Cullen/Frost Bankers Inc Total Assets
Cullen/Frost Bankers Inc total assets. Based on the latest financial reports, Cullen/Frost Bankers Inc (CFR) holds total assets worth $52.53 Billion USD as of September 2025. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. Also see CFR market cap for the company's overall valuation and market capitalisation.
Total Assets of Cullen/Frost Bankers Inc (1989–2024)
Total assets of Cullen/Frost Bankers Inc from 1989 to 2024. This chart illustrates how Cullen/Frost Bankers Inc's total assets have evolved over time, based on quarterly financial data. See Cullen/Frost Bankers Inc stock price for real-time trading data and today's change.
Cullen/Frost Bankers Inc - Asset Composition Analysis
Cullen/Frost Bankers Inc Total Assets Breakdown (December 2024)
Cullen/Frost Bankers Inc total assets breakdown as of December 2024. Cullen/Frost Bankers Inc's total assets of $52.53 Billion consist of 48.1% current assets and 51.9% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 19.5% |
| Accounts Receivable | $0.00 | 0.0% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $1.25 Billion | 2.4% |
| Intangible Assets | $0.00 | 0.0% |
| Goodwill | $0.00 | 0.0% |
Asset Composition Trend (1989–2024)
This chart illustrates how Cullen/Frost Bankers Inc's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. Explore how liquid is Cullen/Frost Bankers Inc's working capital to assess how much short-term liquidity the company maintains relative to its equity base.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Cullen/Frost Bankers Inc's current assets represent 48.1% of total assets in 2024, an increase from 24.2% in 1989.
- Cash Position: Cash and equivalents constituted 19.5% of total assets in 2024, down from 20.6% in 1989.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 1989.
- Asset Diversification: The largest asset category is property, plant & equipment at 2.4% of total assets.
Cullen/Frost Bankers Inc Competitors by Total Assets
Key competitors of Cullen/Frost Bankers Inc based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Societe Generale S.A.
PA:GLE
|
France | €1.55 Trillion |
|
Itau Unibanco Banco Holding SA
NYSE:ITUB
|
USA | $3.14 Trillion |
|
Spar Nord Bank
CO:SPNO
|
Denmark | Dkr143.85 Billion |
|
Bank of Guiyang Co Ltd
SHG:601997
|
China | CN¥746.59 Billion |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958
|
China | CN¥509.92 Billion |
|
Bank Ina Perdana PT
JK:BINA
|
Indonesia | Rp30.24 Trillion |
|
SJF Bank A/S
CO:SJF
|
Denmark | Dkr36.72 Billion |
|
Bank Rakyat Indonesia Agroniaga
JK:AGRO
|
Indonesia | Rp13.34 Trillion |
Cullen/Frost Bankers Inc - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.40 | 0.54 | 0.56 |
| Quick Ratio | 0.40 | 0.54 | 0.56 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $-28.50 Billion | $-21.25 Billion | $-16.55 Billion |
Cullen/Frost Bankers Inc - Advanced Valuation Insights
This section examines the relationship between Cullen/Frost Bankers Inc's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 1.87 |
| Latest Market Cap to Assets Ratio | 0.15 |
| Asset Growth Rate (YoY) | 3.3% |
| Total Assets | $52.52 Billion |
| Market Capitalization | $8.09 Billion USD |
Valuation Analysis
Below Book Valuation: The market values Cullen/Frost Bankers Inc's assets below their book value (0.15x), which may indicate investor concerns about asset quality or future growth.
Positive Asset Growth: Cullen/Frost Bankers Inc's assets grew by 3.3% over the past year, showing continued investment in the company's operational capacity.
Annual Total Assets for Cullen/Frost Bankers Inc (1989–2024)
The table below shows the annual total assets of Cullen/Frost Bankers Inc from 1989 to 2024.
| Year | Total Assets | Change |
|---|---|---|
| 2024-12-31 | $52.52 Billion | +3.29% |
| 2023-12-31 | $50.85 Billion | -3.87% |
| 2022-12-31 | $52.89 Billion | +8.17% |
| 2021-12-31 | $48.90 Billion | +19.37% |
| 2020-12-31 | $40.96 Billion | +22.96% |
| 2019-12-31 | $33.31 Billion | +3.16% |
| 2018-12-31 | $32.29 Billion | +1.72% |
| 2017-12-31 | $31.75 Billion | +5.14% |
| 2016-12-31 | $30.20 Billion | +5.70% |
| 2015-12-31 | $28.57 Billion | +1.02% |
| 2014-12-31 | $28.28 Billion | +16.31% |
| 2013-12-31 | $24.31 Billion | +5.14% |
| 2012-12-31 | $23.12 Billion | +13.81% |
| 2011-12-31 | $20.32 Billion | +15.33% |
| 2010-12-31 | $17.62 Billion | +8.16% |
| 2009-12-31 | $16.29 Billion | +8.34% |
| 2008-12-31 | $15.03 Billion | +11.49% |
| 2007-12-31 | $13.49 Billion | +1.97% |
| 2006-12-31 | $13.22 Billion | +12.63% |
| 2005-12-31 | $11.74 Billion | +17.97% |
| 2004-12-31 | $9.95 Billion | +2.90% |
| 2003-12-31 | $9.67 Billion | +1.43% |
| 2002-12-31 | $9.54 Billion | +13.94% |
| 2001-12-31 | $8.37 Billion | +9.26% |
| 2000-12-31 | $7.66 Billion | +9.49% |
| 1999-12-31 | $7.00 Billion | +1.85% |
| 1998-12-31 | $6.87 Billion | +13.63% |
| 1997-12-31 | $6.05 Billion | +23.67% |
| 1996-12-31 | $4.89 Billion | +16.38% |
| 1995-12-31 | $4.20 Billion | +10.72% |
| 1994-12-31 | $3.79 Billion | +4.25% |
| 1993-12-31 | $3.64 Billion | +15.49% |
| 1992-12-31 | $3.15 Billion | +2.34% |
| 1991-12-31 | $3.08 Billion | -5.40% |
| 1990-12-31 | $3.25 Billion | -7.14% |
| 1989-12-31 | $3.50 Billion | -- |
About Cullen/Frost Bankers Inc
Cullen/Frost Bankers, Inc. operates as the bank holding company for Frost Bank that provides commercial and consumer banking services in Texas. The company offers commercial banking services to corporations, including financing for industrial and commercial properties, interim construction related to industrial and commercial properties, equipment, inventories and accounts receivables, and acquis… Read more