Banc of California, Inc. Defensive Interval Ratio
Banc of California, Inc. defensive interval ratio. Banc of California, Inc. (BANC) has a Defensive Interval Ratio of 55 days as of June 2026. Defensive assets of $4.61 Billion (cash $-, short-term investments $4.48 Billion, receivables $124.05 Million) cover 55 days of daily cash needs of $83.79 Million/day. See how liquid is Banc of California, Inc.'s working capital to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Defensive Interval Ratio of Banc of California, Inc. (2000–2025)
Defensive interval ratio of Banc of California, Inc. from 2000 to 2025. This chart shows how Banc of California, Inc.'s Defensive Interval Ratio has evolved across 26 annual periods from 2000 to 2025. As of June 2026, the ratio stands at 55 days, meaning defensive assets of $4.61 Billion can fund 55 days of operations without new revenue. Check Banc of California, Inc. (BANC) liquid assets ratio to evaluate the company's liquid asset resilience ratio.
Banc of California, Inc. Defensive Interval Ratio by Year (2000–2025)
Banc of California, Inc. defensive interval ratio by year from 2000 to 2025. The table below presents the year-by-year Defensive Interval Ratio for Banc of California, Inc. from 2000 to 2025, covering 26 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For the complete balance sheet picture, see BANC asset base.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 65 days | $5.05 Billion | $77.37 Million/day | $- | $4.92 Billion | ▲ +33 days |
| 2024 | 32 days | $2.39 Billion | $74.50 Million/day | $- | $2.25 Billion | ▲ +4 days |
| 2023 | 28 days | $2.52 Billion | $90.47 Million/day | $- | $2.35 Billion | ▼ -27 days |
| 2022 | 55 days | $5.09 Billion | $93.29 Million/day | $- | $4.84 Billion | ▼ -9 days |
| 2021 | 64 days | $1.32 Billion | $20.76 Million/day | $- | $1.32 Billion | ▼ -9 days |
| 2020 | 73 days | $1.23 Billion | $16.87 Million/day | $- | $1.23 Billion | ▲ +12 days |
| 2019 | 61 days | $916.81 Million | $15.13 Million/day | $- | $912.58 Million | ▼ -31 days |
| 2018 | 91 days | $2.00 Billion | $21.89 Million/day | $- | $1.99 Billion | ▼ -36 days |
| 2017 | 127 days | $2.58 Billion | $20.37 Million/day | $- | $2.58 Billion | ▲ +32 days |
| 2016 | 95 days | $2.40 Billion | $25.27 Million/day | $- | $2.38 Billion | ▲ +47 days |
| 2015 | 48 days | $834.20 Million | $17.48 Million/day | $- | $833.60 Million | ▲ +20 days |
| 2014 | 28 days | $360.81 Million | $12.97 Million/day | $- | $345.69 Million | ▲ +5 days |
| 2013 | 23 days | $183.88 Million | $8.12 Million/day | $- | $170.02 Million | ▼ -13 days |
| 2012 | 36 days | $131.97 Million | $3.65 Million/day | $- | $121.42 Million | ▼ -15 days |
| 2011 | 51 days | $110.54 Million | $2.18 Million/day | $- | $101.62 Million | ▲ +12 days |
| 2010 | 38 days | $68.32 Million | $1.78 Million/day | $- | $64.79 Million | ▲ +7 days |
| 2009 | 31 days | $56.24 Million | $1.81 Million/day | $- | $52.30 Million | ▲ +18 days |
| 2008 | 13 days | $21.57 Million | $1.65 Million/day | $- | $17.57 Million | ▲ +8 days |
| 2007 | 5 days | $8.22 Million | $1.57 Million/day | $- | $4.37 Million | ▼ -6 days |
| 2006 | 11 days | $17.95 Million | $1.56 Million/day | $- | $13.99 Million | ▼ -1 days |
| 2005 | 12 days | $16.98 Million | $1.39 Million/day | $- | $14.01 Million | ▲ +2 days |
| 2004 | 10 days | $12.27 Million | $1.24 Million/day | $- | $10.02 Million | ▲ +3 days |
| 2003 | 7 days | $8.54 Million | $1.21 Million/day | $- | $6.42 Million | ▼ -33 days |
| 2002 | 40 days | $34.27 Million | $865.24K/day | $- | $18.73 Million | ▲ +2 days |
| 2001 | 37 days | $25.92 Million | $694.12K/day | $- | $12.78 Million | ▲ +36 days |
| 2000 | 2 days | $986.00K | $599.16K/day | $- | $986.00K | — |