Credit Acceptance Corporation - Asset Resilience Ratio
Credit Acceptance Corporation (CACC) has an Asset Resilience Ratio of 1.26% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Explore CACC long-term asset investment ratio to see how much of total assets are deployed in long-term investments.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (1992–2025)
This chart shows how Credit Acceptance Corporation's Asset Resilience Ratio has changed over time. See how many days can Credit Acceptance Corporation fund operations to measure how many days the company can operate on defensive assets alone.
Liquid Assets Composition Over Time
This chart breaks down Credit Acceptance Corporation's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see balance sheet size of Credit Acceptance Corporation.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $109.40 Million | 1.26% |
| Total Liquid Assets | $109.40 Million | 1.26% |
Asset Resilience Insights
- Limited Liquidity: Credit Acceptance Corporation maintains only 1.26% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Credit Acceptance Corporation Industry Peers by Asset Resilience Ratio
Compare Credit Acceptance Corporation's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
ZIP Co Ltd
AU:ZIP |
Credit Services | 0.13% |
|
Pepper Money Ltd
AU:PPM |
Credit Services | 0.08% |
|
Arman Financial Services Limited
NSE:ARMANFIN |
Credit Services | 35.70% |
|
Solvar Ltd
AU:SVR |
Credit Services | 10.29% |
|
Peninsula Group Ltd
TA:PEN |
Credit Services | 1.01% |
|
ALBIS Leasing AG
XETRA:ALG |
Credit Services | 1.19% |
|
Eastern Commercial Leasing Public Company Limited
BK:ECL |
Credit Services | 0.20% |
|
Intan Baruprana Finance Tbk
JK:IBFN |
Credit Services | 7.08% |
Annual Asset Resilience Ratio for Credit Acceptance Corporation (1992–2025)
The table below shows the annual Asset Resilience Ratio data for Credit Acceptance Corporation.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 0.10% | $9.60 Million | $9.60 Billion | +0.00pp |
| 2024-12-31 | 0.10% | $9.50 Million | $9.74 Billion | +0.02pp |
| 2023-12-31 | 0.08% | $6.90 Million | $8.39 Billion | -0.96pp |
| 2022-12-31 | 1.05% | $72.30 Million | $6.90 Billion | +0.17pp |
| 2021-12-31 | 0.88% | $62.10 Million | $7.05 Billion | 0.00pp |
| 2020-12-31 | 0.88% | $66.10 Million | $7.49 Billion | +0.08pp |
| 2019-12-31 | 0.80% | $59.30 Million | $7.42 Billion | -0.14pp |
| 2018-12-31 | 0.94% | $58.60 Million | $6.24 Billion | +0.01pp |
| 2017-12-31 | 0.92% | $46.10 Million | $4.99 Billion | -0.15pp |
| 2016-12-31 | 1.07% | $45.30 Million | $4.22 Billion | -0.35pp |
| 2015-12-31 | 1.43% | $48.30 Million | $3.39 Billion | -0.48pp |
| 2014-12-31 | 1.91% | $53.20 Million | $2.79 Billion | -0.29pp |
| 2013-12-31 | 2.20% | $53.60 Million | $2.43 Billion | +0.04pp |
| 2012-12-31 | 2.16% | $46.10 Million | $2.13 Billion | +2.12pp |
| 2011-12-31 | 0.05% | $810.00K | $1.76 Billion | -0.01pp |
| 2010-12-31 | 0.06% | $805.00K | $1.34 Billion | -0.21pp |
| 2009-12-31 | 0.27% | $3.12 Million | $1.18 Billion | -0.03pp |
| 2008-12-31 | 0.29% | $3.35 Million | $1.14 Billion | -0.06pp |
| 2007-12-31 | 0.35% | $3.29 Million | $942.18 Million | -0.14pp |
| 2006-12-31 | 0.49% | $3.56 Million | $725.21 Million | -0.05pp |
| 2005-12-31 | 0.54% | $3.35 Million | $619.39 Million | +0.38pp |
| 2004-12-31 | 0.16% | $928.00K | $591.31 Million | +0.14pp |
| 2002-12-31 | 0.02% | $173.00K | $842.33 Million | +0.00pp |
| 2001-12-31 | 0.02% | $173.00K | $861.43 Million | -0.09pp |
| 2000-12-31 | 0.11% | $751.00K | $671.03 Million | -1.65pp |
| 1999-12-31 | 1.76% | $11.60 Million | $660.24 Million | +0.40pp |
| 1998-12-31 | 1.36% | $10.20 Million | $751.93 Million | +0.46pp |
| 1997-12-31 | 0.90% | $10.00 Million | $1.12 Billion | +0.31pp |
| 1996-12-31 | 0.59% | $6.30 Million | $1.07 Billion | +0.22pp |
| 1995-12-31 | 0.36% | $2.50 Million | $686.40 Million | +0.01pp |
| 1994-12-31 | 0.35% | $1.50 Million | $425.90 Million | -0.68pp |
| 1993-12-31 | 1.03% | $2.10 Million | $203.00 Million | -5.75pp |
| 1992-12-31 | 6.79% | $8.70 Million | $128.20 Million | -- |
About Credit Acceptance Corporation
Credit Acceptance Corporation engages in the provision of financing programs, and related products and services in the United States. It advances money to automobile dealers in exchange for the right to service the underlying consumer loans; and buys the consumer loans from the dealers and keeps the amount collected from the consumers. The company is also involved in the business of reinsuring co… Read more