Jyske Bank A/S (JYSK) - Net Assets
Based on the latest financial reports, Jyske Bank A/S (JYSK) has net assets worth Dkr47.38 Billion DKK (≈ $7.41 Billion USD) as of December 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (Dkr777.06 Billion ≈ $121.58 Billion USD) and total liabilities (Dkr729.68 Billion ≈ $114.16 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check Jyske Bank A/S asset resilience ratio to evaluate the company's liquid asset resilience ratio.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | Dkr47.38 Billion |
| % of Total Assets | 6.1% |
| Annual Growth Rate | 8.68% |
| 5-Year Change | 23.81% |
| 10-Year Change | 45.72% |
| Growth Volatility | 41.64 |
Jyske Bank A/S - Net Assets Trend (2000–2025)
This chart illustrates how Jyske Bank A/S's net assets have evolved over time, based on quarterly financial data. Also explore total assets of Jyske Bank A/S for the complete picture of this company's asset base.
Annual Net Assets for Jyske Bank A/S (2000–2025)
The table below shows the annual net assets of Jyske Bank A/S from 2000 to 2025. For live valuation and market cap data, see market cap of Jyske Bank A/S.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | Dkr47.38 Billion ≈ $7.41 Billion |
-6.35% |
| 2024-12-31 | Dkr50.59 Billion ≈ $7.91 Billion |
+10.25% |
| 2023-12-31 | Dkr45.89 Billion ≈ $7.18 Billion |
+12.95% |
| 2022-12-31 | Dkr40.62 Billion ≈ $6.36 Billion |
+6.16% |
| 2021-12-31 | Dkr38.27 Billion ≈ $5.99 Billion |
+4.46% |
| 2020-12-31 | Dkr36.63 Billion ≈ $5.73 Billion |
+2.58% |
| 2019-12-31 | Dkr35.71 Billion ≈ $5.59 Billion |
+4.01% |
| 2018-12-31 | Dkr34.33 Billion ≈ $5.37 Billion |
-0.79% |
| 2017-12-31 | Dkr34.60 Billion ≈ $5.41 Billion |
+6.43% |
| 2016-12-31 | Dkr32.51 Billion ≈ $5.09 Billion |
+8.24% |
| 2015-12-31 | Dkr30.04 Billion ≈ $4.70 Billion |
+8.99% |
| 2014-12-31 | Dkr27.56 Billion ≈ $4.31 Billion |
+57.68% |
| 2013-12-31 | Dkr17.48 Billion ≈ $2.73 Billion |
+11.74% |
| 2012-12-31 | Dkr15.64 Billion ≈ $2.45 Billion |
+12.97% |
| 2011-12-31 | Dkr13.85 Billion ≈ $2.17 Billion |
+3.70% |
| 2010-12-31 | Dkr13.35 Billion ≈ $2.09 Billion |
+6.62% |
| 2009-12-31 | Dkr12.52 Billion ≈ $1.96 Billion |
+17.28% |
| 2008-12-31 | Dkr10.68 Billion ≈ $1.67 Billion |
+10.04% |
| 2007-12-31 | Dkr9.70 Billion ≈ $1.52 Billion |
+0.69% |
| 2006-12-31 | Dkr9.64 Billion ≈ $1.51 Billion |
+206.50% |
| 2005-12-31 | Dkr-9.05 Billion ≈ $-1.42 Billion |
-33.19% |
| 2004-12-31 | Dkr-6.79 Billion ≈ $-1.06 Billion |
-186.61% |
| 2003-12-31 | Dkr7.84 Billion ≈ $1.23 Billion |
+17.80% |
| 2002-12-31 | Dkr6.66 Billion ≈ $1.04 Billion |
+7.23% |
| 2001-12-31 | Dkr6.21 Billion ≈ $971.48 Million |
+4.92% |
| 2000-12-31 | Dkr5.92 Billion ≈ $925.92 Million |
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Equity Component Analysis
This analysis shows how different components contribute to Jyske Bank A/S's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 829.6% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | Dkr46.57 Billion | 98.29% |
| Common Stock | Dkr615.00 Million | 1.30% |
| Other Comprehensive Income | Dkr196.00 Million | 0.41% |
| Total Equity | Dkr47.38 Billion | 100.00% |
Jyske Bank A/S Competitors by Market Cap
The table below lists competitors of Jyske Bank A/S ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Military Commercial Joint Stock Bank
VN:MBB
|
$7.97 Billion |
|
SalMar ASA
OL:SALM
|
$7.97 Billion |
|
Deutsche Wohnen SE
F:DWNI
|
$7.98 Billion |
|
Full Truck Alliance Co Ltd ADR
NYSE:YMM
|
$7.98 Billion |
|
Columbia Banking System Inc
NASDAQ:COLB
|
$7.97 Billion |
|
Trelleborg AB (publ)
ST:TREL-B
|
$7.97 Billion |
|
Vienna Insurance Group AG
VI:VIG
|
$7.96 Billion |
|
NexGen Energy Ltd.
TO:NXE
|
$7.96 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Jyske Bank A/S's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 50,588,000,000 to 47,378,000,000, a change of -3,210,000,000 (-6.3%).
- Net income of 5,150,000,000 contributed positively to equity growth.
- Dividend payments of 1,543,000,000 reduced retained earnings.
- Share repurchases of 3,649,000,000 reduced equity.
- New share issuances of 1,670,000,000 increased equity.
- Other comprehensive income decreased equity by 4,911,000,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | Dkr5.15 Billion | +10.87% |
| Dividends Paid | Dkr1.54 Billion | -3.26% |
| Share Repurchases | Dkr3.65 Billion | -7.7% |
| Share Issuances | Dkr1.67 Billion | +3.52% |
| Other Comprehensive Income | Dkr-4.91 Billion | -10.37% |
| Other Changes | Dkr73.00 Million | +0.15% |
| Total Change | Dkr- | -6.35% |
Book Value vs Market Value Analysis
This analysis compares Jyske Bank A/S's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.12x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 8.77x to 1.12x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2003-12-31 | Dkr100.85 | Dkr884.50 | x |
| 2004-12-31 | Dkr110.54 | Dkr884.50 | x |
| 2005-12-31 | Dkr139.45 | Dkr884.50 | x |
| 2006-12-31 | Dkr148.04 | Dkr884.50 | x |
| 2007-12-31 | Dkr162.39 | Dkr884.50 | x |
| 2008-12-31 | Dkr202.68 | Dkr884.50 | x |
| 2009-12-31 | Dkr231.55 | Dkr884.50 | x |
| 2010-12-31 | Dkr205.96 | Dkr884.50 | x |
| 2011-12-31 | Dkr213.88 | Dkr884.50 | x |
| 2012-12-31 | Dkr223.66 | Dkr884.50 | x |
| 2013-12-31 | Dkr244.96 | Dkr884.50 | x |
| 2014-12-31 | Dkr313.00 | Dkr884.50 | x |
| 2015-12-31 | Dkr316.35 | Dkr884.50 | x |
| 2016-12-31 | Dkr351.93 | Dkr884.50 | x |
| 2017-12-31 | Dkr393.18 | Dkr884.50 | x |
| 2018-12-31 | Dkr407.35 | Dkr884.50 | x |
| 2019-12-31 | Dkr453.34 | Dkr884.50 | x |
| 2020-12-31 | Dkr502.42 | Dkr884.50 | x |
| 2021-12-31 | Dkr540.88 | Dkr884.50 | x |
| 2022-12-31 | Dkr623.76 | Dkr884.50 | x |
| 2023-12-31 | Dkr714.06 | Dkr884.50 | x |
| 2024-12-31 | Dkr801.72 | Dkr884.50 | x |
| 2025-12-31 | Dkr786.45 | Dkr884.50 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Jyske Bank A/S utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 10.87%
- The company shows good efficiency in utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 19.31%
- • Asset Turnover: 0.03x
- • Equity Multiplier: 16.40x
- Recent ROE (10.87%) is above the historical average (10.30%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2003 | 16.43% | 17.50% | 0.06x | 14.90x | Dkr502.57 Million |
| 2004 | 18.03% | 22.27% | 0.80x | 1.01x | Dkr624.34 Million |
| 2005 | 17.79% | 22.45% | 0.79x | 1.01x | Dkr732.29 Million |
| 2006 | 21.98% | 23.18% | 0.06x | 16.77x | Dkr1.15 Billion |
| 2007 | 17.97% | 16.35% | 0.05x | 22.20x | Dkr769.59 Million |
| 2008 | 9.15% | 7.23% | 0.06x | 22.27x | Dkr-90.40 Million |
| 2009 | 3.72% | 4.54% | 0.05x | 17.99x | Dkr-784.66 Million |
| 2010 | 5.68% | 8.98% | 0.03x | 18.33x | Dkr-575.01 Million |
| 2011 | 3.55% | 5.62% | 0.03x | 19.56x | Dkr-891.30 Million |
| 2012 | 3.79% | 6.37% | 0.04x | 16.55x | Dkr-968.60 Million |
| 2013 | 10.36% | 19.04% | 0.04x | 15.02x | Dkr62.40 Million |
| 2014 | 11.20% | 23.88% | 0.02x | 19.65x | Dkr331.90 Million |
| 2015 | 8.24% | 15.32% | 0.03x | 18.09x | Dkr-528.00 Million |
| 2016 | 9.58% | 20.74% | 0.03x | 18.04x | Dkr-135.40 Million |
| 2017 | 9.08% | 21.37% | 0.02x | 17.27x | Dkr-317.40 Million |
| 2018 | 7.28% | 18.10% | 0.02x | 17.47x | Dkr-933.20 Million |
| 2019 | 6.83% | 18.48% | 0.02x | 18.19x | Dkr-1.13 Billion |
| 2020 | 4.39% | 12.92% | 0.02x | 18.36x | Dkr-2.05 Billion |
| 2021 | 8.30% | 24.56% | 0.02x | 16.91x | Dkr-650.60 Million |
| 2022 | 9.24% | 25.23% | 0.02x | 18.46x | Dkr-310.40 Million |
| 2023 | 12.87% | 19.57% | 0.04x | 16.99x | Dkr1.32 Billion |
| 2024 | 10.50% | 17.28% | 0.04x | 14.83x | Dkr253.20 Million |
| 2025 | 10.87% | 19.31% | 0.03x | 16.40x | Dkr412.20 Million |
Industry Comparison
This section compares Jyske Bank A/S's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $8,957,448,333
- Average return on equity (ROE) among peers: 9.05%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Jyske Bank A/S (JYSK) | Dkr47.38 Billion | 16.43% | 15.40x | $7.97 Billion |
| Danske Andelskassers Bank A/S (DAB) | $2.83 Billion | 10.43% | 4.70x | $591.53 Million |
| Danske Bank A/S (DANSKE) | $74.09 Billion | 17.12% | 31.83x | $40.93 Billion |
| Djurslands Bank (DJUR) | $633.41 Million | 12.58% | 8.97x | $383.69 Million |
| Fynske Bank A/S (FYNBK) | $461.06 Million | 7.68% | 4.97x | $220.59 Million |
| Groenlandsbanken AS (GRLA) | $694.28 Million | 9.87% | 4.97x | $278.81 Million |
| Hvidbjerg Bank (HVID) | $65.50 Million | 8.18% | 6.63x | $48.37 Million |
| Kreditbanken A/S (KRE) | $391.01 Million | 2.72% | 4.85x | $211.84 Million |
| Laan & Spar Bank AS (LASP) | $1.19 Billion | 11.64% | 13.20x | $662.62 Million |
| Lollands Bank (LOLB) | $255.97 Million | 1.24% | 5.11x | $148.02 Million |
About Jyske Bank A/S
Jyske Bank A/S provides financial solutions in Denmark and Germany. The company operates through Banking Activities, Mortgage Activities, and Leasing Activities segments. The Banking Activities segment provides advisory services relating to traditional financial solutions for personal, private banking, and corporate customers; and trading and investment services, including trading in interest rat… Read more