Stern Groep N.V. (PBH) - Net Assets
Based on the latest financial reports, Stern Groep N.V. (PBH) has net assets worth €19.85 Million EUR (≈ $23.20 Million USD) as of June 2026. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (€20.67 Million ≈ $24.17 Million USD) and total liabilities (€822.00K ≈ $961.00K USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check PBH strategic assets to equity ratio to assess the company's strategic physical and investment asset allocation.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | €19.85 Million |
| % of Total Assets | 96.02% |
| Annual Growth Rate | -8.17% |
| 5-Year Change | -84.76% |
| 10-Year Change | -90.08% |
| Growth Volatility | 21.6 |
Stern Groep N.V. - Net Assets Trend (2005–2025)
This chart illustrates how Stern Groep N.V.'s net assets have evolved over time, based on quarterly financial data. For live market cap and overall valuation, see PBH company net worth.
Annual Net Assets for Stern Groep N.V. (2005–2025)
The table below shows the annual net assets of Stern Groep N.V. from 2005 to 2025. Also explore net asset momentum of Stern Groep N.V. to track the company's year-over-year net asset growth rate.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | €15.58 Million ≈ $18.21 Million |
-6.12% |
| 2024-12-31 | €16.59 Million ≈ $19.40 Million |
-3.47% |
| 2023-12-31 | €17.19 Million ≈ $20.10 Million |
-16.19% |
| 2022-12-31 | €20.51 Million ≈ $23.98 Million |
-79.93% |
| 2021-12-31 | €102.19 Million ≈ $119.48 Million |
-18.50% |
| 2020-12-31 | €125.39 Million ≈ $146.59 Million |
-17.85% |
| 2019-12-31 | €152.64 Million ≈ $178.45 Million |
-1.63% |
| 2018-12-31 | €155.16 Million ≈ $181.40 Million |
-2.63% |
| 2017-12-31 | €159.35 Million ≈ $186.29 Million |
+1.50% |
| 2016-12-31 | €156.99 Million ≈ $183.54 Million |
+4.12% |
| 2015-12-31 | €150.78 Million ≈ $176.28 Million |
+7.26% |
| 2014-12-31 | €140.57 Million ≈ $164.34 Million |
+1.62% |
| 2013-12-31 | €138.32 Million ≈ $161.71 Million |
+3.26% |
| 2012-12-31 | €133.96 Million ≈ $156.61 Million |
-10.32% |
| 2011-12-31 | €149.38 Million ≈ $174.64 Million |
+0.39% |
| 2010-12-31 | €148.79 Million ≈ $173.95 Million |
+9.93% |
| 2009-12-31 | €135.35 Million ≈ $158.24 Million |
+3.05% |
| 2008-12-31 | €131.35 Million ≈ $153.57 Million |
-9.41% |
| 2007-12-31 | €145.00 Million ≈ $169.53 Million |
+26.21% |
| 2006-12-31 | €114.89 Million ≈ $134.32 Million |
+34.07% |
| 2005-12-31 | €85.69 Million ≈ $100.18 Million |
-- |
Equity Component Analysis
This analysis shows how different components contribute to Stern Groep N.V.'s total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have decreased by 115.8% over the analyzed period, potentially due to dividend distributions or operating losses.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Other Components | €16.59 Million | 106.52% |
| Total Equity | €15.58 Million | 100.00% |
Stern Groep N.V. Competitors by Market Cap
The table below lists competitors of Stern Groep N.V. ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Kodi-S Co Ltd
KQ:080530
|
$18.20 Million |
|
Volitionrx Ltd
NYSE MKT:VNRX
|
$18.20 Million |
|
Foresta Group Holdings Ltd
AU:FGH
|
$18.20 Million |
|
SIMPPLE LTD. Ordinary Shares
NASDAQ:SPPL
|
$18.20 Million |
|
Seker Finansal Kiralama AS
IS:SEKFK
|
$18.19 Million |
|
Knightscope Inc
NASDAQ:KSCP
|
$18.18 Million |
|
Par Drugs And Chemicals Limited
NSE:PAR
|
$18.18 Million |
|
Salee Colour Public Company Limited
BK:COLOR
|
$18.17 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Stern Groep N.V.'s equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 16,593,000 to 15,578,000, a change of -1,015,000 (-6.1%).
- Net loss of 1,015,000 reduced equity.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | €-1.01 Million | -6.52% |
| Total Change | €- | -6.12% |
Book Value vs Market Value Analysis
This analysis compares Stern Groep N.V.'s book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.17x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has increased from 0.23x to 1.17x over the analyzed period, suggesting growing market confidence.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2005-12-31 | €15.10 | €3.40 | x |
| 2006-12-31 | €20.24 | €3.40 | x |
| 2007-12-31 | €25.76 | €3.40 | x |
| 2008-12-31 | €22.27 | €3.40 | x |
| 2009-12-31 | €24.47 | €3.40 | x |
| 2010-12-31 | €26.56 | €3.40 | x |
| 2011-12-31 | €27.08 | €3.40 | x |
| 2012-12-31 | €24.57 | €3.40 | x |
| 2013-12-31 | €25.53 | €3.40 | x |
| 2014-12-31 | €24.84 | €3.40 | x |
| 2015-12-31 | €26.58 | €3.40 | x |
| 2016-12-31 | €27.66 | €3.40 | x |
| 2017-12-31 | €28.08 | €3.40 | x |
| 2018-12-31 | €27.34 | €3.40 | x |
| 2019-12-31 | €26.90 | €3.40 | x |
| 2020-12-31 | €22.09 | €3.40 | x |
| 2021-12-31 | €18.01 | €3.40 | x |
| 2022-12-31 | €3.61 | €3.40 | x |
| 2023-12-31 | €3.03 | €3.40 | x |
| 2024-12-31 | €3.10 | €3.40 | x |
| 2025-12-31 | €2.91 | €3.40 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Stern Groep N.V. utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): -6.52%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 0.00%
- • Asset Turnover: 0.00x
- • Equity Multiplier: 1.04x
- Recent ROE (-6.52%) is below the historical average (-0.09%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2005 | 7.51% | 1.00% | 1.73x | 4.35x | €-2.13 Million |
| 2006 | 10.97% | 1.67% | 1.85x | 3.55x | €1.12 Million |
| 2007 | 9.10% | 1.54% | 1.69x | 3.50x | €-1.30 Million |
| 2008 | 3.37% | 0.48% | 1.69x | 4.12x | €-8.71 Million |
| 2009 | 2.64% | 0.43% | 1.64x | 3.72x | €-9.96 Million |
| 2010 | 6.82% | 1.10% | 1.85x | 3.34x | €-4.73 Million |
| 2011 | 4.04% | 0.64% | 1.82x | 3.45x | €-8.90 Million |
| 2012 | -5.14% | -0.74% | 1.86x | 3.76x | €-20.28 Million |
| 2013 | 2.21% | 0.33% | 1.76x | 3.76x | €-10.77 Million |
| 2014 | 2.58% | 0.40% | 1.58x | 4.04x | €-10.43 Million |
| 2015 | 7.34% | 1.01% | 1.87x | 3.88x | €-4.01 Million |
| 2016 | 7.23% | 1.03% | 1.76x | 3.97x | €-4.35 Million |
| 2017 | 4.71% | 0.67% | 1.80x | 3.92x | €-8.44 Million |
| 2018 | 0.31% | 0.04% | 1.64x | 4.35x | €-15.03 Million |
| 2019 | -0.79% | -0.12% | 1.73x | 3.76x | €-16.46 Million |
| 2020 | -21.18% | -3.54% | 1.73x | 3.46x | €-39.09 Million |
| 2021 | -22.85% | 0.00% | 0.00x | 3.76x | €-33.57 Million |
| 2022 | 2.94% | 0.00% | 0.00x | 1.01x | €-1.45 Million |
| 2023 | -14.92% | 0.00% | 0.00x | 1.00x | €-4.28 Million |
| 2024 | -2.31% | 0.00% | 0.00x | 1.01x | €-2.04 Million |
| 2025 | -6.52% | 0.00% | 0.00x | 1.04x | €-2.57 Million |
Industry Comparison
This section compares Stern Groep N.V.'s net assets metrics with peer companies in the Specialty Business Services industry.
Industry Context
- Industry: Specialty Business Services
- Average net assets among peers: $1,280,242,000
- Average return on equity (ROE) among peers: 0.94%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Stern Groep N.V. (PBH) | €19.85 Million | 7.51% | 0.04x | $18.19 Million |
| Inpost SA (INPST) | $439.48 Million | -20.43% | 1.16x | $7.62 Billion |
| Wolters Kluwer N.V. (WKL) | $2.12 Billion | 22.30% | 2.46x | $12.69 Billion |
About Stern Groep N.V.
PB Holding N.V. engages in the provision of financial services. It holds and manages certificates of shares in the capital of Bovemij N.V. The company was formerly known as Stern Groep N.V. and changed its name to PB Holding N.V. in March 2022. PB Holding N.V. is based in Rotterdam, the Netherlands.