Hua Xia Bank Co Ltd (600015) - Net Assets
Based on the latest financial reports, Hua Xia Bank Co Ltd (600015) has net assets worth CN¥405.56 Billion CNY (≈ $59.35 Billion USD) as of March 2026. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (CN¥4.88 Trillion ≈ $713.88 Billion USD) and total liabilities (CN¥4.47 Trillion ≈ $654.53 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check Hua Xia Bank Co Ltd tangible equity quality to evaluate the tangible quality of the company's equity base.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | CN¥405.56 Billion |
| % of Total Assets | 8.31% |
| Annual Growth Rate | 25.19% |
| 5-Year Change | 32.96% |
| 10-Year Change | 161.35% |
| Growth Volatility | 34.22 |
Hua Xia Bank Co Ltd - Net Assets Trend (2000–2025)
This chart illustrates how Hua Xia Bank Co Ltd's net assets have evolved over time, based on quarterly financial data. See 600015 defensive interval ratio to measure how many days the company can operate on defensive assets alone.
Annual Net Assets for Hua Xia Bank Co Ltd (2000–2025)
The table below shows the annual net assets of Hua Xia Bank Co Ltd from 2000 to 2025. For live valuation and market cap data, see 600015 market cap overview.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | CN¥399.80 Billion ≈ $58.50 Billion |
+9.33% |
| 2024-12-31 | CN¥365.68 Billion ≈ $53.51 Billion |
+13.65% |
| 2023-12-31 | CN¥321.76 Billion ≈ $47.08 Billion |
-0.48% |
| 2022-12-31 | CN¥323.32 Billion ≈ $47.31 Billion |
+7.52% |
| 2021-12-31 | CN¥300.70 Billion ≈ $44.00 Billion |
+6.38% |
| 2020-12-31 | CN¥282.65 Billion ≈ $41.36 Billion |
+4.94% |
| 2019-12-31 | CN¥269.34 Billion ≈ $39.41 Billion |
+27.76% |
| 2018-12-31 | CN¥210.81 Billion ≈ $30.85 Billion |
+24.38% |
| 2017-12-31 | CN¥169.50 Billion ≈ $24.80 Billion |
+10.80% |
| 2016-12-31 | CN¥152.97 Billion ≈ $22.38 Billion |
+29.21% |
| 2015-12-31 | CN¥118.39 Billion ≈ $17.32 Billion |
+15.95% |
| 2014-12-31 | CN¥102.10 Billion ≈ $14.94 Billion |
+18.69% |
| 2013-12-31 | CN¥86.02 Billion ≈ $12.59 Billion |
+15.12% |
| 2012-12-31 | CN¥74.72 Billion ≈ $10.93 Billion |
+16.88% |
| 2011-12-31 | CN¥63.93 Billion ≈ $9.35 Billion |
+80.11% |
| 2010-12-31 | CN¥35.50 Billion ≈ $5.19 Billion |
+17.40% |
| 2009-12-31 | CN¥30.23 Billion ≈ $4.42 Billion |
+10.26% |
| 2008-12-31 | CN¥27.42 Billion ≈ $4.01 Billion |
+110.03% |
| 2007-12-31 | CN¥13.06 Billion ≈ $1.91 Billion |
+12.13% |
| 2006-12-31 | CN¥11.64 Billion ≈ $1.70 Billion |
+10.56% |
| 2005-12-31 | CN¥10.53 Billion ≈ $1.54 Billion |
+9.59% |
| 2004-12-31 | CN¥9.61 Billion ≈ $1.41 Billion |
+11.38% |
| 2003-12-31 | CN¥8.63 Billion ≈ $1.26 Billion |
+139.55% |
| 2002-12-31 | CN¥3.60 Billion ≈ $526.99 Million |
+71.83% |
| 2001-12-31 | CN¥2.10 Billion ≈ $306.69 Million |
+43.99% |
| 2000-12-31 | CN¥1.46 Billion ≈ $213.00 Million |
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Equity Component Analysis
This analysis shows how different components contribute to Hua Xia Bank Co Ltd's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 16075042329096.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | CN¥159.71 Billion | 40.36% |
| Other Components | CN¥236.04 Billion | 59.64% |
| Total Equity | CN¥395.75 Billion | 100.00% |
Hua Xia Bank Co Ltd Competitors by Market Cap
The table below lists competitors of Hua Xia Bank Co Ltd ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
XCMG Construction Machinery Co Ltd
SHE:000425
|
$15.46 Billion |
|
Jde Peets Nv
AS:JDEP
|
$15.46 Billion |
|
RENAU.UNSP.ARD 1/5 EO-20
F:56S0
|
$15.47 Billion |
|
PTT Exploration and Production Public Company Limited
F:NVAL
|
$15.48 Billion |
|
Akamai Technologies Inc
NASDAQ:AKAM
|
$15.43 Billion |
|
Mid-America Apartment Communities Inc
NYSE:MAA
|
$15.42 Billion |
|
Cholamandalam Investment and Finance Company Limited
NSE:CHOLAFIN
|
$15.41 Billion |
|
Guangzhou Tinci Materials Technology Co Ltd
SHE:002709
|
$15.40 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Hua Xia Bank Co Ltd's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 361,982,000,000 to 395,746,000,000, a change of 33,764,000,000 (9.3%).
- Net income of 27,200,000,000 contributed positively to equity growth.
- Dividend payments of 14,064,000,000 reduced retained earnings.
- Other factors increased equity by 20,628,000,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | CN¥27.20 Billion | +6.87% |
| Dividends Paid | CN¥14.06 Billion | -3.55% |
| Other Changes | CN¥20.63 Billion | +5.21% |
| Total Change | CN¥- | 9.33% |
Book Value vs Market Value Analysis
This analysis compares Hua Xia Bank Co Ltd's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.27x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has decreased from 35.81x to 0.27x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2000-12-31 | CN¥0.19 | CN¥6.63 | x |
| 2001-12-31 | CN¥0.27 | CN¥6.63 | x |
| 2002-12-31 | CN¥0.46 | CN¥6.63 | x |
| 2003-12-31 | CN¥1.10 | CN¥6.63 | x |
| 2004-12-31 | CN¥1.22 | CN¥6.63 | x |
| 2005-12-31 | CN¥1.34 | CN¥6.63 | x |
| 2006-12-31 | CN¥1.48 | CN¥6.63 | x |
| 2007-12-31 | CN¥1.66 | CN¥6.63 | x |
| 2008-12-31 | CN¥3.36 | CN¥6.63 | x |
| 2009-12-31 | CN¥3.24 | CN¥6.63 | x |
| 2010-12-31 | CN¥3.80 | CN¥6.63 | x |
| 2011-12-31 | CN¥5.48 | CN¥6.63 | x |
| 2012-12-31 | CN¥5.83 | CN¥6.63 | x |
| 2013-12-31 | CN¥6.66 | CN¥6.63 | x |
| 2014-12-31 | CN¥7.90 | CN¥6.63 | x |
| 2015-12-31 | CN¥9.19 | CN¥6.63 | x |
| 2016-12-31 | CN¥11.83 | CN¥6.63 | x |
| 2017-12-31 | CN¥12.55 | CN¥6.63 | x |
| 2018-12-31 | CN¥15.66 | CN¥6.63 | x |
| 2019-12-31 | CN¥17.39 | CN¥6.63 | x |
| 2020-12-31 | CN¥18.24 | CN¥6.63 | x |
| 2021-12-31 | CN¥19.39 | CN¥6.63 | x |
| 2022-12-31 | CN¥20.71 | CN¥6.63 | x |
| 2023-12-31 | CN¥20.02 | CN¥6.63 | x |
| 2024-12-31 | CN¥22.74 | CN¥6.63 | x |
| 2025-12-31 | CN¥24.87 | CN¥6.63 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Hua Xia Bank Co Ltd utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 6.87%
- The company has moderate efficiency in generating returns from equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 29.65%
- • Asset Turnover: 0.02x
- • Equity Multiplier: 11.97x
- Recent ROE (6.87%) is below the historical average (13.46%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2000 | 26.35% | 10.30% | 0.04x | 68.59x | CN¥238.00 Million |
| 2001 | 30.55% | 12.01% | 0.04x | 64.44x | CN¥430.68 Million |
| 2002 | 19.59% | 11.33% | 0.03x | 49.47x | CN¥345.40 Million |
| 2003 | 9.29% | 9.45% | 0.03x | 28.61x | CN¥-61.12 Million |
| 2004 | 10.58% | 9.39% | 0.04x | 31.67x | CN¥56.02 Million |
| 2005 | 12.15% | 9.35% | 0.04x | 33.80x | CN¥226.51 Million |
| 2006 | 12.51% | 8.11% | 0.04x | 38.22x | CN¥292.76 Million |
| 2007 | 16.09% | 8.12% | 0.04x | 45.37x | CN¥795.63 Million |
| 2008 | 11.20% | 7.97% | 0.05x | 26.68x | CN¥328.70 Million |
| 2009 | 12.44% | 11.12% | 0.04x | 27.96x | CN¥736.81 Million |
| 2010 | 16.87% | 13.28% | 0.04x | 29.31x | CN¥2.44 Billion |
| 2011 | 14.43% | 14.02% | 0.05x | 19.47x | CN¥2.83 Billion |
| 2012 | 17.13% | 16.44% | 0.05x | 19.93x | CN¥5.33 Billion |
| 2013 | 18.15% | 18.78% | 0.05x | 19.58x | CN¥6.96 Billion |
| 2014 | 17.72% | 17.46% | 0.06x | 18.25x | CN¥7.84 Billion |
| 2015 | 16.05% | 18.14% | 0.05x | 17.17x | CN¥7.12 Billion |
| 2016 | 12.93% | 19.05% | 0.04x | 15.48x | CN¥4.46 Billion |
| 2017 | 11.79% | 16.61% | 0.05x | 14.93x | CN¥3.01 Billion |
| 2018 | 9.96% | 15.25% | 0.05x | 12.78x | CN¥-73.60 Million |
| 2019 | 8.19% | 14.74% | 0.05x | 11.29x | CN¥-4.85 Billion |
| 2020 | 7.58% | 13.25% | 0.05x | 12.12x | CN¥-6.79 Billion |
| 2021 | 7.89% | 13.92% | 0.05x | 12.32x | CN¥-6.29 Billion |
| 2022 | 7.81% | 14.65% | 0.04x | 12.17x | CN¥-7.01 Billion |
| 2023 | 8.28% | 14.78% | 0.04x | 13.36x | CN¥-5.49 Billion |
| 2024 | 7.65% | 15.24% | 0.04x | 12.09x | CN¥-8.52 Billion |
| 2025 | 6.87% | 29.65% | 0.02x | 11.97x | CN¥-12.37 Billion |
Industry Comparison
This section compares Hua Xia Bank Co Ltd's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $129,068,486,684
- Average return on equity (ROE) among peers: 10.64%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Hua Xia Bank Co Ltd (600015) | CN¥405.56 Billion | 26.35% | 11.03x | $15.44 Billion |
| Ping An Bank Co Ltd (000001) | $130.95 Billion | 15.12% | 15.70x | $29.87 Billion |
| Bank of Ningbo Co Ltd (002142) | $234.26 Billion | 11.58% | 12.34x | $29.74 Billion |
| Jiangsu Jiangyin Rural Commercial Bank Co Ltd (002807) | $5.06 Billion | 19.39% | 13.51x | $1.41 Billion |
| Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd (002839) | $19.89 Billion | 9.44% | 10.00x | $1.47 Billion |
| Bank of Zhengzhou Co Ltd Class A (002936) | $59.41 Billion | 5.43% | 8.68x | $1.77 Billion |
| Bank of Qingdao Co Ltd (002948) | $6.96 Billion | 10.61% | 10.07x | $2.86 Billion |
| Qingdao Rural Commercial Bank Corp Class A (002958) | $270.47 Billion | 1.04% | 0.26x | $2.29 Billion |
| Bank of Suzhou (002966) | $15.64 Billion | 10.22% | 9.48x | $5.06 Billion |
| Shanghai Pudong Development Bank Co Ltd (600000) | $418.97 Billion | 12.95% | 13.63x | $44.30 Billion |
About Hua Xia Bank Co Ltd
Hua Xia Bank Co., Limited provides commercial banking services in China and Hong Kong. It offers current, time, corporate agreement, foreign currency, and notice deposit products; debit and credit services; housing loans, business loans, life loans, and personal loans, as well as working capital, credit, stock pledge, fixed asset, guarantee, and syndicate loans; financial services, such as tradin… Read more