ZIP Co Ltd Total Assets

Latest as of June 2025: AU$3.50 Billion AUD ≈ $2.48 Billion USD

ZIP Co Ltd total assets. Based on the latest financial reports, ZIP Co Ltd (ZIP) holds total assets worth AU$3.50 Billion AUD (≈ $2.48 Billion USD) as of June 2025. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. Also see ZIP market cap for the company's overall valuation and market capitalisation.

Total Assets of ZIP Co Ltd (2004–2025)

Total assets of ZIP Co Ltd from 2004 to 2025. This chart illustrates how ZIP Co Ltd's total assets have evolved over time, based on quarterly financial data. See ZIP stock price for real-time trading data and today's change.

ZIP Co Ltd - Asset Composition Analysis

ZIP Co Ltd Total Assets Breakdown (June 2025)

ZIP Co Ltd total assets breakdown as of June 2025. ZIP Co Ltd's total assets of AU$3.50 Billion consist of 14.4% current assets and 85.6% non-current assets.

Asset Category Amount (AUD) % of Total Assets
Cash & Equivalents AU$0.00 11.2%
Accounts Receivable AU$97.80 Million 2.8%
Inventory AU$0.00 0.0%
Property, Plant & Equipment AU$0.00 0.0%
Intangible Assets AU$55.34 Million 1.6%
Goodwill AU$212.29 Million 6.1%

Asset Composition Trend (2004–2025)

This chart illustrates how ZIP Co Ltd's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. Explore ZIP Co Ltd current assets vs equity to assess how much short-term liquidity the company maintains relative to its equity base.

Key Asset Composition Facts

  • Current vs. Non-Current Assets: ZIP Co Ltd's current assets represent 14.4% of total assets in 2025, a decrease from 47.0% in 2004.
  • Cash Position: Cash and equivalents constituted 11.2% of total assets in 2025, down from 24.7% in 2004.
  • Tangible vs. Intangible: Intangible assets (including goodwill) make up 7.0% of total assets, a decrease from 50.0% in 2004.
  • Asset Diversification: The largest asset category is goodwill at 6.1% of total assets.

ZIP Co Ltd Competitors by Total Assets

Key competitors of ZIP Co Ltd based on total assets are shown below.

Company Country Total Assets
Muthoot Finance Limited
NSE:MUTHOOTFIN
India Rs2.09 Trillion
Gentera S.A.B. de C.V
MX:GENTERA
Mexico MX$121.74 Billion
Housing & Urban Development Corporation Limited
NSE:HUDCO
India Rs1.67 Trillion
Upstart Holdings Inc
NASDAQ:UPST
USA $2.97 Billion
Five-Star Business Finance Limited
NSE:FIVESTAR
India Rs154.35 Billion
Propel Holdings Inc
TO:PRL
Canada CA$639.53 Million
Latitude Group Holdings Ltd
AU:LFS
Australia AU$8.20 Billion
Direct Finance TA
TA:DIFI
Israel ILA10.37 Billion

ZIP Co Ltd - Liquidity and Working Capital Analysis

Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.

Key Liquidity Metrics

Metric Current 1 Year Ago 5 Years Ago
Current Ratio 1.36 2.02 34.21
Quick Ratio 1.36 2.02 36.50
Cash Ratio 0.00 0.00 0.00
Working Capital AU$133.20 Million AU$1.44 Billion AU$1.20 Billion

ZIP Co Ltd - Advanced Valuation Insights

This section examines the relationship between ZIP Co Ltd's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.

Key Valuation Metrics

Current Price-to-Book Ratio 5.41
Latest Market Cap to Assets Ratio 0.47
Asset Growth Rate (YoY) 10.1%
Total Assets AU$3.50 Billion
Market Capitalization $1.64 Billion USD

Valuation Analysis

Below Book Valuation: The market values ZIP Co Ltd's assets below their book value (0.47x), which may indicate investor concerns about asset quality or future growth.

Rapid Asset Growth: ZIP Co Ltd's assets grew by 10.1% over the past year, indicating significant expansion of the company's resource base.

Annual Total Assets for ZIP Co Ltd (2004–2025)

The table below shows the annual total assets of ZIP Co Ltd from 2004 to 2025.

Year Total Assets Change
2025-06-30 AU$3.50 Billion
≈ $2.48 Billion
+10.13%
2024-06-30 AU$3.18 Billion
≈ $2.25 Billion
-7.22%
2023-06-30 AU$3.43 Billion
≈ $2.43 Billion
+0.34%
2022-06-30 AU$3.42 Billion
≈ $2.42 Billion
+2.66%
2021-06-30 AU$3.33 Billion
≈ $2.36 Billion
+149.98%
2020-06-30 AU$1.33 Billion
≈ $942.50 Million
+94.41%
2019-06-30 AU$685.16 Million
≈ $484.80 Million
+105.71%
2018-06-30 AU$333.07 Million
≈ $235.67 Million
+90.81%
2017-06-30 AU$174.55 Million
≈ $123.51 Million
+271.92%
2016-06-30 AU$46.93 Million
≈ $33.21 Million
+3357.14%
2015-06-30 AU$1.36 Million
≈ $960.57K
-29.43%
2014-06-30 AU$1.92 Million
≈ $1.36 Million
-49.49%
2013-06-30 AU$3.81 Million
≈ $2.69 Million
-18.23%
2012-06-30 AU$4.66 Million
≈ $3.30 Million
-16.79%
2011-06-30 AU$5.60 Million
≈ $3.96 Million
-30.12%
2010-06-30 AU$8.01 Million
≈ $5.67 Million
-71.99%
2009-06-30 AU$28.59 Million
≈ $20.23 Million
+3.93%
2008-06-30 AU$27.51 Million
≈ $19.47 Million
+144.42%
2007-06-30 AU$11.26 Million
≈ $7.96 Million
+48.51%
2006-06-30 AU$7.58 Million
≈ $5.36 Million
-59.57%
2005-06-30 AU$18.75 Million
≈ $13.26 Million
-53.31%
2004-06-30 AU$40.15 Million
≈ $28.41 Million
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About ZIP Co Ltd

AU:ZIP Australia Credit Services
Market Cap
$1.64 Billion
AU$2.32 Billion AUD
Market Cap Rank
#6644 Global
#159 in Australia
Share Price
AU$1.82
Change (1 day)
+1.40%
52-Week Range
AU$1.45 - AU$3.87
All Time High
AU$13.92
About

Zip Co Limited engages in the provision of digital retail finance, personal finance, and payments solutions in Australia, New Zealand, and the United States. The company offers retail line of credit products and personal loans; retail installment products; and Buy Now Pay Later installment products to consumers. It also provides unsecured loans through banking partners, as well as online and in-s… Read more