Bank Jabar Net Assets

Latest as of June 2025: Rp19.98 Trillion IDR ≈ $1.17 Billion USD

Bank Jabar net assets. Based on the latest financial reports, Bank Jabar (BJBR) has net assets worth Rp19.98 Trillion IDR (≈ $1.17 Billion USD) as of June 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (Rp215.92 Trillion ≈ $12.65 Billion USD) and total liabilities (Rp195.94 Trillion ≈ $11.48 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Also explore BJBR net asset momentum to track the company's year-over-year net asset growth rate.

Key Net Assets Metrics

Metric	Value
Current Net Assets	Rp19.98 Trillion
% of Total Assets	9.26%
Annual Growth Rate	15.52%
5-Year Change	-84.14%
10-Year Change	153.17%
Growth Volatility	201.42

Net Assets of Bank Jabar (2003–2024)

Net assets of Bank Jabar from 2003 to 2024. This chart illustrates how Bank Jabar's net assets have evolved over time, based on quarterly financial data. See Bank Jabar net asset quality index to measure how much of total assets are equity-financed.

Annual Net Assets for Bank Jabar (2003–2024)

The table below shows the annual net assets of Bank Jabar from 2003 to 2024. For live market cap and overall valuation, see Bank Jabar stock valuation.

Year	Net Assets	Change
2024-12-31	Rp19.64 Trillion ≈ $1.15 Billion	+27.12%
2023-12-31	Rp15.45 Trillion ≈ $905.25 Million	+4.77%
2022-12-31	Rp14.75 Trillion ≈ $864.06 Million	+12.70%
2021-12-31	Rp13.08 Trillion ≈ $766.67 Million	-89.44%
2020-12-31	Rp123.85 Trillion ≈ $7.26 Billion	+928.40%
2019-12-31	Rp12.04 Trillion ≈ $705.65 Million	+6.71%
2018-12-31	Rp11.29 Trillion ≈ $661.27 Million	+11.68%
2017-12-31	Rp10.10 Trillion ≈ $592.11 Million	+4.45%
2016-12-31	Rp9.67 Trillion ≈ $566.87 Million	+24.71%
2015-12-31	Rp7.76 Trillion ≈ $454.54 Million	+9.51%
2014-12-31	Rp7.08 Trillion ≈ $415.07 Million	+5.44%
2013-12-31	Rp6.72 Trillion ≈ $393.66 Million	+11.81%
2012-12-31	Rp6.01 Trillion ≈ $352.09 Million	+11.54%
2011-12-31	Rp5.39 Trillion ≈ $315.66 Million	+7.83%
2010-12-31	Rp5.00 Trillion ≈ $292.75 Million	+61.60%
2009-12-31	Rp3.09 Trillion ≈ $181.15 Million	+21.02%
2008-12-31	Rp2.55 Trillion ≈ $149.69 Million	+17.38%
2007-12-31	Rp2.18 Trillion ≈ $127.53 Million	+17.39%
2006-12-31	Rp1.85 Trillion ≈ $108.64 Million	+51.19%
2004-12-31	Rp1.23 Trillion ≈ $71.86 Million	+29.24%
2003-12-31	Rp948.84 Billion ≈ $55.60 Million	--

Equity Component Analysis

This analysis shows how different components contribute to Bank Jabar's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

Retained earnings have grown by 1903.8% over the analyzed period, indicating profitable operations and earnings retention.

Bank Jabar Net Assets Breakdown (December 2024)

Bank Jabar net assets breakdown by equity component as of December 2024.

Component	Amount	Percentage
Retained Earnings	Rp5.30 Trillion	32.56%
Common Stock	Rp2.63 Trillion	16.15%
Other Components	Rp8.36 Trillion	51.30%
Total Equity	Rp16.29 Trillion	100.00%

Bank Jabar Competitors by Market Cap

The table below lists competitors of Bank Jabar ranked by their market capitalization.

Company	Market Cap
Paninvest Tbk JK:PNIN	$131.11 Million
B’IN Live Co Ltd TW:6625	$131.14 Million
Selvas Ai Inc. KQ:108860	$131.14 Million
Dekpol SA WAR:DEK	$131.19 Million
Oncoclinicas do Brasil SA:ONCO3	$131.02 Million
Laxmi Goldorna House Ltd NSE:LGHL	$131.01 Million
Mpact Limited JSE:MPT	$130.90 Million
Eastech Holding Limited TW:5225	$130.89 Million

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Bank Jabar's equity between the two most recent reporting periods.

Equity Growth Insights

From 2023 to 2024, total equity changed from 15,559,877,000,000 to 16,290,967,000,000, a change of 731,090,000,000 (4.7%).
Net income of 1,369,463,000,000 contributed positively to equity growth.
Dividend payments of 1,000,063,000,000 reduced retained earnings.
Other comprehensive income decreased equity by 6,493,984,000,000.
Other factors increased equity by 6,855,674,000,000.

Equity Change Factors (2023 to 2024)

Factor	Impact	Contribution
Net Income	Rp1.37 Trillion	+8.41%
Dividends Paid	Rp1.00 Trillion	-6.14%
Other Comprehensive Income	Rp-6.49 Trillion	-39.86%
Other Changes	Rp6.86 Trillion	+42.08%
Total Change	Rp-	4.70%

Book Value vs Market Value Analysis

This analysis compares Bank Jabar's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

Current price-to-book ratio: 0.47x
The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
The price-to-book ratio has decreased from 1.83x to 0.47x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date	Book Value per Share	Market Price	P/B Ratio
2006-12-31	Rp392.99	Rp720.00	x
2007-12-31	Rp402.59	Rp720.00	x
2008-12-31	Rp421.56	Rp720.00	x
2009-12-31	Rp494.55	Rp720.00	x
2010-12-31	Rp642.01	Rp720.00	x
2011-12-31	Rp552.77	Rp720.00	x
2012-12-31	Rp614.54	Rp720.00	x
2013-12-31	Rp687.46	Rp720.00	x
2014-12-31	Rp724.37	Rp720.00	x
2015-12-31	Rp793.26	Rp720.00	x
2016-12-31	Rp990.62	Rp720.00	x
2017-12-31	Rp1035.11	Rp720.00	x
2018-12-31	Rp1138.93	Rp720.00	x
2019-12-31	Rp1215.58	Rp720.00	x
2020-12-31	Rp1212.20	Rp720.00	x
2021-12-31	Rp1321.35	Rp720.00	x
2022-12-31	Rp1402.76	Rp720.00	x
2023-12-31	Rp1478.87	Rp720.00	x
2024-12-31	Rp1548.36	Rp720.00	x

Capital Efficiency Dashboard

This dashboard shows how efficiently Bank Jabar utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

Current Return on Equity (ROE): 8.41%
The company has moderate efficiency in generating returns from equity.
DuPont Analysis Breakdown:
• Net Profit Margin: 7.86%
• Asset Turnover: 0.08x
• Equity Multiplier: 13.50x
Recent ROE (8.41%) is below the historical average (16.29%), suggesting potential challenges in capital efficiency.

Historical Capital Efficiency Metrics

Year	Return on Equity	Net Profit Margin	Asset Turnover	Equity Multiplier	Economic Value Added
2003	18.54%	11.14%	0.14x	11.94x	Rp81.01 Billion
2004	19.65%	14.58%	0.12x	10.86x	Rp118.36 Billion
2006	16.24%	23.31%	0.06x	11.48x	Rp115.67 Billion
2007	17.03%	26.08%	0.06x	10.59x	Rp153.03 Billion
2008	21.75%	28.07%	0.08x	10.22x	Rp300.26 Billion
2009	22.94%	29.98%	0.07x	10.48x	Rp399.95 Billion
2010	17.84%	30.52%	0.07x	8.70x	Rp391.13 Billion
2011	17.91%	30.91%	0.06x	10.13x	Rp425.23 Billion
2012	19.96%	29.15%	0.06x	11.86x	Rp595.17 Billion
2013	20.54%	26.15%	0.07x	10.62x	Rp704.49 Billion
2014	15.85%	21.73%	0.07x	10.77x	Rp411.79 Billion
2015	17.85%	24.09%	0.06x	11.50x	Rp605.82 Billion
2016	11.99%	16.59%	0.07x	10.62x	Rp191.24 Billion
2017	12.04%	16.93%	0.06x	11.42x	Rp205.59 Billion
2018	13.78%	20.75%	0.06x	10.70x	Rp424.59 Billion
2019	13.00%	21.78%	0.06x	10.30x	Rp359.37 Billion
2020	14.11%	21.02%	0.06x	11.78x	Rp491.27 Billion
2021	15.59%	14.26%	0.09x	12.15x	Rp728.22 Billion
2022	15.61%	15.79%	0.08x	12.28x	Rp828.47 Billion
2023	11.43%	11.50%	0.08x	12.10x	Rp222.41 Billion
2024	8.41%	7.86%	0.08x	13.50x	Rp-259.63 Billion

Industry Comparison

This section compares Bank Jabar's net assets metrics with peer companies in the Banks - Regional industry.

Industry Context

Industry: Banks - Regional
Average net assets among peers: $8,416,858,943,376
Average return on equity (ROE) among peers: -10.38%

Peer Company Comparison

Company	Net Assets	Return on Equity	Debt-to-Equity	Market Cap
Bank Jabar (BJBR)	Rp19.98 Trillion	18.54%	9.80x	$131.07 Million
Bank Rakyat Indonesia Agroniaga (AGRO)	$2.46 Trillion	-123.93%	5.86x	$156.57 Million
Bank Agris Tbk (AGRS)	$3.00 Trillion	0.43%	3.77x	$140.23 Million
Bank Amar Indonesia (AMAR)	$485.90 Billion	3.35%	2.82x	$199.50 Million
Bank Artos Indonesia Tbk PT (ARTO)	$8.36 Trillion	0.87%	1.55x	$414.23 Million
Bank Mnc Internasional Tbk (BABP)	$3.66 Trillion	2.04%	4.70x	$57.31 Million
Bank Capital Indonesia Tbk (BACA)	$504.51 Billion	4.45%	5.86x	$100.55 Million
Bank Net Indonesia Syariah Tbk PT (BANK)	$592.11 Billion	-27.65%	1.27x	$156.86 Million
Bank Central Asia Tbk (BBCA)	$51.90 Trillion	22.59%	7.54x	$35.96 Billion
Bk Harda Internasional Tbk Pt (BBHI)	$6.41 Trillion	4.21%	0.72x	$760.23 Million
Bank Bukopin Tbk (BBKP)	$6.81 Trillion	9.85%	10.62x	$385.29 Million

About Bank Jabar

JK:BJBR Indonesia Banks - Regional

Market Cap

$131.07 Million

Rp2.24 Trillion IDR

Market Cap Rank

#17992 Global

#266 in Indonesia

Share Price

Rp720.00

Change (1 day)

+0.70%

52-Week Range

Rp685.00 - Rp885.00

All Time High

Rp1991.02