagar hf from 2007 to 2025, covering 19 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. Check HAGA strategic assets to equity ratio to assess the company's strategic physical and investment asset allocation.
| Year | Quality Index | Net Assets (ISK) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 36.6% | Ikr38.49 Billion | Ikr105.04 Billion | Ikr66.55 Billion | ▼ -0.4 pp |
| 2024 | 37.0% | Ikr28.95 Billion | Ikr78.17 Billion | Ikr49.22 Billion | ▼ -1.7 pp |
| 2023 | 38.8% | Ikr27.93 Billion | Ikr72.01 Billion | Ikr44.08 Billion | ▼ -2.2 pp |
| 2022 | 41.0% | Ikr26.73 Billion | Ikr65.19 Billion | Ikr38.47 Billion | ▲ +0.1 pp |
| 2021 | 40.9% | Ikr25.19 Billion | Ikr61.65 Billion | Ikr36.46 Billion | ▲ +1.6 pp |
| 2020 | 39.2% | Ikr24.59 Billion | Ikr62.71 Billion | Ikr38.12 Billion | ▼ -8.5 pp |
| 2019 | 47.7% | Ikr24.28 Billion | Ikr50.85 Billion | Ikr26.57 Billion | ▼ -13.4 pp |
| 2018 | 61.1% | Ikr17.96 Billion | Ikr29.38 Billion | Ikr11.43 Billion | ▲ +3.3 pp |
| 2017 | 57.8% | Ikr17.41 Billion | Ikr30.11 Billion | Ikr12.70 Billion | ▲ +2.7 pp |
| 2016 | 55.1% | Ikr16.37 Billion | Ikr29.70 Billion | Ikr13.34 Billion | ▲ +1.6 pp |
| 2015 | 53.5% | Ikr14.76 Billion | Ikr27.61 Billion | Ikr12.85 Billion | ▲ +8.0 pp |
| 2014 | 45.5% | Ikr12.10 Billion | Ikr26.61 Billion | Ikr14.51 Billion | ▲ +11.5 pp |
| 2013 | 34.0% | Ikr8.73 Billion | Ikr25.71 Billion | Ikr16.98 Billion | ▲ +7.4 pp |
| 2012 | 26.6% | Ikr6.22 Billion | Ikr23.41 Billion | Ikr17.18 Billion | ▲ +10.0 pp |
| 2011 | 16.5% | Ikr3.61 Billion | Ikr21.83 Billion | Ikr18.22 Billion | ▲ +6.3 pp |
| 2010 | 10.3% | Ikr2.52 Billion | Ikr24.56 Billion | Ikr22.05 Billion | ▼ -0.6 pp |
| 2009 | 10.8% | Ikr2.79 Billion | Ikr25.79 Billion | Ikr23.00 Billion | ▼ -20.6 pp |
| 2008 | 31.5% | Ikr8.81 Billion | Ikr28.00 Billion | Ikr19.19 Billion | ▲ +3.8 pp |
| 2007 | 27.7% | Ikr6.54 Billion | Ikr23.62 Billion | Ikr17.08 Billion | — |