Bank Pan Indonesia Tbk - Asset Resilience Ratio
Bank Pan Indonesia Tbk (PNBN) has an Asset Resilience Ratio of -2.49% as of June 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See PNBN working capital ratio to evaluate short-term liquidity relative to the company's equity base.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2004–2025)
This chart shows how Bank Pan Indonesia Tbk's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see PNBN total assets.
Liquid Assets Composition Over Time
This chart breaks down Bank Pan Indonesia Tbk's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore PNBN long-term asset investment ratio to see how much of total assets are deployed in long-term investments.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | Rp0.00 | 0% |
| Short-term Investments | Rp-5.46 Trillion | -2.49% |
| Total Liquid Assets | Rp-5.46 Trillion | -2.49% |
Asset Resilience Insights
- Limited Liquidity: Bank Pan Indonesia Tbk maintains only -2.49% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company primarily holds liquidity in cash and equivalents rather than short-term investments.
Bank Pan Indonesia Tbk Industry Peers by Asset Resilience Ratio
Compare Bank Pan Indonesia Tbk's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Bendigo and Adelaide Bank Ltd
AU:BEN |
Banks - Regional | -3.55% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
First Mid Illinois Bancshares Inc
NASDAQ:FMBH |
Banks - Regional | 12.77% |
|
Banco Mercantil do Brasil S.A
SA:BMEB3 |
Banks - Regional | -18.66% |
|
Southern California Bancorp Common Stock
NASDAQ:BCAL |
Banks - Regional | 7.67% |
|
Bank Rakyat Indonesia Agroniaga
JK:AGRO |
Banks - Regional | 8.38% |
|
Banco Hipotecario SA
BA:BHIP |
Banks - Regional | 4.67% |
|
Merkur PrivatBank KgaA
XETRA:MBK |
Banks - Regional | 0.00% |
Annual Asset Resilience Ratio for Bank Pan Indonesia Tbk (2004–2025)
The table below shows the annual Asset Resilience Ratio data for Bank Pan Indonesia Tbk.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 3.60% | Rp8.54 Trillion ≈ $500.54 Million |
Rp237.33 Trillion ≈ $13.91 Billion |
+7.14pp |
| 2023-12-31 | -3.55% | Rp-7.87 Trillion ≈ $-461.18 Million |
Rp222.01 Trillion ≈ $13.01 Billion |
-9.10pp |
| 2019-12-31 | 5.55% | Rp11.73 Trillion ≈ $687.45 Million |
Rp211.29 Trillion ≈ $12.38 Billion |
-1.00pp |
| 2018-12-31 | 6.55% | Rp13.57 Trillion ≈ $795.41 Million |
Rp207.20 Trillion ≈ $12.14 Billion |
+2.60pp |
| 2017-12-31 | 3.95% | Rp8.44 Trillion ≈ $494.84 Million |
Rp213.54 Trillion ≈ $12.51 Billion |
+1.65pp |
| 2016-12-31 | 2.30% | Rp4.58 Trillion ≈ $268.60 Million |
Rp199.18 Trillion ≈ $11.67 Billion |
+0.48pp |
| 2015-12-31 | 1.83% | Rp3.34 Trillion ≈ $195.91 Million |
Rp183.12 Trillion ≈ $10.73 Billion |
-6.38pp |
| 2014-12-31 | 8.20% | Rp14.15 Trillion ≈ $829.40 Million |
Rp172.58 Trillion ≈ $10.11 Billion |
+0.00pp |
| 2013-12-31 | 8.20% | Rp13.45 Trillion ≈ $788.40 Million |
Rp164.06 Trillion ≈ $9.61 Billion |
-7.37pp |
| 2012-12-31 | 15.57% | Rp23.17 Trillion ≈ $1.36 Billion |
Rp148.79 Trillion ≈ $8.72 Billion |
+5.88pp |
| 2011-12-31 | 9.70% | Rp12.10 Trillion ≈ $708.72 Million |
Rp124.75 Trillion ≈ $7.31 Billion |
+4.74pp |
| 2010-12-31 | 4.96% | Rp5.40 Trillion ≈ $316.63 Million |
Rp108.95 Trillion ≈ $6.38 Billion |
-5.46pp |
| 2009-12-31 | 10.42% | Rp8.12 Trillion ≈ $475.51 Million |
Rp77.86 Trillion ≈ $4.56 Billion |
+9.68pp |
| 2008-12-31 | 0.74% | Rp479.36 Billion ≈ $28.09 Million |
Rp64.39 Trillion ≈ $3.77 Billion |
-5.68pp |
| 2007-12-31 | 6.43% | Rp3.44 Trillion ≈ $201.32 Million |
Rp53.47 Trillion ≈ $3.13 Billion |
+6.27pp |
| 2006-12-31 | 0.15% | Rp62.20 Billion ≈ $3.64 Million |
Rp40.51 Trillion ≈ $2.37 Billion |
-0.33pp |
| 2005-12-31 | 0.49% | Rp179.81 Billion ≈ $10.54 Million |
Rp36.92 Trillion ≈ $2.16 Billion |
+0.30pp |
| 2004-12-31 | 0.18% | Rp43.73 Billion ≈ $2.56 Million |
Rp23.94 Trillion ≈ $1.40 Billion |
-- |
About Bank Pan Indonesia Tbk
PT Bank Pan Indonesia Tbk, together with its subsidiaries, engages in providing banking products and services for individuals and businesses in Indonesia and internationally. It operates through Banking and Multi-finance segments. The company offers savings and deposit accounts; savings programs; and credit cards. It also provides loans products, such as KPR Panin, Kredit Exporess, and Referral K… Read more