Bank Pan Indonesia Tbk (PNBN) - Total Assets

Latest as of March 2026: Rp225.36 Trillion IDR ≈ $13.21 Billion USD

Based on the latest financial reports, Bank Pan Indonesia Tbk (PNBN) holds total assets worth Rp225.36 Trillion IDR (≈ $13.21 Billion USD) as of March 2026. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. Check Bank Pan Indonesia Tbk (PNBN) total reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.

Bank Pan Indonesia Tbk - Total Assets Trend (2004–2025)

This chart illustrates how Bank Pan Indonesia Tbk's total assets have evolved over time, based on quarterly financial data. Explore PNBN long-term asset investment ratio to see how much of total assets are deployed in long-term investments.

Bank Pan Indonesia Tbk - Asset Composition Analysis

Current Asset Composition (December 2025)

Bank Pan Indonesia Tbk's total assets of Rp225.36 Trillion consist of 7.2% current assets and 92.8% non-current assets.

Asset Category Amount (IDR) % of Total Assets
Cash & Equivalents Rp0.00 2.9%
Accounts Receivable Rp1.51 Trillion 0.6%
Inventory Rp0.00 0.0%
Property, Plant & Equipment Rp9.99 Trillion 4.2%
Intangible Assets Rp664.42 Billion 0.3%
Goodwill Rp0.00 0.0%

Asset Composition Trend (2004–2025)

This chart illustrates how Bank Pan Indonesia Tbk's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. For live market cap, price, and company overview, see PNBN market cap.

Key Asset Composition Facts

  • Current vs. Non-Current Assets: Bank Pan Indonesia Tbk's current assets represent 7.2% of total assets in 2025, a decrease from 7.9% in 2004.
  • Cash Position: Cash and equivalents constituted 2.9% of total assets in 2025, down from 7.5% in 2004.
  • Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2004.
  • Asset Diversification: The largest asset category is property, plant & equipment at 4.2% of total assets.

Bank Pan Indonesia Tbk Competitors by Total Assets

Key competitors of Bank Pan Indonesia Tbk based on total assets are shown below.

Company Country Total Assets
Kreditbanken A/S
CO:KRE
Denmark Dkr7.65 Billion
INTESA SANPAOLO ADR/6
F:IESJ
Germany €959.89 Billion
Société Générale Société anonyme
F:SGE1
Germany €1.63 Trillion
Nu Holdings Ltd
NYSE:NU
USA $74.89 Billion
Commerzbank AG
XETRA:CBK
Germany €603.30 Billion
Bank Mandiri Persero Tbk PT
JK:BMRI
Indonesia Rp2433.04 Trillion
Axos Financial Inc
NYSE:AX
USA $27.43 Billion
Bank of Nanjing Co Ltd
SHG:601009
China CN¥3.21 Trillion

Bank Pan Indonesia Tbk - Liquidity and Working Capital Analysis

Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.

Key Liquidity Metrics

Metric Current 1 Year Ago 5 Years Ago
Current Ratio 14.85 0.49 50.94
Quick Ratio 14.85 0.49 43.40
Cash Ratio 0.00 0.00 0.00
Working Capital Rp9.97 Trillion Rp-35.13 Trillion Rp14.70 Trillion

Bank Pan Indonesia Tbk - Advanced Valuation Insights

This section examines the relationship between Bank Pan Indonesia Tbk's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.

Key Valuation Metrics

Current Price-to-Book Ratio 0.40
Latest Market Cap to Assets Ratio 0.00
Asset Growth Rate (YoY) -2.7%
Total Assets Rp237.33 Trillion
Market Capitalization $1.30 Billion USD

Valuation Analysis

Below Book Valuation: The market values Bank Pan Indonesia Tbk's assets below their book value (0.00x), which may indicate investor concerns about asset quality or future growth.

Slight Asset Contraction: Bank Pan Indonesia Tbk's assets decreased by 2.7% over the past year, which may reflect streamlining or optimization of resources.

Annual Total Assets for Bank Pan Indonesia Tbk (2004–2025)

The table below shows the annual total assets of Bank Pan Indonesia Tbk from 2004 to 2025.

Year Total Assets Change
2025-12-31 Rp237.33 Trillion
≈ $13.91 Billion
-2.72%
2024-12-31 Rp243.96 Trillion
≈ $14.30 Billion
+9.89%
2023-12-31 Rp222.01 Trillion
≈ $13.01 Billion
+4.51%
2022-12-31 Rp212.43 Trillion
≈ $12.45 Billion
+3.90%
2021-12-31 Rp204.46 Trillion
≈ $11.98 Billion
-6.24%
2020-12-31 Rp218.07 Trillion
≈ $12.78 Billion
+3.21%
2019-12-31 Rp211.29 Trillion
≈ $12.38 Billion
+1.97%
2018-12-31 Rp207.20 Trillion
≈ $12.14 Billion
-2.97%
2017-12-31 Rp213.54 Trillion
≈ $12.51 Billion
+7.21%
2016-12-31 Rp199.18 Trillion
≈ $11.67 Billion
+8.77%
2015-12-31 Rp183.12 Trillion
≈ $10.73 Billion
+6.11%
2014-12-31 Rp172.58 Trillion
≈ $10.11 Billion
+5.20%
2013-12-31 Rp164.06 Trillion
≈ $9.61 Billion
+10.26%
2012-12-31 Rp148.79 Trillion
≈ $8.72 Billion
+19.27%
2011-12-31 Rp124.75 Trillion
≈ $7.31 Billion
+14.51%
2010-12-31 Rp108.95 Trillion
≈ $6.38 Billion
+39.93%
2009-12-31 Rp77.86 Trillion
≈ $4.56 Billion
+20.91%
2008-12-31 Rp64.39 Trillion
≈ $3.77 Billion
+20.42%
2007-12-31 Rp53.47 Trillion
≈ $3.13 Billion
+31.98%
2006-12-31 Rp40.51 Trillion
≈ $2.37 Billion
+9.74%
2005-12-31 Rp36.92 Trillion
≈ $2.16 Billion
+54.23%
2004-12-31 Rp23.94 Trillion
≈ $1.40 Billion
--

About Bank Pan Indonesia Tbk

JK:PNBN Indonesia Banks - Regional
Market Cap
$1.30 Billion
Rp22.15 Trillion IDR
Market Cap Rank
#7971 Global
#70 in Indonesia
Share Price
Rp920.00
Change (1 day)
+0.55%
52-Week Range
Rp830.00 - Rp1245.00
All Time High
Rp2780.00
About

PT Bank Pan Indonesia Tbk, together with its subsidiaries, engages in providing banking products and services for individuals and businesses in Indonesia and internationally. It operates through Banking and Multi-finance segments. The company offers savings and deposit accounts; savings programs; and credit cards. It also provides loans products, such as KPR Panin, Kredit Exporess, and Referral K… Read more