Resimac Group Ltd (RMC) - Net Assets

Latest as of June 2025: AU$365.15 Million AUD ≈ $258.37 Million USD

Based on the latest financial reports, Resimac Group Ltd (RMC) has net assets worth AU$365.15 Million AUD (≈ $258.37 Million USD) as of June 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (AU$16.86 Billion ≈ $11.93 Billion USD) and total liabilities (AU$16.49 Billion ≈ $11.67 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check financial resilience of Resimac Group Ltd to evaluate the company's liquid asset resilience ratio.

Key Net Assets Metrics

Metric Value
Current Net Assets AU$365.15 Million
% of Total Assets 2.17%
Annual Growth Rate 10.01%
5-Year Change 13.7%
10-Year Change 716.54%
Growth Volatility 52.36

Resimac Group Ltd - Net Assets Trend (2000–2025)

This chart illustrates how Resimac Group Ltd's net assets have evolved over time, based on quarterly financial data. Also explore Resimac Group Ltd balance sheet assets for the complete picture of this company's asset base.

Annual Net Assets for Resimac Group Ltd (2000–2025)

The table below shows the annual net assets of Resimac Group Ltd from 2000 to 2025. For live valuation and market cap data, see RMC stock market capitalisation.

Year Net Assets Change
2025-06-30 AU$365.15 Million
≈ $258.37 Million		 -12.30%
2024-06-30 AU$416.36 Million
≈ $294.60 Million		 +0.24%
2023-06-30 AU$415.38 Million
≈ $293.91 Million		 +9.87%
2022-06-30 AU$378.07 Million
≈ $267.51 Million		 +17.73%
2021-06-30 AU$321.14 Million
≈ $227.23 Million		 +32.87%
2020-06-30 AU$241.69 Million
≈ $171.01 Million		 +23.23%
2019-06-30 AU$196.12 Million
≈ $138.77 Million		 +20.52%
2018-06-30 AU$162.72 Million
≈ $115.14 Million		 +15.24%
2017-06-30 AU$141.21 Million
≈ $99.91 Million		 +215.77%
2016-06-30 AU$44.72 Million
≈ $31.64 Million		 +3.06%
2015-06-30 AU$43.39 Million
≈ $30.70 Million		 +4.46%
2014-06-30 AU$41.54 Million
≈ $29.39 Million		 -2.86%
2013-06-30 AU$42.76 Million
≈ $30.25 Million		 +1.99%
2012-06-30 AU$41.92 Million
≈ $29.66 Million		 +8.98%
2011-06-30 AU$38.47 Million
≈ $27.22 Million		 -44.43%
2010-06-30 AU$69.22 Million
≈ $48.98 Million		 +6.35%
2009-06-30 AU$65.09 Million
≈ $46.06 Million		 +8.46%
2008-06-30 AU$60.02 Million
≈ $42.46 Million		 -21.72%
2007-06-30 AU$76.67 Million
≈ $54.25 Million		 +138.10%
2006-06-30 AU$32.20 Million
≈ $22.78 Million		 -14.52%
2005-06-30 AU$37.67 Million
≈ $26.65 Million		 +2.40%
2004-06-30 AU$36.78 Million
≈ $26.03 Million		 +18.13%
2003-06-30 AU$31.14 Million
≈ $22.03 Million		 -42.63%
2002-06-30 AU$54.28 Million
≈ $38.41 Million		 +55.28%
2001-06-30 AU$34.96 Million
≈ $24.73 Million		 +3.85%
2000-06-30 AU$33.66 Million
≈ $23.82 Million		 --

Equity Component Analysis

This analysis shows how different components contribute to Resimac Group Ltd's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

  • Retained earnings have grown by 28650500000.0% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (June 2025)

Component Amount Percentage
Retained Earnings AU$286.50 Million 78.48%
Common Stock AU$170.52 Million 46.71%
Other Comprehensive Income AU$-91.98 Million -25.20%
Total Equity AU$365.05 Million 100.00%

Resimac Group Ltd Competitors by Market Cap

The table below lists competitors of Resimac Group Ltd ranked by their market capitalization.

Company Market Cap
Sam Young Chem
KO:003720
 $251.90 Million
Stack Capital Group Inc
TO:STCK
 $252.02 Million
Everspin Technologies Inc
NASDAQ:MRAM
 $252.11 Million
So-Young International Inc
NASDAQ:SY
 $252.11 Million
MFS Charter Income Trust
NYSE:MCR
 $251.80 Million
Unico Silver Ltd
AU:USL
 $251.69 Million
Hyundai Corp
KO:011760
 $251.52 Million
Renatus Tactical Acquisition Corp I Class A Ordinary Shares
NASDAQ:RTAC
 $251.40 Million

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Resimac Group Ltd's equity between the two most recent reporting periods.

Equity Growth Insights

  • From 2024 to 2025, total equity changed from 416,050,000 to 365,049,000, a change of -51,001,000 (-12.3%).
  • Net income of 34,584,000 contributed positively to equity growth.
  • Dividend payments of 44,872,000 reduced retained earnings.
  • Share repurchases of 5,094,000 reduced equity.
  • New share issuances of 1,090,000 increased equity.
  • Other comprehensive income decreased equity by 6,751,000.
  • Other factors decreased equity by 29,958,000.

Equity Change Factors (2024 to 2025)

Factor Impact Contribution
Net Income AU$34.58 Million +9.47%
Dividends Paid AU$44.87 Million -12.29%
Share Repurchases AU$5.09 Million -1.4%
Share Issuances AU$1.09 Million +0.3%
Other Comprehensive Income AU$-6.75 Million -1.85%
Other Changes AU$-29.96 Million -8.21%
Total Change AU$- -12.26%

Book Value vs Market Value Analysis

This analysis compares Resimac Group Ltd's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

  • Current price-to-book ratio: 0.99x
  • The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
  • The price-to-book ratio has decreased from 10.91x to 0.99x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date Book Value per Share Market Price P/B Ratio
2000-06-30 AU$0.08 AU$0.90 x
2001-06-30 AU$0.09 AU$0.90 x
2002-06-30 AU$0.13 AU$0.90 x
2003-06-30 AU$0.08 AU$0.90 x
2004-06-30 AU$0.09 AU$0.90 x
2005-06-30 AU$0.09 AU$0.90 x
2006-06-30 AU$0.08 AU$0.90 x
2007-06-30 AU$0.19 AU$0.90 x
2008-06-30 AU$0.15 AU$0.90 x
2009-06-30 AU$0.16 AU$0.90 x
2010-06-30 AU$0.17 AU$0.90 x
2011-06-30 AU$0.09 AU$0.90 x
2012-06-30 AU$0.10 AU$0.90 x
2013-06-30 AU$0.10 AU$0.90 x
2014-06-30 AU$0.10 AU$0.90 x
2015-06-30 AU$0.11 AU$0.90 x
2016-06-30 AU$0.11 AU$0.90 x
2017-06-30 AU$0.39 AU$0.90 x
2018-06-30 AU$0.41 AU$0.90 x
2019-06-30 AU$0.49 AU$0.90 x
2020-06-30 AU$0.59 AU$0.90 x
2021-06-30 AU$0.79 AU$0.90 x
2022-06-30 AU$0.93 AU$0.90 x
2023-06-30 AU$1.02 AU$0.90 x
2024-06-30 AU$1.04 AU$0.90 x
2025-06-30 AU$0.91 AU$0.90 x

Capital Efficiency Dashboard

This dashboard shows how efficiently Resimac Group Ltd utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

  • Current Return on Equity (ROE): 9.47%
  • The company has moderate efficiency in generating returns from equity.
  • DuPont Analysis Breakdown:
  • • Net Profit Margin: 21.14%
  • • Asset Turnover: 0.01x
  • • Equity Multiplier: 46.18x
  • Recent ROE (9.47%) is below the historical average (9.67%), suggesting potential challenges in capital efficiency.

Historical Capital Efficiency Metrics

Year Return on Equity Net Profit Margin Asset Turnover Equity Multiplier Economic Value Added
2000 7.60% 5.12% 1.28x 1.16x AU$-809.00K
2001 5.57% 0.00% -0.01x 1.34x AU$-1.55 Million
2002 8.61% 0.00% 0.00x 1.41x AU$-756.95K
2003 -64.95% 0.00% -0.32x 1.83x AU$-23.34 Million
2004 2.90% 5.57% 0.30x 1.74x AU$-2.61 Million
2005 3.68% 0.00% -0.26x 1.71x AU$-2.38 Million
2006 8.07% 38.21% 0.01x 23.64x AU$-623.00K
2007 3.12% 34.23% 0.01x 12.25x AU$-5.28 Million
2008 -20.85% -89.37% 0.01x 17.67x AU$-18.51 Million
2009 11.01% 31.22% 0.03x 12.16x AU$657.00K
2010 17.70% 60.21% 0.03x 8.68x AU$5.33 Million
2011 23.82% 27.17% 0.08x 11.65x AU$5.32 Million
2012 19.35% 24.94% 0.09x 8.93x AU$3.92 Million
2013 18.09% 23.28% 0.11x 7.12x AU$3.46 Million
2014 14.94% 0.00% -0.07x 6.95x AU$2.05 Million
2015 12.92% 0.00% -0.07x 6.81x AU$1.27 Million
2016 11.75% 0.00% -0.02x 6.28x AU$781.10K
2017 11.17% 13.40% 0.02x 49.11x AU$1.65 Million
2018 15.56% 19.39% 0.01x 55.12x AU$9.05 Million
2019 24.06% 32.72% 0.01x 54.64x AU$27.57 Million
2020 23.15% 11.83% 0.04x 53.94x AU$31.76 Million
2021 33.49% 22.47% 0.03x 45.57x AU$75.44 Million
2022 27.02% 20.37% 0.03x 44.27x AU$64.34 Million
2023 16.00% 7.29% 0.06x 35.98x AU$24.92 Million
2024 8.31% 3.44% 0.07x 36.28x AU$-7.01 Million
2025 9.47% 21.14% 0.01x 46.18x AU$-1.92 Million

Industry Comparison

This section compares Resimac Group Ltd's net assets metrics with peer companies in the Mortgage Finance industry.

Industry Context

  • Industry: Mortgage Finance
  • Average net assets among peers: $36,114,958
  • Average return on equity (ROE) among peers: 14.11%

Peer Company Comparison

Company Net Assets Return on Equity Debt-to-Equity Market Cap
Resimac Group Ltd (RMC) AU$365.15 Million 7.60% 45.16x $251.88 Million
Australian Finance Group Ltd (AFG) $72.23 Million 28.21% 22.74x $386.50 Million
N1 Holdings Ltd (N1H) $-84.00 0.00% 0.00x $6.23 Million

About Resimac Group Ltd

AU:RMC Australia Mortgage Finance
Market Cap
$251.88 Million
AU$355.98 Million AUD
Market Cap Rank
#15668 Global
#434 in Australia
Share Price
AU$0.90
Change (1 day)
+0.56%
52-Week Range
AU$0.81 - AU$1.21
All Time High
AU$2.16
Categories
Companies in Australia Mortgage Finance
About

Resimac Group Limited provides residential mortgage and asset finance lending products in Australia and New Zealand. The company operates through Home Loan Lending business, New Zealand Lending, and Asset Finance Lending segments. It offers prime and specialist lending products; SME/commercial finance products; and home, equipment, secured, novated leasing, and car loans. It also provides mortgag… Read more