Cullen/Frost Bankers Inc Cash Flow Conversion Efficiency
Cullen/Frost Bankers Inc cash flow conversion efficiency. Based on the latest financial reports, Cullen/Frost Bankers Inc (CFR) has a cash flow conversion efficiency ratio of 0.056x as of September 2025. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($248.58 Million) by net assets ($4.46 Billion). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations.
Cash Flow Conversion Efficiency of Cullen/Frost Bankers Inc (1989–2024)
Cash flow conversion efficiency of Cullen/Frost Bankers Inc from 1989 to 2024. This chart illustrates how Cullen/Frost Bankers Inc's cash flow conversion efficiency has evolved over time, based on yearly financial data. View Cullen/Frost Bankers Inc share price for real-time trading data and today's change.
Cullen/Frost Bankers Inc Cash Flow Conversion Ratio Explained
Cullen/Frost Bankers Inc cash flow conversion ratio divides operating cash flow by net assets, so a higher ratio means more cash generated from each unit of shareholder equity.
Cullen/Frost Bankers Inc Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of Cullen/Frost Bankers Inc ranked by their cash flow conversion efficiency. Also see Cullen/Frost Bankers Inc market capitalisation for the company's overall valuation and market capitalisation.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
InterDigital Inc
NASDAQ:IDCC
|
0.069x |
|
Simpson Manufacturing Company Inc
NYSE:SSD
|
0.101x |
|
REC Limited
NSE:RECLTD
|
-0.035x |
|
Wayfair Inc
NYSE:W
|
0.018x |
|
Tripod Technology Corp
TW:3044
|
0.058x |
|
Itissalat Al-Maghrib
PA:IAM
|
0.220x |
|
Lincoln National Corporation
NYSE:LNC
|
-0.049x |
|
Abivax SA
PA:ABVX
|
-0.118x |
Annual Cash Flow Conversion Efficiency for Cullen/Frost Bankers Inc (1989–2024)
The table below shows the annual cash flow conversion efficiency of Cullen/Frost Bankers Inc from 1989 to 2024. Review how much free cash does Cullen/Frost Bankers Inc generate to assess how much free cash flow the company generates relative to operating cash flow.
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2024-12-31 | $3.90 Billion | $989.53 Million | 0.254x | +97.00% |
| 2023-12-31 | $3.72 Billion | $478.85 Million | 0.129x | -44.06% |
| 2022-12-31 | $3.14 Billion | $722.58 Million | 0.230x | +57.76% |
| 2021-12-31 | $4.44 Billion | $648.29 Million | 0.146x | +19.57% |
| 2020-12-31 | $4.29 Billion | $524.24 Million | 0.122x | -24.66% |
| 2019-12-31 | $3.91 Billion | $634.09 Million | 0.162x | -2.90% |
| 2018-12-31 | $3.37 Billion | $562.39 Million | 0.167x | +2.31% |
| 2017-12-31 | $3.30 Billion | $538.08 Million | 0.163x | +11.89% |
| 2016-12-31 | $3.00 Billion | $437.84 Million | 0.146x | +6.74% |
| 2015-12-31 | $2.89 Billion | $394.86 Million | 0.137x | +34.39% |
| 2014-12-31 | $2.85 Billion | $289.85 Million | 0.102x | +47.21% |
| 2013-12-31 | $2.51 Billion | $173.61 Million | 0.069x | -44.36% |
| 2012-12-31 | $2.42 Billion | $300.00 Million | 0.124x | +3.28% |
| 2011-12-31 | $2.28 Billion | $274.37 Million | 0.120x | -41.65% |
| 2010-12-31 | $2.06 Billion | $424.53 Million | 0.206x | +42.41% |
| 2009-12-31 | $1.89 Billion | $273.93 Million | 0.145x | +8.80% |
| 2008-12-31 | $1.76 Billion | $234.37 Million | 0.133x | -2.47% |
| 2007-12-31 | $1.48 Billion | $201.28 Million | 0.136x | +453.12% |
| 2006-12-31 | $1.38 Billion | $-53.13 Million | -0.039x | -128.62% |
| 2005-12-31 | $982.24 Million | $132.44 Million | 0.135x | -13.90% |
| 2004-12-31 | $822.39 Million | $128.78 Million | 0.157x | -40.42% |
| 2003-12-31 | $770.00 Million | $202.36 Million | 0.263x | -32.05% |
| 2002-12-31 | $703.79 Million | $272.20 Million | 0.387x | +151.41% |
| 2001-12-31 | $594.92 Million | $91.52 Million | 0.154x | -32.29% |
| 2000-12-31 | $573.03 Million | $130.20 Million | 0.227x | -15.28% |
| 1999-12-31 | $509.31 Million | $136.60 Million | 0.268x | +19.31% |
| 1998-12-31 | $512.90 Million | $115.30 Million | 0.225x | +115.89% |
| 1997-12-31 | $462.90 Million | $48.20 Million | 0.104x | -48.49% |
| 1996-12-31 | $378.90 Million | $76.60 Million | 0.202x | -19.63% |
| 1995-12-31 | $341.50 Million | $85.90 Million | 0.252x | +57.76% |
| 1994-12-31 | $295.40 Million | $47.10 Million | 0.159x | +1.41% |
| 1993-12-31 | $273.50 Million | $43.00 Million | 0.157x | -40.98% |
| 1992-12-31 | $206.10 Million | $54.90 Million | 0.266x | +44.42% |
| 1991-12-31 | $176.20 Million | $32.50 Million | 0.184x | -29.55% |
| 1990-12-31 | $173.40 Million | $45.40 Million | 0.262x | +1838.69% |
| 1989-12-31 | $179.30 Million | $-2.70 Million | -0.015x | -- |
About Cullen/Frost Bankers Inc
Cullen/Frost Bankers, Inc. operates as the bank holding company for Frost Bank that provides commercial and consumer banking services in Texas. The company offers commercial banking services to corporations, including financing for industrial and commercial properties, interim construction related to industrial and commercial properties, equipment, inventories and accounts receivables, and acquis… Read more