Jeffersonville Bancorp
Jeffersonville Bancorp operates as the bank holding company for Jeff Bank that provides community banking products and services to individuals, small businesses, and local municipal governments primarily in Sullivan County, New York. The company offers various deposit products, such as checking, money market, savings, individual retirement arrangement, and NOW, as well as demand and time deposits… Read more
Jeffersonville Bancorp (JFBC) - Net Assets
Latest net assets as of September 2025: $101.51 Million USD
Based on the latest financial reports, Jeffersonville Bancorp (JFBC) has net assets worth $101.51 Million USD as of September 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($678.18 Million) and total liabilities ($576.67 Million). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $101.51 Million |
| % of Total Assets | 14.97% |
| Annual Growth Rate | 5.21% |
| 5-Year Change | 15.07% |
| 10-Year Change | 43.88% |
| Growth Volatility | 6.27 |
Jeffersonville Bancorp - Net Assets Trend (2000–2023)
This chart illustrates how Jeffersonville Bancorp's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Jeffersonville Bancorp (2000–2023)
The table below shows the annual net assets of Jeffersonville Bancorp from 2000 to 2023.
| Year | Net Assets | Change |
|---|---|---|
| 2023-12-31 | $80.77 Million | +17.43% |
| 2022-12-31 | $68.78 Million | -13.02% |
| 2021-12-31 | $79.07 Million | +6.24% |
| 2020-12-31 | $74.43 Million | +6.04% |
| 2019-12-31 | $70.19 Million | +7.62% |
| 2018-12-31 | $65.22 Million | +4.56% |
| 2017-12-31 | $62.38 Million | +3.02% |
| 2016-12-31 | $60.55 Million | +2.87% |
| 2015-12-31 | $58.86 Million | +4.85% |
| 2014-12-31 | $56.13 Million | +5.85% |
| 2013-12-31 | $53.03 Million | +3.59% |
| 2012-12-31 | $51.19 Million | +3.59% |
| 2011-12-31 | $49.41 Million | +4.04% |
| 2010-12-31 | $47.50 Million | +6.35% |
| 2009-12-31 | $44.66 Million | +4.69% |
| 2008-12-31 | $42.66 Million | -2.95% |
| 2007-12-31 | $43.96 Million | +6.50% |
| 2006-12-31 | $41.27 Million | -2.93% |
| 2005-12-31 | $42.52 Million | +7.25% |
| 2004-12-31 | $39.65 Million | +10.79% |
| 2003-12-31 | $35.79 Million | +10.12% |
| 2002-12-31 | $32.50 Million | +18.98% |
| 2001-12-31 | $27.31 Million | +8.78% |
| 2000-12-31 | $25.11 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Jeffersonville Bancorp's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 430.2% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2023)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $89.06 Million | 110.26% |
| Total Equity | $80.77 Million | 100.00% |
Jeffersonville Bancorp Competitors by Market Cap
The table below lists competitors of Jeffersonville Bancorp ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Seeing Machines Limited
PINK:SEEMF
|
$72.59 Million |
|
Hup Seng Industries Bhd
KLSE:5024
|
$72.62 Million |
|
Southern Petrochemicals Industries Corporation Limited
NSE:SPIC
|
$72.64 Million |
|
Waskita Karya Persero Tbk
JK:WSKT
|
$72.65 Million |
|
SPML Infra Limited
NSE:SPMLINFRA
|
$72.56 Million |
|
Vimta Labs Limited
NSE:VIMTALABS
|
$72.56 Million |
|
Chaowei Power Holdings Limited
STU:EWC
|
$72.55 Million |
|
Unichem Laboratories Limited
NSE:UNICHEMLAB
|
$72.52 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Jeffersonville Bancorp's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2022 to 2023, total equity changed from 68,781,000 to 80,767,000, a change of 11,986,000 (17.4%).
- Net income of 11,175,000 contributed positively to equity growth.
- Dividend payments of 2,965,000 reduced retained earnings.
- Other factors increased equity by 3,776,000.
Equity Change Factors (2022 to 2023)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $11.18 Million | +13.84% |
| Dividends Paid | $2.96 Million | -3.67% |
| Other Changes | $3.78 Million | +4.68% |
| Total Change | $- | 17.43% |
Book Value vs Market Value Analysis
This analysis compares Jeffersonville Bancorp's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.00x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2015-12-31 | $0.00 | $19.02 | x |
| 2016-12-31 | $0.00 | $19.02 | x |
| 2017-12-31 | $14.73 | $19.02 | x |
| 2018-12-31 | $15.40 | $19.02 | x |
| 2019-12-31 | $16.58 | $19.02 | x |
| 2020-12-31 | $17.58 | $19.02 | x |
| 2021-12-31 | $18.67 | $19.02 | x |
| 2022-12-31 | $16.24 | $19.02 | x |
| 2023-12-31 | $19.07 | $19.02 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Jeffersonville Bancorp utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 13.84%
- The company shows good efficiency in utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 38.24%
- • Asset Turnover: 0.04x
- • Equity Multiplier: 8.52x
- Recent ROE (13.84%) is above the historical average (10.34%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2000 | 11.24% | 12.95% | 0.08x | 10.88x | $312.10K |
| 2001 | 13.27% | 15.68% | 0.08x | 10.91x | $893.70K |
| 2002 | 16.13% | 22.04% | 0.07x | 10.00x | $1.99 Million |
| 2003 | 16.02% | 23.85% | 0.07x | 9.84x | $2.15 Million |
| 2004 | 15.57% | 24.99% | 0.07x | 9.18x | $2.21 Million |
| 2005 | 13.46% | 22.02% | 0.07x | 9.11x | $1.47 Million |
| 2006 | 11.98% | 18.04% | 0.07x | 9.63x | $815.50K |
| 2007 | 9.73% | 15.86% | 0.07x | 8.81x | $-120.80K |
| 2008 | 6.33% | 11.86% | 0.06x | 9.34x | $-1.56 Million |
| 2009 | 6.91% | 12.12% | 0.06x | 9.46x | $-1.38 Million |
| 2010 | 6.59% | 12.62% | 0.06x | 9.07x | $-1.62 Million |
| 2011 | 7.90% | 16.00% | 0.06x | 8.77x | $-1.04 Million |
| 2012 | 8.52% | 18.66% | 0.05x | 8.38x | $-758.10K |
| 2013 | 8.71% | 21.42% | 0.05x | 8.16x | $-683.10K |
| 2014 | 12.46% | 32.68% | 0.05x | 7.84x | $1.38 Million |
| 2015 | 8.00% | 23.31% | 0.04x | 7.81x | $-1.18 Million |
| 2016 | 8.45% | 24.90% | 0.04x | 7.99x | $-936.90K |
| 2017 | 6.88% | 20.48% | 0.04x | 8.05x | $-1.95 Million |
| 2018 | 9.51% | 27.23% | 0.04x | 7.77x | $-319.20K |
| 2019 | 9.27% | 27.06% | 0.05x | 7.29x | $-512.90K |
| 2020 | 6.46% | 22.24% | 0.04x | 8.28x | $-2.63 Million |
| 2021 | 7.52% | 25.95% | 0.03x | 8.91x | $-1.96 Million |
| 2022 | 13.53% | 34.35% | 0.04x | 10.08x | $2.43 Million |
| 2023 | 13.84% | 38.24% | 0.04x | 8.52x | $3.10 Million |
Industry Comparison
This section compares Jeffersonville Bancorp's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $25,670,820,700
- Average return on equity (ROE) among peers: 9.44%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Jeffersonville Bancorp (JFBC) | $101.51 Million | 11.24% | 5.68x | $72.57 Million |
| Ameris Bancorp (ABCB) | $120.94 Million | 10.83% | 9.48x | $4.91 Billion |
| ACNB Corporation (ACNB) | $2.75 Billion | 1.01% | 0.01x | $462.57 Million |
| Addiko Bank AG (ADBKF) | $839.50 Million | 5.41% | 6.63x | $210.07 Million |
| Affinity Bancshares Inc (AFBI) | $120.97 Million | 6.26% | 5.51x | $79.94 Million |
| Absa Group Limited (AGRPF) | $19.52 Billion | 23.08% | 14.72x | $6.72 Billion |
| AIB Group plc (AIBGY) | $14.46 Billion | -16.17% | 8.45x | $21.72 Billion |
| Akbank Turk Anonim Sirketi (AKBTY) | $211.22 Billion | 31.48% | 8.02x | $8.60 Billion |
| Alpha Bank SA (ALBKY) | $7.32 Billion | 8.44% | 8.89x | $1.12 Billion |
| Community Capital Bancshares Inc (ALBY) | $9.19 Million | 7.09% | 8.66x | $19.76 Million |
| Alpine Banks of Colorado (ALPIB) | $342.89 Million | 16.92% | 10.27x | $248.47 Million |