StoneCo Ltd - Asset Resilience Ratio
StoneCo Ltd (0Q0) has an Asset Resilience Ratio of 4.78% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check 0Q0 strategic asset allocation to assess the company's strategic physical and investment asset allocation.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2016–2025)
This chart shows how StoneCo Ltd's Asset Resilience Ratio has changed over time. See StoneCo Ltd (0Q0) net asset quality to measure how much of total assets are equity-financed.
Liquid Assets Composition Over Time
This chart breaks down StoneCo Ltd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see StoneCo Ltd (0Q0) total market value.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | €0.00 | 0% |
| Short-term Investments | €2.97 Billion | 4.78% |
| Total Liquid Assets | €2.97 Billion | 4.78% |
Asset Resilience Insights
- Limited Liquidity: StoneCo Ltd maintains only 4.78% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
StoneCo Ltd Industry Peers by Asset Resilience Ratio
Compare StoneCo Ltd's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Shanghai Precise Packaging Co Ltd
SHE:300442 |
Software - Infrastructure | 0.36% |
|
kakaopay Corp.
KO:377300 |
Software - Infrastructure | 47.13% |
|
Inesa Intelligent Tech Inc A
SHG:600602 |
Software - Infrastructure | 1.50% |
|
Wiscom System Co Ltd
SHE:002090 |
Software - Infrastructure | 15.11% |
|
Razor Labs Ltd
TA:RZR |
Software - Infrastructure | 32.79% |
|
RAIZ Invest Ltd
AU:RZI |
Software - Infrastructure | 1.21% |
|
Orion Digital Corp.
TO:ORIO |
Software - Infrastructure | 18.60% |
|
IXUP Ltd
AU:IXU |
Software - Infrastructure | 0.74% |
Annual Asset Resilience Ratio for StoneCo Ltd (2016–2025)
The table below shows the annual Asset Resilience Ratio data for StoneCo Ltd.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 4.78% | €2.97 Billion ≈ $3.48 Billion |
€62.30 Billion ≈ $72.83 Billion |
-12.23pp |
| 2024-12-31 | 17.01% | €9.32 Billion ≈ $10.90 Billion |
€54.81 Billion ≈ $64.08 Billion |
-3.28pp |
| 2023-12-31 | 20.29% | €9.88 Billion ≈ $11.55 Billion |
€48.69 Billion ≈ $56.93 Billion |
+2.74pp |
| 2022-12-31 | 17.55% | €7.41 Billion ≈ $8.67 Billion |
€42.25 Billion ≈ $49.39 Billion |
+7.23pp |
| 2021-12-31 | 10.32% | €4.34 Billion ≈ $5.07 Billion |
€42.06 Billion ≈ $49.17 Billion |
-15.28pp |
| 2020-12-31 | 25.60% | €8.13 Billion ≈ $9.50 Billion |
€31.75 Billion ≈ $37.12 Billion |
+10.62pp |
| 2019-12-31 | 14.98% | €2.94 Billion ≈ $3.43 Billion |
€19.61 Billion ≈ $22.92 Billion |
-5.86pp |
| 2018-12-31 | 20.84% | €2.77 Billion ≈ $3.24 Billion |
€13.29 Billion ≈ $15.54 Billion |
+17.80pp |
| 2017-12-31 | 3.04% | €201.76 Million ≈ $235.88 Million |
€6.64 Billion ≈ $7.76 Billion |
+1.31pp |
| 2016-12-31 | 1.73% | €66.34 Million ≈ $77.56 Million |
€3.84 Billion ≈ $4.49 Billion |
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About StoneCo Ltd
StoneCo Ltd. provides financial technology and software solutions to merchants and integrated partners to conduct electronic commerce across in-store, online, and mobile channels in Brazil. The company offers financial services, including payment, prepayment, digital banking, and credit solutions. It distributes its solutions, principally through proprietary and franchised Stone Hubs, which offer… Read more