BSP Financial Group Ltd
BSP Financial Group Limited provides commercial banking and financial services in Papua New Guinea, Fiji, Solomon Islands, Cook Islands, Tonga, Samoa, Vanuatu, Cambodia, and Laos. It offers personal banking services, such as transaction and saving accounts, foreign currency accounts, term deposits, personal loans and asset loans, student loan, overdrafts, debit and credit cards, mortgage services… Read more
BSP Financial Group Ltd - Asset Resilience Ratio
BSP Financial Group Ltd (BFL) has an Asset Resilience Ratio of 21.99% as of December 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2021–2024)
This chart shows how BSP Financial Group Ltd's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down BSP Financial Group Ltd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | AU$0.00 | 0% |
| Short-term Investments | AU$8.16 Billion | 21.99% |
| Total Liquid Assets | AU$8.16 Billion | 21.99% |
Asset Resilience Insights
- Good Liquidity Position: BSP Financial Group Ltd maintains a healthy 21.99% of assets in liquid form.
- This level provides good financial flexibility while maintaining productive asset deployment.
- The company has significant short-term investments, indicating active treasury management.
BSP Financial Group Ltd Industry Peers by Asset Resilience Ratio
Compare BSP Financial Group Ltd's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001 |
Banks - Regional | -6.06% |
|
Bank of Ningbo Co Ltd
SHE:002142 |
Banks - Regional | 6.40% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank of Suzhou
SHE:002966 |
Banks - Regional | -8.31% |
|
Jeju Bank
KO:006220 |
Banks - Regional | 2.45% |
|
Industrial Bank Of Korea
KO:024110 |
Banks - Regional | 4.07% |
|
Hana Financial
KO:086790 |
Banks - Regional | 3.29% |
|
PT Bank Sinarmas Tbk
F:08S |
Banks - Regional | 3.70% |
Annual Asset Resilience Ratio for BSP Financial Group Ltd (2021–2024)
The table below shows the annual Asset Resilience Ratio data for BSP Financial Group Ltd.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 21.99% | AU$8.16 Billion | AU$37.12 Billion | +1.70pp |
| 2023-12-31 | 20.29% | AU$7.50 Billion | AU$36.95 Billion | +4.39pp |
| 2022-12-31 | 15.90% | AU$5.39 Billion | AU$33.89 Billion | +0.87pp |
| 2021-12-31 | 15.03% | AU$4.58 Billion | AU$30.45 Billion | -- |