Credit Acceptance Corporation (CACC) - Total Liabilities
Based on the latest financial reports, Credit Acceptance Corporation (CACC) has total liabilities worth $7.18 Billion USD as of March 2026. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities.
Credit Acceptance Corporation - Total Liabilities Trend (1992–2025)
This chart illustrates how Credit Acceptance Corporation's total liabilities have evolved over time, based on quarterly financial data. See how liquid is Credit Acceptance Corporation's working capital to evaluate short-term liquidity relative to the company's equity base.
Credit Acceptance Corporation Competitors by Total Liabilities
The table below lists competitors of Credit Acceptance Corporation ranked by their total liabilities.
| Company | Country | Total Liabilities |
|---|---|---|
|
Pegasystems Inc
NASDAQ:PEGA
|
USA | $845.08 Million |
|
Jiangsu Financial Leasing Co Ltd Class A
SHG:600901
|
China | CN¥132.23 Billion |
|
MGIC Investment Corp
NYSE:MTG
|
USA | $1.38 Billion |
|
Guangzhou Great Power Energy&Technology Co Ltd
SHE:300438
|
China | CN¥17.66 Billion |
|
NEXANS ADR EO 1
F:NXS0
|
Germany | €6.02 Billion |
|
Western Superconducting Tech Co Ltd
SHG:688122
|
China | CN¥7.07 Billion |
|
Associated Banc-Corp
NYSE:ASB
|
USA | $40.60 Billion |
|
West Fraser Timber Co Ltd
TO:WFG
|
Canada | CA$2.03 Billion |
Liability Composition Analysis (1992–2025)
This chart breaks down Credit Acceptance Corporation's total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. For the full company profile including market capitalisation, see market value of Credit Acceptance Corporation.
Liquidity & Leverage Metrics
Key Metrics Explained
| Metric | Value | Description |
|---|---|---|
| Current Ratio | 20.57 | Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities) |
| Quick Ratio | N/A | More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities) |
| Cash Ratio | N/A | Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities) |
| Debt to Equity | 4.74 | Measures financial leverage (Total Liabilities ÷ Shareholder Equity) |
| Debt to Assets | 0.83 | Portion of assets financed with debt (Total Liabilities ÷ Total Assets) |
Liability Trends Comparison
This chart compares key liability metrics across different time periods, showing how Credit Acceptance Corporation's debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.
Annual Total Liabilities for Credit Acceptance Corporation (1992–2025)
The table below shows the annual total liabilities of Credit Acceptance Corporation from 1992 to 2025.
| Year | Total Liabilities | Change |
|---|---|---|
| 2025-12-31 | $8.07 Billion | +1.04% |
| 2024-12-31 | $7.99 Billion | +20.35% |
| 2023-12-31 | $6.64 Billion | +25.74% |
| 2022-12-31 | $5.28 Billion | +1.03% |
| 2021-12-31 | $5.23 Billion | +0.78% |
| 2020-12-31 | $5.19 Billion | +2.34% |
| 2019-12-31 | $5.07 Billion | +19.34% |
| 2018-12-31 | $4.25 Billion | +23.09% |
| 2017-12-31 | $3.45 Billion | +13.32% |
| 2016-12-31 | $3.04 Billion | +23.69% |
| 2015-12-31 | $2.46 Billion | +18.15% |
| 2014-12-31 | $2.08 Billion | +23.76% |
| 2013-12-31 | $1.68 Billion | +11.38% |
| 2012-12-31 | $1.51 Billion | +24.01% |
| 2011-12-31 | $1.22 Billion | +40.23% |
| 2010-12-31 | $869.04 Million | +28.17% |
| 2009-12-31 | $678.03 Million | -15.42% |
| 2008-12-31 | $801.60 Million | +18.45% |
| 2007-12-31 | $676.73 Million | +31.44% |
| 2006-12-31 | $514.87 Million | +108.98% |
| 2005-12-31 | $246.37 Million | -15.17% |
| 2004-12-31 | $290.42 Million | -50.46% |
| 2003-12-31 | $586.22 Million | +13.06% |
| 2002-12-31 | $518.48 Million | -9.51% |
| 2001-12-31 | $573.00 Million | +258.53% |
| 2000-12-31 | $159.82 Million | -59.77% |
| 1999-12-31 | $397.26 Million | -16.48% |
| 1998-12-31 | $475.67 Million | -45.11% |
| 1997-12-31 | $866.62 Million | +4.63% |
| 1996-12-31 | $828.27 Million | +764.59% |
| 1995-12-31 | $95.80 Million | +20.20% |
| 1994-12-31 | $79.70 Million | +1632.61% |
| 1993-12-31 | $4.60 Million | -94.65% |
| 1992-12-31 | $86.00 Million | -- |
About Credit Acceptance Corporation
Credit Acceptance Corporation engages in the provision of financing programs, and related products and services in the United States. It advances money to automobile dealers in exchange for the right to service the underlying consumer loans; and buys the consumer loans from the dealers and keeps the amount collected from the consumers. The company is also involved in the business of reinsuring co… Read more