Bank Pan Indonesia Tbk (PNBN) - Cash Flow Conversion Efficiency

Latest as of December 2025: -0.024x

Based on the latest financial reports, Bank Pan Indonesia Tbk (PNBN) has a cash flow conversion efficiency ratio of -0.024x as of December 2025. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow (Rp-1.41 Trillion ≈ $-82.43 Million USD) by net assets (Rp58.77 Trillion ≈ $3.44 Billion USD). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations.

Bank Pan Indonesia Tbk - Cash Flow Conversion Efficiency Trend (2004–2025)

This chart illustrates how Bank Pan Indonesia Tbk's cash flow conversion efficiency has evolved over time, based on yearly financial data. Read how much debt does Bank Pan Indonesia Tbk carry for a breakdown of total debt and financial obligations.

Bank Pan Indonesia Tbk Competitors by Cash Flow Conversion Efficiency

The table below lists competitors of Bank Pan Indonesia Tbk ranked by their cash flow conversion efficiency.

Company	Cash Flow Conversion Efficiency
Jungheinrich AG O.N.VZO XETRA:JUN3	0.053x
Res Robex Inc V:RBX	0.073x
Amore Group KO:002790	-0.003x
FAP Agri Tbk PT JK:FAPA	0.182x
Sundaram Finance Holdings Limited NSE:SUNDARMHLD	0.032x
Daxin Materials Corp TW:5234	0.068x
JM Financial Limited NSE:JMFINANCIL	-0.029x
Siglent Technologies Co Ltd SHG:688112	0.023x

Annual Cash Flow Conversion Efficiency for Bank Pan Indonesia Tbk (2004–2025)

The table below shows the annual cash flow conversion efficiency of Bank Pan Indonesia Tbk from 2004 to 2025. For the full company profile with market capitalisation and key ratios, see PNBN market cap overview.

Year	Net Assets	Operating Cash Flow	Cash Flow Conversion Efficiency	Change
2025-12-31	Rp58.77 Trillion ≈ $3.44 Billion	Rp4.08 Trillion ≈ $239.01 Million	0.069x	-79.54%
2024-12-31	Rp56.07 Trillion ≈ $3.29 Billion	Rp19.02 Trillion ≈ $1.11 Billion	0.339x	+367.17%
2023-12-31	Rp53.31 Trillion ≈ $3.12 Billion	Rp3.87 Trillion ≈ $226.85 Million	0.073x	+2035.74%
2022-12-31	Rp50.72 Trillion ≈ $2.97 Billion	Rp-190.26 Billion ≈ $-11.15 Million	-0.004x	-106.01%
2021-12-31	Rp48.55 Trillion ≈ $2.84 Billion	Rp3.03 Trillion ≈ $177.52 Million	0.062x	-89.38%
2020-12-31	Rp47.46 Trillion ≈ $2.78 Billion	Rp27.90 Trillion ≈ $1.63 Billion	0.588x	+1468.44%
2019-12-31	Rp44.44 Trillion ≈ $2.60 Billion	Rp1.67 Trillion ≈ $97.59 Million	0.037x	+113.70%
2018-12-31	Rp40.75 Trillion ≈ $2.39 Billion	Rp-11.14 Trillion ≈ $-653.02 Million	-0.274x	-27.86%
2017-12-31	Rp36.29 Trillion ≈ $2.13 Billion	Rp-7.76 Trillion ≈ $-454.85 Million	-0.214x	-56858.92%
2016-12-31	Rp34.20 Trillion ≈ $2.00 Billion	Rp-12.84 Billion ≈ $-752.61K	0.000x	-100.21%
2015-12-31	Rp30.81 Trillion ≈ $1.81 Billion	Rp5.63 Trillion ≈ $329.82 Million	0.183x	+151.17%
2014-12-31	Rp23.23 Trillion ≈ $1.36 Billion	Rp-8.29 Trillion ≈ $-486.05 Million	-0.357x	-185.25%
2013-12-31	Rp19.96 Trillion ≈ $1.17 Billion	Rp8.36 Trillion ≈ $489.88 Million	0.419x	+178.11%
2012-12-31	Rp17.65 Trillion ≈ $1.03 Billion	Rp-9.46 Trillion ≈ $-554.58 Million	-0.536x	+10.80%
2011-12-31	Rp15.89 Trillion ≈ $930.98 Million	Rp-9.55 Trillion ≈ $-559.77 Million	-0.601x	-168.68%
2010-12-31	Rp13.31 Trillion ≈ $780.05 Million	Rp11.65 Trillion ≈ $682.91 Million	0.875x	+36.05%
2009-12-31	Rp11.65 Trillion ≈ $682.47 Million	Rp7.49 Trillion ≈ $439.16 Million	0.643x	+450.48%
2008-12-31	Rp8.73 Trillion ≈ $511.36 Million	Rp1.02 Trillion ≈ $59.78 Million	0.117x	+150.93%
2007-12-31	Rp8.32 Trillion ≈ $487.51 Million	Rp-1.91 Trillion ≈ $-111.89 Million	-0.230x	+31.49%
2006-12-31	Rp7.12 Trillion ≈ $416.92 Million	Rp-2.38 Trillion ≈ $-139.68 Million	-0.335x	-169.80%
2005-12-31	Rp4.82 Trillion ≈ $282.24 Million	Rp2.31 Trillion ≈ $135.46 Million	0.480x	+327.08%
2004-12-31	Rp4.88 Trillion ≈ $285.90 Million	Rp548.33 Billion ≈ $32.13 Million	0.112x	--

About Bank Pan Indonesia Tbk

JK:PNBN Indonesia Banks - Regional

Market Cap

$1.44 Billion

Rp24.55 Trillion IDR

Market Cap Rank

#7554 Global

#75 in Indonesia

Share Price

Rp1020.00

Change (1 day)

+0.00%

52-Week Range

Rp935.00 - Rp1555.00

All Time High

Rp2780.00