John Marshall Bancorp Inc

NASDAQ:JMSB USA Banks - Regional
Market Cap
$280.05 Million
Market Cap Rank
#14047 Global
#5713 in USA
Share Price
$19.72
Change (1 day)
-1.23%
52-Week Range
$14.19 - $21.37
All Time High
$28.91
About

John Marshall Bancorp, Inc. operates as the bank holding company for John Marshall Bank that provides banking products and financial services in the United States. The company accepts checking, NOW, money market accounts, and regular savings accounts; certificates of deposit; and time, reciprocal IntraFi Demand, IntraFi Money Market, and IntraFi CD deposits. It also offers commercial real estate … Read more

John Marshall Bancorp Inc (JMSB) - Net Assets

Latest net assets as of December 2025: $193.52 Million USD

Based on the latest financial reports, John Marshall Bancorp Inc (JMSB) has net assets worth $193.52 Million USD as of December 2025.

Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($2.26 Billion) and total liabilities ($2.07 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.

Key Net Assets Metrics

Metric Value
Current Net Assets $193.52 Million
% of Total Assets 8.56%
Annual Growth Rate 13.19%
5-Year Change 27.42%
10-Year Change 123.61%
Growth Volatility 16.66

John Marshall Bancorp Inc - Net Assets Trend (2012–2025)

This chart illustrates how John Marshall Bancorp Inc's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.

Annual Net Assets for John Marshall Bancorp Inc (2012–2025)

The table below shows the annual net assets of John Marshall Bancorp Inc from 2012 to 2025.

Year Net Assets Change
2025-12-31 $265.64 Million +7.71%
2024-12-31 $246.61 Million +7.26%
2023-12-31 $229.91 Million +8.04%
2022-12-31 $212.80 Million +2.08%
2021-12-31 $208.47 Million +12.03%
2020-12-31 $186.08 Million +14.88%
2019-12-31 $161.98 Million +14.06%
2018-12-31 $142.02 Million +10.21%
2017-12-31 $128.87 Million +8.48%
2016-12-31 $118.80 Million +8.69%
2015-12-31 $109.30 Million +9.69%
2014-12-31 $99.65 Million +9.91%
2013-12-31 $90.67 Million +70.87%
2012-12-31 $53.06 Million --

Equity Component Analysis

This analysis shows how different components contribute to John Marshall Bancorp Inc's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

  • Retained earnings have grown by 4132.4% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (December 2025)

Component Amount Percentage
Retained Earnings $176.91 Million 66.60%
Common Stock $141.00K 0.05%
Other Comprehensive Income $-7.12 Million -2.68%
Other Components $95.70 Million 36.03%
Total Equity $265.64 Million 100.00%

John Marshall Bancorp Inc Competitors by Market Cap

The table below lists competitors of John Marshall Bancorp Inc ranked by their market capitalization.

Equity Growth Attribution

This analysis shows how different factors contributed to changes in John Marshall Bancorp Inc's equity between the two most recent reporting periods.

Equity Growth Insights

  • From 2024 to 2025, total equity changed from 246,614,000 to 265,637,999, a change of 19,023,999 (7.7%).
  • Net income of 21,233,000 contributed positively to equity growth.
  • Other comprehensive income increased equity by 3,537,000.
  • Other factors decreased equity by 5,746,001.

Equity Change Factors (2024 to 2025)

Factor Impact Contribution
Net Income $21.23 Million +7.99%
Other Comprehensive Income $3.54 Million +1.33%
Other Changes $-5.75 Million -2.16%
Total Change $- 7.71%

Book Value vs Market Value Analysis

This analysis compares John Marshall Bancorp Inc's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

  • Current price-to-book ratio: 1.05x
  • The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
  • The price-to-book ratio has decreased from 3.28x to 1.05x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date Book Value per Share Market Price P/B Ratio
2012-12-31 $6.01 $19.72 x
2013-12-31 $7.07 $19.72 x
2014-12-31 $7.77 $19.72 x
2015-12-31 $8.52 $19.72 x
2016-12-31 $9.26 $19.72 x
2017-12-31 $9.56 $19.72 x
2018-12-31 $10.49 $19.72 x
2019-12-31 $11.93 $19.72 x
2020-12-31 $13.62 $19.72 x
2021-12-31 $15.02 $19.72 x
2022-12-31 $15.11 $19.72 x
2023-12-31 $16.25 $19.72 x
2024-12-31 $17.34 $19.72 x
2025-12-31 $18.71 $19.72 x

Capital Efficiency Dashboard

This dashboard shows how efficiently John Marshall Bancorp Inc utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

  • Current Return on Equity (ROE): 7.99%
  • The company has moderate efficiency in generating returns from equity.
  • DuPont Analysis Breakdown:
  • • Net Profit Margin: 18.41%
  • • Asset Turnover: 0.05x
  • • Equity Multiplier: 8.78x
  • Recent ROE (7.99%) is below the historical average (8.58%), suggesting potential challenges in capital efficiency.

Historical Capital Efficiency Metrics

Year Return on Equity Net Profit Margin Asset Turnover Equity Multiplier Economic Value Added
2012 9.45% 24.45% 0.04x 10.62x $-291.40K
2013 7.82% 23.09% 0.05x 7.31x $-1.98 Million
2014 8.05% 23.04% 0.04x 7.90x $-1.95 Million
2015 8.11% 22.47% 0.04x 8.50x $-2.06 Million
2016 6.99% 19.13% 0.04x 9.05x $-3.58 Million
2017 6.97% 17.77% 0.04x 9.12x $-3.90 Million
2018 8.57% 20.59% 0.04x 9.82x $-2.03 Million
2019 9.83% 22.64% 0.04x 9.77x $-277.20K
2020 9.96% 25.02% 0.04x 10.13x $-82.10K
2021 12.21% 33.57% 0.04x 10.31x $4.61 Million
2022 14.95% 37.09% 0.04x 11.03x $10.52 Million
2023 2.24% 6.01% 0.04x 9.75x $-17.83 Million
2024 6.94% 15.23% 0.05x 9.06x $-7.54 Million
2025 7.99% 18.41% 0.05x 8.78x $-5.33 Million

Industry Comparison

This section compares John Marshall Bancorp Inc's net assets metrics with peer companies in the Banks - Regional industry.

Industry Context

  • Industry: Banks - Regional
  • Average net assets among peers: $25,670,820,700
  • Average return on equity (ROE) among peers: 9.44%

Peer Company Comparison

Company Net Assets Return on Equity Debt-to-Equity Market Cap
John Marshall Bancorp Inc (JMSB) $193.52 Million 9.45% 10.68x $240.07 Million
Ameris Bancorp (ABCB) $120.94 Million 10.83% 9.48x $4.91 Billion
ACNB Corporation (ACNB) $2.75 Billion 1.01% 0.01x $462.57 Million
Addiko Bank AG (ADBKF) $839.50 Million 5.41% 6.63x $210.07 Million
Affinity Bancshares Inc (AFBI) $120.97 Million 6.26% 5.51x $79.94 Million
Absa Group Limited (AGRPF) $19.52 Billion 23.08% 14.72x $6.72 Billion
AIB Group plc (AIBGY) $14.46 Billion -16.17% 8.45x $21.72 Billion
Akbank Turk Anonim Sirketi (AKBTY) $211.22 Billion 31.48% 8.02x $8.60 Billion
Alpha Bank SA (ALBKY) $7.32 Billion 8.44% 8.89x $1.12 Billion
Community Capital Bancshares Inc (ALBY) $9.19 Million 7.09% 8.66x $19.76 Million
Alpine Banks of Colorado (ALPIB) $342.89 Million 16.92% 10.27x $248.47 Million