Bank Ochrony Środowiska SA (BOS) - Net Assets
Based on the latest financial reports, Bank Ochrony Środowiska SA (BOS) has net assets worth zł2.34 Billion PLN (≈ $642.85 Million USD) as of September 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (zł24.94 Billion ≈ $6.86 Billion USD) and total liabilities (zł22.61 Billion ≈ $6.22 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check Bank Ochrony Środowiska SA asset resilience ratio to evaluate the company's liquid asset resilience ratio.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | zł2.34 Billion |
| % of Total Assets | 9.36% |
| Annual Growth Rate | 6.93% |
| 5-Year Change | 16.54% |
| 10-Year Change | 51.82% |
| Growth Volatility | 11.19 |
Bank Ochrony Środowiska SA - Net Assets Trend (2005–2024)
This chart illustrates how Bank Ochrony Środowiska SA's net assets have evolved over time, based on quarterly financial data. Also explore balance sheet size of Bank Ochrony Środowiska SA for the complete picture of this company's asset base.
Annual Net Assets for Bank Ochrony Środowiska SA (2005–2024)
The table below shows the annual net assets of Bank Ochrony Środowiska SA from 2005 to 2024. For live valuation and market cap data, see Bank Ochrony Środowiska SA market capitalisation.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | zł2.23 Billion ≈ $613.61 Million |
+3.77% |
| 2023-12-31 | zł2.15 Billion ≈ $591.33 Million |
+9.39% |
| 2022-12-31 | zł1.96 Billion ≈ $540.56 Million |
+5.27% |
| 2021-12-31 | zł1.87 Billion ≈ $513.49 Million |
-2.48% |
| 2020-12-31 | zł1.91 Billion ≈ $526.53 Million |
-13.03% |
| 2019-12-31 | zł2.20 Billion ≈ $605.45 Million |
+2.92% |
| 2018-12-31 | zł2.14 Billion ≈ $588.29 Million |
+14.90% |
| 2017-12-31 | zł1.86 Billion ≈ $512.02 Million |
+4.41% |
| 2016-12-31 | zł1.78 Billion ≈ $490.40 Million |
+21.34% |
| 2015-12-31 | zł1.47 Billion ≈ $404.17 Million |
-5.47% |
| 2014-12-31 | zł1.55 Billion ≈ $427.57 Million |
+4.93% |
| 2013-12-31 | zł1.48 Billion ≈ $407.47 Million |
+2.03% |
| 2012-12-31 | zł1.45 Billion ≈ $399.35 Million |
+24.91% |
| 2011-12-31 | zł1.16 Billion ≈ $319.70 Million |
+7.25% |
| 2010-12-31 | zł1.08 Billion ≈ $298.09 Million |
+17.74% |
| 2009-12-31 | zł919.95 Million ≈ $253.18 Million |
+3.30% |
| 2008-12-31 | zł890.56 Million ≈ $245.09 Million |
-4.27% |
| 2007-12-31 | zł930.28 Million ≈ $256.03 Million |
+35.49% |
| 2006-12-31 | zł686.60 Million ≈ $188.96 Million |
+10.05% |
| 2005-12-31 | zł623.88 Million ≈ $171.70 Million |
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Equity Component Analysis
This analysis shows how different components contribute to Bank Ochrony Środowiska SA's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 72302500000.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | zł718.00 Million | 32.20% |
| Common Stock | zł929.48 Million | 41.69% |
| Other Comprehensive Income | zł50.55 Million | 2.27% |
| Other Components | zł531.56 Million | 23.84% |
| Total Equity | zł2.23 Billion | 100.00% |
Bank Ochrony Środowiska SA Competitors by Market Cap
The table below lists competitors of Bank Ochrony Środowiska SA ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Q2 METALS CORP.
F:458
|
$258.30 Million |
|
Seoyon E Hwa Co Ltd
KO:200880
|
$258.40 Million |
|
NexG Bhd
KLSE:5216
|
$258.42 Million |
|
Xpro India Limited
NSE:XPROINDIA
|
$258.44 Million |
|
Inozyme Pharma Inc
NASDAQ:INZY
|
$258.25 Million |
|
PLINTAS
KLSE:5320
|
$258.22 Million |
|
Thye Ming Industrial Co Ltd
TW:9927
|
$258.22 Million |
|
MM Forgings Limited
NSE:MMFL
|
$258.15 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Bank Ochrony Środowiska SA's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 2,148,620,000 to 2,229,586,000, a change of 80,966,000 (3.8%).
- Net income of 79,656,000 contributed positively to equity growth.
- Other comprehensive income increased equity by 1,309,999.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | zł79.66 Million | +3.57% |
| Other Comprehensive Income | zł1.31 Million | +0.06% |
| Other Changes | zł1.00 | +0.0% |
| Total Change | zł- | 3.77% |
Book Value vs Market Value Analysis
This analysis compares Bank Ochrony Środowiska SA's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.42x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has increased from 0.21x to 0.42x over the analyzed period, suggesting growing market confidence.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2005-12-31 | zł47.26 | zł10.10 | x |
| 2006-12-31 | zł52.01 | zł10.10 | x |
| 2007-12-31 | zł65.14 | zł10.10 | x |
| 2008-12-31 | zł59.16 | zł10.10 | x |
| 2009-12-31 | zł61.11 | zł10.10 | x |
| 2010-12-31 | zł68.45 | zł10.10 | x |
| 2011-12-31 | zł70.95 | zł10.10 | x |
| 2012-12-31 | zł72.89 | zł10.10 | x |
| 2013-12-31 | zł64.84 | zł10.10 | x |
| 2014-12-31 | zł68.01 | zł10.10 | x |
| 2015-12-31 | zł64.29 | zł10.10 | x |
| 2016-12-31 | zł28.47 | zł10.10 | x |
| 2017-12-31 | zł29.61 | zł10.10 | x |
| 2018-12-31 | zł27.46 | zł10.10 | x |
| 2019-12-31 | zł23.68 | zł10.10 | x |
| 2020-12-31 | zł20.59 | zł10.10 | x |
| 2021-12-31 | zł20.08 | zł10.10 | x |
| 2022-12-31 | zł21.14 | zł10.10 | x |
| 2023-12-31 | zł23.13 | zł10.10 | x |
| 2024-12-31 | zł24.00 | zł10.10 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Bank Ochrony Środowiska SA utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 3.57%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 4.74%
- • Asset Turnover: 0.07x
- • Equity Multiplier: 10.19x
- Recent ROE (3.57%) is above the historical average (2.61%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2005 | 6.66% | 13.25% | 0.04x | 12.03x | zł-20.86 Million |
| 2006 | 8.75% | 18.25% | 0.04x | 11.89x | zł-8.60 Million |
| 2007 | 9.20% | 23.31% | 0.04x | 9.86x | zł-7.41 Million |
| 2008 | 0.04% | 0.09% | 0.03x | 12.56x | zł-88.71 Million |
| 2009 | 2.92% | 6.71% | 0.03x | 13.14x | zł-65.10 Million |
| 2010 | 5.83% | 13.55% | 0.03x | 14.02x | zł-45.13 Million |
| 2011 | 5.37% | 12.59% | 0.03x | 13.46x | zł-53.75 Million |
| 2012 | 2.58% | 7.82% | 0.03x | 11.63x | zł-107.61 Million |
| 2013 | 4.45% | 12.90% | 0.03x | 12.44x | zł-82.15 Million |
| 2014 | 4.24% | 12.25% | 0.03x | 12.67x | zł-89.45 Million |
| 2015 | -3.48% | -10.27% | 0.02x | 14.25x | zł-197.97 Million |
| 2016 | -3.38% | -11.29% | 0.03x | 11.69x | zł-238.34 Million |
| 2017 | 2.48% | 7.57% | 0.03x | 10.58x | zł-139.98 Million |
| 2018 | 2.98% | 10.71% | 0.03x | 8.54x | zł-150.03 Million |
| 2019 | 3.27% | 11.89% | 0.03x | 8.40x | zł-148.00 Million |
| 2020 | -16.04% | -113.45% | 0.01x | 10.72x | zł-498.25 Million |
| 2021 | 2.54% | 7.37% | 0.03x | 11.03x | zł-139.12 Million |
| 2022 | 6.53% | 13.04% | 0.04x | 11.20x | zł-68.17 Million |
| 2023 | 3.65% | 7.58% | 0.05x | 10.25x | zł-136.49 Million |
| 2024 | 3.57% | 4.74% | 0.07x | 10.19x | zł-143.30 Million |
Industry Comparison
This section compares Bank Ochrony Środowiska SA's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $15,808,589,556
- Average return on equity (ROE) among peers: 2.35%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Bank Ochrony Środowiska SA (BOS) | zł2.34 Billion | 6.66% | 9.68x | $258.26 Million |
| Bank Handlowy w Warszawie SA (BHW) | $5.42 Billion | 12.13% | 5.64x | $4.11 Billion |
| BNP Paribas Bank Polska S.A. (BNP) | $11.26 Billion | 3.92% | 12.45x | $6.02 Billion |
| Getin Holding SA (GTN) | $654.71 Million | -53.04% | 5.60x | $26.06 Million |
| ING Bank Śląski SA (ING) | $10.48 Billion | 11.96% | 10.21x | $14.04 Billion |
| mBank SA (MBK) | $13.74 Billion | 0.18% | 15.52x | $13.36 Billion |
| Bank Millennium S.A. (MIL) | $6.44 Billion | 8.48% | 9.28x | $5.95 Billion |
| Bank Polska Kasa Opieki SA (PEO) | $23.86 Billion | 9.11% | 9.50x | $16.35 Billion |
| Powszechna Kasa Oszczednosci Bank Polski SA (PKO) | $52.37 Billion | 17.77% | 9.03x | $32.56 Billion |
| Santander Bank Polska SA (SPL) | $18.05 Billion | 10.61% | 6.45x | $17.44 Billion |
About Bank Ochrony Środowiska SA
Bank Ochrony Srodowiska S.A. provides various banking products and services in Poland. It offers broker, leasing, RES consultancy, arrangement of debt finance, financial, M and A, business, and technical consultancy services. The company also engages in wind farm development and environmental protection activities. Bank Ochrony Srodowiska S.A. was founded in 1990 and is based in Warsaw, Poland.