BRD Groupe Societe Generale SA Net Assets
BRD Groupe Societe Generale SA net assets. Based on the latest financial reports, BRD Groupe Societe Generale SA (BRD) has net assets worth RON10.87 Billion RON (≈ $2.49 Billion USD) as of March 2026. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (RON100.52 Billion ≈ $23.08 Billion USD) and total liabilities (RON89.65 Billion ≈ $20.58 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Also explore BRD Groupe Societe Generale SA annual equity growth to track the company's year-over-year net asset growth rate.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | RON10.87 Billion |
| % of Total Assets | 10.81% |
| Annual Growth Rate | 4.37% |
| 5-Year Change | 7.06% |
| 10-Year Change | N/A |
| Growth Volatility | 18.06 |
Net Assets of BRD Groupe Societe Generale SA (2019–2025)
Net assets of BRD Groupe Societe Generale SA from 2019 to 2025. This chart illustrates how BRD Groupe Societe Generale SA's net assets have evolved over time, based on quarterly financial data. See net asset quality index of BRD Groupe Societe Generale SA to measure how much of total assets are equity-financed.
Annual Net Assets for BRD Groupe Societe Generale SA (2019–2025)
The table below shows the annual net assets of BRD Groupe Societe Generale SA from 2019 to 2025. For live market cap and overall valuation, see how much is BRD Groupe Societe Generale SA worth.
| Year | Net Assets | Change |
|---|---|---|
| 2025-09-30 | RON10.58 Billion ≈ $2.43 Billion |
+11.90% |
| 2024-09-30 | RON9.45 Billion ≈ $2.17 Billion |
+6.65% |
| 2023-09-30 | RON8.86 Billion ≈ $2.03 Billion |
+27.33% |
| 2022-09-30 | RON6.96 Billion ≈ $1.60 Billion |
-29.55% |
| 2021-09-30 | RON9.88 Billion ≈ $2.27 Billion |
+1.09% |
| 2020-09-30 | RON9.77 Billion ≈ $2.24 Billion |
+19.41% |
| 2019-09-30 | RON8.18 Billion ≈ $1.88 Billion |
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Equity Component Analysis
This analysis shows how different components contribute to BRD Groupe Societe Generale SA's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 54.3% over the analyzed period, indicating profitable operations and earnings retention.
BRD Groupe Societe Generale SA Net Assets Breakdown (September 2025)
BRD Groupe Societe Generale SA net assets breakdown by equity component as of September 2025.
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | RON8.40 Billion | 79.41% |
| Other Components | RON2.18 Billion | 20.59% |
| Total Equity | RON10.58 Billion | 100.00% |
BRD Groupe Societe Generale SA Competitors by Market Cap
The table below lists competitors of BRD Groupe Societe Generale SA ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
eMemory Technology
TWO:3529
|
$5.08 Billion |
|
Phillips Edison & Co Inc
NASDAQ:PECO
|
$5.08 Billion |
|
UNIQA Insurance Group AG
VI:UQA
|
$5.08 Billion |
|
One Gas Inc
NYSE:OGS
|
$5.09 Billion |
|
Nexstar Broadcasting Group Inc
NASDAQ:NXST
|
$5.08 Billion |
|
West Fraser Timber Co Ltd
TO:WFG
|
$5.08 Billion |
|
Parsons Corp
NYSE:PSN
|
$5.08 Billion |
|
Reynolds Consumer Products Inc
NASDAQ:REYN
|
$5.08 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in BRD Groupe Societe Generale SA's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 9,401,653,000 to 10,576,293,000, a change of 1,174,640,000 (12.5%).
- Net income of 1,545,704,000 contributed positively to equity growth.
- Dividend payments of 737,392,000 reduced retained earnings.
- Other factors increased equity by 366,328,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | RON1.55 Billion | +14.61% |
| Dividends Paid | RON737.39 Million | -6.97% |
| Other Changes | RON366.33 Million | +3.46% |
| Total Change | RON- | 12.49% |
Book Value vs Market Value Analysis
This analysis compares BRD Groupe Societe Generale SA's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 2.09x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 2.72x to 2.09x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2019-09-30 | RON11.67 | RON31.75 | x |
| 2020-09-30 | RON13.95 | RON31.75 | x |
| 2021-09-30 | RON14.09 | RON31.75 | x |
| 2022-09-30 | RON9.90 | RON31.75 | x |
| 2023-09-30 | RON12.62 | RON31.75 | x |
| 2024-09-30 | RON13.49 | RON31.75 | x |
| 2025-09-30 | RON15.18 | RON31.75 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently BRD Groupe Societe Generale SA utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 14.61%
- The company shows good efficiency in utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 35.57%
- • Asset Turnover: 0.04x
- • Equity Multiplier: 9.27x
- Recent ROE (14.61%) is below the historical average (15.76%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2019 | 18.34% | 45.49% | 0.06x | 7.10x | RON678.59 Million |
| 2020 | 9.89% | 31.00% | 0.05x | 6.54x | RON-10.30 Million |
| 2021 | 13.34% | 42.34% | 0.04x | 7.03x | RON327.57 Million |
| 2022 | 19.24% | 38.36% | 0.05x | 10.70x | RON637.91 Million |
| 2023 | 18.64% | 43.01% | 0.05x | 9.53x | RON760.15 Million |
| 2024 | 16.21% | 37.77% | 0.05x | 9.41x | RON584.24 Million |
| 2025 | 14.61% | 35.57% | 0.04x | 9.27x | RON488.07 Million |
Industry Comparison
This section compares BRD Groupe Societe Generale SA's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $5,203,945,000
- Average return on equity (ROE) among peers: 10.18%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| BRD Groupe Societe Generale SA (BRD) | RON10.87 Billion | 18.34% | 8.25x | $5.08 Billion |
| Patria Bank SA (PBK) | $386.59 Million | 6.59% | 9.80x | $113.40 Million |
| Banca Transilvania S.A. (TLV) | $10.02 Billion | 13.77% | 9.73x | $9.13 Billion |
About BRD Groupe Societe Generale SA
BRD - Groupe Société Générale S.A. provides a range of banking and financial services to corporates and individuals in Romania. It operates in Retail and Non-Retail segments. The company offers savings, deposits, and current accounts; term deposits; personal, housing, youth, refinancing, and investment loans, as well as agriculture loans; credit and debit cards; and transfer, investments and insu… Read more