Bank Jabar - Asset Resilience Ratio
Bank Jabar (BJBR) has an Asset Resilience Ratio of 2.69% as of December 2019. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See working capital to net assets of Bank Jabar to evaluate short-term liquidity relative to the company's equity base.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2003–2019)
This chart shows how Bank Jabar's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see BJBR total assets.
Liquid Assets Composition Over Time
This chart breaks down Bank Jabar's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore Bank Jabar long-term investment allocation to see how much of total assets are deployed in long-term investments.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | Rp0.00 | 0% |
| Short-term Investments | Rp3.33 Trillion | 2.69% |
| Total Liquid Assets | Rp3.33 Trillion | 2.69% |
Asset Resilience Insights
- Limited Liquidity: Bank Jabar maintains only 2.69% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Bank Jabar Industry Peers by Asset Resilience Ratio
Compare Bank Jabar's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Santander Bank Polska S.A.
WAR:SPL |
Banks - Regional | 4.41% |
|
Banco Santander Chile
NYSE:BSAC |
Banks - Regional | 7.94% |
|
Bank of Baroda
NSE:BANKBARODA |
Banks - Regional | -12.63% |
|
Turkiye Is Bankasi AS Class C
IS:ISCTR |
Banks - Regional | -38.78% |
|
Ringkjoebing Landbobank A/S
CO:RILBA |
Banks - Regional | 0.03% |
|
ABSA Bank Limited
JSE:ABSP |
Banks - Regional | 2.72% |
|
Mechanics Bank
NASDAQ:MCHB |
Banks - Regional | 18.39% |
|
Laurentian Bank Of Canada
TO:LB |
Banks - Regional | 0.55% |
Annual Asset Resilience Ratio for Bank Jabar (2003–2019)
The table below shows the annual Asset Resilience Ratio data for Bank Jabar.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2019-12-31 | 2.69% | Rp3.33 Trillion ≈ $194.96 Million |
Rp123.54 Trillion ≈ $7.24 Billion |
+0.35pp |
| 2018-12-31 | 2.34% | Rp2.82 Trillion ≈ $164.99 Million |
Rp120.19 Trillion ≈ $7.04 Billion |
+2.01pp |
| 2017-12-31 | 0.33% | Rp383.04 Billion ≈ $22.44 Million |
Rp114.98 Trillion ≈ $6.74 Billion |
+0.26pp |
| 2016-12-31 | 0.08% | Rp78.14 Billion ≈ $4.58 Million |
Rp102.32 Trillion ≈ $6.00 Billion |
-1.45pp |
| 2015-12-31 | 1.53% | Rp1.35 Trillion ≈ $79.29 Million |
Rp88.70 Trillion ≈ $5.20 Billion |
-9.02pp |
| 2014-12-31 | 10.54% | Rp8.00 Trillion ≈ $468.56 Million |
Rp75.84 Trillion ≈ $4.44 Billion |
+4.23pp |
| 2013-12-31 | 6.31% | Rp4.48 Trillion ≈ $262.49 Million |
Rp70.96 Trillion ≈ $4.16 Billion |
-18.89pp |
| 2012-12-31 | 25.20% | Rp17.85 Trillion ≈ $1.05 Billion |
Rp70.84 Trillion ≈ $4.15 Billion |
+6.82pp |
| 2011-12-31 | 18.38% | Rp10.01 Trillion ≈ $586.49 Million |
Rp54.45 Trillion ≈ $3.19 Billion |
-19.80pp |
| 2010-12-31 | 38.18% | Rp16.59 Trillion ≈ $972.03 Million |
Rp43.45 Trillion ≈ $2.55 Billion |
+13.25pp |
| 2009-12-31 | 24.94% | Rp8.08 Trillion ≈ $473.56 Million |
Rp32.41 Trillion ≈ $1.90 Billion |
+10.28pp |
| 2008-12-31 | 14.66% | Rp3.83 Trillion ≈ $224.28 Million |
Rp26.11 Trillion ≈ $1.53 Billion |
-0.57pp |
| 2007-12-31 | 15.22% | Rp3.51 Trillion ≈ $205.55 Million |
Rp23.04 Trillion ≈ $1.35 Billion |
-2.05pp |
| 2004-12-31 | 17.27% | Rp2.30 Trillion ≈ $134.77 Million |
Rp13.32 Trillion ≈ $780.34 Million |
-11.31pp |
| 2003-12-31 | 28.58% | Rp3.24 Trillion ≈ $189.80 Million |
Rp11.33 Trillion ≈ $664.01 Million |
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About Bank Jabar
PT Bank Pembangunan Daerah Jawa Barat dan Banten Tbk, together with its subsidiaries, provides banking products and services to individual and corporate customers in Indonesia. It operates through two segments, Conventional and the Sharia. The company offers current, savings, time, and money deposits, as well as certificates of deposit; consumer, working capital, small business, and short-term lo… Read more