ZIP Co Ltd (ZIP) - Total Assets
Based on the latest financial reports, ZIP Co Ltd (ZIP) holds total assets worth AU$3.50 Billion AUD (≈ $2.48 Billion USD) as of June 2025. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. Explore ZIP Co Ltd (ZIP) cash flow to debt to assess how comfortably operating cash covers total debt obligations.
ZIP Co Ltd - Total Assets Trend (2004–2025)
This chart illustrates how ZIP Co Ltd's total assets have evolved over time, based on quarterly financial data. See what is ZIP Co Ltd's book value for net asset value and shareholders' equity analysis.
ZIP Co Ltd - Asset Composition Analysis
Current Asset Composition (June 2025)
ZIP Co Ltd's total assets of AU$3.50 Billion consist of 14.4% current assets and 85.6% non-current assets.
| Asset Category | Amount (AUD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | AU$0.00 | 11.2% |
| Accounts Receivable | AU$97.80 Million | 2.8% |
| Inventory | AU$0.00 | 0.0% |
| Property, Plant & Equipment | AU$0.00 | 0.0% |
| Intangible Assets | AU$55.34 Million | 1.6% |
| Goodwill | AU$212.29 Million | 6.1% |
Asset Composition Trend (2004–2025)
This chart illustrates how ZIP Co Ltd's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. For live market cap, price, and company overview, see how much is ZIP Co Ltd worth.
Key Asset Composition Facts
- Current vs. Non-Current Assets: ZIP Co Ltd's current assets represent 14.4% of total assets in 2025, a decrease from 47.0% in 2004.
- Cash Position: Cash and equivalents constituted 11.2% of total assets in 2025, down from 24.7% in 2004.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 7.0% of total assets, a decrease from 50.0% in 2004.
- Asset Diversification: The largest asset category is goodwill at 6.1% of total assets.
ZIP Co Ltd Competitors by Total Assets
Key competitors of ZIP Co Ltd based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Liberty Financial Group
AU:LFG
|
Australia | AU$16.37 Billion |
|
GENERALFINANCE SPA
F:VG30
|
Germany | €842.14 Million |
|
Michlol Finance Ltd
TA:MCLL
|
Israel | ILA2.13 Billion |
|
TRUFIN PLC
F:29U
|
Germany | €62.34 Million |
|
Industrial Investment Trust Limited
NSE:IITL
|
India | Rs4.45 Billion |
|
Wisr Ltd
AU:WZR
|
Australia | AU$1.02 Billion |
|
Investment Friends Capital SE
WAR:IFC
|
Poland | zł3.94 Million |
|
Yolo SA
WAR:YOL
|
Poland | zł206.00K |
ZIP Co Ltd - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 1.36 | 2.02 | 34.21 |
| Quick Ratio | 1.36 | 2.02 | 36.50 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | AU$133.20 Million | AU$1.44 Billion | AU$1.20 Billion |
ZIP Co Ltd - Advanced Valuation Insights
This section examines the relationship between ZIP Co Ltd's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 5.41 |
| Latest Market Cap to Assets Ratio | 0.66 |
| Asset Growth Rate (YoY) | 10.1% |
| Total Assets | AU$3.50 Billion |
| Market Capitalization | $2.31 Billion USD |
Valuation Analysis
Below Book Valuation: The market values ZIP Co Ltd's assets below their book value (0.66x), which may indicate investor concerns about asset quality or future growth.
Rapid Asset Growth: ZIP Co Ltd's assets grew by 10.1% over the past year, indicating significant expansion of the company's resource base.
Annual Total Assets for ZIP Co Ltd (2004–2025)
The table below shows the annual total assets of ZIP Co Ltd from 2004 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-06-30 | AU$3.50 Billion ≈ $2.48 Billion |
+10.13% |
| 2024-06-30 | AU$3.18 Billion ≈ $2.25 Billion |
-7.22% |
| 2023-06-30 | AU$3.43 Billion ≈ $2.43 Billion |
+0.34% |
| 2022-06-30 | AU$3.42 Billion ≈ $2.42 Billion |
+2.66% |
| 2021-06-30 | AU$3.33 Billion ≈ $2.36 Billion |
+149.98% |
| 2020-06-30 | AU$1.33 Billion ≈ $942.50 Million |
+94.41% |
| 2019-06-30 | AU$685.16 Million ≈ $484.80 Million |
+105.71% |
| 2018-06-30 | AU$333.07 Million ≈ $235.67 Million |
+90.81% |
| 2017-06-30 | AU$174.55 Million ≈ $123.51 Million |
+271.92% |
| 2016-06-30 | AU$46.93 Million ≈ $33.21 Million |
+3357.14% |
| 2015-06-30 | AU$1.36 Million ≈ $960.57K |
-29.43% |
| 2014-06-30 | AU$1.92 Million ≈ $1.36 Million |
-49.49% |
| 2013-06-30 | AU$3.81 Million ≈ $2.69 Million |
-18.23% |
| 2012-06-30 | AU$4.66 Million ≈ $3.30 Million |
-16.79% |
| 2011-06-30 | AU$5.60 Million ≈ $3.96 Million |
-30.12% |
| 2010-06-30 | AU$8.01 Million ≈ $5.67 Million |
-71.99% |
| 2009-06-30 | AU$28.59 Million ≈ $20.23 Million |
+3.93% |
| 2008-06-30 | AU$27.51 Million ≈ $19.47 Million |
+144.42% |
| 2007-06-30 | AU$11.26 Million ≈ $7.96 Million |
+48.51% |
| 2006-06-30 | AU$7.58 Million ≈ $5.36 Million |
-59.57% |
| 2005-06-30 | AU$18.75 Million ≈ $13.26 Million |
-53.31% |
| 2004-06-30 | AU$40.15 Million ≈ $28.41 Million |
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About ZIP Co Ltd
Zip Co Limited engages in the provision of digital retail finance, personal finance, and payments solutions in Australia, New Zealand, and the United States. The company offers retail line of credit products and personal loans; retail installment products; and Buy Now Pay Later installment products to consumers. It also provides unsecured loans through banking partners, as well as online and in-s… Read more