Credit Acceptance Corporation (CACC) - Cash Flow Conversion Efficiency
Based on the latest financial reports, Credit Acceptance Corporation (CACC) has a cash flow conversion efficiency ratio of 0.229x as of March 2026. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($346.80 Million) by net assets ($1.51 Billion). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. See Credit Acceptance Corporation liquidity coverage in days to measure how many days the company can operate on defensive assets alone.
Credit Acceptance Corporation - Cash Flow Conversion Efficiency Trend (1992–2025)
This chart illustrates how Credit Acceptance Corporation's cash flow conversion efficiency has evolved over time, based on yearly financial data.
Credit Acceptance Corporation Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of Credit Acceptance Corporation ranked by their cash flow conversion efficiency.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
News Corp B
NASDAQ:NWS
|
0.024x |
|
Asymchem Laboratories Tian Jin Co Ltd
SHE:002821
|
0.025x |
|
Walsin Lihwa Corp
TW:1605
|
0.021x |
|
Gentex Corporation
NASDAQ:GNTX
|
0.055x |
|
NEXANS ADR EO 1
F:NXS0
|
N/A |
|
Randstad NV
AS:RAND
|
0.041x |
|
Associated Banc-Corp
NYSE:ASB
|
0.027x |
|
Versant Media Group, Inc.
NASDAQ:VSNT
|
0.046x |
Annual Cash Flow Conversion Efficiency for Credit Acceptance Corporation (1992–2025)
The table below shows the annual cash flow conversion efficiency of Credit Acceptance Corporation from 1992 to 2025. For the full company profile with market capitalisation and key ratios, see market cap of Credit Acceptance Corporation.
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2025-12-31 | $1.52 Billion | $1.05 Billion | 0.692x | +6.43% |
| 2024-12-31 | $1.75 Billion | $1.14 Billion | 0.650x | -5.25% |
| 2023-12-31 | $1.75 Billion | $1.20 Billion | 0.686x | -10.00% |
| 2022-12-31 | $1.62 Billion | $1.24 Billion | 0.763x | +30.11% |
| 2021-12-31 | $1.82 Billion | $1.07 Billion | 0.586x | +37.01% |
| 2020-12-31 | $2.30 Billion | $985.20 Million | 0.428x | +24.07% |
| 2019-12-31 | $2.36 Billion | $812.30 Million | 0.345x | -2.45% |
| 2018-12-31 | $1.99 Billion | $703.90 Million | 0.354x | -4.06% |
| 2017-12-31 | $1.54 Billion | $566.00 Million | 0.369x | -14.72% |
| 2016-12-31 | $1.17 Billion | $507.20 Million | 0.432x | -0.78% |
| 2015-12-31 | $928.10 Million | $404.20 Million | 0.436x | -16.26% |
| 2014-12-31 | $702.20 Million | $365.20 Million | 0.520x | +19.78% |
| 2013-12-31 | $750.10 Million | $325.70 Million | 0.434x | -12.50% |
| 2012-12-31 | $621.90 Million | $308.60 Million | 0.496x | -2.82% |
| 2011-12-31 | $539.95 Million | $275.70 Million | 0.511x | +20.71% |
| 2010-12-31 | $474.47 Million | $200.70 Million | 0.423x | +37.94% |
| 2009-12-31 | $498.21 Million | $152.78 Million | 0.307x | -35.20% |
| 2008-12-31 | $337.75 Million | $159.83 Million | 0.473x | +28.51% |
| 2007-12-31 | $265.45 Million | $97.75 Million | 0.368x | -10.11% |
| 2006-12-31 | $210.35 Million | $86.17 Million | 0.410x | +45.57% |
| 2005-12-31 | $373.03 Million | $104.98 Million | 0.281x | +1.02% |
| 2004-12-31 | $300.89 Million | $83.82 Million | 0.279x | +55.50% |
| 2003-12-31 | $357.56 Million | $64.06 Million | 0.179x | -2.71% |
| 2002-12-31 | $323.85 Million | $59.63 Million | 0.184x | -22.79% |
| 2001-12-31 | $288.44 Million | $68.79 Million | 0.238x | +105.30% |
| 2000-12-31 | $511.22 Million | $59.38 Million | 0.116x | -14.39% |
| 1999-12-31 | $262.98 Million | $35.68 Million | 0.136x | -32.71% |
| 1998-12-31 | $276.26 Million | $55.71 Million | 0.202x | -19.14% |
| 1997-12-31 | $248.99 Million | $62.10 Million | 0.249x | -15.82% |
| 1996-12-31 | $246.14 Million | $72.93 Million | 0.296x | +262.30% |
| 1995-12-31 | $590.60 Million | $48.30 Million | 0.082x | -12.62% |
| 1994-12-31 | $346.20 Million | $32.40 Million | 0.094x | +11.18% |
| 1993-12-31 | $198.40 Million | $16.70 Million | 0.084x | -73.49% |
| 1992-12-31 | $42.20 Million | $13.40 Million | 0.318x | -- |
About Credit Acceptance Corporation
Credit Acceptance Corporation engages in the provision of financing programs, and related products and services in the United States. It advances money to automobile dealers in exchange for the right to service the underlying consumer loans; and buys the consumer loans from the dealers and keeps the amount collected from the consumers. The company is also involved in the business of reinsuring co… Read more