Banc of California, Inc. (BANC) - Net Assets

Latest as of December 2025: $3.54 Billion USD

Based on the latest financial reports, Banc of California, Inc. (BANC) has net assets worth $3.54 Billion USD as of December 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($34.80 Billion) and total liabilities ($31.26 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.

Key Net Assets Metrics

Metric	Value
Current Net Assets	$3.54 Billion
% of Total Assets	10.18%
Annual Growth Rate	21.64%
5-Year Change	232.42%
10-Year Change	261.27%
Growth Volatility	65.78

Banc of California, Inc. - Net Assets Trend (2000–2025)

This chart illustrates how Banc of California, Inc.'s net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.

Annual Net Assets for Banc of California, Inc. (2000–2025)

The table below shows the annual net assets of Banc of California, Inc. from 2000 to 2025.

Year	Net Assets	Change
2025-12-31	$3.54 Billion	+1.18%
2024-12-31	$3.50 Billion	+3.22%
2023-12-31	$3.39 Billion	-14.17%
2022-12-31	$3.95 Billion	+270.84%
2021-12-31	$1.07 Billion	+18.73%
2020-12-31	$897.21 Million	-1.11%
2019-12-31	$907.25 Million	-4.05%
2018-12-31	$945.53 Million	-6.60%
2017-12-31	$1.01 Billion	+3.27%
2016-12-31	$980.24 Million	+50.25%
2015-12-31	$652.40 Million	+29.55%
2014-12-31	$503.59 Million	+55.01%
2013-12-31	$324.87 Million	+72.11%
2012-12-31	$188.76 Million	+2.31%
2011-12-31	$184.50 Million	+35.65%
2010-12-31	$136.01 Million	+39.52%
2009-12-31	$97.48 Million	-1.25%
2008-12-31	$98.72 Million	+17.42%
2007-12-31	$84.08 Million	+2.86%
2006-12-31	$81.74 Million	+5.11%
2005-12-31	$77.77 Million	-2.04%
2004-12-31	$79.39 Million	-6.09%
2003-12-31	$84.54 Million	-4.89%
2002-12-31	$88.88 Million	+209.46%
2001-12-31	$28.72 Million	+8.56%
2000-12-31	$26.46 Million	--

Equity Component Analysis

This analysis shows how different components contribute to Banc of California, Inc.'s total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

Retained earnings have decreased by 1014.8% over the analyzed period, potentially due to dividend distributions or operating losses.

Current Equity Component Breakdown (December 2025)

Component	Amount	Percentage
Common Stock	$1.50 Million	0.04%
Other Comprehensive Income	$-269.26 Million	-7.60%
Other Components	$4.05 Billion	114.40%
Total Equity	$3.54 Billion	100.00%

Banc of California, Inc. Competitors by Market Cap

The table below lists competitors of Banc of California, Inc. ranked by their market capitalization.

Company	Market Cap
Ganzhou Tengyuan Cobalt New Material Co. Ltd. SHE:301219	$2.78 Billion
LIQUIDIA CORP. DL-001 F:LT4	$2.78 Billion
Hybio Pharmaceutical SHE:300199	$2.78 Billion
Hainan Strait Shipping Co Ltd SHE:002320	$2.78 Billion
Youngy Co Ltd SHE:002192	$2.78 Billion
China Railway Materials Co Ltd SHE:000927	$2.78 Billion
Holitech Technology Co Ltd SHE:002217	$2.78 Billion
Peptron Inc KQ:087010	$2.78 Billion

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Banc of California, Inc.'s equity between the two most recent reporting periods.

Equity Growth Insights

From 2024 to 2025, total equity changed from 3,499,949,000 to 3,541,277,000, a change of 41,328,000 (1.2%).
Net income of 228,973,000 contributed positively to equity growth.
Other comprehensive income increased equity by 85,519,000.
Other factors decreased equity by 273,164,000.

Equity Change Factors (2024 to 2025)

Factor	Impact	Contribution
Net Income	$228.97 Million	+6.47%
Other Comprehensive Income	$85.52 Million	+2.41%
Other Changes	$-273.16 Million	-7.71%
Total Change	$-	1.18%

Book Value vs Market Value Analysis

This analysis compares Banc of California, Inc.'s book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

Current price-to-book ratio: 0.83x
The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
The price-to-book ratio has decreased from 11.06x to 0.83x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date	Book Value per Share	Market Price	P/B Ratio
2000-12-31	$1.67	$18.44	x
2001-12-31	$1.81	$18.44	x
2002-12-31	$5.60	$18.44	x
2003-12-31	$5.84	$18.44	x
2004-12-31	$6.05	$18.44	x
2005-12-31	$6.09	$18.44	x
2006-12-31	$6.47	$18.44	x
2007-12-31	$6.63	$18.44	x
2008-12-31	$7.91	$18.44	x
2009-12-31	$7.82	$18.44	x
2010-12-31	$8.88	$18.44	x
2011-12-31	$5.30	$18.44	x
2012-12-31	$5.43	$18.44	x
2013-12-31	$7.96	$18.44	x
2014-12-31	$5.80	$18.44	x
2015-12-31	$6.14	$18.44	x
2016-12-31	$8.15	$18.44	x
2017-12-31	$8.32	$18.44	x
2018-12-31	$7.65	$18.44	x
2019-12-31	$7.63	$18.44	x
2020-12-31	$7.68	$18.44	x
2021-12-31	$9.08	$18.44	x
2022-12-31	$27.63	$18.44	x
2023-12-31	$23.72	$18.44	x
2024-12-31	$20.75	$18.44	x
2025-12-31	$22.12	$18.44	x

Capital Efficiency Dashboard

This dashboard shows how efficiently Banc of California, Inc. utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

Current Return on Equity (ROE): 6.47%
The company has moderate efficiency in generating returns from equity.
DuPont Analysis Breakdown:
• Net Profit Margin: 12.65%
• Asset Turnover: 0.05x
• Equity Multiplier: 9.83x
Recent ROE (6.47%) is above the historical average (4.21%), indicating improving capital efficiency.

Historical Capital Efficiency Metrics

Year	Return on Equity	Net Profit Margin	Asset Turnover	Equity Multiplier	Economic Value Added
2000	6.59%	113.85%	0.01x	11.35x	$-902.70K
2001	7.30%	16.54%	0.04x	10.80x	$-776.10K
2002	2.97%	11.52%	0.05x	5.17x	$-6.25 Million
2003	4.85%	14.14%	0.05x	7.38x	$-4.35 Million
2004	6.39%	15.25%	0.05x	8.50x	$-2.86 Million
2005	6.18%	12.72%	0.05x	9.71x	$-2.97 Million
2006	5.77%	9.88%	0.06x	9.89x	$-3.46 Million
2007	3.52%	6.16%	0.06x	9.21x	$-5.45 Million
2008	-0.54%	-1.10%	0.05x	8.88x	$-10.40 Million
2009	-1.02%	-2.06%	0.05x	9.17x	$-10.75 Million
2010	2.08%	6.78%	0.05x	6.34x	$-10.78 Million
2011	-1.48%	-8.22%	0.03x	5.42x	$-21.18 Million
2012	3.18%	7.61%	0.05x	8.94x	$-12.88 Million
2013	-0.03%	-0.04%	0.06x	11.17x	$-32.57 Million
2014	6.02%	9.27%	0.05x	11.86x	$-20.04 Million
2015	9.51%	19.69%	0.04x	12.62x	$-3.17 Million
2016	11.77%	25.36%	0.04x	11.25x	$17.39 Million
2017	5.70%	13.48%	0.04x	10.20x	$-43.52 Million
2018	4.81%	10.13%	0.04x	11.24x	$-49.08 Million
2019	2.62%	5.89%	0.05x	8.63x	$-66.97 Million
2020	1.40%	4.06%	0.04x	8.78x	$-77.15 Million
2021	56.98%	45.44%	0.14x	8.85x	$500.43 Million
2022	10.72%	26.36%	0.04x	10.44x	$28.56 Million
2023	-56.01%	-126.42%	0.04x	11.36x	$-2.24 Billion
2024	3.63%	6.78%	0.06x	9.58x	$-223.11 Million
2025	6.47%	12.65%	0.05x	9.83x	$-125.15 Million

Industry Comparison

This section compares Banc of California, Inc.'s net assets metrics with peer companies in the Banks - Regional industry.

Industry Context

Industry: Banks - Regional
Average net assets among peers: $11,062,731,826
Average return on equity (ROE) among peers: 7.58%

Peer Company Comparison

Company	Net Assets	Return on Equity	Debt-to-Equity	Market Cap
Banc of California, Inc. (BANC)	$3.54 Billion	6.59%	8.83x	$2.78 Billion
Ameris Bancorp (ABCB)	$33.90 Million	18.88%	9.07x	$5.66 Billion
ACNB Corporation (ACNB)	$51.46 Million	12.55%	7.93x	$483.21 Million
Addiko Bank AG (ADBKF)	$8.03 Billion	-1.21%	0.00x	$210.07 Million
Affinity Bancshares Inc (AFBI)	$121.52 Million	5.31%	5.94x	$135.98 Million
Absa Group Limited (AGRPF)	$56.49 Billion	12.11%	11.71x	$6.72 Billion
AIB Group plc (AIBGY)	$11.34 Billion	-21.29%	14.38x	$21.72 Billion
Akbank Turk Anonim Sirketi (AKBTY)	$31.62 Billion	12.93%	7.37x	$8.60 Billion
Alpha Bank SA (ALBKY)	$2.35 Billion	17.54%	13.16x	$1.12 Billion
Community Capital Bancshares Inc (ALBY)	$9.19 Million	7.09%	8.66x	$19.76 Million
Alpine Banks of Colorado (ALPIB)	$588.14 Million	11.94%	10.65x	$248.47 Million

About Banc of California, Inc.

NYSE:BANC USA Banks - Regional

Market Cap

$2.78 Billion

Market Cap Rank

#5241 Global

#2725 in USA

Share Price

$18.44

Change (1 day)

-1.34%

52-Week Range

$12.63 - $21.10

All Time High

$21.10