Sunny Loan Top Co Ltd (600830) - Net Assets

Latest as of December 2025: CN¥2.91 Billion CNY ≈ $426.22 Million USD

Based on the latest financial reports, Sunny Loan Top Co Ltd (600830) has net assets worth CN¥2.91 Billion CNY (≈ $426.22 Million USD) as of December 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (CN¥6.09 Billion ≈ $891.12 Million USD) and total liabilities (CN¥3.18 Billion ≈ $464.90 Million USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check asset resilience ratio of Sunny Loan Top Co Ltd to evaluate the company's liquid asset resilience ratio.

Key Net Assets Metrics

Metric Value
Current Net Assets CN¥2.91 Billion
% of Total Assets 47.83%
Annual Growth Rate 10.23%
5-Year Change 7.54%
10-Year Change 34.22%
Growth Volatility 18.44

Sunny Loan Top Co Ltd - Net Assets Trend (1994–2025)

This chart illustrates how Sunny Loan Top Co Ltd's net assets have evolved over time, based on quarterly financial data. Also explore how large is Sunny Loan Top Co Ltd's balance sheet for the complete picture of this company's asset base.

Annual Net Assets for Sunny Loan Top Co Ltd (1994–2025)

The table below shows the annual net assets of Sunny Loan Top Co Ltd from 1994 to 2025. For live valuation and market cap data, see Sunny Loan Top Co Ltd market capitalisation.

Year Net Assets Change
2025-12-31 CN¥2.91 Billion
≈ $426.22 Million		 +3.22%
2024-12-31 CN¥2.82 Billion
≈ $412.92 Million		 +1.64%
2023-12-31 CN¥2.78 Billion
≈ $406.25 Million		 +1.41%
2022-12-31 CN¥2.74 Billion
≈ $400.60 Million		 +1.07%
2021-12-31 CN¥2.71 Billion
≈ $396.36 Million		 +0.97%
2020-12-31 CN¥2.68 Billion
≈ $392.54 Million		 -0.71%
2019-12-31 CN¥2.70 Billion
≈ $395.33 Million		 +17.69%
2018-12-31 CN¥2.30 Billion
≈ $335.92 Million		 +1.61%
2017-12-31 CN¥2.26 Billion
≈ $330.59 Million		 +4.10%
2016-12-31 CN¥2.17 Billion
≈ $317.56 Million		 +1.57%
2015-12-31 CN¥2.14 Billion
≈ $312.67 Million		 +3.94%
2014-12-31 CN¥2.06 Billion
≈ $300.81 Million		 +3.88%
2013-12-31 CN¥1.98 Billion
≈ $289.58 Million		 +8.27%
2012-12-31 CN¥1.83 Billion
≈ $267.47 Million		 +5.80%
2011-12-31 CN¥1.73 Billion
≈ $252.81 Million		 +11.52%
2010-12-31 CN¥1.55 Billion
≈ $226.70 Million		 +5.50%
2009-12-31 CN¥1.47 Billion
≈ $214.88 Million		 +3.68%
2008-12-31 CN¥1.42 Billion
≈ $207.25 Million		 +95.19%
2007-12-31 CN¥725.60 Million
≈ $106.18 Million		 +9.97%
2006-12-31 CN¥659.79 Million
≈ $96.55 Million		 +7.04%
2005-12-31 CN¥616.40 Million
≈ $90.20 Million		 +4.74%
2004-12-31 CN¥588.50 Million
≈ $86.12 Million		 -0.48%
2003-12-31 CN¥591.36 Million
≈ $86.53 Million		 +8.39%
2002-12-31 CN¥545.57 Million
≈ $79.83 Million		 +5.45%
2001-12-31 CN¥517.39 Million
≈ $75.71 Million		 +33.46%
2000-12-31 CN¥387.67 Million
≈ $56.73 Million		 +12.04%
1999-12-31 CN¥346.01 Million
≈ $50.63 Million		 +11.06%
1998-12-31 CN¥311.56 Million
≈ $45.59 Million		 +5.00%
1997-12-31 CN¥296.71 Million
≈ $43.42 Million		 +39.66%
1996-12-31 CN¥212.45 Million
≈ $31.09 Million		 +7.42%
1995-12-31 CN¥197.77 Million
≈ $28.94 Million		 +39.20%
1994-12-31 CN¥142.08 Million
≈ $20.79 Million		 --

Equity Component Analysis

This analysis shows how different components contribute to Sunny Loan Top Co Ltd's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

  • Retained earnings have grown by 7150.6% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (December 2025)

Component Amount Percentage
Retained Earnings CN¥1.12 Billion 49.82%
Common Stock CN¥454.32 Million 20.28%
Other Comprehensive Income CN¥104.01 Million 4.64%
Other Components CN¥565.85 Million 25.26%
Total Equity CN¥2.24 Billion 100.00%

Sunny Loan Top Co Ltd Competitors by Market Cap

The table below lists competitors of Sunny Loan Top Co Ltd ranked by their market capitalization.

Company Market Cap
Shenzhen Expressway Company Limited
F:SHZH
 $694.76 Million
Nanjing Baose Co Ltd
SHE:300402
 $694.82 Million
Da-Li Development Co Ltd
TW:6177
 $694.90 Million
Qingdao Choho Industrial Co Ltd
SHE:003033
 $695.03 Million
Fastighetsbolaget Emilshus AB
ST:EMIL-B
 $694.50 Million
Red Violet Inc
NASDAQ:RDVT
 $694.40 Million
FinVolution Group
F:PP3
 $694.35 Million
JK Paper Limited
NSE:JKPAPER
 $694.34 Million

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Sunny Loan Top Co Ltd's equity between the two most recent reporting periods.

Equity Growth Insights

  • From 2024 to 2025, total equity changed from 2,166,622,304 to 2,240,113,109, a change of 73,490,805 (3.4%).
  • Net income of 80,305,657 contributed positively to equity growth.
  • Dividend payments of 86,196,868 reduced retained earnings.
  • Other comprehensive income increased equity by 1,728,432.
  • Other factors increased equity by 77,653,584.

Equity Change Factors (2024 to 2025)

Factor Impact Contribution
Net Income CN¥80.31 Million +3.58%
Dividends Paid CN¥86.20 Million -3.85%
Other Comprehensive Income CN¥1.73 Million +0.08%
Other Changes CN¥77.65 Million +3.47%
Total Change CN¥- 3.39%

Book Value vs Market Value Analysis

This analysis compares Sunny Loan Top Co Ltd's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

  • Current price-to-book ratio: 2.12x
  • The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
  • The price-to-book ratio has decreased from 26.79x to 2.12x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date Book Value per Share Market Price P/B Ratio
1994-12-31 CN¥0.39 CN¥10.45 x
1995-12-31 CN¥0.54 CN¥10.45 x
1996-12-31 CN¥0.58 CN¥10.45 x
1997-12-31 CN¥0.81 CN¥10.45 x
1998-12-31 CN¥0.83 CN¥10.45 x
1999-12-31 CN¥0.90 CN¥10.45 x
2000-12-31 CN¥1.01 CN¥10.45 x
2001-12-31 CN¥1.31 CN¥10.45 x
2002-12-31 CN¥1.94 CN¥10.45 x
2003-12-31 CN¥2.08 CN¥10.45 x
2004-12-31 CN¥2.04 CN¥10.45 x
2005-12-31 CN¥2.03 CN¥10.45 x
2006-12-31 CN¥1.52 CN¥10.45 x
2007-12-31 CN¥1.70 CN¥10.45 x
2008-12-31 CN¥2.87 CN¥10.45 x
2009-12-31 CN¥2.89 CN¥10.45 x
2010-12-31 CN¥3.10 CN¥10.45 x
2011-12-31 CN¥3.46 CN¥10.45 x
2012-12-31 CN¥3.65 CN¥10.45 x
2013-12-31 CN¥3.97 CN¥10.45 x
2014-12-31 CN¥4.12 CN¥10.45 x
2015-12-31 CN¥4.28 CN¥10.45 x
2016-12-31 CN¥4.34 CN¥10.45 x
2017-12-31 CN¥4.52 CN¥10.45 x
2018-12-31 CN¥4.61 CN¥10.45 x
2019-12-31 CN¥4.67 CN¥10.45 x
2020-12-31 CN¥4.57 CN¥10.45 x
2021-12-31 CN¥4.67 CN¥10.45 x
2022-12-31 CN¥4.72 CN¥10.45 x
2023-12-31 CN¥4.68 CN¥10.45 x
2024-12-31 CN¥4.77 CN¥10.45 x
2025-12-31 CN¥4.94 CN¥10.45 x

Capital Efficiency Dashboard

This dashboard shows how efficiently Sunny Loan Top Co Ltd utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

  • Current Return on Equity (ROE): 3.58%
  • The company may be facing challenges in efficiently utilizing shareholder equity.
  • DuPont Analysis Breakdown:
  • • Net Profit Margin: 17.04%
  • • Asset Turnover: 0.08x
  • • Equity Multiplier: 2.72x
  • Recent ROE (3.58%) is below the historical average (5.94%), suggesting potential challenges in capital efficiency.

Historical Capital Efficiency Metrics

Year Return on Equity Net Profit Margin Asset Turnover Equity Multiplier Economic Value Added
1994 12.67% 5.63% 1.35x 1.67x CN¥3.79 Million
1995 10.55% 4.59% 1.27x 1.82x CN¥1.09 Million
1996 10.14% 7.46% 0.60x 2.28x CN¥302.81K
1997 10.18% 9.66% 0.52x 2.03x CN¥542.24K
1998 10.27% 8.84% 0.50x 2.33x CN¥824.91K
1999 10.13% 9.07% 0.75x 1.49x CN¥434.56K
2000 10.04% 8.31% 0.74x 1.64x CN¥155.15K
2001 4.03% 2.67% 0.89x 1.70x CN¥-28.58 Million
2002 4.59% 3.00% 0.85x 1.81x CN¥-27.10 Million
2003 3.75% 4.12% 0.58x 1.57x CN¥-33.52 Million
2004 5.46% 5.01% 0.63x 1.73x CN¥-23.80 Million
2005 5.67% 3.38% 0.75x 2.24x CN¥-22.71 Million
2006 6.71% 3.27% 0.90x 2.28x CN¥-18.28 Million
2007 13.28% 4.71% 1.18x 2.38x CN¥20.28 Million
2008 3.98% 4.07% 0.57x 1.72x CN¥-76.10 Million
2009 4.74% 6.67% 0.51x 1.39x CN¥-68.92 Million
2010 6.71% 7.71% 0.60x 1.46x CN¥-46.23 Million
2011 11.97% 13.28% 0.64x 1.41x CN¥30.98 Million
2012 6.73% 8.08% 0.60x 1.40x CN¥-54.31 Million
2013 9.07% 13.84% 0.51x 1.29x CN¥-16.84 Million
2014 5.34% 8.36% 0.39x 1.64x CN¥-87.19 Million
2015 3.20% 3.47% 0.50x 1.84x CN¥-132.61 Million
2016 6.73% 6.33% 0.64x 1.66x CN¥-64.55 Million
2017 4.03% 7.39% 0.37x 1.47x CN¥-122.75 Million
2018 1.47% 3.39% 0.31x 1.42x CN¥-177.89 Million
2019 1.26% 5.94% 0.15x 1.39x CN¥-184.62 Million
2020 -1.07% -12.15% 0.06x 1.44x CN¥-230.34 Million
2021 0.79% 6.37% 0.07x 1.68x CN¥-193.28 Million
2022 0.42% 3.49% 0.07x 1.71x CN¥-201.39 Million
2023 1.05% 8.45% 0.07x 1.86x CN¥-189.83 Million
2024 2.45% 13.01% 0.08x 2.32x CN¥-163.49 Million
2025 3.58% 17.04% 0.08x 2.72x CN¥-143.71 Million

Industry Comparison

This section compares Sunny Loan Top Co Ltd's net assets metrics with peer companies in the Specialty Business Services industry.

Industry Context

  • Industry: Specialty Business Services
  • Average net assets among peers: $790,726,892
  • Average return on equity (ROE) among peers: 14.31%

Peer Company Comparison

Company Net Assets Return on Equity Debt-to-Equity Market Cap
Sunny Loan Top Co Ltd (600830) CN¥2.91 Billion 12.67% 1.09x $694.73 Million
Shaanxi Jinye Science Technology and Education Group Co Ltd (000812) $555.80 Million 7.11% 0.60x $461.18 Million
Tungkong Inc (002117) $1.58 Billion 11.78% 0.40x $814.65 Million
Eternal Asia Supply Chain Management Ltd (002183) $125.36 Million 54.63% 14.02x $2.60 Billion
Hongbo Co Ltd (002229) $844.95 Million 6.87% 0.28x $1.34 Billion
Beijing Shengtong Printing Co Ltd (002599) $123.11 Million 22.28% 1.14x $564.34 Million
Shanghai Nar Industrial Co Ltd (002825) $153.94 Million 28.39% 0.61x $508.27 Million
Xuchang Ketop Testing Research Ins (003008) $1.08 Billion 7.94% 0.07x $360.37 Million
Suzhou Electrical Apparatus Sci (300215) $1.09 Billion 8.05% 0.63x $967.91 Million
Trust Alliance Information Development Inc Ltd Shanghai (300469) $166.51 Million 0.00% 1.55x $2.23 Billion
Hunan Huakai Cultural and Creative Co Ltd (300592) $2.19 Billion -3.99% 0.36x $858.57 Million

About Sunny Loan Top Co Ltd

SHG:600830 China Specialty Business Services
Market Cap
$694.73 Million
CN¥4.75 Billion CNY
Market Cap Rank
#10988 Global
#3279 in China
Share Price
CN¥10.45
Change (1 day)
+1.65%
52-Week Range
CN¥8.46 - CN¥11.47
All Time High
CN¥14.03
Categories
Companies in China Specialty Business Services
About

Sunny Loan Top Co.,Ltd. engages in the pawn, guarantee, financial leasing, and wealth management businesses in China. The company offers real estate, motor vehicle, civilian goods, and stock pawns, as well as joint guarantee, guarantee, inventory pledge, and real estate loans; and other pawn and loan products. It also engages in bidding treasure, engineering treasure, cluster treasure, and other … Read more