Credit Acceptance Corporation - Asset Resilience Ratio
Credit Acceptance Corporation (CACC) has an Asset Resilience Ratio of 1.35% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See CACC current assets to equity ratio to evaluate short-term liquidity relative to the company's equity base.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (1992–2025)
This chart shows how Credit Acceptance Corporation's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see Credit Acceptance Corporation balance sheet assets.
Liquid Assets Composition Over Time
This chart breaks down Credit Acceptance Corporation's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore Credit Acceptance Corporation (CACC) investment intensity to see how much of total assets are deployed in long-term investments.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $116.60 Million | 1.35% |
| Total Liquid Assets | $116.60 Million | 1.35% |
Asset Resilience Insights
- Limited Liquidity: Credit Acceptance Corporation maintains only 1.35% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Credit Acceptance Corporation Industry Peers by Asset Resilience Ratio
Compare Credit Acceptance Corporation's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Mastercard Inc
NYSE:MA |
Credit Services | 0.60% |
|
Shriram Finance Limited
NSE:SHRIRAMFIN |
Credit Services | 3.41% |
|
Indian Railway Finance Corporation Limited
NSE:IRFC |
Credit Services | 0.09% |
|
Kruk SA
WAR:KRU |
Credit Services | 24.45% |
|
ZIP Co Ltd
AU:ZIP |
Credit Services | 0.13% |
|
Beijing Cuiwei Tower Co Ltd
SHG:603123 |
Credit Services | 1.79% |
|
Vakif Finansal Kiralama AS
IS:VAKFN |
Credit Services | 0.62% |
|
FSA Group Ltd
AU:FSA |
Credit Services | 0.99% |
Annual Asset Resilience Ratio for Credit Acceptance Corporation (1992–2025)
The table below shows the annual Asset Resilience Ratio data for Credit Acceptance Corporation.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 0.10% | $9.60 Million | $9.60 Billion | +0.00pp |
| 2024-12-31 | 0.10% | $9.50 Million | $9.74 Billion | +0.02pp |
| 2023-12-31 | 0.08% | $6.90 Million | $8.39 Billion | -0.96pp |
| 2022-12-31 | 1.05% | $72.30 Million | $6.90 Billion | +0.17pp |
| 2021-12-31 | 0.88% | $62.10 Million | $7.05 Billion | 0.00pp |
| 2020-12-31 | 0.88% | $66.10 Million | $7.49 Billion | +0.08pp |
| 2019-12-31 | 0.80% | $59.30 Million | $7.42 Billion | -0.14pp |
| 2018-12-31 | 0.94% | $58.60 Million | $6.24 Billion | +0.01pp |
| 2017-12-31 | 0.92% | $46.10 Million | $4.99 Billion | -0.15pp |
| 2016-12-31 | 1.07% | $45.30 Million | $4.22 Billion | -0.35pp |
| 2015-12-31 | 1.43% | $48.30 Million | $3.39 Billion | -0.48pp |
| 2014-12-31 | 1.91% | $53.20 Million | $2.79 Billion | -0.29pp |
| 2013-12-31 | 2.20% | $53.60 Million | $2.43 Billion | +0.04pp |
| 2012-12-31 | 2.16% | $46.10 Million | $2.13 Billion | +2.12pp |
| 2011-12-31 | 0.05% | $810.00K | $1.76 Billion | -0.01pp |
| 2010-12-31 | 0.06% | $805.00K | $1.34 Billion | -0.21pp |
| 2009-12-31 | 0.27% | $3.12 Million | $1.18 Billion | -0.03pp |
| 2008-12-31 | 0.29% | $3.35 Million | $1.14 Billion | -0.06pp |
| 2007-12-31 | 0.35% | $3.29 Million | $942.18 Million | -0.14pp |
| 2006-12-31 | 0.49% | $3.56 Million | $725.21 Million | -0.05pp |
| 2005-12-31 | 0.54% | $3.35 Million | $619.39 Million | +0.38pp |
| 2004-12-31 | 0.16% | $928.00K | $591.31 Million | +0.14pp |
| 2002-12-31 | 0.02% | $173.00K | $842.33 Million | +0.00pp |
| 2001-12-31 | 0.02% | $173.00K | $861.43 Million | -0.09pp |
| 2000-12-31 | 0.11% | $751.00K | $671.03 Million | -1.65pp |
| 1999-12-31 | 1.76% | $11.60 Million | $660.24 Million | +0.40pp |
| 1998-12-31 | 1.36% | $10.20 Million | $751.93 Million | +0.46pp |
| 1997-12-31 | 0.90% | $10.00 Million | $1.12 Billion | +0.31pp |
| 1996-12-31 | 0.59% | $6.30 Million | $1.07 Billion | +0.22pp |
| 1995-12-31 | 0.36% | $2.50 Million | $686.40 Million | +0.01pp |
| 1994-12-31 | 0.35% | $1.50 Million | $425.90 Million | -0.68pp |
| 1993-12-31 | 1.03% | $2.10 Million | $203.00 Million | -5.75pp |
| 1992-12-31 | 6.79% | $8.70 Million | $128.20 Million | -- |
About Credit Acceptance Corporation
Credit Acceptance Corporation engages in the provision of financing programs, and related products and services in the United States. It advances money to automobile dealers in exchange for the right to service the underlying consumer loans; and buys the consumer loans from the dealers and keeps the amount collected from the consumers. The company is also involved in the business of reinsuring co… Read more