Banc of California, Inc. (BANC) — Defensive Interval Ratio
Banc of California, Inc. (BANC) has a Defensive Interval Ratio of 64 days as of December 2025. Defensive assets of $4.92 Billion (cash $-, short-term investments $4.92 Billion, receivables $-) cover 64 days of daily cash needs of $77.37 Million/day. See how liquid is Banc of California, Inc.'s working capital to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Banc of California, Inc. Defensive Interval Ratio (2000–2025)
This chart shows how Banc of California, Inc.'s Defensive Interval Ratio has evolved across 26 annual periods from 2000 to 2025. As of December 2025, the ratio stands at 64 days, meaning defensive assets of $4.92 Billion can fund 64 days of operations without new revenue. See BANC equity to assets ratio to measure how much of total assets are equity-financed.
Annual Defensive Interval Ratio for Banc of California, Inc. (2000–2025)
The table below presents the year-by-year Defensive Interval Ratio for Banc of California, Inc. from 2000 to 2025, covering 26 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see Banc of California, Inc. market cap and net worth.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 64 days | $4.92 Billion | $77.37 Million/day | $- | $4.92 Billion | ▲ +32 days |
| 2024 | 32 days | $2.39 Billion | $74.50 Million/day | $- | $2.25 Billion | ▲ +4 days |
| 2023 | 28 days | $2.52 Billion | $90.47 Million/day | $- | $2.35 Billion | ▼ -27 days |
| 2022 | 55 days | $5.09 Billion | $93.29 Million/day | $- | $4.84 Billion | ▼ -9 days |
| 2021 | 64 days | $1.32 Billion | $20.76 Million/day | $- | $1.32 Billion | ▼ -9 days |
| 2020 | 73 days | $1.23 Billion | $16.87 Million/day | $- | $1.23 Billion | ▲ +12 days |
| 2019 | 61 days | $916.81 Million | $15.13 Million/day | $- | $912.58 Million | ▼ -31 days |
| 2018 | 91 days | $2.00 Billion | $21.89 Million/day | $- | $1.99 Billion | ▼ -36 days |
| 2017 | 127 days | $2.58 Billion | $20.37 Million/day | $- | $2.58 Billion | ▲ +32 days |
| 2016 | 95 days | $2.40 Billion | $25.27 Million/day | $- | $2.38 Billion | ▲ +47 days |
| 2015 | 48 days | $834.20 Million | $17.48 Million/day | $- | $833.60 Million | ▲ +20 days |
| 2014 | 28 days | $360.81 Million | $12.97 Million/day | $- | $345.69 Million | ▲ +5 days |
| 2013 | 23 days | $183.88 Million | $8.12 Million/day | $- | $170.02 Million | ▼ -13 days |
| 2012 | 36 days | $131.97 Million | $3.65 Million/day | $- | $121.42 Million | ▼ -15 days |
| 2011 | 51 days | $110.54 Million | $2.18 Million/day | $- | $101.62 Million | ▲ +12 days |
| 2010 | 38 days | $68.32 Million | $1.78 Million/day | $- | $64.79 Million | ▲ +7 days |
| 2009 | 31 days | $56.24 Million | $1.81 Million/day | $- | $52.30 Million | ▲ +18 days |
| 2008 | 13 days | $21.57 Million | $1.65 Million/day | $- | $17.57 Million | ▲ +8 days |
| 2007 | 5 days | $8.22 Million | $1.57 Million/day | $- | $4.37 Million | ▼ -6 days |
| 2006 | 11 days | $17.95 Million | $1.56 Million/day | $- | $13.99 Million | ▼ -1 days |
| 2005 | 12 days | $16.98 Million | $1.39 Million/day | $- | $14.01 Million | ▲ +2 days |
| 2004 | 10 days | $12.27 Million | $1.24 Million/day | $- | $10.02 Million | ▲ +3 days |
| 2003 | 7 days | $8.54 Million | $1.21 Million/day | $- | $6.42 Million | ▼ -33 days |
| 2002 | 40 days | $34.27 Million | $865.24K/day | $- | $18.73 Million | ▲ +2 days |
| 2001 | 37 days | $25.92 Million | $694.12K/day | $- | $12.78 Million | ▲ +36 days |
| 2000 | 2 days | $986.00K | $599.16K/day | $- | $986.00K | — |