SAB Finance as (SABFG) - Net Assets
Based on the latest financial reports, SAB Finance as (SABFG) has net assets worth Kč1.96 Billion CZK (≈ $93.83 Million USD) as of December 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (Kč4.48 Billion ≈ $214.87 Million USD) and total liabilities (Kč2.52 Billion ≈ $121.04 Million USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Also explore SAB Finance as assets under control for the complete picture of this company's asset base.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | Kč1.96 Billion |
| % of Total Assets | 43.67% |
| Annual Growth Rate | 15.67% |
| 5-Year Change | 29.68% |
| 10-Year Change | N/A |
| Growth Volatility | 37.52 |
SAB Finance as - Net Assets Trend (2019–2025)
This chart illustrates how SAB Finance as's net assets have evolved over time, based on quarterly financial data. Check SABFG tangible net worth ratio to evaluate the tangible quality of the company's equity base.
Annual Net Assets for SAB Finance as (2019–2025)
The table below shows the annual net assets of SAB Finance as from 2019 to 2025. For live valuation and market cap data, see SABFG market cap overview.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | Kč1.96 Billion ≈ $93.83 Million |
+3.38% |
| 2024-12-31 | Kč1.89 Billion ≈ $90.76 Million |
-34.15% |
| 2023-12-31 | Kč2.87 Billion ≈ $137.83 Million |
+83.93% |
| 2022-12-31 | Kč1.56 Billion ≈ $74.94 Million |
+3.57% |
| 2021-12-31 | Kč1.51 Billion ≈ $72.35 Million |
+23.39% |
| 2020-12-31 | Kč1.22 Billion ≈ $58.64 Million |
+49.73% |
| 2019-12-31 | Kč816.50 Million ≈ $39.16 Million |
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Equity Component Analysis
This analysis shows how different components contribute to SAB Finance as's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 438.1% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | Kč396.38 Million | 20.26% |
| Other Components | Kč1.56 Billion | 79.74% |
| Total Equity | Kč1.96 Billion | 100.00% |
SAB Finance as Competitors by Market Cap
The table below lists competitors of SAB Finance as ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Zumtobel Group AG
VI:ZAG
|
$155.13 Million |
|
Caribou Biosciences Inc
NASDAQ:CRBU
|
$155.16 Million |
|
Acumen Pharmaceuticals Inc
NASDAQ:ABOS
|
$155.29 Million |
|
Payton -L
TA:PAYT
|
$155.34 Million |
|
Arrowmark Financial Corp
NASDAQ:BANX
|
$154.92 Million |
|
Airtel Africa Plc
LSE:AAF
|
$154.83 Million |
|
EDAP TMS SA
NASDAQ:EDAP
|
$154.80 Million |
|
Kolmar BNH Co. Ltd
KQ:200130
|
$154.74 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in SAB Finance as's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 1,892,263,000 to 1,956,173,000, a change of 63,910,000 (3.4%).
- Net income of 285,406,000 contributed positively to equity growth.
- Other factors decreased equity by 221,496,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | Kč285.41 Million | +14.59% |
| Other Changes | Kč-221.50 Million | -11.32% |
| Total Change | Kč- | 3.38% |
Book Value vs Market Value Analysis
This analysis compares SAB Finance as's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.65x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 3.35x to 1.65x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2019-12-31 | Kč316.80 | Kč1060.00 | x |
| 2020-12-31 | Kč474.34 | Kč1060.00 | x |
| 2021-12-31 | Kč582.70 | Kč1060.00 | x |
| 2022-12-31 | Kč603.59 | Kč1060.00 | x |
| 2023-12-31 | Kč677.17 | Kč1060.00 | x |
| 2024-12-31 | Kč620.61 | Kč1060.00 | x |
| 2025-12-31 | Kč641.57 | Kč1060.00 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently SAB Finance as utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 14.59%
- The company shows good efficiency in utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 20028.49%
- • Asset Turnover: 0.00x
- • Equity Multiplier: 2.29x
- Recent ROE (14.59%) is above the historical average (13.71%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2019 | 9.02% | 2954.79% | 0.00x | 1.73x | Kč-7.99 Million |
| 2020 | 9.55% | 5696.44% | 0.00x | 1.61x | Kč-5.53 Million |
| 2021 | 14.15% | 10238.02% | 0.00x | 4.88x | Kč62.26 Million |
| 2022 | 17.34% | 15439.38% | 0.00x | 6.81x | Kč114.16 Million |
| 2023 | 10.91% | 78215.28% | 0.00x | 7.26x | Kč18.79 Million |
| 2024 | 20.41% | 27368.46% | 0.00x | 2.06x | Kč196.94 Million |
| 2025 | 14.59% | 20028.49% | 0.00x | 2.29x | Kč89.79 Million |
Industry Comparison
This section compares SAB Finance as's net assets metrics with peer companies in the Capital Markets industry.
No peer company data available for comparison.
About SAB Finance as
SAB Finance a.s. provides various foreign exchange services in the Czech Republic. The company was founded in 1999 and is headquartered in Prague, the Czech Republic. SAB Finance a.s. (SEP:SABFG) operates as a subsidiary of TRINITY Banking Group a.s.