Bank Jabar
PT Bank Pembangunan Daerah Jawa Barat dan Banten Tbk, together with its subsidiaries, provides banking products and services to individual and corporate customers in Indonesia. It operates through two segments, Conventional and the Sharia. The company offers current, savings, time, and money deposits, as well as certificates of deposit; consumer, working capital, small business, and short-term lo… Read more
Bank Jabar (BJBR) - Net Assets
Latest net assets as of June 2025: Rp19.98 Trillion IDR
Based on the latest financial reports, Bank Jabar (BJBR) has net assets worth Rp19.98 Trillion IDR as of June 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (Rp215.92 Trillion) and total liabilities (Rp195.94 Trillion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | Rp19.98 Trillion |
| % of Total Assets | 9.26% |
| Annual Growth Rate | 15.52% |
| 5-Year Change | -84.14% |
| 10-Year Change | 153.17% |
| Growth Volatility | 201.42 |
Bank Jabar - Net Assets Trend (2003–2024)
This chart illustrates how Bank Jabar's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Bank Jabar (2003–2024)
The table below shows the annual net assets of Bank Jabar from 2003 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | Rp19.64 Trillion | +27.12% |
| 2023-12-31 | Rp15.45 Trillion | +4.77% |
| 2022-12-31 | Rp14.75 Trillion | +12.70% |
| 2021-12-31 | Rp13.08 Trillion | -89.44% |
| 2020-12-31 | Rp123.85 Trillion | +928.40% |
| 2019-12-31 | Rp12.04 Trillion | +6.71% |
| 2018-12-31 | Rp11.29 Trillion | +11.68% |
| 2017-12-31 | Rp10.10 Trillion | +4.45% |
| 2016-12-31 | Rp9.67 Trillion | +24.71% |
| 2015-12-31 | Rp7.76 Trillion | +9.51% |
| 2014-12-31 | Rp7.08 Trillion | +5.44% |
| 2013-12-31 | Rp6.72 Trillion | +11.81% |
| 2012-12-31 | Rp6.01 Trillion | +11.54% |
| 2011-12-31 | Rp5.39 Trillion | +7.83% |
| 2010-12-31 | Rp5.00 Trillion | +61.60% |
| 2009-12-31 | Rp3.09 Trillion | +21.02% |
| 2008-12-31 | Rp2.55 Trillion | +17.38% |
| 2007-12-31 | Rp2.18 Trillion | +17.39% |
| 2006-12-31 | Rp1.85 Trillion | +51.19% |
| 2004-12-31 | Rp1.23 Trillion | +29.24% |
| 2003-12-31 | Rp948.84 Billion | -- |
Equity Component Analysis
This analysis shows how different components contribute to Bank Jabar's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 1903.8% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | Rp5.30 Trillion | 32.56% |
| Common Stock | Rp2.63 Trillion | 16.15% |
| Other Components | Rp8.36 Trillion | 51.30% |
| Total Equity | Rp16.29 Trillion | 100.00% |
Bank Jabar Competitors by Market Cap
The table below lists competitors of Bank Jabar ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Egetis Therapeutics AB (publ)
ST:EGTX
|
$101.65 Million |
|
Mayur Uniquoters Ltd
NSE:MAYURUNIQ
|
$101.68 Million |
|
LCY Technology Corp
TW:4989
|
$101.69 Million |
|
Sport Lisboa e Benfica - Futebol, SAD
LSE:0M7V
|
$101.70 Million |
|
Rexon Industrial Corp Ltd
TW:1515
|
$101.55 Million |
|
Vieworks Co. Ltd
KQ:100120
|
$101.54 Million |
|
Shanghai Taihe Water Environmental Technology Development Co Ltd
SHG:605081
|
$101.51 Million |
|
Tung Thih Electronic Co Ltd
TWO:3552
|
$101.51 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Bank Jabar's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 15,559,877,000,000 to 16,290,967,000,000, a change of 731,090,000,000 (4.7%).
- Net income of 1,369,463,000,000 contributed positively to equity growth.
- Dividend payments of 1,000,063,000,000 reduced retained earnings.
- Other comprehensive income decreased equity by 6,493,984,000,000.
- Other factors increased equity by 6,855,674,000,000.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | Rp1.37 Trillion | +8.41% |
| Dividends Paid | Rp1.00 Trillion | -6.14% |
| Other Comprehensive Income | Rp-6.49 Trillion | -39.86% |
| Other Changes | Rp6.86 Trillion | +42.08% |
| Total Change | Rp- | 4.70% |
Book Value vs Market Value Analysis
This analysis compares Bank Jabar's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.52x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has decreased from 2.05x to 0.52x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2006-12-31 | Rp392.99 | Rp805.00 | x |
| 2007-12-31 | Rp402.59 | Rp805.00 | x |
| 2008-12-31 | Rp421.56 | Rp805.00 | x |
| 2009-12-31 | Rp494.55 | Rp805.00 | x |
| 2010-12-31 | Rp642.01 | Rp805.00 | x |
| 2011-12-31 | Rp552.77 | Rp805.00 | x |
| 2012-12-31 | Rp614.54 | Rp805.00 | x |
| 2013-12-31 | Rp687.46 | Rp805.00 | x |
| 2014-12-31 | Rp724.37 | Rp805.00 | x |
| 2015-12-31 | Rp793.26 | Rp805.00 | x |
| 2016-12-31 | Rp990.62 | Rp805.00 | x |
| 2017-12-31 | Rp1035.11 | Rp805.00 | x |
| 2018-12-31 | Rp1138.93 | Rp805.00 | x |
| 2019-12-31 | Rp1215.58 | Rp805.00 | x |
| 2020-12-31 | Rp1212.20 | Rp805.00 | x |
| 2021-12-31 | Rp1321.35 | Rp805.00 | x |
| 2022-12-31 | Rp1402.76 | Rp805.00 | x |
| 2023-12-31 | Rp1478.87 | Rp805.00 | x |
| 2024-12-31 | Rp1548.36 | Rp805.00 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Bank Jabar utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 8.41%
- The company has moderate efficiency in generating returns from equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 7.86%
- • Asset Turnover: 0.08x
- • Equity Multiplier: 13.50x
- Recent ROE (8.41%) is below the historical average (16.29%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2003 | 18.54% | 11.14% | 0.14x | 11.94x | Rp81.01 Billion |
| 2004 | 19.65% | 14.58% | 0.12x | 10.86x | Rp118.36 Billion |
| 2006 | 16.24% | 23.31% | 0.06x | 11.48x | Rp115.67 Billion |
| 2007 | 17.03% | 26.08% | 0.06x | 10.59x | Rp153.03 Billion |
| 2008 | 21.75% | 28.07% | 0.08x | 10.22x | Rp300.26 Billion |
| 2009 | 22.94% | 29.98% | 0.07x | 10.48x | Rp399.95 Billion |
| 2010 | 17.84% | 30.52% | 0.07x | 8.70x | Rp391.13 Billion |
| 2011 | 17.91% | 30.91% | 0.06x | 10.13x | Rp425.23 Billion |
| 2012 | 19.96% | 29.15% | 0.06x | 11.86x | Rp595.17 Billion |
| 2013 | 20.54% | 26.15% | 0.07x | 10.62x | Rp704.49 Billion |
| 2014 | 15.85% | 21.73% | 0.07x | 10.77x | Rp411.79 Billion |
| 2015 | 17.85% | 24.09% | 0.06x | 11.50x | Rp605.82 Billion |
| 2016 | 11.99% | 16.59% | 0.07x | 10.62x | Rp191.24 Billion |
| 2017 | 12.04% | 16.93% | 0.06x | 11.42x | Rp205.59 Billion |
| 2018 | 13.78% | 20.75% | 0.06x | 10.70x | Rp424.59 Billion |
| 2019 | 13.00% | 21.78% | 0.06x | 10.30x | Rp359.37 Billion |
| 2020 | 14.11% | 21.02% | 0.06x | 11.78x | Rp491.27 Billion |
| 2021 | 15.59% | 14.26% | 0.09x | 12.15x | Rp728.22 Billion |
| 2022 | 15.61% | 15.79% | 0.08x | 12.28x | Rp828.47 Billion |
| 2023 | 11.43% | 11.50% | 0.08x | 12.10x | Rp222.41 Billion |
| 2024 | 8.41% | 7.86% | 0.08x | 13.50x | Rp-259.63 Billion |
Industry Comparison
This section compares Bank Jabar's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $6,121,527,008,058
- Average return on equity (ROE) among peers: -2.22%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Bank Jabar (BJBR) | Rp19.98 Trillion | 18.54% | 9.80x | $101.58 Million |
| Bank Agris Tbk (AGRS) | $567.10 Billion | 0.69% | 6.44x | $17.52 Million |
| Bank Amar Indonesia (AMAR) | $3.18 Trillion | -4.89% | 0.42x | $6.61 Million |
| Bank Mnc Internasional Tbk (BABP) | $536.71 Billion | 3.85% | 10.82x | $7.22 Million |
| Bank Net Indonesia Syariah Tbk PT (BANK) | $950.85 Billion | 4.24% | 1.17x | $175.00 Million |
| Bank Central Asia Tbk (BBCA) | $12.63 Trillion | 18.94% | 9.55x | $20.04 Billion |
| Bk Harda Internasional Tbk Pt (BBHI) | $336.48 Billion | -36.60% | 5.73x | $251.65 Million |
| Bank Bukopin Tbk (BBKP) | $11.22 Trillion | -44.82% | 7.02x | $111.65 Million |
| Bank Mestika Dharma Tbk (BBMD) | $4.01 Trillion | 8.13% | 2.53x | $15.70 Million |
| Bank Rakyat Indonesia Persero (BBRI) | $27.26 Trillion | 26.81% | 10.63x | $15.34 Billion |
| PT Bank Bisnis Internasional Tbk (BBSI) | $538.46 Billion | 1.50% | 0.00x | $110.21 Million |