SR Accord (SRAC) - Net Assets

Latest as of June 2026: ILA513.88 Million ILA ≈ $1.38 Million USD

Based on the latest financial reports, SR Accord (SRAC) has net assets worth ILA513.88 Million ILA (≈ $1.38 Million USD) as of June 2026. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (ILA2.00 Billion ≈ $5.36 Million USD) and total liabilities (ILA1.49 Billion ≈ $3.98 Million USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check asset allocation strategy of SR Accord to assess the company's strategic physical and investment asset allocation.

Key Net Assets Metrics

Metric	Value
Current Net Assets	ILA513.88 Million
% of Total Assets	25.71%
Annual Growth Rate	-3.11%
5-Year Change	74.45%
10-Year Change	454.78%
Growth Volatility	298.97

SR Accord - Net Assets Trend (2001–2025)

This chart illustrates how SR Accord's net assets have evolved over time, based on quarterly financial data. For live market cap and overall valuation, see SR Accord (SRAC) market capitalisation.

Annual Net Assets for SR Accord (2001–2025)

The table below shows the annual net assets of SR Accord from 2001 to 2025. Also explore SRAC net assets growth trend to track the company's year-over-year net asset growth rate.

Year	Net Assets	Change
2025-12-31	ILA487.30 Million ≈ $1.31 Million	+12.79%
2024-12-31	ILA432.06 Million ≈ $1.16 Million	+14.09%
2023-12-31	ILA378.71 Million ≈ $1.02 Million	+12.00%
2022-12-31	ILA338.14 Million ≈ $906.54K	+21.05%
2021-12-31	ILA279.34 Million ≈ $748.89K	+14.32%
2020-12-31	ILA244.35 Million ≈ $655.10K	+90.81%
2019-12-31	ILA128.06 Million ≈ $343.32K	+10.75%
2018-12-31	ILA115.63 Million ≈ $310.01K	+9.47%
2017-12-31	ILA105.63 Million ≈ $283.19K	+20.26%
2016-12-31	ILA87.84 Million ≈ $235.49K	+31.43%
2015-12-31	ILA66.83 Million ≈ $179.17K	+110.35%
2014-12-31	ILA31.77 Million ≈ $85.18K	+795.46%
2013-12-31	ILA3.55 Million ≈ $9.51K	+392.74%
2012-12-31	ILA-1.21 Million ≈ $-3.25K	+88.96%
2011-12-31	ILA-10.98 Million ≈ $-29.43K	-1135.66%
2010-12-31	ILA1.06 Million ≈ $2.84K	-98.71%
2009-12-31	ILA81.98 Million ≈ $219.79K	-74.51%
2008-12-31	ILA321.58 Million ≈ $862.15K	-62.45%
2007-12-31	ILA856.48 Million ≈ $2.30 Million	-15.42%
2006-12-31	ILA1.01 Billion ≈ $2.71 Million	+2.86%
2005-12-31	ILA984.44 Million ≈ $2.64 Million	+38.74%
2004-12-31	ILA709.54 Million ≈ $1.90 Million	+26.98%
2003-12-31	ILA558.80 Million ≈ $1.50 Million	-26.56%
2002-12-31	ILA760.92 Million ≈ $2.04 Million	-26.93%
2001-12-31	ILA1.04 Billion ≈ $2.79 Million	--

Equity Component Analysis

This analysis shows how different components contribute to SR Accord's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

Retained earnings have grown by 6.4% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (December 2025)

Component	Amount	Percentage
Retained Earnings	ILA123.36 Million	26.29%
Common Stock	ILA356.11 Million	75.90%
Other Comprehensive Income	ILA5.24 Million	1.12%
Total Equity	ILA469.18 Million	100.00%

SR Accord Competitors by Market Cap

The table below lists competitors of SR Accord ranked by their market capitalization.

Company	Market Cap
Angel Oak Mortgage Inc NYSE:AOMR	$199.32 Million
Yantai Changyu Pioneer Wine SHE:200869	$199.48 Million
Iberpapel Gestion SA MC:IBG	$199.50 Million
Kolibri Global Energy Inc. Common stock NASDAQ:KGEI	$199.53 Million
Cathay Chemical Works Inc TW:1713	$199.27 Million
Tah Hsin Industrial Corp TW:1315	$199.24 Million
Fibra Inn MX:FINN13	$199.14 Million
Malayan Flour Mills Bhd KLSE:3662	$199.11 Million

Equity Growth Attribution

This analysis shows how different factors contributed to changes in SR Accord's equity between the two most recent reporting periods.

Equity Growth Insights

From 2024 to 2025, total equity changed from 417,932,000 to 469,180,000, a change of 51,248,000 (12.3%).
Net income of 90,248,000 contributed positively to equity growth.
Dividend payments of 39,000,000 reduced retained earnings.
Other comprehensive income increased equity by 5,236,000.
Other factors decreased equity by 5,236,000.

Equity Change Factors (2024 to 2025)

Factor	Impact	Contribution
Net Income	ILA90.25 Million	+19.24%
Dividends Paid	ILA39.00 Million	-8.31%
Other Comprehensive Income	ILA5.24 Million	+1.12%
Other Changes	ILA-5.24 Million	-1.12%
Total Change	ILA-	12.26%

Book Value vs Market Value Analysis

This analysis compares SR Accord's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

Current price-to-book ratio: 158.68x
The company is trading at a significant premium to its book value, suggesting the market values its earnings potential, brand, or other intangibles highly.

Historical Price-to-Book Ratios

Date	Book Value per Share	Market Price	P/B Ratio
2012-12-31	ILA-949.70	ILA5676.00	x
2013-12-31	ILA6.41	ILA5676.00	x
2014-12-31	ILA8.20	ILA5676.00	x
2015-12-31	ILA5.63	ILA5676.00	x
2016-12-31	ILA7.40	ILA5676.00	x
2017-12-31	ILA8.90	ILA5676.00	x
2018-12-31	ILA9.74	ILA5676.00	x
2019-12-31	ILA10.79	ILA5676.00	x
2020-12-31	ILA18.49	ILA5676.00	x
2021-12-31	ILA20.62	ILA5676.00	x
2022-12-31	ILA24.37	ILA5676.00	x
2023-12-31	ILA27.24	ILA5676.00	x
2024-12-31	ILA31.86	ILA5676.00	x
2025-12-31	ILA35.77	ILA5676.00	x

Capital Efficiency Dashboard

This dashboard shows how efficiently SR Accord utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

Current Return on Equity (ROE): 19.24%
The company demonstrates strong efficiency in generating profits from shareholder equity.
DuPont Analysis Breakdown:
• Net Profit Margin: 40.26%
• Asset Turnover: 0.11x
• Equity Multiplier: 4.17x
Recent ROE (19.24%) is below the historical average (46.38%), suggesting potential challenges in capital efficiency.

Historical Capital Efficiency Metrics

Year	Return on Equity	Net Profit Margin	Asset Turnover	Equity Multiplier	Economic Value Added
2004	22.39%	2.46%	0.55x	16.54x	ILA28.01 Million
2005	21.95%	2.54%	0.54x	16.11x	ILA31.86 Million
2006	8.27%	1.05%	0.50x	15.72x	ILA-4.68 Million
2007	2.00%	1.50%	0.12x	11.04x	ILA-20.25 Million
2012	0.00%	-1089.56%	1.27x	0.00x	ILA-8.73 Million
2013	484.84%	20725.30%	0.02x	1.05x	ILA16.85 Million
2014	-8.60%	-660.14%	0.01x	1.06x	ILA-5.91 Million
2015	51.52%	70.23%	0.19x	3.76x	ILA27.75 Million
2016	37.21%	58.63%	0.24x	2.69x	ILA23.90 Million
2017	23.48%	50.08%	0.17x	2.80x	ILA14.24 Million
2018	22.33%	37.43%	0.14x	4.32x	ILA14.26 Million
2019	43.60%	49.87%	0.16x	5.60x	ILA43.03 Million
2020	22.91%	49.05%	0.14x	3.35x	ILA31.54 Million
2021	25.26%	52.87%	0.11x	4.37x	ILA42.63 Million
2022	24.00%	43.57%	0.12x	4.67x	ILA46.13 Million
2023	17.74%	34.18%	0.15x	3.44x	ILA28.51 Million
2024	16.65%	37.29%	0.12x	3.70x	ILA27.78 Million
2025	19.24%	40.26%	0.11x	4.17x	ILA43.33 Million

Industry Comparison

This section compares SR Accord's net assets metrics with peer companies in the Credit Services industry.

Industry Context

Industry: Credit Services
Average net assets among peers: $431,838,600
Average return on equity (ROE) among peers: 11.17%

Peer Company Comparison

Company	Net Assets	Return on Equity	Debt-to-Equity	Market Cap
SR Accord (SRAC)	ILA513.88 Million	22.39%	2.89x	$199.31 Million
Blender Financial Technologies Ltd (BLND)	$63.32 Million	-27.15%	1.68x	$18.34 Million
Direct Finance TA (DIFI)	$437.60 Million	36.28%	5.22x	$528.21 Million
Isracard Ltd (ISCD)	$2.46 Billion	10.22%	5.47x	$973.66 Million
Jacob Finance And Investments Ltd (JCFN)	$371.76 Million	18.70%	5.09x	$185.21 Million
Michlol Finance Ltd (MCLL)	$198.97 Million	13.29%	4.56x	$153.44 Million
Michman Basad Ltd (MCMN)	$13.18 Million	-15.53%	7.14x	$159.67 Million
MLRN Projects and Trade Ltd (MLRN)	$258.61 Million	11.07%	2.06x	$84.47 Million
Menif Financial Services Ltd (MNIF)	$265.23 Million	3.06%	2.16x	$360.35 Million
Nawi Brothers Group Ltd (NAWI)	$95.59 Million	47.21%	3.89x	$421.73 Million
Peninsula Group Ltd (PEN)	$158.12 Million	14.50%	3.76x	$208.32 Million

About SR Accord

TA:SRAC Israel Credit Services

Market Cap

$199.31 Million

ILA74.34 Billion ILA

Market Cap Rank

#16643 Global

#198 in Israel

Share Price

ILA5676.00

Change (1 day)

+1.09%

52-Week Range

ILA4678.00 - ILA6025.00

All Time High

ILA6374.22