Bank Pan Indonesia Tbk (PNBN) - Total Liabilities
Based on the latest financial reports, Bank Pan Indonesia Tbk (PNBN) has total liabilities worth Rp178.55 Trillion IDR (≈ $10.46 Billion USD) as of December 2025. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities. Explore PNBN cash flow conversion to assess how effectively this company generates cash.
Bank Pan Indonesia Tbk - Total Liabilities Trend (2004–2025)
This chart illustrates how Bank Pan Indonesia Tbk's total liabilities have evolved over time, based on quarterly financial data. Check PNBN cash and liquid asset ratio to evaluate the company's liquid asset resilience ratio.
Bank Pan Indonesia Tbk Competitors by Total Liabilities
The table below lists competitors of Bank Pan Indonesia Tbk ranked by their total liabilities.
| Company | Country | Total Liabilities |
|---|---|---|
|
FAP Agri Tbk PT
JK:FAPA
|
Indonesia | Rp6.13 Trillion |
|
Amore Group
KO:002790
|
Korea | ₩1.39 Trillion |
|
Res Robex Inc
V:RBX
|
Canada | CA$351.24 Million |
|
Jungheinrich AG O.N.VZO
XETRA:JUN3
|
Germany | €4.72 Billion |
|
Sundaram Finance Holdings Limited
NSE:SUNDARMHLD
|
India | Rs6.44 Billion |
|
Daxin Materials Corp
TW:5234
|
Taiwan | NT$1.52 Billion |
|
JM Financial Limited
NSE:JMFINANCIL
|
India | Rs136.71 Billion |
|
Siglent Technologies Co Ltd
SHG:688112
|
China | CN¥128.77 Million |
Liability Composition Analysis (2004–2025)
This chart breaks down Bank Pan Indonesia Tbk's total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. For the full company profile including market capitalisation, see how much is Bank Pan Indonesia Tbk worth.
Liquidity & Leverage Metrics
Key Metrics Explained
| Metric | Value | Description |
|---|---|---|
| Current Ratio | 0.99 | Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities) |
| Quick Ratio | N/A | More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities) |
| Cash Ratio | N/A | Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities) |
| Debt to Equity | 3.25 | Measures financial leverage (Total Liabilities ÷ Shareholder Equity) |
| Debt to Assets | 0.75 | Portion of assets financed with debt (Total Liabilities ÷ Total Assets) |
Liability Trends Comparison
This chart compares key liability metrics across different time periods, showing how Bank Pan Indonesia Tbk's debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.
Annual Total Liabilities for Bank Pan Indonesia Tbk (2004–2025)
The table below shows the annual total liabilities of Bank Pan Indonesia Tbk from 2004 to 2025.
| Year | Total Liabilities | Change |
|---|---|---|
| 2025-12-31 | Rp178.55 Trillion ≈ $10.46 Billion |
-4.97% |
| 2024-12-31 | Rp187.89 Trillion ≈ $11.01 Billion |
+11.38% |
| 2023-12-31 | Rp168.70 Trillion ≈ $9.89 Billion |
+4.32% |
| 2022-12-31 | Rp161.72 Trillion ≈ $9.48 Billion |
+3.72% |
| 2021-12-31 | Rp155.91 Trillion ≈ $9.14 Billion |
-8.61% |
| 2020-12-31 | Rp170.61 Trillion ≈ $10.00 Billion |
+2.25% |
| 2019-12-31 | Rp166.85 Trillion ≈ $9.78 Billion |
+0.23% |
| 2018-12-31 | Rp166.46 Trillion ≈ $9.75 Billion |
-6.09% |
| 2017-12-31 | Rp177.25 Trillion ≈ $10.39 Billion |
+7.44% |
| 2016-12-31 | Rp164.97 Trillion ≈ $9.67 Billion |
+8.31% |
| 2015-12-31 | Rp152.31 Trillion ≈ $8.93 Billion |
+1.98% |
| 2014-12-31 | Rp149.35 Trillion ≈ $8.75 Billion |
+3.65% |
| 2013-12-31 | Rp144.10 Trillion ≈ $8.44 Billion |
+9.88% |
| 2012-12-31 | Rp131.14 Trillion ≈ $7.68 Billion |
+20.46% |
| 2011-12-31 | Rp108.87 Trillion ≈ $6.38 Billion |
+13.83% |
| 2010-12-31 | Rp95.64 Trillion ≈ $5.60 Billion |
+44.44% |
| 2009-12-31 | Rp66.21 Trillion ≈ $3.88 Billion |
+18.94% |
| 2008-12-31 | Rp55.66 Trillion ≈ $3.26 Billion |
+23.29% |
| 2007-12-31 | Rp45.15 Trillion ≈ $2.65 Billion |
+35.18% |
| 2006-12-31 | Rp33.40 Trillion ≈ $1.96 Billion |
+4.04% |
| 2005-12-31 | Rp32.10 Trillion ≈ $1.88 Billion |
+68.45% |
| 2004-12-31 | Rp19.06 Trillion ≈ $1.12 Billion |
-- |
About Bank Pan Indonesia Tbk
PT Bank Pan Indonesia Tbk, together with its subsidiaries, engages in providing banking products and services for individuals and businesses in Indonesia and internationally. It operates through Banking and Multi-finance segments. The company offers savings and deposit accounts; savings programs; and credit cards. It also provides loans products, such as KPR Panin, Kredit Exporess, and Referral K… Read more