Banc of California, Inc. - Asset Resilience Ratio

Latest as of December 2025: 14.15%

Banc of California, Inc. (BANC) has an Asset Resilience Ratio of 14.15% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Also explore Banc of California, Inc. asset portfolio for the complete picture of this company's asset base.

Liquid Assets

$4.92 Billion

Cash + Short-term Investments

Total Assets

$34.80 Billion

All company assets

Resilience Assessment

Moderate

Financial Resilience Level

Asset Resilience Ratio Trend (2000–2025)

This chart shows how Banc of California, Inc.'s Asset Resilience Ratio has changed over time. See Banc of California, Inc. balance sheet independence to measure how much of total assets are equity-financed.

Liquid Assets Composition Over Time

This chart breaks down Banc of California, Inc.'s liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Banc of California, Inc. (BANC) total market value.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	$0.00	0%
Short-term Investments	$4.92 Billion	14.15%
Total Liquid Assets	$4.92 Billion	14.15%

Asset Resilience Insights

Moderate Liquidity: Banc of California, Inc. has 14.15% of assets in liquid form.
While adequate for normal operations, this level may limit flexibility during economic stress.
The company has significant short-term investments, indicating active treasury management.

Banc of California, Inc. Industry Peers by Asset Resilience Ratio

Compare Banc of California, Inc.'s asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
BNP Paribas SA PA:BNP	Banks - Regional	17.67%
Raiffeisen Bank International AG VI:RBI	Banks - Regional	1.61%
Hong Leong Bank Bhd KLSE:5819	Banks - Regional	-6.27%
Banco del Bajío S.A. Institución de Banca Múltiple MX:BBAJIOO	Banks - Regional	2.94%
Banco Patagonia BA:BPAT	Banks - Regional	0.44%
Sparekassen Sjaelland-Fyn A/S CO:SPKSJF	Banks - Regional	3.30%
CFM Indosuez Wealth SA PA:MLCFM	Banks - Regional	50.57%
Fynske Bank A/S CO:FYNBK	Banks - Regional	0.07%

Annual Asset Resilience Ratio for Banc of California, Inc. (2000–2025)

The table below shows the annual Asset Resilience Ratio data for Banc of California, Inc..

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-12-31	14.15%	$4.92 Billion	$34.80 Billion	+7.45pp
2024-12-31	6.70%	$2.25 Billion	$33.54 Billion	+0.61pp
2023-12-31	6.09%	$2.35 Billion	$38.53 Billion	-5.66pp
2022-12-31	11.75%	$4.84 Billion	$41.23 Billion	-2.21pp
2021-12-31	13.96%	$1.32 Billion	$9.43 Billion	-1.68pp
2020-12-31	15.63%	$1.23 Billion	$7.88 Billion	+3.98pp
2019-12-31	11.66%	$912.58 Million	$7.83 Billion	-7.09pp
2018-12-31	18.74%	$1.99 Billion	$10.63 Billion	-6.19pp
2017-12-31	24.94%	$2.58 Billion	$10.33 Billion	+3.35pp
2016-12-31	21.59%	$2.38 Billion	$11.03 Billion	+11.47pp
2015-12-31	10.12%	$833.60 Million	$8.24 Billion	+4.33pp
2014-12-31	5.79%	$345.69 Million	$5.97 Billion	+1.10pp
2013-12-31	4.69%	$170.02 Million	$3.63 Billion	-2.51pp
2012-12-31	7.19%	$121.42 Million	$1.69 Billion	-2.98pp
2011-12-31	10.17%	$101.62 Million	$999.04 Million	+2.65pp
2010-12-31	7.52%	$64.79 Million	$861.62 Million	+1.67pp
2009-12-31	5.85%	$52.30 Million	$893.92 Million	+3.85pp
2008-12-31	2.00%	$17.57 Million	$876.52 Million	+1.44pp
2007-12-31	0.56%	$4.37 Million	$774.72 Million	-1.17pp
2006-12-31	1.73%	$13.99 Million	$808.34 Million	-0.12pp
2005-12-31	1.86%	$14.01 Million	$755.18 Million	+0.37pp
2004-12-31	1.49%	$10.02 Million	$674.46 Million	+0.46pp
2003-12-31	1.03%	$6.42 Million	$623.96 Million	-3.04pp
2002-12-31	4.07%	$18.73 Million	$459.92 Million	-0.05pp
2001-12-31	4.12%	$12.78 Million	$310.08 Million	+3.79pp
2000-12-31	0.33%	$986.00K	$300.35 Million	--

pp = percentage points

About Banc of California, Inc.

NYSE:BANC USA Banks - Regional

Market Cap

$2.90 Billion

Market Cap Rank

#5127 Global

#1654 in USA

Share Price

$19.22

Change (1 day)

+1.53%

52-Week Range

$13.34 - $21.10

All Time High

$21.10