Echo Investment SA (ECH) - Net Assets

Latest as of December 2025: zł1.66 Billion PLN ≈ $456.46 Million USD

Based on the latest financial reports, Echo Investment SA (ECH) has net assets worth zł1.66 Billion PLN (≈ $456.46 Million USD) as of December 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (zł6.58 Billion ≈ $1.81 Billion USD) and total liabilities (zł4.92 Billion ≈ $1.35 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check ECH tangible net worth ratio to evaluate the tangible quality of the company's equity base.

Key Net Assets Metrics

Metric	Value
Current Net Assets	zł1.66 Billion
% of Total Assets	25.22%
Annual Growth Rate	2.91%
5-Year Change	-11.0%
10-Year Change	8.53%
Growth Volatility	17.82

Echo Investment SA - Net Assets Trend (2005–2025)

This chart illustrates how Echo Investment SA's net assets have evolved over time, based on quarterly financial data. See Echo Investment SA liquidity coverage in days to measure how many days the company can operate on defensive assets alone.

Annual Net Assets for Echo Investment SA (2005–2025)

The table below shows the annual net assets of Echo Investment SA from 2005 to 2025. For live valuation and market cap data, see Echo Investment SA (ECH) total market value.

Year	Net Assets	Change
2025-12-31	zł1.66 Billion ≈ $456.46 Million	-17.57%
2024-12-31	zł2.01 Billion ≈ $553.78 Million	-0.78%
2023-12-31	zł2.03 Billion ≈ $558.16 Million	+12.28%
2022-12-31	zł1.81 Billion ≈ $497.12 Million	-3.07%
2021-12-31	zł1.86 Billion ≈ $512.87 Million	+10.62%
2020-12-31	zł1.68 Billion ≈ $463.61 Million	+7.83%
2019-12-31	zł1.56 Billion ≈ $429.95 Million	+4.47%
2018-12-31	zł1.50 Billion ≈ $411.57 Million	-5.81%
2017-12-31	zł1.59 Billion ≈ $436.94 Million	+3.89%
2016-12-31	zł1.53 Billion ≈ $420.57 Million	-58.29%
2015-12-31	zł3.66 Billion ≈ $1.01 Billion	+15.92%
2014-12-31	zł3.16 Billion ≈ $869.75 Million	+14.28%
2013-12-31	zł2.77 Billion ≈ $761.09 Million	+13.73%
2012-12-31	zł2.43 Billion ≈ $669.22 Million	+17.80%
2011-12-31	zł2.06 Billion ≈ $568.08 Million	+10.06%
2010-12-31	zł1.88 Billion ≈ $516.17 Million	+8.18%
2009-12-31	zł1.73 Billion ≈ $477.13 Million	+5.67%
2008-12-31	zł1.64 Billion ≈ $451.51 Million	+7.49%
2007-12-31	zł1.53 Billion ≈ $420.07 Million	+26.58%
2006-12-31	zł1.21 Billion ≈ $331.86 Million	+28.93%
2005-12-31	zł935.25 Million ≈ $257.39 Million	--

Equity Component Analysis

This analysis shows how different components contribute to Echo Investment SA's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

Retained earnings have decreased by 43.0% over the analyzed period, potentially due to dividend distributions or operating losses.

Current Equity Component Breakdown (December 2025)

Component	Amount	Percentage
Retained Earnings	zł309.06 Million	23.48%
Other Components	zł1.01 Billion	76.52%
Total Equity	zł1.32 Billion	100.00%

Echo Investment SA Competitors by Market Cap

The table below lists competitors of Echo Investment SA ranked by their market capitalization.

Company	Market Cap
Bar Harbor Bankshares Inc NYSE MKT:BHB	$580.45 Million
TTY Biopharm Co Ltd TWO:4105	$580.49 Million
Solus Advanced Materials Co Ltd KO:336370	$580.50 Million
Shenzhen Properties & Resources Development Group Ltd SHE:000011	$580.66 Million
Satrec Initiative Co. Ltd KQ:099320	$580.25 Million
Shanghai Golden Union Commercial Management Co Ltd SHG:603682	$580.10 Million
Sparebank 1 Ostfold Akershus OL:SOAG	$580.08 Million
Hyundai Bioscience Co. Ltd KQ:048410	$579.90 Million

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Echo Investment SA's equity between the two most recent reporting periods.

Equity Growth Insights

From 2024 to 2025, total equity changed from 1,675,484,000 to 1,316,419,000, a change of -359,065,000 (-21.4%).
Net loss of 33,535,000 reduced equity.
Dividend payments of 360,648,000 reduced retained earnings.
Other comprehensive income decreased equity by 957,286,999.
Other factors increased equity by 992,404,999.

Equity Change Factors (2024 to 2025)

Factor	Impact	Contribution
Net Income	zł-33.53 Million	-2.55%
Dividends Paid	zł360.65 Million	-27.4%
Other Comprehensive Income	zł-957.29 Million	-72.72%
Other Changes	zł992.40 Million	+75.39%
Total Change	zł-	-21.43%

Book Value vs Market Value Analysis

This analysis compares Echo Investment SA's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

Current price-to-book ratio: 1.60x
The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
The price-to-book ratio has decreased from 2.34x to 1.60x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date	Book Value per Share	Market Price	P/B Ratio
2005-12-31	zł2.18	zł5.11	x
2006-12-31	zł2.85	zł5.11	x
2007-12-31	zł3.60	zł5.11	x
2008-12-31	zł3.91	zł5.11	x
2009-12-31	zł4.13	zł5.11	x
2010-12-31	zł4.47	zł5.11	x
2011-12-31	zł4.91	zł5.11	x
2012-12-31	zł5.89	zł5.11	x
2013-12-31	zł6.70	zł5.11	x
2014-12-31	zł7.66	zł5.11	x
2015-12-31	zł8.88	zł5.11	x
2016-12-31	zł3.70	zł5.11	x
2017-12-31	zł3.85	zł5.11	x
2018-12-31	zł3.62	zł5.11	x
2019-12-31	zł3.79	zł5.11	x
2020-12-31	zł4.08	zł5.11	x
2021-12-31	zł4.07	zł5.11	x
2022-12-31	zł3.98	zł5.11	x
2023-12-31	zł4.10	zł5.11	x
2024-12-31	zł4.06	zł5.11	x
2025-12-31	zł3.19	zł5.11	x

Capital Efficiency Dashboard

This dashboard shows how efficiently Echo Investment SA utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

Current Return on Equity (ROE): -2.55%
The company may be facing challenges in efficiently utilizing shareholder equity.
DuPont Analysis Breakdown:
• Net Profit Margin: -1.67%
• Asset Turnover: 0.31x
• Equity Multiplier: 5.00x
Recent ROE (-2.55%) is below the historical average (12.40%), suggesting potential challenges in capital efficiency.

Historical Capital Efficiency Metrics

Year	Return on Equity	Net Profit Margin	Asset Turnover	Equity Multiplier	Economic Value Added
2005	21.20%	75.37%	0.12x	2.34x	zł102.70 Million
2006	23.27%	83.46%	0.12x	2.29x	zł158.61 Million
2007	21.47%	84.79%	0.11x	2.34x	zł173.21 Million
2008	6.35%	23.78%	0.10x	2.59x	zł-59.85 Million
2009	5.98%	24.04%	0.10x	2.46x	zł-69.67 Million
2010	7.87%	34.63%	0.09x	2.39x	zł-39.91 Million
2011	8.55%	43.37%	0.08x	2.60x	zł-29.95 Million
2012	15.39%	64.20%	0.11x	2.24x	zł130.95 Million
2013	11.97%	62.72%	0.08x	2.25x	zł54.56 Million
2014	12.82%	70.17%	0.09x	2.11x	zł89.11 Million
2015	14.03%	87.72%	0.07x	2.29x	zł147.73 Million
2016	25.37%	80.76%	0.14x	2.20x	zł234.88 Million
2017	19.66%	50.20%	0.16x	2.44x	zł153.40 Million
2018	20.42%	42.83%	0.18x	2.66x	zł155.80 Million
2019	19.17%	34.03%	0.18x	3.08x	zł143.30 Million
2020	7.25%	10.07%	0.22x	3.34x	zł-46.38 Million
2021	11.25%	12.33%	0.24x	3.83x	zł20.96 Million
2022	7.74%	9.06%	0.23x	3.70x	zł-37.23 Million
2023	3.99%	4.29%	0.26x	3.53x	zł-101.58 Million
2024	-0.85%	-1.31%	0.16x	4.04x	zł-181.72 Million
2025	-2.55%	-1.67%	0.31x	5.00x	zł-165.18 Million

Industry Comparison

This section compares Echo Investment SA's net assets metrics with peer companies in the Real Estate - Diversified industry.

Industry Context

Industry: Real Estate - Diversified
Average net assets among peers: $270,541,000
Average return on equity (ROE) among peers: 10.88%

Peer Company Comparison

Company	Net Assets	Return on Equity	Debt-to-Equity	Market Cap
Echo Investment SA (ECH)	zł1.66 Billion	21.20%	2.97x	$580.39 Million
CPD SA (CPD)	$329.36 Million	-13.07%	0.44x	$3.59 Million
Rank Progress S.A. (RNK)	$211.72 Million	34.84%	2.06x	$47.04 Million

About Echo Investment SA

WAR:ECH Poland Real Estate - Diversified

Market Cap

$580.39 Million

zł2.11 Billion PLN

Market Cap Rank

#11620 Global

#58 in Poland

Share Price

zł5.11

Change (1 day)

-0.39%

52-Week Range

zł4.68 - zł6.40

All Time High

zł6.40