Bank Pan Indonesia Tbk (PNBN) - Cash Flow Conversion Efficiency

Latest as of March 2026: 0.026x

Based on the latest financial reports, Bank Pan Indonesia Tbk (PNBN) has a cash flow conversion efficiency ratio of 0.026x as of March 2026. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow (Rp1.50 Trillion ≈ $87.91 Million USD) by net assets (Rp58.13 Trillion ≈ $3.41 Billion USD). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. See debt-free asset ratio of Bank Pan Indonesia Tbk to measure how much of total assets are equity-financed.

Bank Pan Indonesia Tbk - Cash Flow Conversion Efficiency Trend (2004–2025)

This chart illustrates how Bank Pan Indonesia Tbk's cash flow conversion efficiency has evolved over time, based on yearly financial data. Check Bank Pan Indonesia Tbk (PNBN) cash earnings ratio to evaluate the quality of earnings relative to operating cash generation.

Bank Pan Indonesia Tbk Competitors by Cash Flow Conversion Efficiency

The table below lists competitors of Bank Pan Indonesia Tbk ranked by their cash flow conversion efficiency.

Company	Cash Flow Conversion Efficiency
Xiamen Kingdomway Group Co SHE:002626	0.040x
Telling Telecommunication Holding Co Ltd SHE:000829	-0.232x
JM Financial Limited NSE:JMFINANCIL	-0.029x
Rami Levi TA:RMLI	0.377x
Jeju Semiconductor Corp KQ:080220	-0.121x
EFORT Intelligent Equipment Co Ltd SHG:688165	-0.078x
Innovative Medical Management Co Ltd SHE:002173	-0.007x
Intellia Therapeutics Inc NASDAQ:NTLA	-0.103x

Annual Cash Flow Conversion Efficiency for Bank Pan Indonesia Tbk (2004–2025)

The table below shows the annual cash flow conversion efficiency of Bank Pan Indonesia Tbk from 2004 to 2025. For the full company profile with market capitalisation and key ratios, see PNBN market cap.

Year	Net Assets	Operating Cash Flow	Cash Flow Conversion Efficiency	Change
2025-12-31	Rp58.77 Trillion ≈ $3.44 Billion	Rp4.08 Trillion ≈ $239.01 Million	0.069x	-79.54%
2024-12-31	Rp56.07 Trillion ≈ $3.29 Billion	Rp19.02 Trillion ≈ $1.11 Billion	0.339x	+367.17%
2023-12-31	Rp53.31 Trillion ≈ $3.12 Billion	Rp3.87 Trillion ≈ $226.85 Million	0.073x	+2035.74%
2022-12-31	Rp50.72 Trillion ≈ $2.97 Billion	Rp-190.26 Billion ≈ $-11.15 Million	-0.004x	-106.01%
2021-12-31	Rp48.55 Trillion ≈ $2.84 Billion	Rp3.03 Trillion ≈ $177.52 Million	0.062x	-89.38%
2020-12-31	Rp47.46 Trillion ≈ $2.78 Billion	Rp27.90 Trillion ≈ $1.63 Billion	0.588x	+1468.44%
2019-12-31	Rp44.44 Trillion ≈ $2.60 Billion	Rp1.67 Trillion ≈ $97.59 Million	0.037x	+113.70%
2018-12-31	Rp40.75 Trillion ≈ $2.39 Billion	Rp-11.14 Trillion ≈ $-653.02 Million	-0.274x	-27.86%
2017-12-31	Rp36.29 Trillion ≈ $2.13 Billion	Rp-7.76 Trillion ≈ $-454.85 Million	-0.214x	-56858.92%
2016-12-31	Rp34.20 Trillion ≈ $2.00 Billion	Rp-12.84 Billion ≈ $-752.61K	0.000x	-100.21%
2015-12-31	Rp30.81 Trillion ≈ $1.81 Billion	Rp5.63 Trillion ≈ $329.82 Million	0.183x	+151.17%
2014-12-31	Rp23.23 Trillion ≈ $1.36 Billion	Rp-8.29 Trillion ≈ $-486.05 Million	-0.357x	-185.25%
2013-12-31	Rp19.96 Trillion ≈ $1.17 Billion	Rp8.36 Trillion ≈ $489.88 Million	0.419x	+178.11%
2012-12-31	Rp17.65 Trillion ≈ $1.03 Billion	Rp-9.46 Trillion ≈ $-554.58 Million	-0.536x	+10.80%
2011-12-31	Rp15.89 Trillion ≈ $930.98 Million	Rp-9.55 Trillion ≈ $-559.77 Million	-0.601x	-168.68%
2010-12-31	Rp13.31 Trillion ≈ $780.05 Million	Rp11.65 Trillion ≈ $682.91 Million	0.875x	+36.05%
2009-12-31	Rp11.65 Trillion ≈ $682.47 Million	Rp7.49 Trillion ≈ $439.16 Million	0.643x	+450.48%
2008-12-31	Rp8.73 Trillion ≈ $511.36 Million	Rp1.02 Trillion ≈ $59.78 Million	0.117x	+150.93%
2007-12-31	Rp8.32 Trillion ≈ $487.51 Million	Rp-1.91 Trillion ≈ $-111.89 Million	-0.230x	+31.49%
2006-12-31	Rp7.12 Trillion ≈ $416.92 Million	Rp-2.38 Trillion ≈ $-139.68 Million	-0.335x	-169.80%
2005-12-31	Rp4.82 Trillion ≈ $282.24 Million	Rp2.31 Trillion ≈ $135.46 Million	0.480x	+327.08%
2004-12-31	Rp4.88 Trillion ≈ $285.90 Million	Rp548.33 Billion ≈ $32.13 Million	0.112x	--

About Bank Pan Indonesia Tbk

JK:PNBN Indonesia Banks - Regional

Market Cap

$1.26 Billion

Rp21.54 Trillion IDR

Market Cap Rank

#7783 Global

#74 in Indonesia

Share Price

Rp895.00

Change (1 day)

+0.00%

52-Week Range

Rp830.00 - Rp1245.00

All Time High

Rp2780.00