Credit Acceptance Corporation Total Assets
Credit Acceptance Corporation total assets. Based on the latest financial reports, Credit Acceptance Corporation (CACC) holds total assets worth $8.62 Billion USD as of June 2026. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. Also see market value of Credit Acceptance Corporation for the company's overall valuation and market capitalisation.
Total Assets of Credit Acceptance Corporation (1992–2025)
Total assets of Credit Acceptance Corporation from 1992 to 2025. This chart illustrates how Credit Acceptance Corporation's total assets have evolved over time, based on quarterly financial data. See today's stock price for Credit Acceptance Corporation for real-time trading data and today's change.
Credit Acceptance Corporation - Asset Composition Analysis
Credit Acceptance Corporation Total Assets Breakdown (December 2025)
Credit Acceptance Corporation total assets breakdown as of December 2025. Credit Acceptance Corporation's total assets of $8.62 Billion consist of 6.0% current assets and 94.0% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 5.2% |
| Accounts Receivable | $67.20 Million | 0.7% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $0.00 | 0.0% |
| Goodwill | $0.00 | 0.0% |
Asset Composition Trend (1992–2025)
This chart illustrates how Credit Acceptance Corporation's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. Explore Credit Acceptance Corporation (CACC) working capital ratio to assess how much short-term liquidity the company maintains relative to its equity base.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Credit Acceptance Corporation's current assets represent 6.0% of total assets in 2025, a decrease from 6.8% in 1992.
- Cash Position: Cash and equivalents constituted 5.2% of total assets in 2025, up from 0.0% in 1992.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 1992.
- Asset Diversification: The largest asset category is accounts receivable at 0.7% of total assets.
Credit Acceptance Corporation Competitors by Total Assets
Key competitors of Credit Acceptance Corporation based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Krungthai Card PCL
BK:KTC
|
Thailand | ฿105.45 Billion |
|
Mastercard Inc
NYSE:MA
|
USA | $52.45 Billion |
|
Indian Railway Finance Corporation Limited
NSE:IRFC
|
India | Rs4.98 Trillion |
|
Best SA
WAR:BST
|
Poland | zł2.95 Billion |
|
Vardhman Holdings Limited
NSE:VHL
|
India | Rs37.69 Billion |
|
RMS Mezzanine A.S.
PR:PVT
|
Czech Republic | Kč384.52 Million |
|
Magna Finance Tbk
JK:MGNA
|
Indonesia | Rp127.24 Billion |
|
Yolo SA
WAR:YOL
|
Poland | zł206.00K |
Credit Acceptance Corporation - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 21.22 | 19.00 | 28.04 |
| Quick Ratio | 21.22 | 19.00 | 27.78 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $8.05 Billion | $8.22 Billion | $6.80 Billion |
Credit Acceptance Corporation - Advanced Valuation Insights
This section examines the relationship between Credit Acceptance Corporation's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 3.96 |
| Latest Market Cap to Assets Ratio | 0.54 |
| Asset Growth Rate (YoY) | -1.5% |
| Total Assets | $9.60 Billion |
| Market Capitalization | $5.18 Billion USD |
Valuation Analysis
Below Book Valuation: The market values Credit Acceptance Corporation's assets below their book value (0.54x), which may indicate investor concerns about asset quality or future growth.
Slight Asset Contraction: Credit Acceptance Corporation's assets decreased by 1.5% over the past year, which may reflect streamlining or optimization of resources.
Annual Total Assets for Credit Acceptance Corporation (1992–2025)
The table below shows the annual total assets of Credit Acceptance Corporation from 1992 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | $9.60 Billion | -1.46% |
| 2024-12-31 | $9.74 Billion | +16.05% |
| 2023-12-31 | $8.39 Billion | +21.57% |
| 2022-12-31 | $6.90 Billion | -2.07% |
| 2021-12-31 | $7.05 Billion | -5.85% |
| 2020-12-31 | $7.49 Billion | +0.89% |
| 2019-12-31 | $7.42 Billion | +19.01% |
| 2018-12-31 | $6.24 Billion | +25.11% |
| 2017-12-31 | $4.99 Billion | +18.20% |
| 2016-12-31 | $4.22 Billion | +24.45% |
| 2015-12-31 | $3.39 Billion | +21.68% |
| 2014-12-31 | $2.79 Billion | +14.47% |
| 2013-12-31 | $2.43 Billion | +14.07% |
| 2012-12-31 | $2.13 Billion | +21.30% |
| 2011-12-31 | $1.76 Billion | +30.90% |
| 2010-12-31 | $1.34 Billion | +14.22% |
| 2009-12-31 | $1.18 Billion | +3.24% |
| 2008-12-31 | $1.14 Billion | +20.93% |
| 2007-12-31 | $942.18 Million | +29.92% |
| 2006-12-31 | $725.21 Million | +17.08% |
| 2005-12-31 | $619.39 Million | +4.75% |
| 2004-12-31 | $591.31 Million | -37.35% |
| 2003-12-31 | $943.78 Million | +12.04% |
| 2002-12-31 | $842.33 Million | -2.22% |
| 2001-12-31 | $861.43 Million | +28.37% |
| 2000-12-31 | $671.03 Million | +1.63% |
| 1999-12-31 | $660.24 Million | -12.19% |
| 1998-12-31 | $751.93 Million | -32.60% |
| 1997-12-31 | $1.12 Billion | +3.83% |
| 1996-12-31 | $1.07 Billion | +56.53% |
| 1995-12-31 | $686.40 Million | +61.16% |
| 1994-12-31 | $425.90 Million | +109.80% |
| 1993-12-31 | $203.00 Million | +58.35% |
| 1992-12-31 | $128.20 Million | -- |
About Credit Acceptance Corporation
Credit Acceptance Corporation engages in the provision of financing programs, and related products and services in the United States. It advances money to automobile dealers in exchange for the right to service the underlying consumer loans; and buys the consumer loans from the dealers and keeps the amount collected from the consumers. The company is also involved in the business of reinsuring co… Read more