BNP Paribas SA (BNP) - Net Assets

Latest as of December 2025: €132.17 Billion EUR ≈ $154.52 Billion USD

Based on the latest financial reports, BNP Paribas SA (BNP) has net assets worth €132.17 Billion EUR (≈ $154.52 Billion USD) as of December 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (€2.79 Trillion ≈ $3.27 Trillion USD) and total liabilities (€2.66 Trillion ≈ $3.11 Trillion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check BNP intangible-adjusted equity ratio to evaluate the tangible quality of the company's equity base.

Key Net Assets Metrics

Metric	Value
Current Net Assets	€132.17 Billion
% of Total Assets	4.73%
Annual Growth Rate	6.46%
5-Year Change	16.66%
10-Year Change	25.62%
Growth Volatility	10.03

BNP Paribas SA - Net Assets Trend (2003–2025)

This chart illustrates how BNP Paribas SA's net assets have evolved over time, based on quarterly financial data. See BNP Paribas SA (BNP) defensive interval to measure how many days the company can operate on defensive assets alone.

Annual Net Assets for BNP Paribas SA (2003–2025)

The table below shows the annual net assets of BNP Paribas SA from 2003 to 2025. For live valuation and market cap data, see market value of BNP Paribas SA.

Year	Net Assets	Change
2025-12-31	€132.17 Billion ≈ $154.52 Billion	-1.47%
2024-12-31	€134.14 Billion ≈ $156.82 Billion	+4.09%
2023-12-31	€128.87 Billion ≈ $150.66 Billion	+12.30%
2022-12-31	€114.75 Billion ≈ $134.16 Billion	+1.28%
2021-12-31	€113.30 Billion ≈ $132.46 Billion	+5.49%
2020-12-31	€107.40 Billion ≈ $125.56 Billion	-3.97%
2019-12-31	€111.84 Billion ≈ $130.76 Billion	+5.79%
2018-12-31	€105.73 Billion ≈ $123.60 Billion	-1.38%
2017-12-31	€107.21 Billion ≈ $125.34 Billion	+1.89%
2016-12-31	€105.22 Billion ≈ $123.01 Billion	+5.14%
2015-12-31	€100.08 Billion ≈ $117.00 Billion	+6.87%
2014-12-31	€93.64 Billion ≈ $109.48 Billion	+2.72%
2013-12-31	€91.16 Billion ≈ $106.58 Billion	-3.45%
2012-12-31	€94.42 Billion ≈ $110.39 Billion	+10.27%
2011-12-31	€85.63 Billion ≈ $100.11 Billion	0.00%
2010-12-31	€85.63 Billion ≈ $100.11 Billion	+6.58%
2009-12-31	€80.34 Billion ≈ $93.93 Billion	+36.25%
2008-12-31	€58.97 Billion ≈ $68.94 Billion	-0.72%
2007-12-31	€59.39 Billion ≈ $69.44 Billion	+8.33%
2006-12-31	€54.82 Billion ≈ $64.10 Billion	+19.20%
2005-12-31	€45.99 Billion ≈ $53.77 Billion	+31.34%
2004-12-31	€35.02 Billion ≈ $40.94 Billion	+5.03%
2003-12-31	€33.34 Billion ≈ $38.98 Billion	--

Equity Component Analysis

This analysis shows how different components contribute to BNP Paribas SA's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

Retained earnings have grown by 765.4% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (December 2025)

Component	Amount	Percentage
Retained Earnings	€101.57 Billion	80.92%
Common Stock	€2.23 Billion	1.78%
Other Components	€21.71 Billion	17.30%
Total Equity	€125.51 Billion	100.00%

BNP Paribas SA Competitors by Market Cap

The table below lists competitors of BNP Paribas SA ranked by their market capitalization.

Company	Market Cap
Sanofi F:SNW2	$103.37 Billion
INTESA SANPAOLO ADR/6 F:IESJ	$103.85 Billion
AIR LIQUIDE ADR 1/5/EO 11 F:AILA	$103.86 Billion
Medtronic plc SA:MDTC34	$104.84 Billion
GlaxoSmithKline plc MX:GSKN	$103.13 Billion
Trane Technologies plc NYSE:TT	$103.11 Billion
Adobe Systems Incorporated NASDAQ:ADBE	$102.28 Billion
Sanofi MX:SNYN	$101.89 Billion

Equity Growth Attribution

This analysis shows how different factors contributed to changes in BNP Paribas SA's equity between the two most recent reporting periods.

Equity Growth Insights

From 2024 to 2025, total equity changed from 128,137,000,000 to 125,513,000,000, a change of -2,624,000,000 (-2.0%).
Net income of 11,520,000,000 contributed positively to equity growth.
Share repurchases of 13,342,000,000 reduced equity.
Other comprehensive income decreased equity by 9,621,000,000.
Other factors increased equity by 8,819,000,000.

Equity Change Factors (2024 to 2025)

Factor	Impact	Contribution
Net Income	€11.52 Billion	+9.18%
Share Repurchases	€13.34 Billion	-10.63%
Other Comprehensive Income	€-9.62 Billion	-7.67%
Other Changes	€8.82 Billion	+7.03%
Total Change	€-	-2.05%

Book Value vs Market Value Analysis

This analysis compares BNP Paribas SA's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

Current price-to-book ratio: 0.83x
The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
The price-to-book ratio has decreased from 2.48x to 0.83x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date	Book Value per Share	Market Price	P/B Ratio
2003-12-31	€37.55	€93.20	x
2004-12-31	€35.40	€93.20	x
2005-12-31	€48.28	€93.20	x
2006-12-31	€54.81	€93.20	x
2007-12-31	€59.38	€93.20	x
2008-12-31	€57.29	€93.20	x
2009-12-31	€65.61	€93.20	x
2010-12-31	€62.65	€93.20	x
2011-12-31	€62.84	€93.20	x
2012-12-31	€70.59	€93.20	x
2013-12-31	€70.40	€93.20	x
2014-12-31	€71.85	€93.20	x
2015-12-31	€77.38	€93.20	x
2016-12-31	€80.88	€93.20	x
2017-12-31	€81.80	€93.20	x
2018-12-31	€81.28	€93.20	x
2019-12-31	€86.10	€93.20	x
2020-12-31	€90.40	€93.20	x
2021-12-31	€94.53	€93.20	x
2022-12-31	€98.33	€93.20	x
2023-12-31	€103.09	€93.20	x
2024-12-31	€113.07	€93.20	x
2025-12-31	€112.12	€93.20	x

Capital Efficiency Dashboard

This dashboard shows how efficiently BNP Paribas SA utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

Current Return on Equity (ROE): 9.18%
The company has moderate efficiency in generating returns from equity.
DuPont Analysis Breakdown:
• Net Profit Margin: 9.67%
• Asset Turnover: 0.04x
• Equity Multiplier: 22.25x
Recent ROE (9.18%) is above the historical average (8.86%), indicating improving capital efficiency.

Historical Capital Efficiency Metrics

Year	Return on Equity	Net Profit Margin	Asset Turnover	Equity Multiplier	Economic Value Added
2003	11.28%	19.07%	0.03x	23.49x	€427.00 Million
2004	15.46%	22.69%	0.02x	30.00x	€1.65 Billion
2005	14.37%	23.33%	0.02x	30.90x	€1.78 Billion
2006	14.76%	23.36%	0.02x	29.09x	€2.36 Billion
2007	14.54%	22.67%	0.02x	31.50x	€2.44 Billion
2008	5.68%	10.26%	0.01x	38.99x	€-2.30 Billion
2009	8.39%	13.04%	0.02x	29.61x	€-1.12 Billion
2010	10.51%	15.83%	0.02x	26.77x	€379.80 Million
2011	8.03%	12.76%	0.02x	26.08x	€-1.49 Billion
2012	7.63%	14.51%	0.02x	22.21x	€-2.04 Billion
2013	5.52%	10.91%	0.02x	20.55x	€-3.93 Billion
2014	0.18%	0.35%	0.02x	23.24x	€-8.78 Billion
2015	6.95%	13.49%	0.02x	20.71x	€-2.93 Billion
2016	7.65%	15.09%	0.02x	20.63x	€-2.36 Billion
2017	7.61%	14.85%	0.03x	19.22x	€-2.44 Billion
2018	7.42%	14.49%	0.03x	20.11x	€-2.62 Billion
2019	7.61%	14.86%	0.03x	20.15x	€-2.57 Billion
2020	6.27%	8.11%	0.04x	22.06x	€-4.21 Billion
2021	8.05%	8.80%	0.04x	22.35x	€-2.30 Billion
2022	8.45%	10.83%	0.04x	21.99x	€-1.88 Billion
2023	9.22%	8.26%	0.05x	20.94x	€-968.20 Million
2024	9.12%	25.55%	0.02x	21.11x	€-1.13 Billion
2025	9.18%	9.67%	0.04x	22.25x	€-1.03 Billion

Industry Comparison

This section compares BNP Paribas SA's net assets metrics with peer companies in the Banks - Regional industry.

Industry Context

Industry: Banks - Regional
Average net assets among peers: $8,040,207,778
Average return on equity (ROE) among peers: 3.99%

Peer Company Comparison

Company	Net Assets	Return on Equity	Debt-to-Equity	Market Cap
BNP Paribas SA (BNP)	€132.17 Billion	11.28%	20.13x	$103.16 Billion
Credit Agricole SA (ACA)	$51.96 Billion	2.78%	28.97x	$51.88 Billion
Caisse Régionale de Crédit Agricole Mutuel de Paris et d-Ile-de-France (CAF)	$8.96 Billion	2.64%	7.84x	$1.08 Billion
Ca Toulouse 31 CCI (CAT31)	$498.10 Million	0.00%	8.22x	$499.15 Million
Caisse Regionale de Credit Agricole Mutuel de Normandie Seine SC (CCN)	$1.92 Billion	4.96%	6.18x	$697.36 Million
Caisse régionale de Crédit Agricole Mutuel d-Ille-et-Vilaine SC (CIV)	$1.22 Billion	0.00%	5.87x	$344.09 Million
Caisse Régionale de Crédit Agricole du Morbihan (CMO)	$528.66 Million	8.09%	9.07x	$239.09 Million
Caisse Régionale du Crédit Agricole Alpes Provence (CRAP)	$1.39 Billion	7.30%	5.94x	$132.05 Million
Caisse régionale de Crédit Agricole Mutuel Atlantique Vendée (CRAV)	$2.50 Billion	4.56%	6.74x	$244.62 Million
Caisse Regionale de Credit Agricole Mutuel Brie Picardie (CRBP2)	$3.39 Billion	5.55%	7.13x	$661.56 Million

About BNP Paribas SA

PA:BNP France Banks - Regional

Market Cap

$119.87 Billion

€102.53 Billion EUR

Market Cap Rank

#238 Global

#8 in France

Share Price

€93.20

Change (1 day)

-1.30%

52-Week Range

€65.34 - €96.37

All Time High

€96.37