StoneCo Ltd Asset Resilience Ratio

Latest as of December 2025: 4.78%

StoneCo Ltd asset resilience ratio. StoneCo Ltd (0Q0) has an Asset Resilience Ratio of 4.78% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See defensive interval ratio of StoneCo Ltd to measure how many days the company can operate on defensive assets alone.

Liquid Assets

€2.97 Billion

≈ $3.48 Billion USD Cash + Short-term Investments

Total Assets

€62.30 Billion

≈ $72.83 Billion USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio of StoneCo Ltd (2016–2025)

Asset resilience ratio of StoneCo Ltd from 2016 to 2025. This chart shows how StoneCo Ltd's Asset Resilience Ratio has changed over time. Read 0Q0 liabilities breakdown for a breakdown of total debt and financial obligations.

Liquid Assets Composition Over Time

This chart breaks down StoneCo Ltd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see StoneCo Ltd assets under control.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	€0.00	0%
Short-term Investments	€2.97 Billion	4.78%
Total Liquid Assets	€2.97 Billion	4.78%

Asset Resilience Insights

Limited Liquidity: StoneCo Ltd maintains only 4.78% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company has significant short-term investments, indicating active treasury management.

StoneCo Ltd Industry Peers by Asset Resilience Ratio

Compare StoneCo Ltd's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
TIZA Information Industry Corporation Inc SHE:300209	Software - Infrastructure	0.25%
Payoneer Global Inc NASDAQ:PAYO	Software - Infrastructure	85.26%
Lakala Payment Co Ltd SHE:300773	Software - Infrastructure	9.88%
Qi An Xin Technology Group Inc SHG:688561	Software - Infrastructure	1.17%
Megaport Ltd AU:MP1	Software - Infrastructure	22.07%
Shenzhen Ysstech Info-Tech Co Ltd SHE:300377	Software - Infrastructure	6.03%
Maxvision Technology Corp SHE:002990	Software - Infrastructure	5.60%
E2E Networks Limited NSE:E2E	Software - Infrastructure	2.56%

StoneCo Ltd Asset Resilience Ratio by Year (2016–2025)

StoneCo Ltd asset resilience ratio by year from 2016 to 2025. The table below shows the annual Asset Resilience Ratio data for StoneCo Ltd.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-12-31	4.78%	€2.97 Billion ≈ $3.48 Billion	€62.30 Billion ≈ $72.83 Billion	-12.23pp
2024-12-31	17.01%	€9.32 Billion ≈ $10.90 Billion	€54.81 Billion ≈ $64.08 Billion	-3.28pp
2023-12-31	20.29%	€9.88 Billion ≈ $11.55 Billion	€48.69 Billion ≈ $56.93 Billion	+2.74pp
2022-12-31	17.55%	€7.41 Billion ≈ $8.67 Billion	€42.25 Billion ≈ $49.39 Billion	+7.23pp
2021-12-31	10.32%	€4.34 Billion ≈ $5.07 Billion	€42.06 Billion ≈ $49.17 Billion	-15.28pp
2020-12-31	25.60%	€8.13 Billion ≈ $9.50 Billion	€31.75 Billion ≈ $37.12 Billion	+10.62pp
2019-12-31	14.98%	€2.94 Billion ≈ $3.43 Billion	€19.61 Billion ≈ $22.92 Billion	-5.86pp
2018-12-31	20.84%	€2.77 Billion ≈ $3.24 Billion	€13.29 Billion ≈ $15.54 Billion	+17.80pp
2017-12-31	3.04%	€201.76 Million ≈ $235.88 Million	€6.64 Billion ≈ $7.76 Billion	+1.31pp
2016-12-31	1.73%	€66.34 Million ≈ $77.56 Million	€3.84 Billion ≈ $4.49 Billion	--

pp = percentage points

About StoneCo Ltd

F:0Q0 Germany Software - Infrastructure

Market Cap

$2.41 Billion

€2.06 Billion EUR

Market Cap Rank

#5377 Global

#869 in Germany

Share Price

€8.41

Change (1 day)

+1.01%

52-Week Range

€8.32 - €16.72

All Time High

€78.30