Cullen/Frost Bankers Inc - Asset Resilience Ratio
Cullen/Frost Bankers Inc (CFR) has an Asset Resilience Ratio of 20.34% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2000–2024)
This chart shows how Cullen/Frost Bankers Inc's Asset Resilience Ratio has changed over time. Check asset allocation strategy of Cullen/Frost Bankers Inc to assess the company's strategic physical and investment asset allocation.
Liquid Assets Composition Over Time
This chart breaks down Cullen/Frost Bankers Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see CFR stock market capitalisation.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $10.68 Billion | 20.34% |
| Total Liquid Assets | $10.68 Billion | 20.34% |
Asset Resilience Insights
- Good Liquidity Position: Cullen/Frost Bankers Inc maintains a healthy 20.34% of assets in liquid form.
- This level provides good financial flexibility while maintaining productive asset deployment.
- The company has significant short-term investments, indicating active treasury management.
Cullen/Frost Bankers Inc Industry Peers by Asset Resilience Ratio
Compare Cullen/Frost Bankers Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Deutsche Bank Aktiengesellschaft
F:DBK |
Banks - Regional | 3.17% |
|
Regions Financial Corporation
NYSE:RF |
Banks - Regional | 17.06% |
|
Bank of Hangzhou Co Ltd
SHG:600926 |
Banks - Regional | 7.20% |
|
Banco Santander Chile
SN:BSANTANDER |
Banks - Regional | 6.33% |
|
Grupo Financiero Inbursa S.A.B. de C.V
MX:GFINBURO |
Banks - Regional | 2.07% |
|
Synovus Financial Corp
NYSE:SNV |
Banks - Regional | 4.05% |
|
Bank of Queensland Ltd
AU:BOQ |
Banks - Regional | 0.21% |
|
Regional S.A.B. de C.V
MX:RA |
Banks - Regional | 0.00% |
Annual Asset Resilience Ratio for Cullen/Frost Bankers Inc (2000–2024)
The table below shows the annual Asset Resilience Ratio data for Cullen/Frost Bankers Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 28.64% | $15.04 Billion | $52.52 Billion | -3.96pp |
| 2023-12-31 | 32.61% | $16.58 Billion | $50.85 Billion | -1.89pp |
| 2022-12-31 | 34.49% | $18.24 Billion | $52.89 Billion | +6.01pp |
| 2021-12-31 | 28.48% | $13.92 Billion | $48.90 Billion | +3.00pp |
| 2020-12-31 | 25.48% | $10.44 Billion | $40.96 Billion | -8.35pp |
| 2019-12-31 | 33.83% | $11.27 Billion | $33.31 Billion | -1.43pp |
| 2018-12-31 | 35.26% | $11.39 Billion | $32.29 Billion | +2.22pp |
| 2017-12-31 | 33.04% | $10.49 Billion | $31.75 Billion | -0.75pp |
| 2016-12-31 | 33.79% | $10.20 Billion | $30.20 Billion | +1.56pp |
| 2015-12-31 | 32.23% | $9.21 Billion | $28.57 Billion | +2.31pp |
| 2014-12-31 | 29.92% | $8.46 Billion | $28.28 Billion | +5.67pp |
| 2013-12-31 | 24.25% | $5.90 Billion | $24.31 Billion | -2.58pp |
| 2012-12-31 | 26.83% | $6.20 Billion | $23.12 Billion | -11.51pp |
| 2011-12-31 | 38.34% | $7.79 Billion | $20.32 Billion | +9.06pp |
| 2010-12-31 | 29.28% | $5.16 Billion | $17.62 Billion | -0.71pp |
| 2009-12-31 | 29.99% | $4.88 Billion | $16.29 Billion | +6.34pp |
| 2008-12-31 | 23.64% | $3.55 Billion | $15.03 Billion | -1.62pp |
| 2007-12-31 | 25.27% | $3.41 Billion | $13.49 Billion | +0.08pp |
| 2006-12-31 | 25.19% | $3.33 Billion | $13.22 Billion | +16.33pp |
| 2005-12-31 | 8.86% | $1.04 Billion | $11.74 Billion | -20.85pp |
| 2004-12-31 | 29.71% | $2.96 Billion | $9.95 Billion | -0.69pp |
| 2003-12-31 | 30.40% | $2.94 Billion | $9.67 Billion | +5.06pp |
| 2002-12-31 | 25.35% | $2.42 Billion | $9.54 Billion | +23.72pp |
| 2001-12-31 | 1.63% | $136.08 Million | $8.37 Billion | -1.23pp |
| 2000-12-31 | 2.85% | $218.62 Million | $7.66 Billion | -- |
About Cullen/Frost Bankers Inc
Cullen/Frost Bankers, Inc. operates as the bank holding company for Frost Bank that provides commercial and consumer banking services in Texas. The company offers commercial banking services to corporations, including financing for industrial and commercial properties, interim construction related to industrial and commercial properties, equipment, inventories and accounts receivables, and acquis… Read more