Credit Acceptance Corporation (CACC) - Cash Flow Conversion Efficiency
Based on the latest financial reports, Credit Acceptance Corporation (CACC) has a cash flow conversion efficiency ratio of 0.229x as of March 2026. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($346.80 Million) by net assets ($1.51 Billion). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. See Credit Acceptance Corporation (CACC) balance sheet quality index to measure how much of total assets are equity-financed.
Credit Acceptance Corporation - Cash Flow Conversion Efficiency Trend (1992–2025)
This chart illustrates how Credit Acceptance Corporation's cash flow conversion efficiency has evolved over time, based on yearly financial data. Check Credit Acceptance Corporation (CACC) cash flow quality to evaluate the quality of earnings relative to operating cash generation.
Credit Acceptance Corporation Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of Credit Acceptance Corporation ranked by their cash flow conversion efficiency.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
COSCO SHIPPING Holdings Co. Ltd
F:C6G
|
0.025x |
|
APL Apollo Tubes Limited
NSE:APLAPOLLO
|
0.241x |
|
Tianfeng Securities Co Ltd
SHG:601162
|
0.093x |
|
OceanaGold Corporation
TO:OGC
|
0.150x |
|
NEXANS ADR EO 1
F:NXS0
|
N/A |
|
ICL Israel Chemicals Ltd
TA:ICL
|
0.048x |
|
Associated Banc-Corp
NYSE:ASB
|
0.027x |
|
SICC Co. Ltd.
SHG:688234
|
-0.030x |
Annual Cash Flow Conversion Efficiency for Credit Acceptance Corporation (1992–2025)
The table below shows the annual cash flow conversion efficiency of Credit Acceptance Corporation from 1992 to 2025. For the full company profile with market capitalisation and key ratios, see market value of Credit Acceptance Corporation.
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2025-12-31 | $1.52 Billion | $1.05 Billion | 0.692x | +6.43% |
| 2024-12-31 | $1.75 Billion | $1.14 Billion | 0.650x | -5.25% |
| 2023-12-31 | $1.75 Billion | $1.20 Billion | 0.686x | -10.00% |
| 2022-12-31 | $1.62 Billion | $1.24 Billion | 0.763x | +30.11% |
| 2021-12-31 | $1.82 Billion | $1.07 Billion | 0.586x | +37.01% |
| 2020-12-31 | $2.30 Billion | $985.20 Million | 0.428x | +24.07% |
| 2019-12-31 | $2.36 Billion | $812.30 Million | 0.345x | -2.45% |
| 2018-12-31 | $1.99 Billion | $703.90 Million | 0.354x | -4.06% |
| 2017-12-31 | $1.54 Billion | $566.00 Million | 0.369x | -14.72% |
| 2016-12-31 | $1.17 Billion | $507.20 Million | 0.432x | -0.78% |
| 2015-12-31 | $928.10 Million | $404.20 Million | 0.436x | -16.26% |
| 2014-12-31 | $702.20 Million | $365.20 Million | 0.520x | +19.78% |
| 2013-12-31 | $750.10 Million | $325.70 Million | 0.434x | -12.50% |
| 2012-12-31 | $621.90 Million | $308.60 Million | 0.496x | -2.82% |
| 2011-12-31 | $539.95 Million | $275.70 Million | 0.511x | +20.71% |
| 2010-12-31 | $474.47 Million | $200.70 Million | 0.423x | +37.94% |
| 2009-12-31 | $498.21 Million | $152.78 Million | 0.307x | -35.20% |
| 2008-12-31 | $337.75 Million | $159.83 Million | 0.473x | +28.51% |
| 2007-12-31 | $265.45 Million | $97.75 Million | 0.368x | -10.11% |
| 2006-12-31 | $210.35 Million | $86.17 Million | 0.410x | +45.57% |
| 2005-12-31 | $373.03 Million | $104.98 Million | 0.281x | +1.02% |
| 2004-12-31 | $300.89 Million | $83.82 Million | 0.279x | +55.50% |
| 2003-12-31 | $357.56 Million | $64.06 Million | 0.179x | -2.71% |
| 2002-12-31 | $323.85 Million | $59.63 Million | 0.184x | -22.79% |
| 2001-12-31 | $288.44 Million | $68.79 Million | 0.238x | +105.30% |
| 2000-12-31 | $511.22 Million | $59.38 Million | 0.116x | -14.39% |
| 1999-12-31 | $262.98 Million | $35.68 Million | 0.136x | -32.71% |
| 1998-12-31 | $276.26 Million | $55.71 Million | 0.202x | -19.14% |
| 1997-12-31 | $248.99 Million | $62.10 Million | 0.249x | -15.82% |
| 1996-12-31 | $246.14 Million | $72.93 Million | 0.296x | +262.30% |
| 1995-12-31 | $590.60 Million | $48.30 Million | 0.082x | -12.62% |
| 1994-12-31 | $346.20 Million | $32.40 Million | 0.094x | +11.18% |
| 1993-12-31 | $198.40 Million | $16.70 Million | 0.084x | -73.49% |
| 1992-12-31 | $42.20 Million | $13.40 Million | 0.318x | -- |
About Credit Acceptance Corporation
Credit Acceptance Corporation engages in the provision of financing programs, and related products and services in the United States. It advances money to automobile dealers in exchange for the right to service the underlying consumer loans; and buys the consumer loans from the dealers and keeps the amount collected from the consumers. The company is also involved in the business of reinsuring co… Read more