Banc of California, Inc. - Asset Resilience Ratio
Banc of California, Inc. (BANC) has an Asset Resilience Ratio of 12.88% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See BANC current assets to equity ratio to evaluate short-term liquidity relative to the company's equity base.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2000–2025)
This chart shows how Banc of California, Inc.'s Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see Banc of California, Inc. assets under control.
Liquid Assets Composition Over Time
This chart breaks down Banc of California, Inc.'s liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore Banc of California, Inc. long-term investment intensity to see how much of total assets are deployed in long-term investments.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $4.48 Billion | 12.88% |
| Total Liquid Assets | $4.48 Billion | 12.88% |
Asset Resilience Insights
- Moderate Liquidity: Banc of California, Inc. has 12.88% of assets in liquid form.
- While adequate for normal operations, this level may limit flexibility during economic stress.
- The company has significant short-term investments, indicating active treasury management.
Banc of California, Inc. Industry Peers by Asset Resilience Ratio
Compare Banc of California, Inc.'s asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Santander Bank Polska S.A.
WAR:SPL |
Banks - Regional | 4.41% |
|
Banco Santander Chile
NYSE:BSAC |
Banks - Regional | 7.94% |
|
Bank of Baroda
NSE:BANKBARODA |
Banks - Regional | -12.63% |
|
Turkiye Is Bankasi AS Class C
IS:ISCTR |
Banks - Regional | -38.78% |
|
Ringkjoebing Landbobank A/S
CO:RILBA |
Banks - Regional | 0.03% |
|
ABSA Bank Limited
JSE:ABSP |
Banks - Regional | 2.72% |
|
Mechanics Bank
NASDAQ:MCHB |
Banks - Regional | 18.39% |
|
Laurentian Bank Of Canada
TO:LB |
Banks - Regional | 0.55% |
Annual Asset Resilience Ratio for Banc of California, Inc. (2000–2025)
The table below shows the annual Asset Resilience Ratio data for Banc of California, Inc..
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 14.15% | $4.92 Billion | $34.80 Billion | +7.45pp |
| 2024-12-31 | 6.70% | $2.25 Billion | $33.54 Billion | +0.61pp |
| 2023-12-31 | 6.09% | $2.35 Billion | $38.53 Billion | -5.66pp |
| 2022-12-31 | 11.75% | $4.84 Billion | $41.23 Billion | -2.21pp |
| 2021-12-31 | 13.96% | $1.32 Billion | $9.43 Billion | -1.68pp |
| 2020-12-31 | 15.63% | $1.23 Billion | $7.88 Billion | +3.98pp |
| 2019-12-31 | 11.66% | $912.58 Million | $7.83 Billion | -7.09pp |
| 2018-12-31 | 18.74% | $1.99 Billion | $10.63 Billion | -6.19pp |
| 2017-12-31 | 24.94% | $2.58 Billion | $10.33 Billion | +3.35pp |
| 2016-12-31 | 21.59% | $2.38 Billion | $11.03 Billion | +11.47pp |
| 2015-12-31 | 10.12% | $833.60 Million | $8.24 Billion | +4.33pp |
| 2014-12-31 | 5.79% | $345.69 Million | $5.97 Billion | +1.10pp |
| 2013-12-31 | 4.69% | $170.02 Million | $3.63 Billion | -2.51pp |
| 2012-12-31 | 7.19% | $121.42 Million | $1.69 Billion | -2.98pp |
| 2011-12-31 | 10.17% | $101.62 Million | $999.04 Million | +2.65pp |
| 2010-12-31 | 7.52% | $64.79 Million | $861.62 Million | +1.67pp |
| 2009-12-31 | 5.85% | $52.30 Million | $893.92 Million | +3.85pp |
| 2008-12-31 | 2.00% | $17.57 Million | $876.52 Million | +1.44pp |
| 2007-12-31 | 0.56% | $4.37 Million | $774.72 Million | -1.17pp |
| 2006-12-31 | 1.73% | $13.99 Million | $808.34 Million | -0.12pp |
| 2005-12-31 | 1.86% | $14.01 Million | $755.18 Million | +0.37pp |
| 2004-12-31 | 1.49% | $10.02 Million | $674.46 Million | +0.46pp |
| 2003-12-31 | 1.03% | $6.42 Million | $623.96 Million | -3.04pp |
| 2002-12-31 | 4.07% | $18.73 Million | $459.92 Million | -0.05pp |
| 2001-12-31 | 4.12% | $12.78 Million | $310.08 Million | +3.79pp |
| 2000-12-31 | 0.33% | $986.00K | $300.35 Million | -- |
About Banc of California, Inc.
Banc of California, Inc. operates as the bank holding company for Banc of California that provides banking and treasury management services in the United States. The company offers deposit products, including checking, savings, money market, demand, and retirement accounts, as well as time deposits, certificates of deposit, and safe deposit boxes. It also provides real estate loans, such as comme… Read more