Bank Jabar - Asset Resilience Ratio
Bank Jabar (BJBR) has an Asset Resilience Ratio of 2.69% as of December 2019. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read Bank Jabar (BJBR) financial obligations for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2003–2019)
This chart shows how Bank Jabar's Asset Resilience Ratio has changed over time. See Bank Jabar (BJBR) net assets for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down Bank Jabar's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Bank Jabar (BJBR) total market value.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | Rp0.00 | 0% |
| Short-term Investments | Rp3.33 Trillion | 2.69% |
| Total Liquid Assets | Rp3.33 Trillion | 2.69% |
Asset Resilience Insights
- Limited Liquidity: Bank Jabar maintains only 2.69% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Bank Jabar Industry Peers by Asset Resilience Ratio
Compare Bank Jabar's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
VersaBank
TO:VBNK |
Banks - Regional | 1.65% |
|
Bank Agris Tbk
JK:AGRS |
Banks - Regional | 1.98% |
|
RMB Holdings Ltd
JSE:RMH |
Banks - Regional | 20.83% |
|
Bank Tabungan Pensiunan Nasional Syariah PT
JK:BTPS |
Banks - Regional | 44.92% |
|
Banco Bradesco DRC
BA:BBD |
Banks - Regional | 4.82% |
|
Grupo Financiero Galicia S.A.
BA:GGAL |
Banks - Regional | 8.18% |
|
Banco Macro SA B
BA:BMA |
Banks - Regional | 0.55% |
Annual Asset Resilience Ratio for Bank Jabar (2003–2019)
The table below shows the annual Asset Resilience Ratio data for Bank Jabar.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2019-12-31 | 2.69% | Rp3.33 Trillion ≈ $194.96 Million |
Rp123.54 Trillion ≈ $7.24 Billion |
+0.35pp |
| 2018-12-31 | 2.34% | Rp2.82 Trillion ≈ $164.99 Million |
Rp120.19 Trillion ≈ $7.04 Billion |
+2.01pp |
| 2017-12-31 | 0.33% | Rp383.04 Billion ≈ $22.44 Million |
Rp114.98 Trillion ≈ $6.74 Billion |
+0.26pp |
| 2016-12-31 | 0.08% | Rp78.14 Billion ≈ $4.58 Million |
Rp102.32 Trillion ≈ $6.00 Billion |
-1.45pp |
| 2015-12-31 | 1.53% | Rp1.35 Trillion ≈ $79.29 Million |
Rp88.70 Trillion ≈ $5.20 Billion |
-9.02pp |
| 2014-12-31 | 10.54% | Rp8.00 Trillion ≈ $468.56 Million |
Rp75.84 Trillion ≈ $4.44 Billion |
+4.23pp |
| 2013-12-31 | 6.31% | Rp4.48 Trillion ≈ $262.49 Million |
Rp70.96 Trillion ≈ $4.16 Billion |
-18.89pp |
| 2012-12-31 | 25.20% | Rp17.85 Trillion ≈ $1.05 Billion |
Rp70.84 Trillion ≈ $4.15 Billion |
+6.82pp |
| 2011-12-31 | 18.38% | Rp10.01 Trillion ≈ $586.49 Million |
Rp54.45 Trillion ≈ $3.19 Billion |
-19.80pp |
| 2010-12-31 | 38.18% | Rp16.59 Trillion ≈ $972.03 Million |
Rp43.45 Trillion ≈ $2.55 Billion |
+13.25pp |
| 2009-12-31 | 24.94% | Rp8.08 Trillion ≈ $473.56 Million |
Rp32.41 Trillion ≈ $1.90 Billion |
+10.28pp |
| 2008-12-31 | 14.66% | Rp3.83 Trillion ≈ $224.28 Million |
Rp26.11 Trillion ≈ $1.53 Billion |
-0.57pp |
| 2007-12-31 | 15.22% | Rp3.51 Trillion ≈ $205.55 Million |
Rp23.04 Trillion ≈ $1.35 Billion |
-2.05pp |
| 2004-12-31 | 17.27% | Rp2.30 Trillion ≈ $134.77 Million |
Rp13.32 Trillion ≈ $780.34 Million |
-11.31pp |
| 2003-12-31 | 28.58% | Rp3.24 Trillion ≈ $189.80 Million |
Rp11.33 Trillion ≈ $664.01 Million |
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About Bank Jabar
PT Bank Pembangunan Daerah Jawa Barat dan Banten Tbk, together with its subsidiaries, provides banking products and services to individual and corporate customers in Indonesia. It operates through two segments, Conventional and the Sharia. The company offers current, savings, time, and money deposits, as well as certificates of deposit; consumer, working capital, small business, and short-term lo… Read more