Banc of California, Inc. - Asset Resilience Ratio
Banc of California, Inc. (BANC) has an Asset Resilience Ratio of 14.15% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2000–2025)
This chart shows how Banc of California, Inc.'s Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Banc of California, Inc.'s liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $4.92 Billion | 14.15% |
| Total Liquid Assets | $4.92 Billion | 14.15% |
Asset Resilience Insights
- Moderate Liquidity: Banc of California, Inc. has 14.15% of assets in liquid form.
- While adequate for normal operations, this level may limit flexibility during economic stress.
- The company has significant short-term investments, indicating active treasury management.
Banc of California, Inc. Industry Peers by Asset Resilience Ratio
Compare Banc of California, Inc.'s asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001 |
Banks - Regional | -6.06% |
|
Bank of Ningbo Co Ltd
SHE:002142 |
Banks - Regional | 9.68% |
|
Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd
SHE:002839 |
Banks - Regional | -17.44% |
|
Bank of Qingdao Co Ltd
SHE:002948 |
Banks - Regional | 1.86% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank of Suzhou
SHE:002966 |
Banks - Regional | -8.31% |
|
Jeju Bank
KO:006220 |
Banks - Regional | 2.45% |
|
Industrial Bank Of Korea
KO:024110 |
Banks - Regional | 4.07% |
Annual Asset Resilience Ratio for Banc of California, Inc. (2000–2025)
The table below shows the annual Asset Resilience Ratio data for Banc of California, Inc..
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 14.15% | $4.92 Billion | $34.80 Billion | +7.45pp |
| 2024-12-31 | 6.70% | $2.25 Billion | $33.54 Billion | +0.61pp |
| 2023-12-31 | 6.09% | $2.35 Billion | $38.53 Billion | -5.66pp |
| 2022-12-31 | 11.75% | $4.84 Billion | $41.23 Billion | -2.21pp |
| 2021-12-31 | 13.96% | $1.32 Billion | $9.43 Billion | -1.68pp |
| 2020-12-31 | 15.63% | $1.23 Billion | $7.88 Billion | +3.98pp |
| 2019-12-31 | 11.66% | $912.58 Million | $7.83 Billion | -7.09pp |
| 2018-12-31 | 18.74% | $1.99 Billion | $10.63 Billion | -6.19pp |
| 2017-12-31 | 24.94% | $2.58 Billion | $10.33 Billion | +3.35pp |
| 2016-12-31 | 21.59% | $2.38 Billion | $11.03 Billion | +11.47pp |
| 2015-12-31 | 10.12% | $833.60 Million | $8.24 Billion | +4.33pp |
| 2014-12-31 | 5.79% | $345.69 Million | $5.97 Billion | +1.10pp |
| 2013-12-31 | 4.69% | $170.02 Million | $3.63 Billion | -2.51pp |
| 2012-12-31 | 7.19% | $121.42 Million | $1.69 Billion | -2.98pp |
| 2011-12-31 | 10.17% | $101.62 Million | $999.04 Million | +2.65pp |
| 2010-12-31 | 7.52% | $64.79 Million | $861.62 Million | +1.67pp |
| 2009-12-31 | 5.85% | $52.30 Million | $893.92 Million | +3.85pp |
| 2008-12-31 | 2.00% | $17.57 Million | $876.52 Million | +1.44pp |
| 2007-12-31 | 0.56% | $4.37 Million | $774.72 Million | -1.17pp |
| 2006-12-31 | 1.73% | $13.99 Million | $808.34 Million | -0.12pp |
| 2005-12-31 | 1.86% | $14.01 Million | $755.18 Million | +0.37pp |
| 2004-12-31 | 1.49% | $10.02 Million | $674.46 Million | +0.46pp |
| 2003-12-31 | 1.03% | $6.42 Million | $623.96 Million | -3.04pp |
| 2002-12-31 | 4.07% | $18.73 Million | $459.92 Million | -0.05pp |
| 2001-12-31 | 4.12% | $12.78 Million | $310.08 Million | +3.79pp |
| 2000-12-31 | 0.33% | $986.00K | $300.35 Million | -- |
About Banc of California, Inc.
Banc of California, Inc. operates as the bank holding company for Banc of California that provides various banking products and services. The company offers deposit products, such as checking, savings, money market, demand, and time deposits; certificates of deposit; retirement accounts; and safe deposit boxes. It also provides real estate loans to professional developers and real estate investor… Read more