Cullen/Frost Bankers Inc (CFR) - Cash Flow Conversion Efficiency
Based on the latest financial reports, Cullen/Frost Bankers Inc (CFR) has a cash flow conversion efficiency ratio of 0.056x as of September 2025. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($248.58 Million) by net assets ($4.46 Billion). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations.
Cullen/Frost Bankers Inc - Cash Flow Conversion Efficiency Trend (1989–2024)
This chart illustrates how Cullen/Frost Bankers Inc's cash flow conversion efficiency has evolved over time, based on yearly financial data. Read CFR total debt and obligations for a breakdown of total debt and financial obligations.
Cullen/Frost Bankers Inc Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of Cullen/Frost Bankers Inc ranked by their cash flow conversion efficiency.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
Bharti Hexacom Ltd
NSE:BHARTIHEXA
|
0.173x |
|
Element Fleet Management Corp
TO:EFN
|
0.072x |
|
Compania de Minas Buenaventura SAA ADR
NYSE:BVN
|
0.056x |
|
NEW ORIENT.EDU.+TE.ADR/10
F:N1UA
|
N/A |
|
Unity Software Inc
NYSE:U
|
0.035x |
|
Zoomlion Heavy Industry Science and Technology Co Ltd
SHE:000157
|
0.004x |
|
Terawulf Inc
NASDAQ:WULF
|
-0.628x |
|
Semtech Corporation
NASDAQ:SMTC
|
0.072x |
Annual Cash Flow Conversion Efficiency for Cullen/Frost Bankers Inc (1989–2024)
The table below shows the annual cash flow conversion efficiency of Cullen/Frost Bankers Inc from 1989 to 2024. For the full company profile with market capitalisation and key ratios, see Cullen/Frost Bankers Inc market cap and net worth.
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2024-12-31 | $3.90 Billion | $989.53 Million | 0.254x | +97.00% |
| 2023-12-31 | $3.72 Billion | $478.85 Million | 0.129x | -44.06% |
| 2022-12-31 | $3.14 Billion | $722.58 Million | 0.230x | +57.76% |
| 2021-12-31 | $4.44 Billion | $648.29 Million | 0.146x | +19.57% |
| 2020-12-31 | $4.29 Billion | $524.24 Million | 0.122x | -24.66% |
| 2019-12-31 | $3.91 Billion | $634.09 Million | 0.162x | -2.90% |
| 2018-12-31 | $3.37 Billion | $562.39 Million | 0.167x | +2.31% |
| 2017-12-31 | $3.30 Billion | $538.08 Million | 0.163x | +11.89% |
| 2016-12-31 | $3.00 Billion | $437.84 Million | 0.146x | +6.74% |
| 2015-12-31 | $2.89 Billion | $394.86 Million | 0.137x | +34.39% |
| 2014-12-31 | $2.85 Billion | $289.85 Million | 0.102x | +47.21% |
| 2013-12-31 | $2.51 Billion | $173.61 Million | 0.069x | -44.36% |
| 2012-12-31 | $2.42 Billion | $300.00 Million | 0.124x | +3.28% |
| 2011-12-31 | $2.28 Billion | $274.37 Million | 0.120x | -41.65% |
| 2010-12-31 | $2.06 Billion | $424.53 Million | 0.206x | +42.41% |
| 2009-12-31 | $1.89 Billion | $273.93 Million | 0.145x | +8.80% |
| 2008-12-31 | $1.76 Billion | $234.37 Million | 0.133x | -2.47% |
| 2007-12-31 | $1.48 Billion | $201.28 Million | 0.136x | +453.12% |
| 2006-12-31 | $1.38 Billion | $-53.13 Million | -0.039x | -128.62% |
| 2005-12-31 | $982.24 Million | $132.44 Million | 0.135x | -13.90% |
| 2004-12-31 | $822.39 Million | $128.78 Million | 0.157x | -40.42% |
| 2003-12-31 | $770.00 Million | $202.36 Million | 0.263x | -32.05% |
| 2002-12-31 | $703.79 Million | $272.20 Million | 0.387x | +151.41% |
| 2001-12-31 | $594.92 Million | $91.52 Million | 0.154x | -32.29% |
| 2000-12-31 | $573.03 Million | $130.20 Million | 0.227x | -15.28% |
| 1999-12-31 | $509.31 Million | $136.60 Million | 0.268x | +19.31% |
| 1998-12-31 | $512.90 Million | $115.30 Million | 0.225x | +115.89% |
| 1997-12-31 | $462.90 Million | $48.20 Million | 0.104x | -48.49% |
| 1996-12-31 | $378.90 Million | $76.60 Million | 0.202x | -19.63% |
| 1995-12-31 | $341.50 Million | $85.90 Million | 0.252x | +57.76% |
| 1994-12-31 | $295.40 Million | $47.10 Million | 0.159x | +1.41% |
| 1993-12-31 | $273.50 Million | $43.00 Million | 0.157x | -40.98% |
| 1992-12-31 | $206.10 Million | $54.90 Million | 0.266x | +44.42% |
| 1991-12-31 | $176.20 Million | $32.50 Million | 0.184x | -29.55% |
| 1990-12-31 | $173.40 Million | $45.40 Million | 0.262x | +1838.69% |
| 1989-12-31 | $179.30 Million | $-2.70 Million | -0.015x | -- |
About Cullen/Frost Bankers Inc
Cullen/Frost Bankers, Inc. operates as the bank holding company for Frost Bank that provides commercial and consumer banking services in Texas. The company offers commercial banking services to corporations, including financing for industrial and commercial properties, interim construction related to industrial and commercial properties, equipment, inventories and accounts receivables, and acquis… Read more