AVIVA PLC SPONS.ADR/2 (GU80) - Net Assets
Based on the latest financial reports, AVIVA PLC SPONS.ADR/2 (GU80) has net assets worth €11.09 Billion EUR (≈ $12.96 Billion USD) as of December 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (€395.30 Billion ≈ $462.15 Billion USD) and total liabilities (€384.21 Billion ≈ $449.19 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Explore GU80 cash generation efficiency to assess how effectively this company generates cash.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | €11.09 Billion |
| % of Total Assets | 2.81% |
| Annual Growth Rate | -9.72% |
| 5-Year Change | N/A |
| 10-Year Change | N/A |
| Growth Volatility | 23.93 |
AVIVA PLC SPONS.ADR/2 - Net Assets Trend (2021–2025)
This chart illustrates how AVIVA PLC SPONS.ADR/2's net assets have evolved over time, based on quarterly financial data. Explore AVIVA PLC SPONS.ADR/2 long-term investment intensity to see how much of total assets are deployed in long-term investments.
Annual Net Assets for AVIVA PLC SPONS.ADR/2 (2021–2025)
The table below shows the annual net assets of AVIVA PLC SPONS.ADR/2 from 2021 to 2025. For live valuation and market cap data, see market value of AVIVA PLC SPONS.ADR/2.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | €11.09 Billion ≈ $12.96 Billion |
+28.63% |
| 2024-12-31 | €8.62 Billion ≈ $10.08 Billion |
-10.20% |
| 2023-12-31 | €9.60 Billion ≈ $11.22 Billion |
-6.01% |
| 2022-12-31 | €10.21 Billion ≈ $11.94 Billion |
-38.80% |
| 2021-12-31 | €16.69 Billion ≈ $19.51 Billion |
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Equity Component Analysis
This analysis shows how different components contribute to AVIVA PLC SPONS.ADR/2's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have decreased by 74.4% over the analyzed period, potentially due to dividend distributions or operating losses.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | €1.23 Billion | 11.47% |
| Other Components | €9.46 Billion | 88.53% |
| Total Equity | €10.69 Billion | 100.00% |
AVIVA PLC SPONS.ADR/2 Competitors by Market Cap
The table below lists competitors of AVIVA PLC SPONS.ADR/2 ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Amadeus IT Group S.A.
MC:AMS
|
$22.35 Billion |
|
AerCap Holdings NV
NYSE:AER
|
$22.36 Billion |
|
T. Rowe Price Group Inc
NASDAQ:TROW
|
$22.39 Billion |
|
PulteGroup Inc
NYSE:PHM
|
$22.39 Billion |
|
Volkswagen AG VZO O.N.
XETRA:VOW3
|
$22.27 Billion |
|
CHINA RES.LAND UNS.ADR/10
F:CHZ0
|
$22.25 Billion |
|
Expand Energy Corporation
NASDAQ:EXE
|
$22.16 Billion |
|
Aker BP ASA
OL:AKRBP
|
$22.14 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in AVIVA PLC SPONS.ADR/2's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 8,305,000,000 to 10,686,000,000, a change of 2,381,000,000 (28.7%).
- Net income of 1,033,000,000 contributed positively to equity growth.
- Dividend payments of 1,246,000,000 reduced retained earnings.
- Share repurchases of 477,000,000 reduced equity.
- New share issuances of 1,000,000 increased equity.
- Other factors increased equity by 3,070,000,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | €1.03 Billion | +9.67% |
| Dividends Paid | €1.25 Billion | -11.66% |
| Share Repurchases | €477.00 Million | -4.46% |
| Share Issuances | €1.00 Million | +0.01% |
| Other Changes | €3.07 Billion | +28.73% |
| Total Change | €- | 28.67% |
Book Value vs Market Value Analysis
This analysis compares AVIVA PLC SPONS.ADR/2's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 4.05x
- The company is trading at a significant premium to its book value, suggesting the market values its earnings potential, brand, or other intangibles highly.
- The price-to-book ratio has increased from 3.29x to 4.05x over the analyzed period, suggesting growing market confidence.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2021-12-31 | €4.31 | €14.20 | x |
| 2022-12-31 | €3.53 | €14.20 | x |
| 2023-12-31 | €3.39 | €14.20 | x |
| 2024-12-31 | €3.12 | €14.20 | x |
| 2025-12-31 | €3.51 | €14.20 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently AVIVA PLC SPONS.ADR/2 utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 9.67%
- The company has moderate efficiency in generating returns from equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 1.80%
- • Asset Turnover: 0.15x
- • Equity Multiplier: 36.99x
- Recent ROE (9.67%) is above the historical average (6.19%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2021 | 11.96% | 5.96% | 0.09x | 21.41x | €322.20 Million |
| 2022 | -10.61% | 0.00% | -0.06x | 31.26x | €-2.04 Billion |
| 2023 | 11.69% | 2.68% | 0.12x | 35.43x | €156.80 Million |
| 2024 | 8.22% | 1.71% | 0.11x | 42.61x | €-147.50 Million |
| 2025 | 9.67% | 1.80% | 0.15x | 36.99x | €-35.60 Million |
Industry Comparison
This section compares AVIVA PLC SPONS.ADR/2's net assets metrics with peer companies in the Insurance - Diversified industry.
Industry Context
- Industry: Insurance - Diversified
- Average net assets among peers: $29,955,131,027
- Average return on equity (ROE) among peers: 8.22%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| AVIVA PLC SPONS.ADR/2 (GU80) | €11.09 Billion | 11.96% | 34.65x | $22.30 Billion |
| NN GROUP NV UNSP.ADR/1 (2NN0) | $21.65 Billion | 7.31% | 8.72x | $19.09 Billion |
| WATERDROP INC.ADS/10 CL.A (717) | $5.15 Billion | 11.04% | 0.38x | $404.63 Million |
| Allianz SE VNA O.N. (ALV) | $66.10 Billion | 10.01% | 11.84x | $140.11 Billion |
| ALLIANZ SE UNSP.ADR 1/10 (ALVE) | $61.56 Billion | 13.87% | 14.97x | $141.45 Billion |
| ASS.GENERALI ADR 1/2/EO 1 (ASG0) | $31.88 Billion | 8.93% | 17.39x | $54.86 Billion |
| AXA SA (AXAA) | $73.25 Billion | 2.92% | 11.71x | $78.11 Billion |
| MAPFRE S.A.ADR 2 / EO-10 (CMA) | $8.87 Billion | 6.35% | 4.88x | $12.03 Billion |
| NÜRNBERGER Beteiligungs-AG (NBG6) | $966.57 Million | 4.32% | 35.21x | $1.38 Billion |
| RheinLand Holding AG (RLV) | $168.98 Million | 9.24% | 8.60x | $115.20 Million |
About AVIVA PLC SPONS.ADR/2
Aviva plc provides various insurance, retirement, and wealth products in the United Kingdom, Ireland, Canada, and internationally. The company offers life insurance, long-term health and accident insurance, savings, pension, and annuity products, as well as pension fund business and lifetime mortgage products. It also provides insurance cover to individuals, small and medium-sized businesses for … Read more