QBE Insurance Group Ltd (QBE) — Cash Flow-to-Debt Ratio
QBE Insurance Group Ltd (QBE) has a Cash Flow-to-Debt Ratio of 0.07x as of December 2025, meaning its operating cash flow of AU$2.45 Billion could theoretically repay 0% of its total liabilities (AU$37.51 Billion) in one year. See QBE free cash flow to operating cash ratio to measure how efficiently the company converts operating cash flow to free cash.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
QBE Insurance Group Ltd Cash Flow-to-Debt Ratio (1991–2025)
Historical debt coverage capacity for QBE Insurance Group Ltd across 34 annual periods. Also explore QBE Insurance Group Ltd equity growth rate to track the company's year-over-year net asset growth rate.
Annual Cash Flow-to-Debt Ratio for QBE Insurance Group Ltd (1991–2025)
Year-by-year debt coverage analysis for QBE Insurance Group Ltd. For market capitalisation and broader financial context, see QBE Insurance Group Ltd (QBE) market capitalisation.
| Year | CF-to-Debt Ratio | Operating CF (AUD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.12x | AU$4.37 Billion | AU$37.51 Billion | ▲ +49.8% |
| 2024 | 0.08x | AU$2.58 Billion | AU$33.12 Billion | ▲ +66.4% |
| 2023 | 0.05x | AU$1.50 Billion | AU$32.16 Billion | ▼ -59.3% |
| 2022 | 0.11x | AU$2.79 Billion | AU$24.30 Billion | ▲ +43.4% |
| 2021 | 0.08x | AU$2.75 Billion | AU$34.38 Billion | ▲ +147.5% |
| 2020 | 0.03x | AU$1.23 Billion | AU$38.13 Billion | ▼ -49.8% |
| 2019 | 0.06x | AU$1.78 Billion | AU$27.59 Billion | ▲ +591.1% |
| 2018 | -0.01x | AU$-458.79 Million | AU$34.94 Billion | ▼ -365.3% |
| 2017 | 0.00x | AU$172.84 Million | AU$34.92 Billion | ▼ -71.9% |
| 2016 | 0.02x | AU$559.00 Million | AU$31.77 Billion | ▲ +3657.0% |
| 2015 | 0.00x | AU$-16.00 Million | AU$32.35 Billion | ▼ -104.3% |
| 2014 | 0.01x | AU$332.00 Million | AU$29.17 Billion | ▼ -50.6% |
| 2013 | 0.02x | AU$852.90 Million | AU$36.99 Billion | ▼ -66.0% |
| 2012 | 0.07x | AU$2.75 Billion | AU$40.57 Billion | ▲ +15.1% |
| 2011 | 0.06x | AU$2.17 Billion | AU$36.83 Billion | ▲ +39.9% |
| 2010 | 0.04x | AU$1.36 Billion | AU$32.33 Billion | ▼ -32.3% |
| 2009 | 0.06x | AU$1.71 Billion | AU$27.55 Billion | ▲ +2.7% |
| 2008 | 0.06x | AU$1.59 Billion | AU$26.28 Billion | ▼ -20.7% |
| 2007 | 0.08x | AU$2.08 Billion | AU$27.27 Billion | ▼ -24.1% |
| 2006 | 0.10x | AU$2.04 Billion | AU$20.26 Billion | ▲ +24.1% |
| 2005 | 0.08x | AU$1.45 Billion | AU$17.92 Billion | ▼ -38.2% |
| 2004 | 0.13x | AU$2.11 Billion | AU$16.09 Billion | ▼ -17.7% |
| 2003 | 0.16x | AU$2.09 Billion | AU$13.11 Billion | ▲ +84.7% |
| 2002 | 0.09x | AU$837.82 Million | AU$9.71 Billion | ▲ +421.2% |
| 2001 | 0.02x | AU$145.49 Million | AU$8.79 Billion | ▼ -23.1% |
| 1999 | 0.02x | AU$91.06 Million | AU$4.23 Billion | ▼ -57.4% |
| 1998 | 0.05x | AU$179.29 Million | AU$3.55 Billion | ▼ -21.4% |
| 1997 | 0.06x | AU$206.15 Million | AU$3.21 Billion | ▼ -10.7% |
| 1996 | 0.07x | AU$232.40 Million | AU$3.23 Billion | ▲ +6.8% |
| 1995 | 0.07x | AU$149.82 Million | AU$2.22 Billion | ▼ -20.7% |
| 1994 | 0.09x | AU$166.88 Million | AU$1.96 Billion | ▲ +149.8% |
| 1993 | 0.03x | AU$60.56 Million | AU$1.78 Billion | ▼ -12.7% |
| 1992 | 0.04x | AU$57.09 Million | AU$1.46 Billion | ▼ -10.0% |
| 1991 | 0.04x | AU$73.61 Million | AU$1.70 Billion | — |