Bank Pan Indonesia Tbk - Asset Resilience Ratio

Latest as of June 2024: -2.49%

Bank Pan Indonesia Tbk (PNBN) has an Asset Resilience Ratio of -2.49% as of June 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check Bank Pan Indonesia Tbk strategic asset allocation index to assess the company's strategic physical and investment asset allocation.

Liquid Assets

Rp-5.46 Trillion

≈ $-320.13 Million USD Cash + Short-term Investments

Total Assets

Rp219.22 Trillion

≈ $12.85 Billion USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2004–2025)

This chart shows how Bank Pan Indonesia Tbk's Asset Resilience Ratio has changed over time. See PNBN equity to assets ratio to measure how much of total assets are equity-financed.

Liquid Assets Composition Over Time

This chart breaks down Bank Pan Indonesia Tbk's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see how much is Bank Pan Indonesia Tbk worth.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	Rp0.00	0%
Short-term Investments	Rp-5.46 Trillion	-2.49%
Total Liquid Assets	Rp-5.46 Trillion	-2.49%

Asset Resilience Insights

Limited Liquidity: Bank Pan Indonesia Tbk maintains only -2.49% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company primarily holds liquidity in cash and equivalents rather than short-term investments.

Bank Pan Indonesia Tbk Industry Peers by Asset Resilience Ratio

Compare Bank Pan Indonesia Tbk's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Kreditbanken A/S CO:KRE	Banks - Regional	0.05%
Nu Holdings Ltd NYSE:NU	Banks - Regional	1.52%
Commerzbank AG XETRA:CBK	Banks - Regional	5.22%
Bank Mandiri Persero Tbk PT JK:BMRI	Banks - Regional	-0.12%
Axos Financial Inc NYSE:AX	Banks - Regional	0.21%
Bank of Nanjing Co Ltd SHG:601009	Banks - Regional	-5.31%
Qingdao Rural Commercial Bank Corp Class A SHE:002958	Banks - Regional	-13.48%
King’s Town Bank TW:2809	Banks - Regional	-9.61%

Annual Asset Resilience Ratio for Bank Pan Indonesia Tbk (2004–2025)

The table below shows the annual Asset Resilience Ratio data for Bank Pan Indonesia Tbk.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-12-31	3.60%	Rp8.54 Trillion ≈ $500.54 Million	Rp237.33 Trillion ≈ $13.91 Billion	+7.14pp
2023-12-31	-3.55%	Rp-7.87 Trillion ≈ $-461.18 Million	Rp222.01 Trillion ≈ $13.01 Billion	-9.10pp
2019-12-31	5.55%	Rp11.73 Trillion ≈ $687.45 Million	Rp211.29 Trillion ≈ $12.38 Billion	-1.00pp
2018-12-31	6.55%	Rp13.57 Trillion ≈ $795.41 Million	Rp207.20 Trillion ≈ $12.14 Billion	+2.60pp
2017-12-31	3.95%	Rp8.44 Trillion ≈ $494.84 Million	Rp213.54 Trillion ≈ $12.51 Billion	+1.65pp
2016-12-31	2.30%	Rp4.58 Trillion ≈ $268.60 Million	Rp199.18 Trillion ≈ $11.67 Billion	+0.48pp
2015-12-31	1.83%	Rp3.34 Trillion ≈ $195.91 Million	Rp183.12 Trillion ≈ $10.73 Billion	-6.38pp
2014-12-31	8.20%	Rp14.15 Trillion ≈ $829.40 Million	Rp172.58 Trillion ≈ $10.11 Billion	+0.00pp
2013-12-31	8.20%	Rp13.45 Trillion ≈ $788.40 Million	Rp164.06 Trillion ≈ $9.61 Billion	-7.37pp
2012-12-31	15.57%	Rp23.17 Trillion ≈ $1.36 Billion	Rp148.79 Trillion ≈ $8.72 Billion	+5.88pp
2011-12-31	9.70%	Rp12.10 Trillion ≈ $708.72 Million	Rp124.75 Trillion ≈ $7.31 Billion	+4.74pp
2010-12-31	4.96%	Rp5.40 Trillion ≈ $316.63 Million	Rp108.95 Trillion ≈ $6.38 Billion	-5.46pp
2009-12-31	10.42%	Rp8.12 Trillion ≈ $475.51 Million	Rp77.86 Trillion ≈ $4.56 Billion	+9.68pp
2008-12-31	0.74%	Rp479.36 Billion ≈ $28.09 Million	Rp64.39 Trillion ≈ $3.77 Billion	-5.68pp
2007-12-31	6.43%	Rp3.44 Trillion ≈ $201.32 Million	Rp53.47 Trillion ≈ $3.13 Billion	+6.27pp
2006-12-31	0.15%	Rp62.20 Billion ≈ $3.64 Million	Rp40.51 Trillion ≈ $2.37 Billion	-0.33pp
2005-12-31	0.49%	Rp179.81 Billion ≈ $10.54 Million	Rp36.92 Trillion ≈ $2.16 Billion	+0.30pp
2004-12-31	0.18%	Rp43.73 Billion ≈ $2.56 Million	Rp23.94 Trillion ≈ $1.40 Billion	--

pp = percentage points

About Bank Pan Indonesia Tbk

JK:PNBN Indonesia Banks - Regional

Market Cap

$1.30 Billion

Rp22.15 Trillion IDR

Market Cap Rank

#7971 Global

#70 in Indonesia

Share Price

Rp920.00

Change (1 day)

+0.55%

52-Week Range

Rp830.00 - Rp1245.00

All Time High

Rp2780.00