QBE Insurance Group Ltd - Asset Resilience Ratio
QBE Insurance Group Ltd (QBE) has an Asset Resilience Ratio of 3.80% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (1988–2025)
This chart shows how QBE Insurance Group Ltd's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down QBE Insurance Group Ltd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | AU$1.87 Billion | 3.8% |
| Short-term Investments | AU$0.00 | 0% |
| Total Liquid Assets | AU$1.87 Billion | 3.80% |
Asset Resilience Insights
- Limited Liquidity: QBE Insurance Group Ltd maintains only 3.80% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company primarily holds liquidity in cash and equivalents rather than short-term investments.
QBE Insurance Group Ltd Industry Peers by Asset Resilience Ratio
Compare QBE Insurance Group Ltd's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Hanwha General
KO:000370 |
Insurance - Property & Casualty | 62.53% |
|
Lotte Non-Life
KO:000400 |
Insurance - Property & Casualty | 46.65% |
|
Heungkuk F&M I
KO:000540 |
Insurance - Property & Casualty | 54.79% |
|
Heungkuk Fire & Marine Insurance Co Ltd
KO:000545 |
Insurance - Property & Casualty | 54.79% |
|
Samsung Fire & Marine Insurance
KO:000810 |
Insurance - Property & Casualty | 56.02% |
|
Samsung Fire And Marine Ins Pref
KO:000815 |
Insurance - Property & Casualty | 56.02% |
|
Hyundai Mar&Fi
KO:001450 |
Insurance - Property & Casualty | 50.59% |
|
DB Insurance Co Ltd
KO:005830 |
Insurance - Property & Casualty | 35.49% |
Annual Asset Resilience Ratio for QBE Insurance Group Ltd (1988–2025)
The table below shows the annual Asset Resilience Ratio data for QBE Insurance Group Ltd.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 3.77% | AU$1.85 Billion | AU$49.19 Billion | -0.65pp |
| 2024-12-31 | 4.42% | AU$1.94 Billion | AU$43.85 Billion | +37.25pp |
| 2023-12-31 | -32.83% | AU$-13.82 Billion | AU$42.11 Billion | -34.52pp |
| 2022-12-31 | 1.69% | AU$561.83 Million | AU$33.22 Billion | +0.34pp |
| 2021-12-31 | 1.35% | AU$582.14 Million | AU$43.24 Billion | -0.08pp |
| 2020-12-31 | 1.43% | AU$579.16 Million | AU$40.61 Billion | +0.39pp |
| 2019-12-31 | 1.04% | AU$371.43 Million | AU$35.75 Billion | -0.18pp |
| 2018-12-31 | 1.22% | AU$537.41 Million | AU$44.17 Billion | +0.26pp |
| 2017-12-31 | 0.96% | AU$419.29 Million | AU$43.69 Billion | -0.43pp |
| 2016-12-31 | 1.39% | AU$584.60 Million | AU$42.05 Billion | +1.81pp |
| 2015-12-31 | -0.42% | AU$-180.66 Million | AU$42.93 Billion | -29.70pp |
| 2014-12-31 | 29.28% | AU$11.33 Billion | AU$38.70 Billion | -0.98pp |
| 2013-12-31 | 30.26% | AU$14.35 Billion | AU$47.43 Billion | -0.25pp |
| 2012-12-31 | 30.51% | AU$15.97 Billion | AU$52.35 Billion | +6.73pp |
| 2011-12-31 | 23.78% | AU$11.28 Billion | AU$47.43 Billion | +0.43pp |
| 2010-12-31 | 23.34% | AU$10.01 Billion | AU$42.90 Billion | -10.54pp |
| 2009-12-31 | 33.88% | AU$11.17 Billion | AU$32.98 Billion | -5.92pp |
| 2008-12-31 | 39.80% | AU$10.92 Billion | AU$27.43 Billion | +35.64pp |
| 2007-12-31 | 4.16% | AU$1.15 Billion | AU$27.71 Billion | -39.92pp |
| 2006-12-31 | 44.08% | AU$8.69 Billion | AU$19.72 Billion | +12.07pp |
| 2005-12-31 | 32.00% | AU$5.07 Billion | AU$15.84 Billion | +5.56pp |
| 2004-12-31 | 26.44% | AU$4.03 Billion | AU$15.24 Billion | +6.53pp |
| 2003-12-31 | 19.91% | AU$1.97 Billion | AU$9.89 Billion | -3.65pp |
| 2002-12-31 | 23.56% | AU$1.43 Billion | AU$6.05 Billion | +3.38pp |
| 2001-12-31 | 20.18% | AU$1.14 Billion | AU$5.65 Billion | +14.93pp |
| 1999-12-31 | 5.25% | AU$500.28 Million | AU$9.53 Billion | -22.95pp |
| 1998-12-31 | 28.20% | AU$802.58 Million | AU$2.85 Billion | +25.32pp |
| 1997-12-31 | 2.89% | AU$68.47 Million | AU$2.37 Billion | -16.06pp |
| 1996-12-31 | 18.94% | AU$561.13 Million | AU$2.96 Billion | +17.87pp |
| 1995-12-31 | 1.07% | AU$24.05 Million | AU$2.25 Billion | +0.08pp |
| 1994-12-31 | 0.99% | AU$17.16 Million | AU$1.74 Billion | -0.03pp |
| 1993-12-31 | 1.02% | AU$16.44 Million | AU$1.62 Billion | -0.20pp |
| 1992-12-31 | 1.21% | AU$14.75 Million | AU$1.22 Billion | -8.05pp |
| 1991-12-31 | 9.27% | AU$141.15 Million | AU$1.52 Billion | +8.05pp |
| 1990-12-31 | 1.22% | AU$14.27 Million | AU$1.17 Billion | -0.13pp |
| 1989-12-31 | 1.35% | AU$15.14 Million | AU$1.12 Billion | -0.11pp |
| 1988-12-31 | 1.46% | AU$12.52 Million | AU$858.53 Million | -- |
About QBE Insurance Group Ltd
QBE Insurance Group Limited engages in underwriting general insurance and reinsurance risks in the Australia Pacific, North America, and internationally. The company offers commercial and domestic property, agriculture, public/product liability, motor and motor casualty, professional indemnity, workers' compensation, accident, health, financial and credit, and other insurance products, as well as… Read more