Clientele (CLI) — Net Asset Quality Index
Clientele (CLI) has a Net Asset Quality Index of 29.4% as of June 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of ZAC20.07 Billion minus total liabilities of ZAC14.17 Billion yields net assets of ZAC5.91 Billion. A higher index indicates a stronger, lower-leverage balance sheet. Check Clientele liquidity resilience to evaluate the company's liquid asset resilience ratio.
Quality Index
Net Assets
Total Assets
Total Liabilities
Clientele Net Asset Quality Index Over Time (2003–2025)
This chart shows how Clientele's Net Asset Quality Index has evolved across 23 annual periods from 2003 to 2025. As of June 2025, the index stands at 29.4%, representing net assets of ZAC5.91 Billion against total assets of ZAC20.07 Billion ZAC. See CLI current assets to equity ratio to evaluate short-term liquidity relative to the company's equity base.
Annual Net Asset Quality Index for Clientele (2003–2025)
The table below presents the year-by-year Net Asset Quality Index for Clientele from 2003 to 2025, covering 23 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For market capitalisation and the full company profile, see Clientele (CLI) market capitalisation.
| Year | Quality Index | Net Assets (ZAC) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 29.4% | ZAC5.91 Billion | ZAC20.07 Billion | ZAC14.17 Billion | ▲ +0.4 pp |
| 2024 | 29.1% | ZAC3.28 Billion | ZAC11.29 Billion | ZAC8.01 Billion | ▲ +19.4 pp |
| 2023 | 9.6% | ZAC1.17 Billion | ZAC12.16 Billion | ZAC10.98 Billion | ▼ -1.3 pp |
| 2022 | 10.9% | ZAC1.14 Billion | ZAC10.48 Billion | ZAC9.34 Billion | ▼ -0.2 pp |
| 2021 | 11.1% | ZAC1.08 Billion | ZAC9.74 Billion | ZAC8.65 Billion | ▲ +0.6 pp |
| 2020 | 10.5% | ZAC1.01 Billion | ZAC9.70 Billion | ZAC8.68 Billion | ▼ -1.7 pp |
| 2019 | 12.2% | ZAC1.13 Billion | ZAC9.25 Billion | ZAC8.13 Billion | ▼ -11.8 pp |
| 2018 | 23.9% | ZAC1.13 Billion | ZAC4.72 Billion | ZAC3.59 Billion | ▼ -6.9 pp |
| 2017 | 30.9% | ZAC1.02 Billion | ZAC3.29 Billion | ZAC2.28 Billion | ▲ +1.2 pp |
| 2016 | 29.7% | ZAC865.55 Million | ZAC2.92 Billion | ZAC2.05 Billion | ▲ +2.8 pp |
| 2015 | 26.9% | ZAC740.20 Million | ZAC2.76 Billion | ZAC2.01 Billion | ▲ +3.5 pp |
| 2014 | 23.4% | ZAC618.85 Million | ZAC2.65 Billion | ZAC2.03 Billion | ▲ +5.5 pp |
| 2013 | 17.9% | ZAC529.42 Million | ZAC2.96 Billion | ZAC2.43 Billion | ▲ +3.0 pp |
| 2012 | 14.9% | ZAC440.00 Million | ZAC2.95 Billion | ZAC2.51 Billion | ▲ +0.8 pp |
| 2011 | 14.1% | ZAC353.22 Million | ZAC2.50 Billion | ZAC2.15 Billion | ▼ -1.1 pp |
| 2010 | 15.2% | ZAC304.90 Million | ZAC2.00 Billion | ZAC1.70 Billion | ▼ -0.2 pp |
| 2009 | 15.4% | ZAC279.30 Million | ZAC1.81 Billion | ZAC1.53 Billion | ▲ +0.8 pp |
| 2008 | 14.6% | ZAC217.79 Million | ZAC1.49 Billion | ZAC1.28 Billion | ▲ +1.3 pp |
| 2007 | 13.3% | ZAC169.55 Million | ZAC1.27 Billion | ZAC1.10 Billion | ▲ +1.4 pp |
| 2006 | 11.9% | ZAC123.61 Million | ZAC1.04 Billion | ZAC917.63 Million | ▼ -81.3 pp |
| 2005 | 93.2% | ZAC807.38 Million | ZAC866.33 Million | ZAC58.95 Million | ▲ +3.5 pp |
| 2004 | 89.7% | ZAC417.04 Million | ZAC464.95 Million | ZAC47.90 Million | ▲ +2.1 pp |
| 2003 | 87.6% | ZAC252.13 Million | ZAC287.79 Million | ZAC35.66 Million | — |