Caisse Regionale de Credit Agricole Mutuel Brie Picardie (CRBP2) - Net Assets
Based on the latest financial reports, Caisse Regionale de Credit Agricole Mutuel Brie Picardie (CRBP2) has net assets worth €5.67 Billion EUR (≈ $6.63 Billion USD) as of June 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (€41.61 Billion ≈ $48.65 Billion USD) and total liabilities (€35.94 Billion ≈ $42.02 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check CRBP2 financial resilience to evaluate the company's liquid asset resilience ratio.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | €5.67 Billion |
| % of Total Assets | 13.63% |
| Annual Growth Rate | 7.48% |
| 5-Year Change | 32.21% |
| 10-Year Change | 76.47% |
| Growth Volatility | 12.42 |
Caisse Regionale de Credit Agricole Mutuel Brie Picardie - Net Assets Trend (2005–2024)
This chart illustrates how Caisse Regionale de Credit Agricole Mutuel Brie Picardie's net assets have evolved over time, based on quarterly financial data. Also explore Caisse Regionale de Credit Agricole Mutu balance sheet assets for the complete picture of this company's asset base.
Annual Net Assets for Caisse Regionale de Credit Agricole Mutuel Brie Picardie (2005–2024)
The table below shows the annual net assets of Caisse Regionale de Credit Agricole Mutuel Brie Picardie from 2005 to 2024. For live valuation and market cap data, see how much is Caisse Regionale de Credit Agricole Mutu worth.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | €5.38 Billion ≈ $6.29 Billion |
+8.02% |
| 2023-12-31 | €4.98 Billion ≈ $5.82 Billion |
+7.81% |
| 2022-12-31 | €4.62 Billion ≈ $5.40 Billion |
-0.88% |
| 2021-12-31 | €4.66 Billion ≈ $5.44 Billion |
+14.53% |
| 2020-12-31 | €4.07 Billion ≈ $4.75 Billion |
-0.19% |
| 2019-12-31 | €4.07 Billion ≈ $4.76 Billion |
+7.26% |
| 2018-12-31 | €3.80 Billion ≈ $4.44 Billion |
+11.97% |
| 2017-12-31 | €3.39 Billion ≈ $3.97 Billion |
+6.51% |
| 2016-12-31 | €3.18 Billion ≈ $3.72 Billion |
+4.55% |
| 2015-12-31 | €3.05 Billion ≈ $3.56 Billion |
+5.71% |
| 2014-12-31 | €2.88 Billion ≈ $3.37 Billion |
+6.30% |
| 2013-12-31 | €2.71 Billion ≈ $3.17 Billion |
+4.30% |
| 2012-12-31 | €2.60 Billion ≈ $3.04 Billion |
+4.93% |
| 2011-12-31 | €2.48 Billion ≈ $2.90 Billion |
+6.50% |
| 2010-12-31 | €2.33 Billion ≈ $2.72 Billion |
+5.48% |
| 2009-12-31 | €2.21 Billion ≈ $2.58 Billion |
+17.37% |
| 2008-12-31 | €1.88 Billion ≈ $2.20 Billion |
-22.79% |
| 2007-12-31 | €2.43 Billion ≈ $2.85 Billion |
+45.90% |
| 2006-12-31 | €1.67 Billion ≈ $1.95 Billion |
+22.16% |
| 2005-12-31 | €1.37 Billion ≈ $1.60 Billion |
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Equity Component Analysis
This analysis shows how different components contribute to Caisse Regionale de Credit Agricole Mutuel Brie Picardie's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 186.7% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | €199.18 Million | 3.71% |
| Common Stock | €356.70 Million | 6.64% |
| Other Comprehensive Income | €1.12 Billion | 20.85% |
| Other Components | €3.69 Billion | 68.79% |
| Total Equity | €5.37 Billion | 100.00% |
Caisse Regionale de Credit Agricole Mutuel Brie Picardie Competitors by Market Cap
The table below lists competitors of Caisse Regionale de Credit Agricole Mutuel Brie Picardie ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Dare Technology Co Ltd
SHE:000910
|
$543.89 Million |
|
SAPPI LTD ADR/1 RC 1
F:SPIA
|
$543.97 Million |
|
India Tourism Development Corporation Limited
NSE:ITDC
|
$544.02 Million |
|
Vietnam Construction and Import Export JSC
VN:VCG
|
$544.05 Million |
|
Cars.com Inc
NYSE:CARS
|
$543.70 Million |
|
Octopus Apollo VCT PLC
LSE:OAP3
|
$543.26 Million |
|
Kennede Electronics MFG Co Ltd
SHE:002723
|
$543.23 Million |
|
ZYF Lopsking Aluminum Co Ltd
SHE:002333
|
$543.19 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Caisse Regionale de Credit Agricole Mutuel Brie Picardie's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 4,974,759,000 to 5,369,324,000, a change of 394,565,000 (7.9%).
- Net income of 199,178,000 contributed positively to equity growth.
- Dividend payments of 38,907,000 reduced retained earnings.
- Other comprehensive income decreased equity by 1,910,792,000.
- Other factors increased equity by 2,145,086,000.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | €199.18 Million | +3.71% |
| Dividends Paid | €38.91 Million | -0.72% |
| Other Comprehensive Income | €-1.91 Billion | -35.59% |
| Other Changes | €2.15 Billion | +39.95% |
| Total Change | €- | 7.93% |
Book Value vs Market Value Analysis
This analysis compares Caisse Regionale de Credit Agricole Mutuel Brie Picardie's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.33x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has increased from 0.21x to 0.33x over the analyzed period, suggesting growing market confidence.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2007-12-31 | €155.79 | €33.04 | x |
| 2008-12-31 | €111.13 | €33.04 | x |
| 2009-12-31 | €130.43 | €33.04 | x |
| 2010-12-31 | €137.58 | €33.04 | x |
| 2011-12-31 | €44.67 | €33.04 | x |
| 2012-12-31 | €166.69 | €33.04 | x |
| 2013-12-31 | €176.70 | €33.04 | x |
| 2014-12-31 | €188.57 | €33.04 | x |
| 2015-12-31 | €198.73 | €33.04 | x |
| 2016-12-31 | €206.69 | €33.04 | x |
| 2017-12-31 | €218.08 | €33.04 | x |
| 2018-12-31 | €244.39 | €33.04 | x |
| 2019-12-31 | €75.21 | €33.04 | x |
| 2020-12-31 | €258.85 | €33.04 | x |
| 2021-12-31 | €301.29 | €33.04 | x |
| 2022-12-31 | €83.57 | €33.04 | x |
| 2023-12-31 | €90.33 | €33.04 | x |
| 2024-12-31 | €100.84 | €33.04 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Caisse Regionale de Credit Agricole Mutuel Brie Picardie utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 3.71%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 10.11%
- • Asset Turnover: 0.05x
- • Equity Multiplier: 7.64x
- Recent ROE (3.71%) is below the historical average (5.63%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2005 | 5.09% | 11.47% | 0.06x | 7.44x | €-67.08 Million |
| 2006 | 5.41% | 14.06% | 0.06x | 6.58x | €-76.60 Million |
| 2007 | 6.24% | 27.56% | 0.03x | 6.81x | €-91.40 Million |
| 2008 | 7.67% | 28.74% | 0.03x | 8.85x | €-43.71 Million |
| 2009 | 6.80% | 27.82% | 0.03x | 8.07x | €-70.57 Million |
| 2010 | 7.40% | 29.67% | 0.03x | 8.17x | €-60.50 Million |
| 2011 | 8.59% | 34.13% | 0.03x | 8.10x | €-34.98 Million |
| 2012 | 6.58% | 29.86% | 0.03x | 7.69x | €-88.88 Million |
| 2013 | 5.83% | 27.69% | 0.03x | 7.18x | €-112.93 Million |
| 2014 | 6.88% | 33.27% | 0.03x | 7.07x | €-89.94 Million |
| 2015 | 6.30% | 31.54% | 0.03x | 7.05x | €-112.57 Million |
| 2016 | 5.27% | 27.89% | 0.02x | 7.68x | €-150.63 Million |
| 2017 | 5.55% | 31.52% | 0.02x | 8.13x | €-151.02 Million |
| 2018 | 4.99% | 32.85% | 0.02x | 7.84x | €-190.25 Million |
| 2019 | 4.40% | 30.79% | 0.02x | 7.75x | €-227.96 Million |
| 2020 | 3.17% | 24.70% | 0.01x | 8.75x | €-277.79 Million |
| 2021 | 4.65% | 24.16% | 0.02x | 8.25x | €-249.14 Million |
| 2022 | 4.06% | 29.28% | 0.02x | 9.24x | €-274.17 Million |
| 2023 | 4.00% | 31.80% | 0.01x | 8.48x | €-298.43 Million |
| 2024 | 3.71% | 10.11% | 0.05x | 7.64x | €-337.75 Million |
Industry Comparison
This section compares Caisse Regionale de Credit Agricole Mutuel Brie Picardie's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $212,959,883,222
- Average return on equity (ROE) among peers: 4.99%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Caisse Regionale de Credit Agricole Mutuel Brie Picardie (CRBP2) | €5.67 Billion | 5.09% | 6.34x | $543.73 Million |
| Credit Agricole SA (ACA) | $1.77 Trillion | 0.15% | 0.11x | $53.76 Billion |
| BNP Paribas SA (BNP) | $128.87 Billion | 8.85% | 19.11x | $103.16 Billion |
| Caisse Régionale de Crédit Agricole Mutuel de Paris et d-Ile-de-France (CAF) | $6.54 Billion | 4.52% | 7.82x | $1.03 Billion |
| Ca Toulouse 31 CCI (CAT31) | $1.14 Billion | 6.20% | 6.85x | $499.15 Million |
| Caisse Regionale de Credit Agricole Mutuel de Normandie Seine SC (CCN) | $1.41 Billion | 7.61% | 7.15x | $628.03 Million |
| Caisse Regionale de Credit Agricole Mutuel d’IlleetVilaine SC (CIV) | $679.64 Million | 0.00% | 7.63x | $325.77 Million |
| Caisse Régionale de Crédit Agricole du Morbihan (CMO) | $623.39 Million | 7.92% | 11.14x | $212.55 Million |
| Caisse Régionale du Crédit Agricole Alpes Provence (CRAP) | $1.71 Billion | 5.52% | 7.60x | $115.49 Million |
| Caisse régionale de Crédit Agricole Mutuel Atlantique Vendée (CRAV) | $2.96 Billion | 4.16% | 6.20x | $216.78 Million |
About Caisse Regionale de Credit Agricole Mutuel Brie Picardie
Caisse Régionale de Crédit Agricole Mutuel Brie Picardie Société coopérative provides a range of banking and financial products and services to individuals, farmers, professionals, businesses, and public authorities in France. The company offers limited savings offers, savings booklets and term savings, real estate investments, solidarity savings and socially responsible investments, stock market… Read more