Skjern Bank A/S (SKJE) - Net Assets

Latest as of December 2025: Dkr1.98 Billion DKK ≈ $310.15 Million USD

Based on the latest financial reports, Skjern Bank A/S (SKJE) has net assets worth Dkr1.98 Billion DKK (≈ $310.15 Million USD) as of December 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (Dkr15.77 Billion ≈ $2.47 Billion USD) and total liabilities (Dkr13.79 Billion ≈ $2.16 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check SKJE tangible net assets ratio to evaluate the tangible quality of the company's equity base.

Key Net Assets Metrics

Metric Value
Current Net Assets Dkr1.98 Billion
% of Total Assets 12.57%
Annual Growth Rate 10.13%
5-Year Change 58.96%
10-Year Change 185.1%
Growth Volatility 278.85

Skjern Bank A/S - Net Assets Trend (2000–2025)

This chart illustrates how Skjern Bank A/S's net assets have evolved over time, based on quarterly financial data. See Skjern Bank A/S defensive interval ratio to measure how many days the company can operate on defensive assets alone.

Annual Net Assets for Skjern Bank A/S (2000–2025)

The table below shows the annual net assets of Skjern Bank A/S from 2000 to 2025. For live valuation and market cap data, see Skjern Bank A/S market cap and net worth.

Year Net Assets Change
2025-12-31 Dkr1.98 Billion
≈ $310.15 Million		 +9.72%
2024-12-31 Dkr1.81 Billion
≈ $282.67 Million		 +13.91%
2023-12-31 Dkr1.59 Billion
≈ $248.15 Million		 +16.33%
2022-12-31 Dkr1.36 Billion
≈ $213.31 Million		 +9.32%
2021-12-31 Dkr1.25 Billion
≈ $195.11 Million		 +12.55%
2020-12-31 Dkr1.11 Billion
≈ $173.36 Million		 +7.94%
2019-12-31 Dkr1.03 Billion
≈ $160.61 Million		 +10.77%
2018-12-31 Dkr926.74 Million
≈ $145.00 Million		 +13.80%
2017-12-31 Dkr814.33 Million
≈ $127.41 Million		 +17.12%
2016-12-31 Dkr695.31 Million
≈ $108.79 Million		 +12.25%
2015-12-31 Dkr619.42 Million
≈ $96.91 Million		 +18.54%
2014-12-31 Dkr522.53 Million
≈ $81.75 Million		 -9.69%
2013-12-31 Dkr578.60 Million
≈ $90.53 Million		 +5.78%
2012-12-31 Dkr546.99 Million
≈ $85.58 Million		 +43.67%
2011-12-31 Dkr380.72 Million
≈ $59.57 Million		 -1.09%
2010-12-31 Dkr384.92 Million
≈ $60.22 Million		 +3.09%
2009-12-31 Dkr373.39 Million
≈ $58.42 Million		 -19.47%
2008-12-31 Dkr463.66 Million
≈ $72.54 Million		 -13.54%
2007-12-31 Dkr536.28 Million
≈ $83.90 Million		 +26.45%
2006-12-31 Dkr424.09 Million
≈ $66.35 Million		 +18.64%
2005-12-31 Dkr357.46 Million
≈ $55.93 Million		 +1423.53%
2004-12-31 Dkr23.46 Million
≈ $3.67 Million		 -2.91%
2003-12-31 Dkr24.17 Million
≈ $3.78 Million		 -89.24%
2002-12-31 Dkr224.51 Million
≈ $35.13 Million		 +16.52%
2001-12-31 Dkr192.69 Million
≈ $30.15 Million		 +8.38%
2000-12-31 Dkr177.80 Million
≈ $27.82 Million		 --

Equity Component Analysis

This analysis shows how different components contribute to Skjern Bank A/S's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

  • Retained earnings have grown by 1020.1% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (December 2025)

Component Amount Percentage
Retained Earnings Dkr1.69 Billion 85.50%
Common Stock Dkr192.80 Million 9.73%
Other Components Dkr94.62 Million 4.77%
Total Equity Dkr1.98 Billion 100.00%

Skjern Bank A/S Competitors by Market Cap

The table below lists competitors of Skjern Bank A/S ranked by their market capitalization.

Company Market Cap
Greaves Cotton Limited
NSE:GREAVESCOT
 $483.69 Million
Bumi Armada Bhd
KLSE:5210
 $483.70 Million
MBM Resources Bhd
KLSE:5983
 $483.83 Million
Eagle Point Credit Company Inc.
NYSE:ECC
 $483.88 Million
SuZhou ChunXing Precision Mechanical Co Ltd
SHE:002547
 $483.66 Million
Wild Bunch AG
F:WBAH
 $483.64 Million
Bowman Consulting Group Ltd
NASDAQ:BWMN
 $483.57 Million
Jereissati Participações S.A.
SA:IGTI3
 $483.56 Million

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Skjern Bank A/S's equity between the two most recent reporting periods.

Equity Growth Insights

  • From 2024 to 2025, total equity changed from 1,806,672,000 to 1,982,341,000, a change of 175,669,000 (9.7%).
  • Net income of 246,473,000 contributed positively to equity growth.
  • Other factors decreased equity by 70,804,000.

Equity Change Factors (2024 to 2025)

Factor Impact Contribution
Net Income Dkr246.47 Million +12.43%
Other Changes Dkr-70.80 Million -3.57%
Total Change Dkr- 9.72%

Book Value vs Market Value Analysis

This analysis compares Skjern Bank A/S's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

  • Current price-to-book ratio: 1.57x
  • The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
  • The price-to-book ratio has decreased from 3.09x to 1.57x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date Book Value per Share Market Price P/B Ratio
2003-12-31 Dkr105.70 Dkr327.00 x
2004-12-31 Dkr102.62 Dkr327.00 x
2005-12-31 Dkr161.55 Dkr327.00 x
2006-12-31 Dkr193.38 Dkr327.00 x
2007-12-31 Dkr208.93 Dkr327.00 x
2008-12-31 Dkr191.78 Dkr327.00 x
2009-12-31 Dkr152.86 Dkr327.00 x
2010-12-31 Dkr151.81 Dkr327.00 x
2011-12-31 Dkr155.93 Dkr327.00 x
2012-12-31 Dkr57.21 Dkr327.00 x
2013-12-31 Dkr60.08 Dkr327.00 x
2014-12-31 Dkr54.25 Dkr327.00 x
2015-12-31 Dkr64.32 Dkr327.00 x
2016-12-31 Dkr71.85 Dkr327.00 x
2017-12-31 Dkr84.42 Dkr327.00 x
2018-12-31 Dkr96.16 Dkr327.00 x
2019-12-31 Dkr106.68 Dkr327.00 x
2020-12-31 Dkr115.02 Dkr327.00 x
2021-12-31 Dkr129.43 Dkr327.00 x
2022-12-31 Dkr141.50 Dkr327.00 x
2023-12-31 Dkr164.64 Dkr327.00 x
2024-12-31 Dkr187.56 Dkr327.00 x
2025-12-31 Dkr208.24 Dkr327.00 x

Capital Efficiency Dashboard

This dashboard shows how efficiently Skjern Bank A/S utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

  • Current Return on Equity (ROE): 12.43%
  • The company shows good efficiency in utilizing shareholder equity.
  • DuPont Analysis Breakdown:
  • • Net Profit Margin: 33.33%
  • • Asset Turnover: 0.05x
  • • Equity Multiplier: 7.96x
  • Recent ROE (12.43%) is below the historical average (22.44%), suggesting potential challenges in capital efficiency.

Historical Capital Efficiency Metrics

Year Return on Equity Net Profit Margin Asset Turnover Equity Multiplier Economic Value Added
2000 10.81% 14.41% 0.09x 7.98x Dkr1.44 Million
2001 9.60% 12.96% 0.09x 8.63x Dkr-776.90K
2002 9.53% 14.62% 0.08x 8.25x Dkr-1.05 Million
2003 233.23% 45.86% 0.06x 90.29x Dkr53.95 Million
2004 178.57% 34.02% 0.05x 104.92x Dkr39.55 Million
2005 15.60% 43.37% 0.04x 8.63x Dkr20.03 Million
2006 15.89% 22.75% 0.07x 9.78x Dkr25.00 Million
2007 8.07% 13.05% 0.06x 9.99x Dkr-10.38 Million
2008 -12.54% -14.09% 0.07x 12.12x Dkr-104.52 Million
2009 -24.33% -23.88% 0.08x 13.36x Dkr-128.18 Million
2010 2.00% 2.33% 0.06x 14.27x Dkr-30.79 Million
2011 1.27% 1.51% 0.06x 13.79x Dkr-33.22 Million
2012 1.80% 2.96% 0.06x 10.98x Dkr-44.86 Million
2013 4.23% 7.29% 0.06x 9.20x Dkr-33.40 Million
2014 -10.72% -16.25% 0.06x 10.30x Dkr-108.29 Million
2015 6.48% 12.35% 0.06x 8.76x Dkr-21.83 Million
2016 11.81% 24.91% 0.06x 8.43x Dkr12.58 Million
2017 15.21% 34.81% 0.06x 7.82x Dkr42.39 Million
2018 15.38% 35.92% 0.06x 7.23x Dkr49.84 Million
2019 13.20% 34.38% 0.05x 7.42x Dkr32.83 Million
2020 10.44% 29.16% 0.04x 8.10x Dkr4.83 Million
2021 13.09% 38.58% 0.04x 8.00x Dkr38.59 Million
2022 11.02% 33.09% 0.04x 8.24x Dkr13.90 Million
2023 16.27% 36.75% 0.06x 7.55x Dkr99.37 Million
2024 15.17% 35.19% 0.06x 7.33x Dkr93.44 Million
2025 12.43% 33.33% 0.05x 7.96x Dkr48.24 Million

Industry Comparison

This section compares Skjern Bank A/S's net assets metrics with peer companies in the Banks - Regional industry.

Industry Context

  • Industry: Banks - Regional
  • Average net assets among peers: $17,066,794,200
  • Average return on equity (ROE) among peers: 5.84%

Peer Company Comparison

Company Net Assets Return on Equity Debt-to-Equity Market Cap
Skjern Bank A/S (SKJE) Dkr1.98 Billion 10.81% 6.96x $483.67 Million
Danske Andelskassers Bank A/S (DAB) $1.22 Billion -14.01% 10.36x $588.04 Million
Danske Bank A/S (DANSKE) $170.51 Billion 8.84% 21.06x $44.01 Billion
Djurslands Bank (DJUR) $1.92 Billion 13.01% 7.84x $395.26 Million
Fynske Bank A/S (FYNBK) $364.25 Million 11.44% 4.37x $222.37 Million
Groenlandsbanken AS (GRLA) $1.32 Billion 7.49% 5.03x $279.93 Million
Hvidbjerg Bank (HVID) $286.46 Million 12.04% 7.04x $47.32 Million
Jyske Bank A/S (JYSK) $-6.79 Billion 0.00% 0.00x $8.48 Billion
Kreditbanken A/S (KRE) $433.99 Million 5.54% 5.38x $214.48 Million
Laan & Spar Bank AS (LASP) $681.45 Million 6.30% 10.66x $697.78 Million
Lollands Bank (LOLB) $726.67 Million 7.80% 5.66x $146.33 Million

About Skjern Bank A/S

CO:SKJE Denmark Banks - Regional
Market Cap
$483.67 Million
Dkr3.09 Billion DKK
Market Cap Rank
#12581 Global
#56 in Denmark
Share Price
Dkr327.00
Change (1 day)
-0.30%
52-Week Range
Dkr203.00 - Dkr328.00
All Time High
Dkr328.00
Categories
Companies in Denmark Banks - Regional Banking & Financial
About

Skjern Bank A/S provides various banking products and services to private and corporate customers in Denmark. The company offers savings, currency, share savings, and retirement savings accounts; term deposits; mortgage/home, cooperative housing, home construction/renovation/extension, business, and car loans; loans for electric cars, energy optimization, and renewable energy; debit and credit ca… Read more