Woori Financial Group Inc (WF) - Net Assets
Based on the latest financial reports, Woori Financial Group Inc (WF) has net assets worth $35.67 Trillion USD as of March 2026. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($603.63 Trillion) and total liabilities ($567.96 Trillion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check Woori Financial Group Inc tangible net worth ratio to evaluate the tangible quality of the company's equity base.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $35.67 Trillion |
| % of Total Assets | 5.91% |
| Annual Growth Rate | 39.7% |
| 5-Year Change | 18.37% |
| 10-Year Change | 101.22% |
| Growth Volatility | 19570.27 |
Woori Financial Group Inc - Net Assets Trend (2010–2025)
This chart illustrates how Woori Financial Group Inc's net assets have evolved over time, based on quarterly financial data. See defensive interval ratio of Woori Financial Group Inc to measure how many days the company can operate on defensive assets alone.
Annual Net Assets for Woori Financial Group Inc (2010–2025)
The table below shows the annual net assets of Woori Financial Group Inc from 2010 to 2025. For live valuation and market cap data, see market value of Woori Financial Group Inc.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | $34.15 Trillion | -4.87% |
| 2024-12-31 | $35.90 Trillion | +7.48% |
| 2023-12-31 | $33.40 Trillion | +5.60% |
| 2022-12-31 | $31.63 Trillion | +9.63% |
| 2021-12-31 | $28.85 Trillion | +7.95% |
| 2020-12-31 | $26.73 Trillion | +4.84% |
| 2019-12-31 | $25.49 Trillion | +16.12% |
| 2018-12-31 | $21.95 Trillion | +6.75% |
| 2017-12-31 | $20.56 Trillion | +21.18% |
| 2016-12-31 | $16.97 Trillion | -12.11% |
| 2015-12-31 | $19.31 Trillion | +6.72% |
| 2014-12-31 | $18.09 Trillion | +78454.36% |
| 2013-12-31 | $23.03 Billion | +0.13% |
| 2012-12-31 | $23.00 Billion | +4.21% |
| 2011-12-31 | $22.07 Billion | -90.26% |
| 2010-12-31 | $226.68 Billion | -- |
Equity Component Analysis
This analysis shows how different components contribute to Woori Financial Group Inc's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 2555704900000000.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $25.56 Trillion | 79.11% |
| Common Stock | $3.80 Trillion | 11.77% |
| Other Comprehensive Income | $2.05 Trillion | 6.34% |
| Other Components | $897.92 Billion | 2.78% |
| Total Equity | $32.31 Trillion | 100.00% |
Woori Financial Group Inc Competitors by Market Cap
The table below lists competitors of Woori Financial Group Inc ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
SANDS CHINA ADR/1 O.N.
F:599
|
$14.41 Billion |
|
Advanced Fiber Resources Zhuhai Ltd
SHE:300620
|
$14.41 Billion |
|
Unibail-Rodamco-Westfield
PA:URW
|
$14.42 Billion |
|
Pinnacle Financial Partners, Inc.
NASDAQ:PNFP
|
$14.43 Billion |
|
Union Bank of India
NSE:UNIONBANK
|
$14.34 Billion |
|
Rede D'Or São Luiz S.A.
SA:RDOR3
|
$14.34 Billion |
|
China Resources Microelectronics Ltd
SHG:688396
|
$14.33 Billion |
|
Banco de Credito e Inversiones
SN:BCI
|
$14.33 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Woori Financial Group Inc's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 34,096,836,000,000 to 32,306,841,000,000, a change of -1,789,995,000,000 (-5.2%).
- Net income of 3,244,427,000,000 contributed positively to equity growth.
- Dividend payments of 927,296,000,000 reduced retained earnings.
- Share repurchases of 150,000,000,000 reduced equity.
- Other comprehensive income decreased equity by 395,870,000,000.
- Other factors decreased equity by 3,561,256,000,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $3.24 Trillion | +10.04% |
| Dividends Paid | $927.30 Billion | -2.87% |
| Share Repurchases | $150.00 Billion | -0.46% |
| Other Comprehensive Income | $-395.87 Billion | -1.23% |
| Other Changes | $-3.56 Trillion | -11.02% |
| Total Change | $- | -5.25% |
Book Value vs Market Value Analysis
This analysis compares Woori Financial Group Inc's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.00x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has decreased from 1.85x to 0.00x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2012-12-31 | $34.01 | $62.81 | x |
| 2013-12-31 | $34.06 | $62.81 | x |
| 2014-12-31 | $25199.76 | $62.81 | x |
| 2015-12-31 | $28692.30 | $62.81 | x |
| 2016-12-31 | $74854.22 | $62.81 | x |
| 2017-12-31 | $89827.82 | $62.81 | x |
| 2018-12-31 | $95888.29 | $62.81 | x |
| 2019-12-31 | $94138.86 | $62.81 | x |
| 2020-12-31 | $37002.69 | $62.81 | x |
| 2021-12-31 | $39825.38 | $62.81 | x |
| 2022-12-31 | $43461.07 | $62.81 | x |
| 2023-12-31 | $129183.50 | $62.81 | x |
| 2024-12-31 | $137993.03 | $62.81 | x |
| 2025-12-31 | $127832.46 | $62.81 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Woori Financial Group Inc utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 10.04%
- The company shows good efficiency in utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 78.83%
- • Asset Turnover: 0.01x
- • Equity Multiplier: 18.62x
- Recent ROE (10.04%) is below the historical average (400.67%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2012 | 4943.25% | 24.97% | 13.98x | 14.16x | $1.13 Trillion |
| 2013 | 575.75% | 4.03% | 10.06x | 14.20x | $130.31 Billion |
| 2014 | 2.13% | 8.44% | 0.02x | 14.93x | $-1.42 Trillion |
| 2015 | 4.54% | 7.91% | 0.04x | 15.11x | $-1.06 Trillion |
| 2016 | 7.43% | 12.94% | 0.03x | 18.31x | $-435.84 Billion |
| 2017 | 7.42% | 14.30% | 0.03x | 15.53x | $-524.44 Billion |
| 2018 | 9.35% | 17.69% | 0.03x | 15.66x | $-140.81 Billion |
| 2019 | 8.70% | 15.07% | 0.03x | 16.83x | $-278.83 Billion |
| 2020 | 4.89% | 11.62% | 0.03x | 14.93x | $-1.37 Trillion |
| 2021 | 8.81% | 20.33% | 0.03x | 15.50x | $-342.18 Billion |
| 2022 | 10.08% | 18.33% | 0.04x | 15.19x | $24.04 Billion |
| 2023 | 7.91% | 10.58% | 0.05x | 15.73x | $-660.39 Billion |
| 2024 | 9.05% | 11.98% | 0.05x | 15.42x | $-323.69 Billion |
| 2025 | 10.04% | 78.83% | 0.01x | 18.62x | $13.74 Billion |
Industry Comparison
This section compares Woori Financial Group Inc's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $389,399,400
- Average return on equity (ROE) among peers: 10.20%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Woori Financial Group Inc (WF) | $35.67 Trillion | 4943.25% | 15.92x | $14.39 Billion |
| Ameris Bancorp (ABCB) | $514.76 Million | 7.94% | 9.86x | $4.95 Billion |
| Ameris Bancorp (ABCB) | $68.20 Million | 10.85% | 9.15x | $5.79 Billion |
| ACNB Corporation (ACNB) | $51.46 Million | 12.55% | 7.93x | $483.21 Million |
| Affinity Bancshares Inc (AFBI) | $76.38 Million | 0.59% | 3.01x | $137.13 Million |
| Alerus Financial Corp (ALRS) | $127.25 Million | 8.42% | 8.09x | $736.27 Million |
| Amalgamated Bank (AMAL) | $508.95 Million | 16.01% | 14.41x | $1.27 Billion |
| Amerant Bancorp Inc. (AMTB) | $1.00 Billion | 3.23% | 8.67x | $974.56 Million |
| Arrow Financial Corporation (AROW) | $431.85 Million | 10.18% | 9.29x | $622.98 Million |
| Associated Banc-Corp (ASB) | $968.70 Million | 17.34% | 12.55x | $5.45 Billion |
| AmeriServ Financial Inc (ASRV) | $141.70 Million | 14.89% | 15.78x | $62.43 Million |
About Woori Financial Group Inc
Woori Financial Group Inc., together with its subsidiaries, operates as a bank which provides various financial services in Korea, China, the United States, the United Kingdom, Japan, and internationally. The company operates through Banking Insurance, Credit Card Capital, Investment Securities, and Others segments. It offers loans, deposits, and relevant services; and contracting and maintenance… Read more