Banc of California, Inc. Asset Resilience Ratio
Banc of California, Inc. asset resilience ratio. Banc of California, Inc. (BANC) has an Asset Resilience Ratio of 12.88% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See BANC defensive asset coverage days to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of Banc of California, Inc. (2000–2025)
Asset resilience ratio of Banc of California, Inc. from 2000 to 2025. This chart shows how Banc of California, Inc.'s Asset Resilience Ratio has changed over time. Read BANC total liabilities for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down Banc of California, Inc.'s liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see BANC total asset value.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $4.48 Billion | 12.88% |
| Total Liquid Assets | $4.48 Billion | 12.88% |
Asset Resilience Insights
- Moderate Liquidity: Banc of California, Inc. has 12.88% of assets in liquid form.
- While adequate for normal operations, this level may limit flexibility during economic stress.
- The company has significant short-term investments, indicating active treasury management.
Banc of California, Inc. Industry Peers by Asset Resilience Ratio
Compare Banc of California, Inc.'s asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Societe Generale S.A.
PA:GLE |
Banks - Regional | 11.25% |
|
CIMB Group Holdings Bhd
KLSE:1023 |
Banks - Regional | 1.96% |
|
WOORI FIN. GRP SP.ADR/3
F:2WGA |
Banks - Regional | 13.88% |
|
Bank of Queensland Ltd
AU:BOQ |
Banks - Regional | 0.21% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Graubuendner Kantonalbank
SW:GRKP |
Banks - Regional | -38.39% |
|
Jeju Bank
KO:006220 |
Banks - Regional | 2.45% |
|
Bank Multiarta Sentosa PT
JK:MASB |
Banks - Regional | 1.29% |
Banc of California, Inc. Asset Resilience Ratio by Year (2000–2025)
Banc of California, Inc. asset resilience ratio by year from 2000 to 2025. The table below shows the annual Asset Resilience Ratio data for Banc of California, Inc..
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 14.15% | $4.92 Billion | $34.80 Billion | +7.45pp |
| 2024-12-31 | 6.70% | $2.25 Billion | $33.54 Billion | +0.61pp |
| 2023-12-31 | 6.09% | $2.35 Billion | $38.53 Billion | -5.66pp |
| 2022-12-31 | 11.75% | $4.84 Billion | $41.23 Billion | -2.21pp |
| 2021-12-31 | 13.96% | $1.32 Billion | $9.43 Billion | -1.68pp |
| 2020-12-31 | 15.63% | $1.23 Billion | $7.88 Billion | +3.98pp |
| 2019-12-31 | 11.66% | $912.58 Million | $7.83 Billion | -7.09pp |
| 2018-12-31 | 18.74% | $1.99 Billion | $10.63 Billion | -6.19pp |
| 2017-12-31 | 24.94% | $2.58 Billion | $10.33 Billion | +3.35pp |
| 2016-12-31 | 21.59% | $2.38 Billion | $11.03 Billion | +11.47pp |
| 2015-12-31 | 10.12% | $833.60 Million | $8.24 Billion | +4.33pp |
| 2014-12-31 | 5.79% | $345.69 Million | $5.97 Billion | +1.10pp |
| 2013-12-31 | 4.69% | $170.02 Million | $3.63 Billion | -2.51pp |
| 2012-12-31 | 7.19% | $121.42 Million | $1.69 Billion | -2.98pp |
| 2011-12-31 | 10.17% | $101.62 Million | $999.04 Million | +2.65pp |
| 2010-12-31 | 7.52% | $64.79 Million | $861.62 Million | +1.67pp |
| 2009-12-31 | 5.85% | $52.30 Million | $893.92 Million | +3.85pp |
| 2008-12-31 | 2.00% | $17.57 Million | $876.52 Million | +1.44pp |
| 2007-12-31 | 0.56% | $4.37 Million | $774.72 Million | -1.17pp |
| 2006-12-31 | 1.73% | $13.99 Million | $808.34 Million | -0.12pp |
| 2005-12-31 | 1.86% | $14.01 Million | $755.18 Million | +0.37pp |
| 2004-12-31 | 1.49% | $10.02 Million | $674.46 Million | +0.46pp |
| 2003-12-31 | 1.03% | $6.42 Million | $623.96 Million | -3.04pp |
| 2002-12-31 | 4.07% | $18.73 Million | $459.92 Million | -0.05pp |
| 2001-12-31 | 4.12% | $12.78 Million | $310.08 Million | +3.79pp |
| 2000-12-31 | 0.33% | $986.00K | $300.35 Million | -- |
About Banc of California, Inc.
Banc of California, Inc. operates as the bank holding company for Banc of California that provides banking and treasury management services in the United States. The company offers deposit products, including checking, savings, money market, demand, and retirement accounts, as well as time deposits, certificates of deposit, and safe deposit boxes. It also provides real estate loans, such as comme… Read more