Marqeta Inc
Marqeta, Inc. operates a cloud-based open API platform for card issuing and transaction processing services. The company's platform also provides access to a suite of bank account and money movement features, including demand deposit accounts, direct deposit with early pay, ACH, cash loads, and fee-free ATMs, bill pay, and instant funding capabilities; RiskControl product; Marqeta Dashboard, a se… Read more
Marqeta Inc (MQ) - Net Assets
Latest net assets as of September 2025: $839.23 Million USD
Based on the latest financial reports, Marqeta Inc (MQ) has net assets worth $839.23 Million USD as of September 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($1.49 Billion) and total liabilities ($649.20 Million). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $839.23 Million |
| % of Total Assets | 56.38% |
| Annual Growth Rate | 51.17% |
| 5-Year Change | 276.53% |
| 10-Year Change | N/A |
| Growth Volatility | 177.27 |
Marqeta Inc - Net Assets Trend (2019–2024)
This chart illustrates how Marqeta Inc's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Marqeta Inc (2019–2024)
The table below shows the annual net assets of Marqeta Inc from 2019 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | $1.09 Billion | -12.74% |
| 2023-12-31 | $1.24 Billion | -15.59% |
| 2022-12-31 | $1.47 Billion | -6.39% |
| 2021-12-31 | $1.57 Billion | +446.02% |
| 2020-12-31 | $288.16 Million | +109.81% |
| 2019-12-31 | $137.34 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Marqeta Inc's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have decreased by 59207900000.0% over the analyzed period, potentially due to dividend distributions or operating losses.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Common Stock | $50.00K | 0.00% |
| Other Comprehensive Income | $-314.00K | -0.03% |
| Other Components | $1.88 Billion | 173.56% |
| Total Equity | $1.09 Billion | 100.00% |
Marqeta Inc Competitors by Market Cap
The table below lists competitors of Marqeta Inc ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
PagSeguro Digital Ltd
NYSE:PAGS
|
$1.54 Billion |
|
Henan Hanwei Electronics Co
SHE:300007
|
$1.55 Billion |
|
Veidekke ASA
OL:VEI
|
$1.55 Billion |
|
Burford Capital Ltd
NYSE:BUR
|
$1.55 Billion |
|
Vistry Group PLC
PINK:BVHMF
|
$1.54 Billion |
|
China Coal Xinji Energy Co Ltd
SHG:601918
|
$1.54 Billion |
|
Chengdu Wintrue Holding Co Ltd
SHE:002539
|
$1.54 Billion |
|
BRDNF
PINK:BRDNF
|
$1.54 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Marqeta Inc's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 1,243,395,000 to 1,085,018,000, a change of -158,377,000 (-12.7%).
- Net income of 27,287,000 contributed positively to equity growth.
- Share repurchases of 154,425,000 reduced equity.
- Other comprehensive income decreased equity by 1,076,000.
- Other factors decreased equity by 30,163,000.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $27.29 Million | +2.51% |
| Share Repurchases | $154.43 Million | -14.23% |
| Other Comprehensive Income | $-1.08 Million | -0.1% |
| Other Changes | $-30.16 Million | -2.78% |
| Total Change | $- | -12.74% |
Book Value vs Market Value Analysis
This analysis compares Marqeta Inc's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.92x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 15.68x to 1.92x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2019-12-31 | $0.26 | $4.01 | x |
| 2020-12-31 | $0.54 | $4.01 | x |
| 2021-12-31 | $2.91 | $4.01 | x |
| 2022-12-31 | $2.70 | $4.01 | x |
| 2023-12-31 | $2.33 | $4.01 | x |
| 2024-12-31 | $2.09 | $4.01 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Marqeta Inc utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 2.51%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 5.38%
- • Asset Turnover: 0.35x
- • Equity Multiplier: 1.35x
- Recent ROE (2.51%) is above the historical average (-16.22%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2019 | -42.38% | -40.62% | 0.64x | 1.63x | $-71.93 Million |
| 2020 | -16.55% | -16.43% | 0.63x | 1.59x | $-76.51 Million |
| 2021 | -10.42% | -31.70% | 0.28x | 1.16x | $-321.27 Million |
| 2022 | -12.54% | -24.70% | 0.42x | 1.20x | $-332.08 Million |
| 2023 | -17.93% | -32.97% | 0.43x | 1.28x | $-347.30 Million |
| 2024 | 2.51% | 5.38% | 0.35x | 1.35x | $-81.21 Million |
Industry Comparison
This section compares Marqeta Inc's net assets metrics with peer companies in the Software - Infrastructure industry.
Industry Context
- Industry: Software - Infrastructure
- Average net assets among peers: $237,144,588
- Average return on equity (ROE) among peers: -85.78%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Marqeta Inc (MQ) | $839.23 Million | -42.38% | 0.77x | $1.54 Billion |
| Automatic Bank Services Limited (ABANF) | $231.37 Million | 16.52% | 0.19x | $269.02 Million |
| ACI Worldwide Inc (ACIW) | $76.50 Million | 16.47% | 0.61x | $4.01 Billion |
| Adyen N.V (ADYYF) | $389.78 Million | 18.29% | 1.92x | $34.24 Billion |
| Aeva Technologies, Inc. Common Stock (AEVA) | $99.35 Million | -153.25% | 0.48x | $418.95 Million |
| Aeva Technologies, Inc. Warrants (AEVAW) | $456.38 Million | -22.32% | 0.05x | $3.74 Million |
| Affluence Corporation (AFFU) | $-639.00K | 0.00% | 0.00x | $3.98K |
| Axe Compute Inc. (AGPU) | $923.68K | -706.52% | 2.04x | $2.86 Million |
| C3 Ai Inc (AI) | $838.30 Million | -34.44% | 0.22x | $1.15 Billion |
| iLearningEngines, Inc. (AILE) | $264.32 Million | 1.83% | 0.09x | $17.39 Million |
| PowerFleet, Inc. (AIOT) | $15.17 Million | 5.61% | 0.31x | $383.57 Million |