Cullen/Frost Bankers Inc - Asset Resilience Ratio
Cullen/Frost Bankers Inc (CFR) has an Asset Resilience Ratio of 20.34% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See Cullen/Frost Bankers Inc (CFR) liquidity to equity ratio to evaluate short-term liquidity relative to the company's equity base.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2000–2024)
This chart shows how Cullen/Frost Bankers Inc's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see Cullen/Frost Bankers Inc assets under control.
Liquid Assets Composition Over Time
This chart breaks down Cullen/Frost Bankers Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore Cullen/Frost Bankers Inc (CFR) investment intensity to see how much of total assets are deployed in long-term investments.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $10.68 Billion | 20.34% |
| Total Liquid Assets | $10.68 Billion | 20.34% |
Asset Resilience Insights
- Good Liquidity Position: Cullen/Frost Bankers Inc maintains a healthy 20.34% of assets in liquid form.
- This level provides good financial flexibility while maintaining productive asset deployment.
- The company has significant short-term investments, indicating active treasury management.
Cullen/Frost Bankers Inc Industry Peers by Asset Resilience Ratio
Compare Cullen/Frost Bankers Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Santander Bank Polska S.A.
WAR:SPL |
Banks - Regional | 4.41% |
|
Banco Santander Chile
NYSE:BSAC |
Banks - Regional | 7.94% |
|
Bank of Baroda
NSE:BANKBARODA |
Banks - Regional | -12.63% |
|
Turkiye Is Bankasi AS Class C
IS:ISCTR |
Banks - Regional | -38.78% |
|
Ringkjoebing Landbobank A/S
CO:RILBA |
Banks - Regional | 0.03% |
|
ABSA Bank Limited
JSE:ABSP |
Banks - Regional | 2.72% |
|
Mechanics Bank
NASDAQ:MCHB |
Banks - Regional | 18.39% |
|
Laurentian Bank Of Canada
TO:LB |
Banks - Regional | 0.55% |
Annual Asset Resilience Ratio for Cullen/Frost Bankers Inc (2000–2024)
The table below shows the annual Asset Resilience Ratio data for Cullen/Frost Bankers Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 28.64% | $15.04 Billion | $52.52 Billion | -3.96pp |
| 2023-12-31 | 32.61% | $16.58 Billion | $50.85 Billion | -1.89pp |
| 2022-12-31 | 34.49% | $18.24 Billion | $52.89 Billion | +6.01pp |
| 2021-12-31 | 28.48% | $13.92 Billion | $48.90 Billion | +3.00pp |
| 2020-12-31 | 25.48% | $10.44 Billion | $40.96 Billion | -8.35pp |
| 2019-12-31 | 33.83% | $11.27 Billion | $33.31 Billion | -1.43pp |
| 2018-12-31 | 35.26% | $11.39 Billion | $32.29 Billion | +2.22pp |
| 2017-12-31 | 33.04% | $10.49 Billion | $31.75 Billion | -0.75pp |
| 2016-12-31 | 33.79% | $10.20 Billion | $30.20 Billion | +1.56pp |
| 2015-12-31 | 32.23% | $9.21 Billion | $28.57 Billion | +2.31pp |
| 2014-12-31 | 29.92% | $8.46 Billion | $28.28 Billion | +5.67pp |
| 2013-12-31 | 24.25% | $5.90 Billion | $24.31 Billion | -2.58pp |
| 2012-12-31 | 26.83% | $6.20 Billion | $23.12 Billion | -11.51pp |
| 2011-12-31 | 38.34% | $7.79 Billion | $20.32 Billion | +9.06pp |
| 2010-12-31 | 29.28% | $5.16 Billion | $17.62 Billion | -0.71pp |
| 2009-12-31 | 29.99% | $4.88 Billion | $16.29 Billion | +6.34pp |
| 2008-12-31 | 23.64% | $3.55 Billion | $15.03 Billion | -1.62pp |
| 2007-12-31 | 25.27% | $3.41 Billion | $13.49 Billion | +0.08pp |
| 2006-12-31 | 25.19% | $3.33 Billion | $13.22 Billion | +16.33pp |
| 2005-12-31 | 8.86% | $1.04 Billion | $11.74 Billion | -20.85pp |
| 2004-12-31 | 29.71% | $2.96 Billion | $9.95 Billion | -0.69pp |
| 2003-12-31 | 30.40% | $2.94 Billion | $9.67 Billion | +5.06pp |
| 2002-12-31 | 25.35% | $2.42 Billion | $9.54 Billion | +23.72pp |
| 2001-12-31 | 1.63% | $136.08 Million | $8.37 Billion | -1.23pp |
| 2000-12-31 | 2.85% | $218.62 Million | $7.66 Billion | -- |
About Cullen/Frost Bankers Inc
Cullen/Frost Bankers, Inc. operates as the bank holding company for Frost Bank that provides commercial and consumer banking services in Texas. The company offers commercial banking services to corporations, including financing for industrial and commercial properties, interim construction related to industrial and commercial properties, equipment, inventories and accounts receivables, and acquis… Read more