Cullen/Frost Bankers Inc (CFR) - Total Liabilities
Based on the latest financial reports, Cullen/Frost Bankers Inc (CFR) has total liabilities worth $48.07 Billion USD as of September 2025. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities. Explore Cullen/Frost Bankers Inc (CFR) investment intensity to see how much of total assets are deployed in long-term investments.
Cullen/Frost Bankers Inc - Total Liabilities Trend (1989–2024)
This chart illustrates how Cullen/Frost Bankers Inc's total liabilities have evolved over time, based on quarterly financial data. For the complete balance sheet picture, see Cullen/Frost Bankers Inc assets under control.
Cullen/Frost Bankers Inc Competitors by Total Liabilities
The table below lists competitors of Cullen/Frost Bankers Inc ranked by their total liabilities.
| Company | Country | Total Liabilities |
|---|---|---|
|
Wayfair Inc
NYSE:W
|
USA | $5.71 Billion |
|
Merlin Properties SOCIMI SA
LS:MRL
|
Portugal | €5.99 Billion |
|
Beijing Kunlun Tech Co Ltd
SHE:300418
|
China | CN¥5.18 Billion |
|
Sprott Physical Gold and Silver Trust
TO:CEF
|
Canada | CA$5.81 Million |
|
Xpeng Inc
NYSE:XPEV
|
USA | $72.08 Billion |
|
Meridian Energy Ltd
AU:MEZ
|
Australia | AU$6.24 Billion |
|
Compañía de Minas Buenaventura S.A.A
F:MBU
|
Germany | €1.76 Billion |
|
Aecom Technology Corporation
NYSE:ACM
|
USA | $9.53 Billion |
Liability Composition Analysis (1989–2024)
This chart breaks down Cullen/Frost Bankers Inc's total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. See net asset quality index of Cullen/Frost Bankers Inc to measure how much of total assets are equity-financed.
Liquidity & Leverage Metrics
Key Metrics Explained
| Metric | Value | Description |
|---|---|---|
| Current Ratio | 0.40 | Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities) |
| Quick Ratio | N/A | More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities) |
| Cash Ratio | N/A | Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities) |
| Debt to Equity | 10.78 | Measures financial leverage (Total Liabilities ÷ Shareholder Equity) |
| Debt to Assets | 0.92 | Portion of assets financed with debt (Total Liabilities ÷ Total Assets) |
Liability Trends Comparison
This chart compares key liability metrics across different time periods, showing how Cullen/Frost Bankers Inc's debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.
Annual Total Liabilities for Cullen/Frost Bankers Inc (1989–2024)
The table below shows the annual total liabilities of Cullen/Frost Bankers Inc from 1989 to 2024.
| Year | Total Liabilities | Change |
|---|---|---|
| 2024-12-31 | $48.62 Billion | +3.17% |
| 2023-12-31 | $47.13 Billion | -5.28% |
| 2022-12-31 | $49.76 Billion | +11.92% |
| 2021-12-31 | $44.46 Billion | +21.24% |
| 2020-12-31 | $36.67 Billion | +24.72% |
| 2019-12-31 | $29.40 Billion | +1.65% |
| 2018-12-31 | $28.92 Billion | +1.67% |
| 2017-12-31 | $28.45 Billion | +4.62% |
| 2016-12-31 | $27.19 Billion | +5.91% |
| 2015-12-31 | $25.68 Billion | +0.98% |
| 2014-12-31 | $25.43 Billion | +16.64% |
| 2013-12-31 | $21.80 Billion | +5.27% |
| 2012-12-31 | $20.71 Billion | +14.82% |
| 2011-12-31 | $18.03 Billion | +15.93% |
| 2010-12-31 | $15.56 Billion | +8.07% |
| 2009-12-31 | $14.39 Billion | +8.46% |
| 2008-12-31 | $13.27 Billion | +10.52% |
| 2007-12-31 | $12.01 Billion | +1.36% |
| 2006-12-31 | $11.85 Billion | +10.11% |
| 2005-12-31 | $10.76 Billion | +17.84% |
| 2004-12-31 | $9.13 Billion | +2.56% |
| 2003-12-31 | $8.90 Billion | +0.79% |
| 2002-12-31 | $8.83 Billion | +13.60% |
| 2001-12-31 | $7.77 Billion | +9.70% |
| 2000-12-31 | $7.09 Billion | +9.25% |
| 1999-12-31 | $6.49 Billion | +2.06% |
| 1998-12-31 | $6.36 Billion | +13.86% |
| 1997-12-31 | $5.58 Billion | +23.80% |
| 1996-12-31 | $4.51 Billion | +16.87% |
| 1995-12-31 | $3.86 Billion | +10.30% |
| 1994-12-31 | $3.50 Billion | +3.95% |
| 1993-12-31 | $3.37 Billion | +14.29% |
| 1992-12-31 | $2.94 Billion | +1.45% |
| 1991-12-31 | $2.90 Billion | -5.79% |
| 1990-12-31 | $3.08 Billion | -7.35% |
| 1989-12-31 | $3.33 Billion | -- |
About Cullen/Frost Bankers Inc
Cullen/Frost Bankers, Inc. operates as the bank holding company for Frost Bank that provides commercial and consumer banking services in Texas. The company offers commercial banking services to corporations, including financing for industrial and commercial properties, interim construction related to industrial and commercial properties, equipment, inventories and accounts receivables, and acquis… Read more