Samsung Fire & Marine Insurance (000810) - Net Assets
Based on the latest financial reports, Samsung Fire & Marine Insurance (000810) has net assets worth ₩21.29 Trillion KRW (≈ $14.43 Billion USD) as of December 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (₩96.45 Trillion ≈ $65.36 Billion USD) and total liabilities (₩75.16 Trillion ≈ $50.93 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check how tangible is Samsung Fire & Marine Insurance's equity to evaluate the tangible quality of the company's equity base.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | ₩21.29 Trillion |
| % of Total Assets | 22.08% |
| Annual Growth Rate | 10.32% |
| 5-Year Change | 37.44% |
| 10-Year Change | 93.42% |
| Growth Volatility | 17.84 |
Samsung Fire & Marine Insurance - Net Assets Trend (1999–2025)
This chart illustrates how Samsung Fire & Marine Insurance's net assets have evolved over time, based on quarterly financial data. See Samsung Fire & Marine Insurance liquidity coverage in days to measure how many days the company can operate on defensive assets alone.
Annual Net Assets for Samsung Fire & Marine Insurance (1999–2025)
The table below shows the annual net assets of Samsung Fire & Marine Insurance from 1999 to 2025. For live valuation and market cap data, see 000810 company net worth.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | ₩21.29 Trillion ≈ $14.43 Billion |
+36.47% |
| 2024-12-31 | ₩15.60 Trillion ≈ $10.57 Billion |
-3.36% |
| 2023-12-31 | ₩16.14 Trillion ≈ $10.94 Billion |
+46.21% |
| 2022-12-31 | ₩11.04 Trillion ≈ $7.48 Billion |
-28.73% |
| 2021-12-31 | ₩15.49 Trillion ≈ $10.50 Billion |
-4.85% |
| 2020-12-31 | ₩16.28 Trillion ≈ $11.03 Billion |
+13.69% |
| 2019-12-31 | ₩14.32 Trillion ≈ $9.71 Billion |
+15.65% |
| 2018-12-31 | ₩12.38 Trillion ≈ $8.39 Billion |
+3.81% |
| 2017-12-31 | ₩11.93 Trillion ≈ $8.08 Billion |
+8.36% |
| 2016-12-31 | ₩11.01 Trillion ≈ $7.46 Billion |
+9.15% |
| 2015-12-31 | ₩10.09 Trillion ≈ $6.83 Billion |
+5.73% |
| 2014-12-31 | ₩9.54 Trillion ≈ $6.46 Billion |
+20.92% |
| 2013-12-31 | ₩7.89 Trillion ≈ $5.35 Billion |
-12.05% |
| 2012-12-31 | ₩8.97 Trillion ≈ $6.08 Billion |
+15.84% |
| 2011-12-31 | ₩7.74 Trillion ≈ $5.25 Billion |
+33.05% |
| 2010-12-31 | ₩5.82 Trillion ≈ $3.94 Billion |
+17.47% |
| 2009-12-31 | ₩4.95 Trillion ≈ $3.36 Billion |
+27.86% |
| 2008-12-31 | ₩3.87 Trillion ≈ $2.63 Billion |
+13.27% |
| 2007-12-31 | ₩3.42 Trillion ≈ $2.32 Billion |
+6.61% |
| 2006-12-31 | ₩3.21 Trillion ≈ $2.17 Billion |
+7.50% |
| 2005-12-31 | ₩2.98 Trillion ≈ $2.02 Billion |
+3.67% |
| 2004-12-31 | ₩2.88 Trillion ≈ $1.95 Billion |
+3.74% |
| 2003-12-31 | ₩2.78 Trillion ≈ $1.88 Billion |
+36.25% |
| 2002-12-31 | ₩2.04 Trillion ≈ $1.38 Billion |
-0.85% |
| 2001-12-31 | ₩2.05 Trillion ≈ $1.39 Billion |
+45.52% |
| 2000-12-31 | ₩1.41 Trillion ≈ $956.67 Million |
-14.83% |
| 1999-12-31 | ₩1.66 Trillion ≈ $1.12 Billion |
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Equity Component Analysis
This analysis shows how different components contribute to Samsung Fire & Marine Insurance's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 4535.1% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | ₩14.64 Trillion | 68.88% |
| Other Components | ₩6.61 Trillion | 31.12% |
| Total Equity | ₩21.26 Trillion | 100.00% |
Samsung Fire & Marine Insurance Competitors by Market Cap
The table below lists competitors of Samsung Fire & Marine Insurance ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
S.P.E.E.H Hidroelectrica S.A.
RO:H2O
|
$18.12 Billion |
|
Grupo Carso S.A.B. de C.V
MX:GCARSOA1
|
$18.13 Billion |
|
Banco Bradesco S.A
F:BREC
|
$18.14 Billion |
|
Erste Bank Polska S.A.
WAR:EBP
|
$18.14 Billion |
|
Roku Inc
NASDAQ:ROKU
|
$18.10 Billion |
|
Dawning Information Industry Co Ltd
SHG:603019
|
$18.09 Billion |
|
JSC National Atomic Company Kazatomprom
IL:KAP
|
$18.08 Billion |
|
WOLTERS KLUWER ADR EO-12
F:WOS
|
$18.07 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Samsung Fire & Marine Insurance's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 15,567,056,119,560 to 21,257,792,584,430, a change of 5,690,736,464,870 (36.6%).
- Net income of 2,018,286,152,110 contributed positively to equity growth.
- Dividend payments of 808,386,105,880 reduced retained earnings.
- Other factors increased equity by 4,480,836,418,640.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | ₩2.02 Trillion | +9.49% |
| Dividends Paid | ₩808.39 Billion | -3.8% |
| Other Changes | ₩4.48 Trillion | +21.08% |
| Total Change | ₩- | 36.56% |
Book Value vs Market Value Analysis
This analysis compares Samsung Fire & Marine Insurance's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.26x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 2.24x to 1.26x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2017-12-31 | ₩299057.28 | ₩671000.00 | x |
| 2018-12-31 | ₩310432.79 | ₩671000.00 | x |
| 2019-12-31 | ₩359037.54 | ₩671000.00 | x |
| 2020-12-31 | ₩408276.46 | ₩671000.00 | x |
| 2021-12-31 | ₩363848.15 | ₩671000.00 | x |
| 2022-12-31 | ₩259083.67 | ₩671000.00 | x |
| 2023-12-31 | ₩404592.05 | ₩671000.00 | x |
| 2024-12-31 | ₩390854.18 | ₩671000.00 | x |
| 2025-12-31 | ₩533735.93 | ₩671000.00 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Samsung Fire & Marine Insurance utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 9.49%
- The company has moderate efficiency in generating returns from equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 9.76%
- • Asset Turnover: 0.21x
- • Equity Multiplier: 4.54x
- Recent ROE (9.49%) is below the historical average (9.53%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 1999 | 8.31% | 3.39% | 0.55x | 4.41x | ₩-28.02 Billion |
| 2000 | 6.71% | 2.02% | 0.59x | 5.65x | ₩-46.40 Billion |
| 2001 | 13.23% | 5.25% | 0.52x | 4.81x | ₩66.40 Billion |
| 2002 | 13.01% | 4.42% | 0.54x | 5.46x | ₩61.24 Billion |
| 2003 | 6.02% | 2.61% | 0.50x | 4.61x | ₩-110.31 Billion |
| 2004 | 9.51% | 3.93% | 0.48x | 5.03x | ₩-14.11 Billion |
| 2005 | 8.63% | 3.34% | 0.47x | 5.49x | ₩-40.81 Billion |
| 2006 | 10.51% | 3.82% | 0.47x | 5.78x | ₩16.22 Billion |
| 2007 | 13.70% | 4.81% | 0.47x | 6.08x | ₩126.32 Billion |
| 2008 | 15.27% | 5.86% | 0.44x | 5.99x | ₩203.72 Billion |
| 2009 | 10.44% | 4.62% | 0.42x | 5.41x | ₩21.79 Billion |
| 2010 | 11.27% | 4.86% | 0.43x | 5.46x | ₩73.49 Billion |
| 2011 | 10.15% | 5.05% | 0.40x | 5.07x | ₩11.73 Billion |
| 2012 | 8.52% | 4.30% | 0.38x | 5.16x | ₩-132.52 Billion |
| 2013 | 8.96% | 4.95% | 0.29x | 6.28x | ₩-81.72 Billion |
| 2014 | 8.24% | 3.96% | 0.34x | 6.11x | ₩-167.42 Billion |
| 2015 | 8.06% | 4.16% | 0.31x | 6.28x | ₩-195.60 Billion |
| 2016 | 7.81% | 4.06% | 0.31x | 6.21x | ₩-241.11 Billion |
| 2017 | 8.11% | 4.51% | 0.28x | 6.37x | ₩-224.80 Billion |
| 2018 | 8.66% | 4.93% | 0.27x | 6.42x | ₩-165.90 Billion |
| 2019 | 4.50% | 2.86% | 0.26x | 5.96x | ₩-786.99 Billion |
| 2020 | 4.64% | 3.52% | 0.23x | 5.69x | ₩-871.11 Billion |
| 2021 | 7.26% | 5.20% | 0.23x | 6.14x | ₩-424.48 Billion |
| 2022 | 11.62% | 5.80% | 0.25x | 8.01x | ₩178.74 Billion |
| 2023 | 11.28% | 10.22% | 0.21x | 5.28x | ₩207.01 Billion |
| 2024 | 13.32% | 10.97% | 0.22x | 5.61x | ₩516.87 Billion |
| 2025 | 9.49% | 9.76% | 0.21x | 4.54x | ₩-107.49 Billion |
Industry Comparison
This section compares Samsung Fire & Marine Insurance's net assets metrics with peer companies in the Insurance - Property & Casualty industry.
Industry Context
- Industry: Insurance - Property & Casualty
- Average net assets among peers: $3,479,173,214,413
- Average return on equity (ROE) among peers: 11.53%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Samsung Fire & Marine Insurance (000810) | ₩21.29 Trillion | 8.31% | 3.53x | $18.11 Billion |
| Hanwha General (000370) | $192.92 Billion | 22.80% | 7.91x | $560.23 Million |
| Lotte Non-Life (000400) | $443.01 Billion | 2.23% | 18.82x | $412.26 Million |
| Heungkuk F&M I (000540) | $629.34 Billion | 13.55% | 16.72x | $164.78 Million |
| Heungkuk Fire & Marine Insurance Co Ltd (000545) | $711.96 Billion | 5.40% | 16.77x | $263.83 Million |
| Samsung Fire And Marine Ins Pref (000815) | $15.60 Trillion | 13.29% | 4.59x | $774.96 Million |
| Hyundai Mar&Fi (001450) | $4.51 Trillion | 5.97% | 9.29x | $2.22 Billion |
| DB Insurance Co Ltd (005830) | $2.26 Trillion | 17.50% | 6.80x | $6.24 Billion |
About Samsung Fire & Marine Insurance
Samsung Fire & Marine Insurance Co., Ltd., together with its subsidiaries, provides non-life insurance products and services in South Korea, China, Indonesia, Vietnam, Singapore, the United States, and the United Kingdom. The company offers automobile insurance, long-term damage insurance, personal pensions, and retirement pensions, as well as claim adjustment, agency, and insurance consulting se… Read more