Banc of California, Inc. Net Assets

Latest as of June 2026: $3.19 Billion USD

Banc of California, Inc. net assets. Based on the latest financial reports, Banc of California, Inc. (BANC) has net assets worth $3.19 Billion USD as of June 2026. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($34.81 Billion) and total liabilities ($31.62 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Also explore how fast is Banc of California, Inc. growing its equity to track the company's year-over-year net asset growth rate.

Key Net Assets Metrics

Metric Value
Current Net Assets $3.19 Billion
% of Total Assets 9.17%
Annual Growth Rate 21.64%
5-Year Change 232.42%
10-Year Change 261.27%
Growth Volatility 65.78

Net Assets of Banc of California, Inc. (2000–2025)

Net assets of Banc of California, Inc. from 2000 to 2025. This chart illustrates how Banc of California, Inc.'s net assets have evolved over time, based on quarterly financial data. See Banc of California, Inc. (BANC) net asset quality to measure how much of total assets are equity-financed.

Annual Net Assets for Banc of California, Inc. (2000–2025)

The table below shows the annual net assets of Banc of California, Inc. from 2000 to 2025. For live market cap and overall valuation, see BANC stock market capitalisation.

Year Net Assets Change
2025-12-31 $3.54 Billion +1.18%
2024-12-31 $3.50 Billion +3.22%
2023-12-31 $3.39 Billion -14.17%
2022-12-31 $3.95 Billion +270.84%
2021-12-31 $1.07 Billion +18.73%
2020-12-31 $897.21 Million -1.11%
2019-12-31 $907.25 Million -4.05%
2018-12-31 $945.53 Million -6.60%
2017-12-31 $1.01 Billion +3.27%
2016-12-31 $980.24 Million +50.25%
2015-12-31 $652.40 Million +29.55%
2014-12-31 $503.59 Million +55.01%
2013-12-31 $324.87 Million +72.11%
2012-12-31 $188.76 Million +2.31%
2011-12-31 $184.50 Million +35.65%
2010-12-31 $136.01 Million +39.52%
2009-12-31 $97.48 Million -1.25%
2008-12-31 $98.72 Million +17.42%
2007-12-31 $84.08 Million +2.86%
2006-12-31 $81.74 Million +5.11%
2005-12-31 $77.77 Million -2.04%
2004-12-31 $79.39 Million -6.09%
2003-12-31 $84.54 Million -4.89%
2002-12-31 $88.88 Million +209.46%
2001-12-31 $28.72 Million +8.56%
2000-12-31 $26.46 Million --

Equity Component Analysis

This analysis shows how different components contribute to Banc of California, Inc.'s total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

  • Retained earnings have decreased by 1014.8% over the analyzed period, potentially due to dividend distributions or operating losses.

Banc of California, Inc. Net Assets Breakdown (December 2025)

Banc of California, Inc. net assets breakdown by equity component as of December 2025.

Component Amount Percentage
Common Stock $1.50 Million 0.04%
Other Comprehensive Income $-269.26 Million -7.60%
Other Components $4.05 Billion 114.40%
Total Equity $3.54 Billion 100.00%

Banc of California, Inc. Competitors by Market Cap

The table below lists competitors of Banc of California, Inc. ranked by their market capitalization.

Company Market Cap
SINOPHARM GROUP 1/5/O.N.
F:X2S1
 $2.90 Billion
Escorts Kubota Limited
NSE:ESCORTS
 $2.90 Billion
Knowles Cor
NYSE:KN
 $2.90 Billion
Kyndryl Holdings Inc
NYSE:KD
 $2.90 Billion
Sichuan Qiaoyuan Gas Co.Ltd
SHE:301286
 $2.90 Billion
Proya Cosmetics Co Ltd Class A
SHG:603605
 $2.90 Billion
Aveanna Healthcare Holdings Inc
NASDAQ:AVAH
 $2.90 Billion
Lisi S.A
PA:FII
 $2.90 Billion

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Banc of California, Inc.'s equity between the two most recent reporting periods.

Equity Growth Insights

  • From 2024 to 2025, total equity changed from 3,499,949,000 to 3,541,277,000, a change of 41,328,000 (1.2%).
  • Net income of 228,973,000 contributed positively to equity growth.
  • Dividend payments of 103,683,000 reduced retained earnings.
  • Share repurchases of 187,727,000 reduced equity.
  • Other comprehensive income increased equity by 85,519,000.

Equity Change Factors (2024 to 2025)

Factor Impact Contribution
Net Income $228.97 Million +6.47%
Dividends Paid $103.68 Million -2.93%
Share Repurchases $187.73 Million -5.3%
Other Comprehensive Income $85.52 Million +2.41%
Other Changes $18.25 Million +0.52%
Total Change $- 1.18%

Book Value vs Market Value Analysis

This analysis compares Banc of California, Inc.'s book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

  • Current price-to-book ratio: 0.83x
  • The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
  • The price-to-book ratio has decreased from 11.02x to 0.83x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date Book Value per Share Market Price P/B Ratio
2000-12-31 $1.67 $18.37 x
2001-12-31 $1.81 $18.37 x
2002-12-31 $5.60 $18.37 x
2003-12-31 $5.84 $18.37 x
2004-12-31 $6.05 $18.37 x
2005-12-31 $6.09 $18.37 x
2006-12-31 $6.47 $18.37 x
2007-12-31 $6.63 $18.37 x
2008-12-31 $7.91 $18.37 x
2009-12-31 $7.82 $18.37 x
2010-12-31 $8.88 $18.37 x
2011-12-31 $5.30 $18.37 x
2012-12-31 $5.43 $18.37 x
2013-12-31 $7.96 $18.37 x
2014-12-31 $5.80 $18.37 x
2015-12-31 $6.14 $18.37 x
2016-12-31 $8.15 $18.37 x
2017-12-31 $8.32 $18.37 x
2018-12-31 $7.65 $18.37 x
2019-12-31 $7.63 $18.37 x
2020-12-31 $7.68 $18.37 x
2021-12-31 $9.08 $18.37 x
2022-12-31 $27.63 $18.37 x
2023-12-31 $23.72 $18.37 x
2024-12-31 $20.75 $18.37 x
2025-12-31 $22.12 $18.37 x

Capital Efficiency Dashboard

This dashboard shows how efficiently Banc of California, Inc. utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

  • Current Return on Equity (ROE): 6.47%
  • The company has moderate efficiency in generating returns from equity.
  • DuPont Analysis Breakdown:
  • • Net Profit Margin: 12.65%
  • • Asset Turnover: 0.05x
  • • Equity Multiplier: 9.83x
  • Recent ROE (6.47%) is above the historical average (4.21%), indicating improving capital efficiency.

Historical Capital Efficiency Metrics

Year Return on Equity Net Profit Margin Asset Turnover Equity Multiplier Economic Value Added
2000 6.59% 113.85% 0.01x 11.35x $-902.70K
2001 7.30% 16.54% 0.04x 10.80x $-776.10K
2002 2.97% 11.52% 0.05x 5.17x $-6.25 Million
2003 4.85% 14.14% 0.05x 7.38x $-4.35 Million
2004 6.39% 15.25% 0.05x 8.50x $-2.86 Million
2005 6.18% 12.72% 0.05x 9.71x $-2.97 Million
2006 5.77% 9.88% 0.06x 9.89x $-3.46 Million
2007 3.52% 6.16% 0.06x 9.21x $-5.45 Million
2008 -0.54% -1.10% 0.05x 8.88x $-10.40 Million
2009 -1.02% -2.06% 0.05x 9.17x $-10.75 Million
2010 2.08% 6.78% 0.05x 6.34x $-10.78 Million
2011 -1.48% -8.22% 0.03x 5.42x $-21.18 Million
2012 3.18% 7.61% 0.05x 8.94x $-12.88 Million
2013 -0.03% -0.04% 0.06x 11.17x $-32.57 Million
2014 6.02% 9.27% 0.05x 11.86x $-20.04 Million
2015 9.51% 19.69% 0.04x 12.62x $-3.17 Million
2016 11.77% 25.36% 0.04x 11.25x $17.39 Million
2017 5.70% 13.48% 0.04x 10.20x $-43.52 Million
2018 4.81% 10.13% 0.04x 11.24x $-49.08 Million
2019 2.62% 5.89% 0.05x 8.63x $-66.97 Million
2020 1.40% 4.06% 0.04x 8.78x $-77.15 Million
2021 56.98% 45.44% 0.14x 8.85x $500.43 Million
2022 10.72% 26.36% 0.04x 10.44x $28.56 Million
2023 -56.01% -126.42% 0.04x 11.36x $-2.24 Billion
2024 3.63% 6.78% 0.06x 9.58x $-223.11 Million
2025 6.47% 12.65% 0.05x 9.83x $-125.15 Million

Industry Comparison

This section compares Banc of California, Inc.'s net assets metrics with peer companies in the Banks - Regional industry.

Industry Context

  • Industry: Banks - Regional
  • Average net assets among peers: $308,911,800
  • Average return on equity (ROE) among peers: 0.08%

Peer Company Comparison

Company Net Assets Return on Equity Debt-to-Equity Market Cap
Banc of California, Inc. (BANC) $3.19 Billion 6.59% 9.91x $2.90 Billion
Ameris Bancorp (ABCB) $71.80 Million 9.61% 9.10x $4.95 Billion
Ameris Bancorp (ABCB) $30.50 Million 10.16% 8.60x $5.57 Billion
ACNB Corporation (ACNB) $62.69 Million 13.30% 9.05x $645.30 Million
Affinity Bancshares Inc (AFBI) $76.38 Million 0.59% 3.01x $140.18 Million
Alerus Financial Corp (ALRS) $196.95 Million 13.13% 10.06x $829.34 Million
Amalgamated Bank (AMAL) $794.46 Million 13.15% 10.16x $1.27 Billion
Amerant Bancorp Inc. (AMTB) $901.22 Million 12.53% 7.48x $979.96 Million
Arrow Financial Corporation (AROW) $34.90 Million -95.70% 21.06x $715.76 Million
Associated Banc-Corp (ASB) $803.60 Million 13.32% 11.60x $5.84 Billion
AmeriServ Financial Inc (ASRV) $116.60 Million 10.72% 9.65x $77.09 Million

About Banc of California, Inc.

NYSE:BANC USA Banks - Regional
Market Cap
$2.90 Billion
Market Cap Rank
#4847 Global
#1683 in USA
Share Price
$18.37
Change (1 day)
-0.70%
52-Week Range
$16.20 - $21.83
All Time High
$21.83
Categories
Companies in USA Banks - Regional Banking & Financial
About

Banc of California, Inc. operates as the bank holding company for Banc of California that provides banking and treasury management services in the United States. The company offers deposit products, including checking, savings, money market, demand, and retirement accounts, as well as time deposits, certificates of deposit, and safe deposit boxes. It also provides real estate loans, such as comme… Read more