QBE Insurance Group Ltd (QBE) — Cash Flow Quality Index

Latest as of December 2025: 2.12x

QBE Insurance Group Ltd (QBE) has a Cash Flow Quality Index of 2.12x as of December 2025. Operating cash flow of AU$2.45 Billion exceeds net income of AU$1.16 Billion, indicating high earnings quality where cash backs reported profits. Explore QBE Insurance Group Ltd strategic investment ratio to see how much of total assets are deployed in long-term investments.

Cash Flow Quality Index

2.12x
Operating CF / Net Income

Operating Cash Flow

AU$2.45 Billion
AUD

Net Income

AU$1.16 Billion
AUD

Data as of

Dec 2025
Most recent filing

QBE Insurance Group Ltd Cash Flow Quality Index (2001–2025)

Historical Cash Flow Quality Index for QBE Insurance Group Ltd across 21 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check QBE Insurance Group Ltd (QBE) tangible equity ratio to evaluate the tangible quality of the company's equity base.

Annual Cash Flow Quality Index for QBE Insurance Group Ltd (2001–2025)

Year-by-year earnings quality comparison for QBE Insurance Group Ltd. For live market cap and the full company financial profile, see QBE stock market capitalisation.

Year Quality Index Operating CF (AUD) Net Income YoY Change
2025 1.96x AU$4.37 Billion AU$2.23 Billion ▲ +35.3%
2024 1.45x AU$2.58 Billion AU$1.78 Billion ▲ +30.5%
2023 1.11x AU$1.50 Billion AU$1.35 Billion ▼ -76.7%
2022 4.76x AU$2.79 Billion AU$587.00 Million ▲ +29.5%
2021 3.67x AU$2.75 Billion AU$750.00 Million ▼ -80.5%
2019 18.82x AU$1.78 Billion AU$94.53 Million ▲ +2508.8%
2018 -0.78x AU$-458.79 Million AU$587.21 Million ▼ -180.9%
2016 0.97x AU$559.00 Million AU$579.00 Million ▲ +4245.4%
2015 -0.02x AU$-16.00 Million AU$687.00 Million ▼ -105.2%
2014 0.45x AU$332.00 Million AU$742.00 Million ▼ -87.2%
2012 3.51x AU$2.75 Billion AU$784.75 Million ▲ +15.5%
2011 3.04x AU$2.17 Billion AU$714.37 Million ▲ +189.9%
2010 1.05x AU$1.36 Billion AU$1.30 Billion ▲ +8.2%
2009 0.97x AU$1.71 Billion AU$1.77 Billion ▼ -20.0%
2008 1.21x AU$1.59 Billion AU$1.32 Billion ▲ +11.9%
2007 1.08x AU$2.08 Billion AU$1.93 Billion ▼ -20.4%
2006 1.36x AU$2.04 Billion AU$1.50 Billion ▲ +2.1%
2005 1.33x AU$1.45 Billion AU$1.09 Billion ▼ -45.9%
2004 2.46x AU$2.11 Billion AU$857.00 Million ▼ -99.8%
2002 1493.85x AU$837.82 Million AU$560.85K ▲ +30.5%
2001 1144.45x AU$145.49 Million AU$127.12K —
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.